Abstract: Systems and methods involving a temporary card as well as features and functionality of an associated server and/or application resident on a computing device are disclosed. In one embodiment, an exemplary system may comprise a temporary card provided to a user to conduct purchase transactions for a period of temporary use as well as a server configured to manage operation of the temporary card and execute instructions causing the server to: communicate with an app resident on a computing device associated with the user, instruct the app to generate one or more graphical user interfaces (GUIs) configured to display first interactive GUI elements with first user-selection(s) and second interactive GUI elements with second user-selection(s), and/or control the temporary card based on the first and second user-selections.

Abstract: A terminal and associated method is provided for dispensing a non-volatile memory storage device for storing user private information to a user. A device dispenser securely stores private information on a removable non-volatile memory storage device and then dispenses the removable non-volatile memory storage device to the user. A processor provides a user interface to the user, provides the user with access to a source of user private information via the user interface, receives the user private information from the source, and transfers the received user private information to the device dispenser for storage on the removable non-volatile memory storage device. The source may be a remote website for a cryptocurrency exchange. The user private information may be information, such as public and private keys, representing cryptocurrency ownership. The non-volatile memory storage device may be a cold wallet storage device.

Abstract: Systems and methods for space-based transactions are disclosed. A method for conducting a space-based transaction may include: (1) a first space-based device determining that it is incapable or will be incapable of providing the service; (2) the first space-based device identifying a second space-based device; (3) the first space-based device requesting capability information for the second space-based device; (4) the first space-based device that the second space-based device is capable of providing the service based on the capability information; and (5) the first space-based device executing a transaction with the second space-based device, wherein the first space-based device pays the second space-based device for the service by transferring payment from an electronic wallet for the first space-based device to an electronic wallet for the second space-based device on the distributed ledger network, and the second space-based device provides the service to the user.

Abstract: A first token associated with a first set of metadata and a first quantity of an asset is minted. A condition for triggering a process to duplicate the first token is determined to have been fulfilled. A second token that duplicates the first token is minted by at least causing a token minting transaction to be recorded to a peer-to-peer distributed ledger, wherein the token minting transaction associates a second set of metadata with the second token with the second set of metadata matching the first set of metadata, allocates the first quantity of the asset to the second token, and indicates that the first quantity of the asset has been transferred to the second token and that the first token is no longer valid. Aa identifier for the second token is provided, where the identifier is usable to determine that the second token is valid.

Abstract: Systems, methods and computer-readable storage media are disclosed for receiving a single interaction with a selectable object and, based on the single interaction, performing steps including launching a browser on the user device and confirming that the user device has an identifying token in a user wallet. When the confirmation indicates that the user wallet has the identifying token, the method includes confirming that a phone number associated with the user device is found within a database. When the phone number confirmation indicates that the phone number of the user device is within the database, the method includes routing a token associated with the selectable object to the user wallet. The method also includes transitioning a user interface to a designated deep state with an application. The user can then in a single click or interaction be placed in a deep state in an application with a token-gated experience.

Abstract: A multi-signature method for minting and verifying NFTs for use as a login key to access private content. A user buys an NFT that corresponds to particular private content, and that NFT is stored in the user's wallet. When the user wants to access the private content the method parses all the NFTs stored in the user's wallet to find an NFT that corresponds to the private content, and if there is a match, then the user is granted access to that particular private content. The process of minting, buying, and comparing the NFT for use as a login key for access to private content on a website is made possible by a facilitator that earns a fee for every NFT login key created.

Abstract: A method and apparatus for secured, peer-to-peer transfer of data rights over a computer network, the method being accomplished by a distributed computing system including a distributed ledger platform. Root rights are defined and delegated to wallets in a multilevel manner to thereby isolate wallets associated with the root right from cyber risk. Root rights are revokable and reassignable, where a root wallet is able to claw back authority delegated to one or more supervisory wallets.

Abstract: A cross-wallet system generate a cross-platform key or a virtual account number for a first digital wallet provider to be used by the consumer when the consumer wishes to send payment to a second digital wallet provider with which the consumer does not possess an account. Moreover, the virtual account number, in one example, may only include a partial set of card number that does not include the typical set of card number. The virtual account number created by embodiments of the invention further enable security features that prevent fraud and protect the consumer's financial assets.

Abstract: Systems and methods related to a variable non-fungible token. A variable non-fungible token comprises a non-fungible token that is minted with an indication of a non-transferable ownership wallet (e.g., a digital wallet for which the non-fungible token is minted for), a non-transferable smart contract address that has permissions for updating metadata for the variable non-fungible token, and a metadata property threshold based on a specific user corresponding to the digital wallet.

Abstract: The invention presents a solution in which blockchain transactions are created to implement the functionality of a logic gate. The invention may be implemented on the Bitcoin platform or an alternative blockchain platform. The transaction includes a locking script which comprises instructions to process Boolean inputs and implement the functionality of a logic gate, such as the XOR gate. When the script is executed, the inputs will be evaluated, using computing agents, to provide an output of TRUE or FALSE, and the output will be subsequently provided to an unlocking script associated with a second transaction attempting to spend the output associated with the locking script. The second transaction is transmitted to the blockchain network for validation and, if determined to be valid (evaluated to a TRUE output), it will be written to the blockchain. Thus, the locking script of the first transaction provides the functionality.

Abstract: Disclosed are examples of a method, a wearable device and a system enabling authentication of a user of a payment account or completion of a purchase transaction via signals generated by the wearable device. A process may include a wearable device generating a modulated signal using an encryption algorithm. The modulated signal may contain authentication information related to the wearable device including a cryptographic authentication message. The modulated signal is output to a biological medium interface of the wearable device that is coupled to a biological medium of a wearer of the wearable device. The biological medium is operable to conduct the modulated signal. A receiving device processes including decrypting and demodulating the modulated signal received from the biological medium. Using the demodulated signal, the authentication information transmitted from the wearable device is obtained. Based on the obtained authentication information, a transaction may be authorized, or a user authenticated.

Abstract: Aspects of the disclosure relate to multi-factor user authentication for card-based payment transactions using blockchain tokens. An computing platform may receive, from a computing device, transaction details associated with a card-based payment transaction corresponding to a user, wherein the transaction details comprise a card number of a payment card. The computing platform may determine, based on the card number, a user device associated with the user. The computing platform may send, to the user device, a one-time passcode (OTP). After sending the OTP, the computing platform may receive a security key. The security key may be generated based on the sent OTP and a blockchain token hash. The computing platform may, based on the received security key, send, to the computing device, a message indicating whether the transaction is approved or declined.

Abstract: A method, computer, and non-transitory computer-readable medium including a computer-executable program are provided for trading artwork. The method for trading artwork, to be executed by the computer, includes receiving an acquisition request, from an external device, to acquire uploaded artwork. The method includes, in response to the acquisition request, issuing a transaction to a contract account on a blockchain network, the transaction including first information regarding the acquisition request and second information regarding the uploaded artwork.

Abstract: A method comprising: storing, in a ledger of a blockchain system, a transaction record containing information associated with a first purchase that is made in a supply chain, the supply chain including a plurality of suppliers, the first purchase being made by a first one of the plurality of suppliers from a second one of the plurality of suppliers, the transaction record containing a plurality of data items associated with the first purchase; and storing, in the ledger of the blockchain system, a logic for enforcing one or more data access policies, the logic being configured to control access to at least one of the plurality of data items in the transaction record by any given one of the plurality of suppliers based on a respective tier in the supply chain to which the given supplier belongs.

Abstract: The present disclosure relates generally to infrastructure for distributed computing and/or communications networks and, more particularly, to computationally verifiable smart-contract-type infrastructure for distributed computing and/or communications networks.

Abstract: One of the drawbacks of Distributed Ledger Technology (DLT) is the conflation of authorization and authentication of transactions on a distributed ledger. The present invention includes a highly adaptable method and system for separating, but cryptographically linking, the authentication and authorization process of signing a transaction of a distributed ledger. The present invention facilitates group authority, common in corporate structures, for proposed transactions, voting models, and even workflow decision making. The present invention supports implementation of a variety of known authorization models into a decentralized network.

Abstract: In examples, a user computing device provides an indication to a resource manager to transfer a resource to a transaction recipient. Accordingly, the resource manager provides an indication of the transaction to a transaction platform. The transaction platform may generate or determine an alias with which to transfer the resource. The transaction platform generates transaction instructions usable by a recipient computing device to complete the transaction. The transaction platform may receive a verification request as a result of the recipient computing device executing the transaction instructions. Accordingly, the transaction platform verifies the transaction and, if the transaction is not verified successfully, user input to confirm or reject the transaction may be requested. As a result, the user need not provide potentially sensitive information to transact with the recipient and, further, is able to proactively verify transactions rather than retroactively address transaction issues.

Abstract: Account-based resource management is provided. A resource is modeled within a resource data model. Attributes on fields of the data model are custom set by an owner who controls the resource. Access rules are assigned based on the attributes set on the fields. The corresponding rules associated with a given access request on the resource are enforced to ensure proper security during the access request. In an embodiment, a service is provided that performs a workflow for a given type of access request on behalf of the owner and at least one other party that is requesting access to the resource.

Abstract: A method for secure payment, including: detecting whether a connected mobile terminal exists; acquiring, when the connected mobile terminal exists, a first user transaction information, and encrypting the first user transaction information to generate a corresponding first encrypted transaction information; sending the first encrypted transaction information to a transaction verification server based on a first hardware interface of the mobile terminal, and receiving a transaction verification result from the transaction verification server; and determining, according to the transaction verification result, whether a payment operation is to be performed.

Abstract: A non-fungible token (NFT) system and NFT method that includes relational or causal data between different NFTs in a set of NFTs. The NFT method includes minting, transferring, burning, or fusing NFTs, into a new NFT based on ownership of particular subset of NFTs in a set of NFTs. The NFT method includes execution of at least one rule or smart contract after minting or transferring of a NFT that relates to another NFT which is already minted or to be minted. The method can include: minting, transferring, burning, or fusing NFTs on a blockchain, using at least one processor, a first NFT having NFT metadata; and executing, using the at least one processor, at least one rule which references the first NFT and at least one other NFT. Other examples of the NFT method are applied to fractional NFTs in a similar fashion.

Abstract: The present disclosure relates to systems, non-transitory computer-readable media, and methods for relaying payloads with digital policy criteria for dispute requests of network transactions from a first digital system to a second digital system, for the second digital system to automatically implement the digital policy criteria. In particular, in one or more embodiments, the disclosed system receives payloads comprising digital policy criteria and policy identifier(s) and determines whether to approve or deny dispute requests based on incoming dispute requests.

Abstract: Systems and methods that utilize funds accessed from a gaming establishment front money handling system to provide an overdraft protection feature to one or more gaming establishment accounts.

Abstract: Example embodiments of systems, methods, and computer-accessible mediums for identity verification and transaction authentication are provided. An exemplary system can comprise an application, a user device, and a server. The application can prompt a removal of a card chip, prompt an insertion of the card chip into the user device, determine an orientation of the card chip after the insertion of the card chip into the user device, and transmit, to the card chip, a first message. The card chip can encrypt the first message via one or more authentication protocols to generate an encrypted first message, transmit, to the server, the encrypted first message. The server can decrypt the encrypted first message, verify the decrypted first message, and transmit a second message to the application, wherein the application is configured to display a verification notification in response to the second message.

Abstract: In various embodiments, a system and method for providing simplified checkout are provided. In example embodiments, an identifier that corresponds to a payment account of a user is received at a payment provider system. Account information from the payment account of the user is retrieved from a payment data storage of the payment provider system. The account information is used in a payment transaction involving a merchant system. A payment interface having transaction fields populated with the account information retrieved from the payment account of the user is presented to the user while the user maintains a presence on a webpage of a merchant system.

Abstract: Systems and methods are provided for facilitating digital asset transfer via natural language commands using a conversation or chat interface associated with a digital wallet application. The digital wallet owner may exchange commands with an assistant user. The assistant user may comprise an automated software agent. The digital wallet owner may transfer digital assets to a recipient's digital wallet identified by command to the assistant user. The transfer command may comprise the recipient's name. An identity verification input comprising an image verifying the recipient's identity may be obtained from the recipient upon request from the owner. The transfer from the owner to the recipient may be recorded upon validating the identity verification input obtained from the recipient.

Abstract: A customer information registration apparatus includes: a matching unit configured to match face data of a customer based on image data acquired by a camera in a shop against face data stored in a storage unit; a storing unit configured to store face data which is not stored in the storage unit into the storage unit in a case where the matching by the matching unit fails; a behavior information acquisition unit configured to acquire behavior information according to a behavior in the shop of the customer; a condition determination unit configured to determine whether or not to delete the face data stored in the storage unit based on the behavior information acquired by the behavior information acquisition unit; and a deletion unit configured to delete the face data stored in the storage unit based on a result of the determination by the condition determination unit are provided.

Abstract: Systems and methods for authenticating parties and transactions are described herein. The systems and methods may be part of an information wallet system. The information wallet system or a separate authentication system in communication with the information wallet system may facilitate verification and/or authentication of the parties. In one embodiment, the authentication system includes an authentication server configured to receive an authentication request from a first party to authenticate a second party. The authentication server is further configured to transmit an information request the second party. The authentication server is configured to receive second party information and to configured to compare the second party information with a verified second party information. The authentication server is configured to transmit an authentication result to the first party device.

Abstract: Systems and methods are provided for managing disputes in biometric-enabled network interactions. One example computer-implemented method includes receiving, at a biometric identity switch (BIS), a dispute notification for a biometric-enabled network interaction involving an account of a user, and retrieving biometric data specific to the biometric-enabled network interaction. The method also includes determining, by the BIS) whether the biometric data is representative of the user and, in response to the biometric data not being representative of the user, requesting, from a biometric service provider, a biometric identifier for an additional user, based on the biometric data.

Abstract: A determination apparatus according to an embodiment includes: an input unit that inputs information indicating a first transaction action expected to be performed by a first user, information indicating a second transaction action expected to be performed by a second user, information regarding the first user, and information regarding the second user disclosed by the second user to the first user; an expected value calculation unit that calculates an expected value indicating reliability with which the second user performs the second transaction action when the first user performs the first transaction action by use of the information indicating the first transaction action, the information indicating the second transaction action, the information regarding the first user, and the information regarding the second user; and a feasibility determination unit that determines feasibility of a transaction contract represented by the first transaction action and the second transaction action by use of the expected

Abstract: The likelihood of a successful transaction may vary according to associated variables (e.g., time of day, day of week or month, proxy or API used, etc.) and/or depending on the transaction route that is used. Accordingly, success rates may be generated for transaction routes using associated variables, which may be used to update rules relating to transaction routing. In addition, fault-tolerant routing may be used to ensure that a transaction ultimately succeeds even if a first or even a second transaction attempt fails. Rules may be used to ensure that customer guarantees are satisfied (e.g., that the transaction is completed on time or by a specified due date), that additional information is requested from the customer as needed (e.g., as may be required by an alternative payment method), and that the customer remains apprised of the status of his or her payments.

Abstract: Disclosed embodiments relate to systems and methods for automatic payment distribution. Techniques include validating, based on user-specified rules that the received file form data fields match user requirements, determining whether to authenticate a form based on the validation, calculating payment eligibility and payment amount, authorizing recipient payments, and notifying the recipient.

Abstract: Arrangements for providing device performance and functionality evaluation are provided. In some aspects, a request to evaluate performance or functionality of a device may be received. The request may be received in a response to failure of a first transaction, made with the payment device, to process. A diagnostic tool may be executed and one or more diagnostic tests may be performed. For instance, an attempt to connect, e.g., via near-field communication, to the payment device may be initiated. If the attempt to connect is not successful, a determination may be made that the payment device is not functioning as expected and a first notification may be generated and transmitted to a user device. If the connection is successful, one or more additional diagnostic tests may be executed to evaluate functionality. If functionality is as expected, a second, different notification may be generated and transmitted to the user.

Abstract: An example operation includes one or more of determining, by a vehicle, that an authorized component has been replaced on the vehicle with an unauthorized component, and providing by the vehicle a notification of an impact to the vehicle based on the unauthorized component.

Abstract: A method includes providing, by server computer to a service provider, an onboarding interface for onboarding a service provider to accept returns initiated by end users and from a plurality of available transporters, and then receiving, by the server computer, selections from the service provider regarding different options for processing returns via the onboarding interface. The server computer can receive a plurality of return orders for a plurality of items from a plurality of end users. and process the return orders according to the stored and selected options.

Abstract: There is disclosed a method of providing rider service for an autonomous vehicle (AV) system, including operating an AV to provide a trip to a passenger; associating the passenger with a unique passenger identifier (UPID); receiving passenger metadata for the passenger according to the UPID; and responding to a rider service instance, comprising customizing the response according to the UPID and the passenger metadata.

Abstract: Matching a customer with a representative is performed for assisting the customer with an issue. Information related to the customer, the issue, historical information, and other customer information may be used to determine a likely issue. A representative may be selected in real-time to assist the customer in resolving the issue based on the customers experience in resolve the same or similar issues to the likely issue and the information related to the customer and the representative may be updated dynamically in real-time.

Abstract: A component authentication and validation system requests a token server to provide tokens for a product line. The system receives, from the token server, the requested tokens. The system associates each token with a unique identifier that uniquely identifies the token. The system receives, from a production line server, a request to transmit a particular number of tokens to program the components associated with the product line. The system receives, from the production line server, a report file comprising a programmed token that is programmed into a component associated with the product line. The programmed token is used to authenticate the component. The system registers the token with the token server, such that inquiries about the token are tracked by the token server.

Abstract: The systems and methods described herein provide, in accordance with different embodiments, different examples of unified systems and methods that allow to automate or streamline, at least partially, a plurality of tasks related to one or more water-related services or functions provided by or under the authority of a water-related entity.

Abstract: Pseudorandom batch code printing and product authentication systems and methods are described comprising a batch code printing application (app) for generating an authenticating sequence of authentic pseudorandom numbers by inputting an initial seed value into a cryptographic algorithm to output an initial authenticating pseudorandom number in the authenticating sequence. A second alphanumeric code is generated based on a second authenticating pseudorandom number of the authenticating sequence. A printer is controlled to print a first pseudorandom batch code comprising the first alphanumeric code on a first product and a second pseudorandom batch code comprising the second alphanumeric code on a second product, where the first and second products are part of a product batch. An authentication app determines an identified product date and a suspect alphanumeric code from a suspect batch code as printed on a suspect product, and generates one of: (1) an authenticating output, or (2) a counterfeit output.

Abstract: Systems and methods for Automatic Identification and Creation of Affiliates are provided. For example, a system accesses a model that identifies patterns corresponding to consumer brand markers. The system then analyzes a first set of user-generated content (UGC) items within a dialogic network to identify a signifier corresponding with a consumer brand marker. The system can cluster a subset of the first set of UGC items including at least two of the plurality of UGC items. A message can be generated including instructions for establishing an affiliate-sponsor relationship.

Abstract: The present disclosure relates to customer experience perception based on federated learning. An electronic device for a service provider in a wireless communication system, the service provider capable of implementing customer experience perception with at least one other service provider in the wireless communication system through federated learning, the electronic device comprises a processing circuit configured to: determine training data for training a global model related to the customer experience perception based on the federated learning, wherein the training data is related to the customer's experience for a specific service/product/business; perform local model training by using the determined training data to obtain intermediate information related to local model training; and transmit the intermediate information to a coordinator, so that the coordinator can train a customer experience perception model by aggregating the intermediate information from the provider and at least one other provider.

Abstract: A popularity data processing method includes receiving a trigger operation for a target page, obtaining one or more target elements in a display state from one or more elements included in the target page, and obtaining popularity data of the target elements based on the trigger operation. A target element of the one or more target elements is an element in the target page belonging to a first display type or a second display type. The first display type is an element type that enters a display state from a hidden state in response to a received display operation, the second display type being different from the first display type.

Abstract: A data analyzer may receive a superset and a data interrogation report from a client device. The superset corresponds to a document type and contains columns for tracking field names, usage count, and trading partners of an enterprise. The data interrogation report contains field names, usage data, and trading partner data. The data analyzer validates the superset and the data interrogation report, updates the superset with information from the interrogation report, and generates a data analysis report for user download. The data interrogation report is generated by a data interrogator from client-provided data. The data interrogator determines a document format and creates an appropriate internal definition if necessary. The data interrogator is operable to process the client-provided data and summarize field-level metadata by trading partner. The data interrogator and the data analyzer can be part of a data discovery and analysis service provided by an information exchange platform.

Abstract: The invention concerns a continuous monitoring method and system for forest stock and its execution method, including: 1, sample plots sampling design; 2, intelligent sample plots layout; 3, automatic sample plot data collection; 4, dynamic update of stock: detecting plot type change subclasses through remote sensing, and updating graphic and attribute forest resource change maps information; building a dynamic forest stand update model through intelligent sample plot data for plot type unchanged subclasses, and then updating attribute information of forest subclasses; 5, precision test and correction; 6, monitoring output: outputting current period stock monitoring data; 7, determining whether a monitoring period arrives.

Abstract: Systems and methods for identifying user-generated content related to a consumer brand are provided. For example, a system accesses a model that identifies patterns corresponding to consumer brand markers. The system then analyzes a first set of user-generated content (UGC) items within a dialogic network to identify a signifier corresponding with a consumer brand marker. The system can cluster a subset of the first set of UGC items including at least two of the plurality of UGC items. An individual UGC item from the subset is then transmitted, via a monologic network, as an advertisement for the consumer brand.

Abstract: Systems and methods for identifying user-generated content related to a consumer brand are provided. For example, a system accesses a model that identifies patterns corresponding to consumer brand markers. The system then analyzes a first set of user-generated content (UGC) items within a dialogic network to identify a signifier corresponding with a consumer brand marker. The system can cluster a subset of the first set of UGC items including at least two of the plurality of UGC items. An individual UGC item from the subset is then transmitted, via a monologic network, as an advertisement for the consumer brand.

Abstract: A system including a processor may filter a population to identify a group having members, and deliver, over an electronic network, a survey to members of the group to determine value preferences and value gaps. The survey may be made according to a set of paired comparisons or other related techniques. The system may generate vectors according to the determined value preferences and value gaps for members of the group, which may have lengths equal to numbers of determined values for the members. The system may cluster members of the group into segments by calculating patterns of differences between generated vectors. Results of this process enable the creation of a predictive model to estimate segment membership, which can be used in the generation of a promotion for display corresponding to a clustered segment, and deliver the promotion to a client device associated for display.

Abstract: The disclosure features a method which includes inputting or receiving information on one or more features of a plurality of residential properties and prices of the residential properties including a marketed price, a listing price, and a closing price, providing the information to a Machine Learning Algorithm to determine the relationship between the one or more features and the prices of the residential properties to create a Machine Learned Model, inputting or receiving information on one or more features of a new residential property into the Machine Learned Model, and predicting a base price of the new residential property from the Machine Learned Model based on the one or more features of the new residential property. The disclosure also features one or more non-transitory, computer-readable storage media storing instructions capable of performing the method and a computer or computer system capable of performing the method.

Abstract: Novel methods and systems for delivering online, real time, inventory and pricing information to consumers.

Abstract: Methods and systems for blockchain and smart contract-supported decentralized computation are provided. A computation task from a task initiator node is registered on a blockchain by invoking a smart contract, and assigned to an edge computing node within a decentralized computing network, with task details sent by the task initiator node to the edge computing node through a secure peer-to-peer connection. The task initiator node and the edge computing node may select each other using peer discovery methods based on reputation scores. The edge computing node determines a solution to the computation task. The solution may be verified off-chain by the task initiator node, and a token reward may be given to the edge computing node by the smart contract upon solution verification.