Abstract: A method includes aggregating profile information corresponding to a plurality of advisors; receiving a search criteria from a first mobile device associated with a first advisor; determining a search result comprising one or more advisors from the plurality of advisors based on the profile information of the one or more advisors meeting the search criteria; receiving an indication of a selection of an advisor of the one or more advisors from the first mobile device; establishing a communication session between the first mobile device associated with the first advisor and a second mobile device associated with the selected advisor; monitoring and analyzing communications between the second mobile device associated with the selected advisor and the first mobile device associated with the first advisor; and generating a partnership agreement to formalize a wealth management business relationship between the first advisor and the selected advisor including the one or more terms.

Abstract: Some embodiments provide a method for automatically generating an appointment for an electronic calendar. The method receives input to create a new appointment for the calendar. The method analyzes several previous appointments stored for the first calendar. Based on the analysis, the method automatically proposes a new appointment that has at least one appointment characteristic shared with at least one past appointment stored for the calendar. In some embodiments, the method receives text input describing a characteristic of the new appointment, and searches through the previous appointments using the text input.

Abstract: In some examples, an apparatus for scheduling service assets for an event is provided. A schedule of events and service assets is stored. Each event in the schedule of events is associated with one of the plurality of service assets. A first service asset is unable to attend an event. A substitution request from a first computing device associated with the first service asset is received. A user interface is generated for display on the first computing device. The user interface includes a plurality of selectable items corresponding to the plurality of service assets, a selectable request-substitute interface element, and a selectable event sign-in interface element. In response to receiving a selection of a send-request interface element, a substitute request notification to be displayed on a second computing device is transmitted. In some examples, the schedule of events is updated to reflect a second service asset associated with the event.

Abstract: A computing device for scheduling maintenance services for an earthmoving machine is disclosed. The computing device includes an input device configured to receive work hour input associated with work operations of the earthmoving machine and a visual display on board the earthmoving machine. The computing device further includes a processor configured to execute instructions for receiving the work hour input from the input device and determining current work hours associated with a completed maintenance service of the earthmoving machine based on the work hour input. The processor is further configured to execute instructions for presenting a user of the earthmoving machine, via the visual display, with one or more service interval rationalization options based on the current work hours and scheduling one or more subsequent planned maintenance services based on the one or more service interval rationalization options.

Abstract: A system and method for secure and intuitive payment transactions at an ecommerce merchant website with a client device. The system has a trusted platform that hosts a Mediator site and Manifest database that includes a plurality of Manifest files. Each Manifest file includes a unique identifier and mapped payor information for a payment entity. The platform uses the Manifest to validate trusted payment entities and provide the Mediator site. The Mediator site generates cookies with payor information from the Manifest files, which are transmitted stored on user devices. These cookies are employed to facilitate trusted and intuitive transactions at merchant websites using dynamic interface objects presented on the user's client device interface.

Abstract: Techniques are described for creating and tracking receipts via a digital distributed ledger system. The techniques include receiving a purchase data, and transforming the purchase data into at least one receipt trail record. The techniques further include storing the receipt trail record in a least one block of digital distributed ledger system. The techniques additionally include distributing the at least one block among nodes of the digital distributed ledger system, wherein the digital distributed ledger system is configured to immutably store the data of the receipt trail record.

Abstract: A method performed by one or more computers includes obtaining a collection order initiated by a user; determining a quantity of payers for the collection order; determining whether the user selects to invoke a one-click friends list, and if so, generating, a one-click friends list corresponding to the quantity of payers, wherein the one-click friends list is determined by collecting and analyzing cumulative behavioral data of the user based on historical collection orders of the user within a predetermined time period; and receiving user input from the user to determine that the one-click friends list matches an actual friends list for the collection order, and in response, initiating collection corresponding to the collection order.

Abstract: A graphical user interface (GUI) and operator console management system for a distributed terminal network is described. In some embodiments, the terminals may be hardware terminals, kiosks, or clients. In some embodiments, a security analysis may be performed, and security scores may be determined, for visitors requesting operations at terminals based on an operator configuration. Security scores may be determined by a provider, in communication with the operator terminals, based on aggregation of a plurality of factors, wherein each factor may be weighted. The factors may incorporate operator settings or preferences. In one embodiment, the factors include one or more facial recognition factors. The one or more facial recognition factors may be used for biometric authentication. The provider may use the security scores to determine user privileges or permissions for the operations. The provider may deliver instructions or messages to the terminals based on the determinations.

Abstract: Described in example embodiments herein are techniques for implementing an automated banking machine such as an ATM. An example embodiments, tracks the flow of a note through an ATM. Another embodiment corrects errors detected during a note flow. Some embodiments are in the form of security protocols for communications or other communication protocols, or techniques for monitoring devices operating in the ATM. Yet another example embodiment is directed to security of a currency cassette. Still yet another embodiment is directed to detecting tampering of the ATM's gate and/or shuttle. Yet still another embodiment determines if notes in a shuttle were delivered.

Abstract: Wireless Electronic Check Deposit Scanning and Cashing Machine (also known and referred to as WEDS) Web-based Online account cash Management computer application System (also known and referred to as OMS virtual/live teller)—collectively invented integrated as “WEDS.OMS” System. Method and Apparatus for Depositing and Cashing Ordinary paper and/or substitute checks and money orders online Wirelessly from home/office computer, laptop, Internet enabled mobile phone, pda (personal digital assistant) and/or any Internet enabled device. WEDS enables verification and transmittal of image, OMS is the navigation tool used to set commands and process requests, integrated with WEDS, working collectively as WEDS.OMS System.

Abstract: A system for facilitating real-time transactions of data representing monetary value between clients in a computer network comprises at least one first client and a transaction server computer system, the first client being associated with a set of data representing a balance of monetary value. The transaction server computer system is configured for receiving requests for transactions of data representing an amount of monetary value from a plurality of second clients for real-time updates of the first client's set of data. The first client's set of data is stored in a data structure comprising first and second subsets of the data, each subset of data defining a sub-balance representing an amount of monetary value. The first and second subsets are simultaneously updated following respective requests. A server architecture comprising a further administrative authority server computer system and secure tunnels enhances security.

Abstract: A transaction sequencer that comprises a processor, a non-transitory memory, and an application stored in the non-transitory memory. The application receives a message comprising information about a first purchase item, wherein the message was created by a point-of-sale after a filtering step that assured that the first purchase item is associated with a master approved item list, searches a plurality of different approved product lists using the information about the first item, wherein the plurality of different approved product lists comprise a first approved product list and a second approved product list, creates a first transaction based on finding the first item in the first approved product list, transmits the first transaction to a first transaction processing system, receives a first response from the first transaction processing system, bundles the first response in a unified response, and transmits the unified response.

Abstract: A system provides for a self-checkout terminal with various components. A receiver receives shopping data including prices of items that a customer has physically acquired or placed in a cart. A payment logic receives credential information associated with a monetary account for paying for the items. A message logic creates checkout data that includes data representing the collection of purchase items. A transmitter transmits the credential information to an account network for authentication and the receiver receives a response indicating if the monetary account is valid. The payment logic/self-checkout terminal indicates to the customer that a payment using the monetary account for the purchase items is authorized or not. When authorized, an authorization is received at the self-checkout terminal before the customer arrives at the terminal and the self-checkout terminal causes a payment transaction to be executed to provide for self-checkout using the monetary account without assistance by another person.

Abstract: There is provided a computer-implemented method for securing a transaction. The method comprises receiving or determining 193 a plurality of sub-charges associated with the transaction; and determining 195 a password to secure completion of the transaction based on the plurality of the sub-charges.

Abstract: A system and method in accordance with exemplary embodiments may include systems and methods for providing first-in-wallet payment account auctioning. In an exemplary embodiment, a method for providing first-in-wallet payment account auctioning includes, receiving, via a network, consumer preference data, current consumer financial situation data associated with a plurality of payment accounts, and account terms associated with each of the plurality of payment accounts; scoring each of the plurality of payment accounts based on the consumer preference data, the current consumer financial situation data, and the account terms and determining an optimal payment account to be the first-in-wallet account out of the plurality of payment accounts based on the scoring.

Abstract: A mobile device, such as a cellular phone, can retrieve log data from a secured terminal, such as an automated teller machine. The mobile device can download data including a log from a secured terminal through a connection established therebetween, such as through a wired port on the secured terminal. The mobile device can determine a data representation of a geographic location of the secured terminal determined from at least one of a positioning service and a positioning device, such as from a global positioning system module of the mobile device. The mobile device can automatically upload data including the log and the geographic location to at least one server via a network, such as a wireless 3G network. The at least one server can select the closest secured terminal to the first geographic location, based on a database of known, stored locations of secured terminals.

Abstract: A device implementing a scalable wireless transaction system includes at least one processor configured to receive, from a wireless transaction system server, a list of wireless transaction group identifiers, and an indication of at least one applet associated with each of the wireless transaction group identifiers. The at least one processor is further configured to receive, from a wireless transaction device, a polling frame that includes one of the wireless transaction device group identifiers. The at least one processor is further configured to select an applet provisioned on a device secure element that is assigned to the wireless transaction group identifier, the assigning being based at least in part on the received list. The at least one processor is further configured to utilize the selected applet to perform a wireless transaction with the wireless transaction device.

Abstract: The present application discloses resource selection and resource transfer methods and apparatuses, and automatic vending methods and systems. The method includes the following: obtaining, by a mobile device placed within a predetermined range of a resource management terminal, data comprising changes in magnetic field intensity of the resource management terminal; determining, by the mobile device and based on the data comprising changes in the magnetic field intensity, a first target channel from a plurality of channels in a rack of the resource management terminal; and sending, by the mobile device and to the resource management terminal, a target resource selection instruction, wherein the target resource selection instruction comprises information that specifies the first target channel.

Abstract: A method for transaction authorization includes generation of a master authentication code based on an authorization request for a transaction by a server. The transaction is initiated by a user by way of a transaction application installed on a user-computing device. The server splits the master authentication code into a first authentication code and a second authentication code. The first authentication code is communicated to the transaction application and the second authentication code is communicated to the user by the server. The transaction application generates a response code based on the first authentication code and the second authentication code. The server receives the response code from the transaction application and processes the transaction based on a match between the response code and the master authentication code.

Abstract: In one embodiment, a method comprises receiving a unique identifier from an item and sending a communication to an electronic device requesting that a user confirm a pending transaction, receiving input from the electronic device associated, and sending the received input to an authentication system for completing a transaction. In another embodiment, a system comprises a sensor, an authentication system, and a transaction processing system. The sensor is configured to emit energy and receive at least one first identifier, send at least one communication to an electronic device requesting a second identifier, receive at least one second identifier, and send the at least one first identifier and the at least one second identifier to the authentication system.

Abstract: A method is applied to a first terminal, the first terminal includes a main processor and an NFC chip, and a first SE is integrated into and/or an HCE application is run on the main processor. The method includes: when the main processor of the first terminal is powered off, receiving, by the first terminal, an application selection instruction sent by a second terminal, where the application selection instruction is used to instruct to process an NFC service by using an application in the first SE or the HCE application; and after receiving the application selection instruction, controlling, by the first terminal, the main processor to be powered on, and routing the application selection instruction to the main processor, so that the main processor processes the NFC service.

Abstract: Methods and systems of managing payment cards are disclosed. A financial institution computing system includes a token database storing a plurality of tokens and token information, a network interface circuit enabling the financial institution computing system to exchange information over a network; and a token management circuit. The token management circuit enables a graphical user interface on a customer device over the network that can be used to generate new token requests, re-provision token requests, and management requests. The management requests enable and disable tokens, such that transactions against a payment card account using an enabled token are completed, and transactions against the payment card account using a disabled token are denied.

Abstract: Account registration using a contactless card. A payment application executing on a device may receive a request to generate a payment account using a contactless card. The payment application may receive encrypted data from the contactless card and transmit the encrypted data to a server associated with the contactless card. The device may receive a push notification from the server and open an account application associated with the contactless card responsive to selection of the push notification. The account application may receive confirmation to generate the payment account using the contactless card and transmit the confirmation to the server. The device may open the payment application responsive to receiving verification of the encrypted data from the server. The payment application may fill form fields with account data received from the server and generate the payment account using the account data received from the server filled into the form fields.

Abstract: A computer system is provided that communicates with a distributed blockchain computing system that includes multiple computing nodes. The exchange stores an order book and a plurality of digital wallets associated with different clients. The computer system receives new data transaction requests that are added to the order book. A match is identified between data transaction requests and hashes associated with the digital wallets associated with the respective data transaction requests are generated. The counterparties receive the hashes of the other party along with information on the match and each party causes blockchain transactions to be added to the blockchain of the blockchain computing system. The computing system then monitors the blockchain to determine if both sides of the match has been added to the blockchain.

Abstract: Enabling an unattended device to accept card present transactions comprises establishing short-range wireless communication between the unattended device and an application on a mobile device of a cardholder. The unattended device includes a card reader and wireless interface. The unattended device receives a transaction amount for a transaction between the cardholder and the unattended device. The card reader on the unattended device reads account information from a payment card of the cardholder presented to the card reader. The unattended device encrypts the account information and the transaction amount to generate encrypted transaction data. The unattended device transmits the encrypted transaction data to the application on the mobile device using the short-range wireless communication for forwarding to a payment processing network using a network link of the mobile device.

Abstract: A first service request is received from a source system to perform a first service from a target system user account, where the first service request includes information identifying the user account for both the source system and the target system. Sending the first service request to the target system to load a user account login interface for logging in to the target system user account through the source system. A first service performance result is received from the target system. A mapping relationship between the source system and the target system user account is stored. A second service request is received. The target system user account is identified based on the second service request and the stored mapping relationship. The second service request and the target system user account are sent to the target system for performing the second service.

Abstract: Example embodiments provide a multi-currency cart and checkout. In example embodiments, a currency accepted and a payment option for each item in a multi-currency cart is identified. A plurality of currency groups is generated based on the currency and payment options, whereby each currency group comprises one or more items having a same payment option and accepting a same currency. A multi-currency checkout user interface (UI) is presented on a client device that presents the plurality of currency groups and a pay selector for each of the plurality of the currency groups. An updated multi-currency checkout UI is presented in response to processing payment for a selected one of the plurality of currency groups. The updated multi-currency UI comprises a confirmation for payment for the selected one of the plurality of currency groups and remaining currency groups of the plurality of currency groups.

Abstract: There is provided a computer-implemented method, a computer system and a cryptocurrency depository for enabling secure escrow and safekeeping of a cryptocurrency. The computer implemented method starts by establishing a secure communication between a first party device associated with a depositor of the cryptocurrency and a second party device associated with a secure cryptocurrency depository, in a cryptocurrency network. The secure cryptocurrency depository is a secure cryptocurrency escrow and/or a secure cryptocurrency vault.

Abstract: The present invention generally relates to the use of stable value digital assets and/or fiat-backed digital assets as cryptocurrencies that can be linked to other digital assets using blockchain technology and/or through a peer-to-peer network. In embodiments, the present invention relates to specific applications of fiat-backed digital assets and/or stable value digital asset tokens tied to a peer-to-peer network, such as a blockchain network.

Abstract: A method includes receiving a cyphertext of a digital document specifying a guarantee and one or more zero-knowledge proofs (ZKPs) related to a value associated with the guarantee; verifying the one or more ZKPs; upon successfully verifying the one or more ZKPs, storing the cyphertext to a blockchain based on performing a consensus algorithm; receiving a first message from a first computing device associated with the beneficiary or a representative of the beneficiary indicating there is no outstanding claim for the guarantee; sending a second message to a second computing device associated with a guarantor to confirm that the guarantor is discharged from undertaking payment under the guarantee; receiving a third message from the second computing device associated with the guarantor requesting the status of the guarantee to be changed to expired; and updating the status of the guarantee stored in the blockchain to indicate that the guarantee has expired.

Abstract: Method of controlling an electronic device and corresponding electronic device. The method may be performed by an electronic device (20) and includes steps such as receiving an instruction command (CMD) that includes identifiers (ID) of instructions (IS) that are prerecorded in a memory (30) of the electronic device; using the identifiers to form a code (RC) defining a set of instructions, where the set of instructions combines prerecorded instructions (IS) to execute a security check; and storing the code (RC) in a memory (28) of the electronic device in order to configure the electronic device (20) to execute the security check.

Abstract: An authentication server computing device is provided. The authentication server computing device is configured to receive a transaction request from an audio interface device, generate a first audio file including a first audio transmission, wherein the first audio transmission includes a primary security artifact and at least one secondary security artifact and the primary security artifact is an encoding of a one-time password, store a reference data file including the first audio transmission, transmit the first audio file to a verified user computing device associated with the account identifier, receive a second audio file from the audio interface device, wherein the second audio file includes a second audio transmission, verify the second audio transmission by comparing the second audio transmission to the reference data file including the primary security artifact and the at least one secondary security artifact, and authorize the transaction based on verifying the second audio transmission.

Abstract: The present disclosure relates to methods and systems for placing and processing a payment transaction for an order for one or more products. A method of processing a payment transaction for an order for one or more products is provided. The method comprises: receiving an authorization request message comprising: a token PAN associated with a payment account and with an electronic device configured to detect the presence of the one or more products. It is determined that the payment transaction should be processed according to a delayed clearing protocol. A clearing presentment file comprising at least one clearing presentment message is received. The payment transaction is processed according to a delayed clearing protocol by determining whether the network server has received a receipt message from the electronic device and, if not, returning an error message to the first financial intuition indicating that the clearing presentment message has been rejected.

Abstract: An electronic reader may operate in a normal mode. The reader may evaluate criteria to determine whether to continue operating in the normal mode or operate in a secure mode. The secure mode may include deactivating functionality in the reader. Deactivating functionality may include at least one of disabling a credential reading functionality, disabling a credential processing functionality, and disabling a credential communicating functionality.

Abstract: A drive-through order processing method and apparatus are disclosed. The drive-through order processing method includes receiving customer information detected through vision recognition, providing product information based on the customer information, and processing a product order of a customer. According to the present disclosure, it is possible to rapidly process an order using customer information based on customer recognition using an artificial intelligence (AI) model of machine learning through a 5G network.

Abstract: The specification describes methods and systems for payment processing. An example method comprises: receiving a product settlement request from a settlement user; acquiring and storing biometric feature information of the settlement user; receiving product information from the settlement user; obtaining a payment account of the settlement user according to the stored biometric feature information; and deducting, from the payment account, a consumption amount determined based on the product information.

Abstract: While artificial neural networks can be used to predict particular values in certain contexts, convolutional neural networks are not typically used in these contexts—instead they may be employed for image recognition. However, raw transactional data may be structured to take advantage of convolutional neural network (CNN) techniques by arranging the data such that correlations are increased between nearby other data. In arranging data in this manner, the structured CNN (SCNN) can operate efficiently without having to make use of engineered data features, the generation and maintenance of which can be a time-consuming process.

Abstract: A system and computer-implemented method for identifying and blocking repetitive submissions from a fraudster or unscrupulous merchant/acquirer to a card-issuer for the same financial transaction. A communications network is monitored for financial transaction requests and responses being communicated between the fraudster or unscrupulous merchant/acquirer and the card-issuer. The requests are analyzed to identify a pattern in a subset of the requests which the card-issuer has declined. The pattern identifies the subset of the requests as repetitive submissions from the merchant/acquirer for the same financial transaction. The pattern may be based on the number of requests from the same merchant/acquirer, the same card number, the same reason code for declining the requests, the same transaction amount, and being received within a particular time period. The next submission for the same transaction is blocked from reaching the card-issuer.

Abstract: The present invention provides that a credit card authentication value is divided into meaningless information block 1 and information block 2, the information block 1 can be transmitted to a user authentication device that is physically insulated, and the user authentication device that encodes the information block 1 on the basis of payment PIN information received from user equipment and keeps the encoded information block 1, and decodes the encoded information block 1 on the basis of the payment PIN information and transmits the information block 1 to the credit card permission request device, when there is a request from the credit card permission request device, thereby determining whether there is forgery in payment on a web. Accordingly, security in payment can be improved.

Abstract: The disclosed customer support methods and systems allow customers to request and receive product-specific support from service providers. The embodiments facilitate support interactions between such customers and providers by allowing providers to provide on-demand and/or scheduled support services to customers via various communication channels, displaying product-specific communications and resources to customers, and/or allowing customers and providers to access past support interactions.

Abstract: The present disclosure is directed to various ways of improving the functioning of computer systems, information networks, data stores, search engine systems and methods, and other advantages. Among other things, provided herein are methods, systems, components, processes, modules, blocks, circuits, sub-systems, articles, and other elements (collectively referred to in some cases as the “platform” or the “system”) that collectively enable, in a single database and system, the development and maintenance of a set of universal contact objects that relate to the contacts of a business and that have attributes that enable use for a wide range of activities, including sales activities, marketing activities, service activities, content development activities, and others, as well as improved methods and systems for sales, marketing and services that make use of such universal contact objects.

Abstract: Embodiments for ensuring compliance of Internet of Things (IoT) devices in an IoT environment by a processor. One or more solutions may be provided for those of a plurality of sensor based devices in an IoT network identified as having performance obligation deficiencies according to a knowledge domain describes the performance obligations for the plurality of sensor based devices.

Abstract: A method is disclosed for supply chain management, the method comprising: capturing, by a part scanner, a first image of a surface of a part; generating, by the part scanner, a first surface descriptor for the part based on the first image; identifying, by the part scanner, a second surface descriptor that corresponds to a component of the part; generating, by the part scanner, an authentication record for the part based on the first surface descriptor and the second surface descriptor; and storing, by the part scanner, the authentication record in a cryptographically-auditable ledger of a blockchain platform.

Abstract: There is provided a method and system for qualification testing in a social network service. Qualification testing provides access control into a social network, wherein qualification is based on answers to questions related to a topic. In one example, members admitted to the network provide guidance, notes and research assistance to another member. The social network members access the social network from an external networked computing service, such as another social network, to facilitate easy connection to potential members. The social network may be implemented as an application overlay to the external service, or may access connections in the external network.

Abstract: An information processing apparatus includes an acquisition unit configured to acquire at least one of weather information and time information of a predetermined area as an environmental parameter, a use history unit configured to acquire a use history including a use section, a use time, and vehicle information of a vehicle previously used by a user, a prediction unit configured to perform a demand prediction of a vehicle to be used by the user based on correspondence information with the environmental parameter and the use history stored in association with each other, and a vehicle arrangement plan output unit configured to output a plan of arrangement locations of the vehicles planed based on the demand prediction of the vehicle performed by the demand prediction unit.

Abstract: Methods, systems and computer program products for facilitating use of select hyper-local data sets for improved modeling are provided. Aspects include receiving customer data associated with a customer by a workbench platform and determining an accuracy of a customer model using the customer data. For each of a plurality of hyper-local data sets, aspects also include determining an increase in model accuracy based on use of the hyper-local data set and the customer data. Aspects include identifying at least one group of hyper-local data sets of the plurality of hyper-local data sets that result in similar increases in model accuracy. Aspects also include facilitating use of a selected one or more of the hyper-local data sets of the at least one group of hyper-local data sets in generating an improved accuracy customer model.

Abstract: A sales lead generation system includes components including a gaming device and an application server. The application server includes a game controlling module and an education module configured to display on the gaming device educational information regarding financial products and receive data indicating that the end user has reviewed the educational information or answered a question regarding it. The application server also includes a loyalty module configured to award the end user consumer reward points. A social media server component is configured to transmit social media data associated with the end user to the application server. A biofeedback device component is configured to collect biofeedback data associated with the end user and transmit the biofeedback data to the application server. The application server further includes a correlation module configured to identify financial products based on the game play data, the social media data and the biofeedback data.

Abstract: Provided is a process of managing offers, the process including: obtaining, via a network, with a consumer mobile device, data defining an offer available based on the consumer mobile device being in a first geographic location and redeemable based on the consumer mobile device later being in a second geographic location; sensing, with the consumer mobile device, that the consumer mobile device is in the first geographic location; in response to sensing that that the consumer mobile device is in the first geographic location, presenting an alert with the consumer mobile device, the alert indicating that the offer is available; sensing that the consumer mobile device is in the second geographic location; and in response to sensing that the consumer mobile device is in the second geographic location, determining with a processor of the consumer mobile device that the offer has been redeemed.

Abstract: A system for monitoring a vending machine is presented, the vending machine includes a controller and associated memory configured to store information associated with the condition of the vending machine. The vending machine also has a first short range transceiver configured to transmit the information associated with the condition of the vending machine, a first distance. A plurality of mobile devices each having a second short range transceiver and a first long range transceiver, the mobile devices configured to receive information associated with the condition of the vending machine and transmit it via the long range transceiver. A second long range transceiver is associated with a server coupled to the second long range transceiver.

Abstract: Systems and methods for modifying a property of a post are provided. A post that includes image content, textual content, and amount content is posted to a platform. Engagement activity data for the post is collected. A matrix that includes scores for properties of the image content, the textual content, audio content, and the amount content is generated. The matrix, the engagement activity data, and engagement information associated with multiple previously posted posts are used to generate an estimated success level of the post. Depending on the estimated success level for the post, a post property may be modified and the post with the modified property replaces the post on the platform.