Patents Issued in March 5, 2024
  • Patent number: 11922453
    Abstract: Systems and methods for generating tokenized reputation scores are described. In one example, a service provider system receives data describing user activity associated with a service provider account and determines that the user activity is eligible for a reputation reward of reputation tokens. The service provider system initiates a calculation of the reputation reward based on the data describing the user activity. Further, the service provider system verifies a transfer of reputation tokens to a blockchain account address associated with the service provider account, where the reputation tokens are based on the reputation reward calculated. The service provider system generates a reputation score based on an amount of reputation tokens associated with the blockchain account address and generates an indication of the reputation score. The indication of the reputation score is displayed in relation to a representation of the service provider account.
    Type: Grant
    Filed: October 8, 2021
    Date of Patent: March 5, 2024
    Assignee: eBay Inc.
    Inventors: Tatjana Vlahovic, Someshekhar Banerjee
  • Patent number: 11922454
    Abstract: An example method includes detecting, using a user interaction tracking module associated with a website, access of a user of a webpage that is part of the website. The website provides multiple products for sale and is operated by an entity. The user interaction tracking module is provided by an offer aggregator entity that is distinct from the entity. The website has a theme providing a look and feel for the website. The method further includes accessing a profile of the user and identifying, based on the profile of the user, multiple offers to provide to the user. Each offer includes an offer title and a reference to one or more products of the multiple products. The method further includes providing for display to the user in the webpage the multiple offers. Each offer for display includes the offer title and the reference and has the theme of the website.
    Type: Grant
    Filed: September 19, 2023
    Date of Patent: March 5, 2024
    Assignee: RevLifter Ltd.
    Inventors: Simon Bird, Adam Gordon Manners, Matt Payne
  • Patent number: 11922455
    Abstract: A verification system configured to determine when customers respond to a real-world ad unit is disclosed. The system comprises: a first camera, a second camera, and a processor. The first camera is mounted at a billboard promoting an associated merchant. The second camera is installed at the merchant where it is configured to capture images of people present at the merchant. The processor is configured to: receive images of a first set of people from the first camera at the billboard; receive images of a second set of people from the second camera at the merchant; and identify a subset of people that appear in the first set and then in the second set. The processor can then generate a conversion rate based on the first set of people and the third set of people. The advertising system is therefore a close-loop system for measuring the effectiveness of advertising.
    Type: Grant
    Filed: May 15, 2020
    Date of Patent: March 5, 2024
    Assignee: Idealab Studio, LLC
    Inventor: William Gross
  • Patent number: 11922456
    Abstract: Data clean rooms provided for subscribers to advertising analysis services include data regarding advertising impressions, selections, view or conversion events, and memberships of audience segments, and computing functions or capacities for processing the data in an anonymized fashion. When advertisements are presented to customers, and interactions by customers (e.g., impressions, views, clicks, conversions or others) with goods or services are detected, data regarding the interactions may be aggregated and stored. When queries on behalf of an advertiser are identified, data associated with the queries may be retrieved and stored in a data clean room for processing or analysis. Anonymized responses to the query may be returned to the customer or serve as basis for one or more advertising events.
    Type: Grant
    Filed: September 28, 2022
    Date of Patent: March 5, 2024
    Assignee: Amazon Technologies, Inc.
    Inventors: Anthony Crider, Hariharan Jayaraman, Nicole Landis Ferragonio, Alan Kerry Lewis, Keerat Singh Sharma
  • Patent number: 11922457
    Abstract: Generating a cannibalism score for a paid ad in a search engine results page (SERP) by gathering keywords relevant to an advertiser, defining rules that compute a cannibalism score for the ad in relation to a corresponding unpaid listing, where the cannibalism score estimates the reduction in revenue to the advertiser due to the ad appearing in the same SERP as the corresponding listing, providing a keyword to a search engine, receiving a SERP from the search engine, determining the position of a first ad placed by the advertiser from among one or more ads in the SERP, determining the position of a corresponding unpaid listing from among a plurality of unpaid listings in the SERP, and applying the rules to the ad and to the corresponding unpaid listing to obtain a cannibalism score for the ad.
    Type: Grant
    Filed: May 15, 2023
    Date of Patent: March 5, 2024
    Inventors: Matt LeBaron, John Holsworth
  • Patent number: 11922458
    Abstract: A method includes determining, by a computing system, a probability of whether at least a threshold portion of a particular advertisement will be presented on a particular content presentation device, and a cost associated with presentation of the particular advertisement on the particular content presentation device. The computing system calculates an expected revenue associated with presentation of the particular advertisement based on the probability and the cost. When the expected revenue exceeds a threshold revenue, the computing system communicates the particular advertisement to the particular content presentation device.
    Type: Grant
    Filed: September 15, 2022
    Date of Patent: March 5, 2024
    Assignee: Roku, Inc.
    Inventor: Matthew George Grover
  • Patent number: 11922459
    Abstract: Methods and systems are described for providing advertising services to devices with a customized adaptive user experience based on adaptive algorithms. In one embodiment, a system includes a storage medium to store one or more software programs and an adaptive decision unit coupled to the storage medium. The adaptive decision unit includes or is coupled to processing logic that is configured to execute instructions of at least one adaptive decision algorithm to obtain data for different variables including at least two of an advertisement (ad) engagement history for a user, application (app) engagement history for the user, and in-app purchase engagement history for the user when making an ad selection decision. The at least one adaptive decision algorithm determines an ad selection decision for at least one relevant ad or ad content served in an engaging manner to a device of the user.
    Type: Grant
    Filed: July 21, 2021
    Date of Patent: March 5, 2024
    Assignee: VUNGLE, INC.
    Inventors: Daniel Kang, Ben Bear
  • Patent number: 11922460
    Abstract: A system and method for identifying a customer's location within a facility or place of business, such as, but not limited to a casino. The system and method provides notification company representatives upon arrival of the customer at the given location. Additionally, the method and system allows for navigational services to be provided to customers, and real-time location determination, location tracking and confirmation to customers of location and rewards program status. The disclosed method and system can work through a system of wireless radio, sound and/or light-based beacons communicating with the customer's smartphone, computer system, or other electronic device.
    Type: Grant
    Filed: May 19, 2019
    Date of Patent: March 5, 2024
    Assignee: COLLATERAL OPPORTUNITIES OF NEVADA, LLC
    Inventors: Bruce Howard Kusens, Michael Kusens, Arthur Miller
  • Patent number: 11922461
    Abstract: Embodiments are described for a system and method for providing a list of current offers from retailers to a user operating a mobile client device. Aspects of the method comprise analyzing a transaction history of the user to identify a vendor who has transacted with the user; determining a present geographic location of the user based on a location of the mobile client device; determining a location of the vendor proximate the user based on the transaction history and the present geographic location of the user; searching for a current promotion offered by the vendor; and facilitating the serving of the current promotion to the user through the mobile client device.
    Type: Grant
    Filed: May 9, 2023
    Date of Patent: March 5, 2024
    Assignee: CAPITAL ONE SERVICES, LLC
    Inventors: Joshua M. Greenough, Cameron M. Geiser
  • Patent number: 11922462
    Abstract: Embodiments herein relate to an autonomous vehicle or self-driving vehicle. The system can determine a collision avoidance path by: 1) predicting the behavior/trajectory of other moving objects (and identifying stationary objects); 2) given the driving trajectory (issued by autonomous driving system) or predicted driving trajectory (human), establishing the probability for a collision that can be calculated between the vehicle and one or more objects; and 3) finding a path to minimize the collision probability.
    Type: Grant
    Filed: February 24, 2021
    Date of Patent: March 5, 2024
    Assignee: NIO Technology (Anhui) Co., Ltd.
    Inventors: Fei Xiao, Chris Pouliot
  • Patent number: 11922463
    Abstract: A method is disclosed for displaying dynamic media content on a vehicle-mounted display as the vehicle travels along a route. The dynamic content may be audio or video content, and is selected based in part on sensor data, which may pertain to contextual or environmental factors. The content may be dynamically adjusted during playback, such as by bouncing or sharply changing direction during a sudden change in velocity or acceleration. Aside from motion-related factors, other contextual and environmental factors include weather, visibility, traffic, location, and time of day.
    Type: Grant
    Filed: July 21, 2021
    Date of Patent: March 5, 2024
    Assignee: FIREFLY SYSTEMS INC.
    Inventors: Onur Kardesler, Alexander McCaleb, Sean Head, Anil Suren, Kaan Gunay, Vedat Taylan Yildiz
  • Patent number: 11922464
    Abstract: A system and method facilitate digital marketing for sponsors of live television broadcasts. The system allows a user, using an application on a computing device while a piece of sponsored content is being broadcast, to express an interest in the broadcast piece of sponsored content and the interest of the user is communicated to a backend system that selects an endpoint destination associated with the broadcast piece of sponsored content wherein the endpoint destination is a pointer to further digital information about the broadcast piece of sponsored content. The system and method may periodically change the selected endpoint destination based on an event in the sponsored piece of content.
    Type: Grant
    Filed: February 27, 2023
    Date of Patent: March 5, 2024
    Assignee: BRANDACTIF LTD.
    Inventor: Peter Lancaster
  • Patent number: 11922465
    Abstract: One or more servers can implement a method including generating an information resource comprising a content package including first content, metadata of a content extension, and a script for displaying the first content, and transmitting the information resource to a client device to cause the client device to: display the first content within an inline frame; identify an interaction with a user interface feature; transmit, responsive to identifying the interaction, a content extension request based on the metadata of the content extension; receive, responsive to the content extension request, a second content item; responsive to identifying the interaction, expand the inline frame from the first size to a second size; and display, in the expanded inline frame, the second content item, the second content item different from the first content item.
    Type: Grant
    Filed: January 26, 2022
    Date of Patent: March 5, 2024
    Assignee: GOOGLE LLC
    Inventors: Amy Wu, Brandon Murdock Pearcy, Nathan Peter Lucash, Jun Xu, Yi Zhang, Zhen Yu
  • Patent number: 11922466
    Abstract: Among other things, advertisements are received for brands or products of brands. Criteria for placement of the advertisements are received at online retail sites. The online retail sites are controlled independently from one another. Inventory data for the products at the online retail sites is received and stored. Data about propensities of the consumers to favor one or more of the brands or one or more products of the brands, from activities of consumers on the online retail sites, is stored. Activity data about current activities of the consumers on the online retail sites is received. One or more of the advertisements are placed on pages served to the online retail sites based on the placement data, the inventory data, the propensity data, and the activity data. Conversion data is received indicating that consumers engaged in conversion events with respect to products associated with the brands or products of brands being advertised.
    Type: Grant
    Filed: May 10, 2022
    Date of Patent: March 5, 2024
    Assignee: Jane Technologies, Inc.
    Inventors: Socrates Munaf Rosenfeld, Abraham Munaf Rosenfeld, Benjamin Aaron Green, Howard Hong, Simon James Roddy, Andrew Michael Livingston, Chunyih Hsu
  • Patent number: 11922467
    Abstract: Disclosed herein are various embodiments of systems and methods for evaluating a device and presenting a price quote for the device by using an optical character recognition (OCR) system and/or other associated devices and systems. The system can utilize a wireless charger to obtain information about the device while charging the device. The information can include the make of the device. The system can guide the user to navigate the device to provide additional information such as model, memory capacity, unique identifier, and carrier associated with the device, which can be extracted from the device using OCR. Based on, e.g., the unique identifier, the system can determine whether the device has been stolen. If the device has not been stolen, the system can determine a price based on information obtained from the device and can present the price to the user. If the user accepts the price, the system can facilitate purchase of the device.
    Type: Grant
    Filed: August 13, 2021
    Date of Patent: March 5, 2024
    Assignee: ecoATM, Inc.
    Inventors: Babak Forutanpour, Ted Ray Gooding
  • Patent number: 11922468
    Abstract: The present invention presents a method and device for IPTV crowdfunding or IPTV 5 fundraising. The invented system allows for backers to fund campaigns using commissions paid out from services and products purchased using the system. It is also possible for backers to fund campaigns by volunteering to receive marketing materials or participating in marking presentations, or engaging in other marketing activities, marketing activities that generate a commission, referral fee, or reward, are incorporated into our fundraising system, in order to allow for the funding of campaigns.
    Type: Grant
    Filed: November 17, 2021
    Date of Patent: March 5, 2024
    Inventors: Manolo Fabio Rivera, Prem Makeig
  • Patent number: 11922469
    Abstract: A framework for an automated news recommendation system for financial analysis. The system includes the automated ingestion, relevancy, clustering, and ranking of news events for financial analysts in the capital markets. The framework is adaptable to any form of input news data and can seamlessly integrate with other data used for analysis like financial data.
    Type: Grant
    Filed: April 1, 2022
    Date of Patent: March 5, 2024
    Assignee: S&P Global Inc.
    Inventors: Lisa Kim, Zhiqiang Ma, Grace Bang, Chong Wang, Himani Singh, Russell Kociuba, Steven Pomerville, Xiaomo Liu
  • Patent number: 11922470
    Abstract: Impact-based strength and weakness determination includes receiving a plurality of industry-wide feedback items, the industry-wide feedback items pertaining to a plurality of entities associated with an industry. It further includes, based at least in part on an evaluation of the plurality of industry-wide feedback items, generating an industry-wide reputation scoring model usable to determine an expected reputation score for a typical entity in the industry based at least in part on a combination of one or more reputation score components. Generating the industry-wide reputation scoring model comprises determining (1) a baseline reputation score, and (2) an expected impact of a reputation score component on reputation scoring for the typical entity in the industry.
    Type: Grant
    Filed: December 22, 2022
    Date of Patent: March 5, 2024
    Assignee: Reputation.com, Inc.
    Inventors: Bradley William Null, Pranav Desai, Hsin-wei Tsao, Chun Fai Chau
  • Patent number: 11922471
    Abstract: To automate a pricing strategy for an otherwise unpriced service or item, prices may be generated through a plurality of different pricing models, via a pricing engine passing input data to a plurality of discrete pricing models. Those pricing models may pass data back to the pricing engine, which then adjudicates the results of the pricing models to identify a most-relevant pricing model for the particular unpriced service or item.
    Type: Grant
    Filed: November 25, 2019
    Date of Patent: March 5, 2024
    Assignee: UnitedHealth Group Incorporated
    Inventors: David G. Cherryhomes, James A. Bailey, Robert Baker, Matthew J. Maurer, Ry Larrandson, Nick Rooda, Charles Heinzel
  • Patent number: 11922472
    Abstract: Systems and methods for using an information wallet system to deliver a gift and receive, redeem, or re-gift the gift are disclosed. The information wallet system's storage is securely maintained by a financial institution computing system (i.e. a bank) and receives and holds purchase transaction information. Purchase information transaction may be received from a user computing device or an entity computing system, such as a merchant computing system. In one embodiment, a user may purchase a gift through an online website or at a brick and mortar location and direct the gift to be deposited into the information wallet storage of a recipient. A recipient may then continue to hold the gift, redeem the gift, or re-gift the gift to another party.
    Type: Grant
    Filed: February 8, 2021
    Date of Patent: March 5, 2024
    Assignee: Wells Fargo Bank, N.A.
    Inventor: Al Hecht
  • Patent number: 11922473
    Abstract: Smart gesturing may facilitate smart shopping and other contactless experiences by enabling a user to perform a natural gesture toward one or more desired items with or while wearing a wearable or non-wearable electronic device. The electronic device may identify the smart gesture, and determine the one or more desired items are indicated by the smart gesture. The electronic device may identify the desired items by receiving location data of multiple items, determining a vector based on a first position a second position of the smart gesture, extending the vector to a location, and using the location data to determine which item or items correspond to the location. If more than one item is indicated by the smart gesture, the electronic device may enable selection of the items and, if at least one item is selected, provide information on the selected items or enable additional interaction with the selected items.
    Type: Grant
    Filed: June 3, 2021
    Date of Patent: March 5, 2024
    Assignee: Apple Inc.
    Inventors: Tom Bert Etienne Hauspy, Biljana Badic, Christian Drewes, Christian W. Mucke
  • Patent number: 11922474
    Abstract: A system for assisting a user in listing items for sale in an electronic marketplace via an electronic marketplace application is disclosed. A product identification technique for assisting the user in listing of the item for sale in the electronic marketplace is determined based on initial user input provided by the user. A prompt to provide additional user input is then displayed to the user in the user interface of the electronic marketplace application, where the additional user data corresponds to the determined product identification technique for assisting the user. A listing for the item is generated based on the additional input provided by the user, and the listing is displayed to the user in the user interface of the electronic marketplace application.
    Type: Grant
    Filed: July 30, 2021
    Date of Patent: March 5, 2024
    Assignee: eBay Inc.
    Inventors: Jeremy B. Conn, Darren Lee Hinderer
  • Patent number: 11922475
    Abstract: Systems and methods for a user interface to summarize and personalize a large amount of price and product information, to identify patterns therein, and to generate recommendations in relation thereto are described herein.
    Type: Grant
    Filed: October 25, 2022
    Date of Patent: March 5, 2024
    Assignee: Avalara, Inc.
    Inventors: Praveen Selvam, Sanjay Parthasarathy, Satyanarayana Rao Kalikivayi
  • Patent number: 11922476
    Abstract: Aspects described herein may relate to methods, systems, and apparatuses that provide new capabilities for recommending purchases to a user based on a new descriptor referred to as “purchase embeddings.” The purchase embedding may include a tuple in a new multi-dimensional search space for describing and tracking purchases of goods and services. Recommendations may be based on a distance between tuples in the search space, which provides a measure of similarity between items represented by the tuples.
    Type: Grant
    Filed: July 1, 2021
    Date of Patent: March 5, 2024
    Assignee: Capital One Services, LLC
    Inventors: Kate Key, Vincent Pham, Jeremy Goodsitt, Austin Walters, Galen Rafferty, Anh Truong
  • Patent number: 11922477
    Abstract: The present invention provides an information processing device including: a storage unit that is configured to store an object ID of an object, a user ID of a user owning the object, a first price of the object, a second price of the object, and an exchange condition of the object in association with one another; a price setting terminal that is configured to determine the first price; an appropriate exchange object selecting unit that is configured to select an appropriate exchange object in accordance with the exchange condition; a price comparing unit that is configured to compare the second price of an object of an exchange destination selected by the appropriate exchange object selecting unit with the first price of an object of an exchange source; a payment amount calculating unit that is configured to determine a payment amount of a user owning the object of the exchange source; a first transmission unit that is configured to notify a user terminal of the user owning the object of the exchange source
    Type: Grant
    Filed: May 23, 2018
    Date of Patent: March 5, 2024
    Assignee: PHOTONON INC.
    Inventor: Takeshi Yogi
  • Patent number: 11922478
    Abstract: Item vectors representing transaction contexts for items are mapped to multidimensional space. A request is received for an alternative to a given item from a resource. The multidimensional space is evaluated to identify closest candidate items to the given item based on the corresponding item vectors. An optimal candidate item is selected from the candidate items based on the request. The association between the given item and the optimal candidate item is injected within a process workflow associated with the resource.
    Type: Grant
    Filed: October 30, 2020
    Date of Patent: March 5, 2024
    Assignee: NCR Voyix Corporation
    Inventors: Itamar David Laserson, Rotem Chudin, Julie Dvora Katz Ohayon, Moshe Shaharur
  • Patent number: 11922479
    Abstract: Artificial intelligence (AI) assisted technology for grocery recommendations and nutrient optimization includes an intuitive application (app) that can use AI to improve grocery recommendations during grocery shopping to optimize nutrition and encourage users to purchase foods that can help the user receive more complete nutrition. Automatically capturing nutritional information while grocery shopping can assist users seeking to improve their health because it operates while users are performing their grocery shopping, when users have the best opportunity to shape the foods that will be available to them to consume. Nutritional optimization while grocery shopping can improve the use of resources including time and money (due to the cost of food) because it can provide suggestions to address nutritional opportunities that represent nutritional surpluses and nutritional opportunities that represent nutritional deficits.
    Type: Grant
    Filed: January 25, 2021
    Date of Patent: March 5, 2024
    Inventor: Lili Xu Cai
  • Patent number: 11922480
    Abstract: Disclosed is a method for cross-selling passenger-oriented travel products from a sponsor company and other travel product providers to users, by normalizing the products and dynamically filtering the products in real-time according to rules defined by the travel product sponsor company. In one of the embodiments, ancillary products from any combination of an airline sponsor company, affiliated airline companies and other travel product providers may be presented to customers in accordance with the sponsor company's preferred product bundling nor package scheme and in coordination with affiliated airlines and other travel product providers as they may be available for a combined product. Other embodiments cross-sell travel products for rail, sea and other ground transportation, accommodation services and providers as well as passenger-oriented ancillary travel product providers such as Wi-Fi and duty-free shopping services.
    Type: Grant
    Filed: September 2, 2021
    Date of Patent: March 5, 2024
    Assignee: Air Black Box Technologies LLC
    Inventors: Timothy O'Neil-Dunne, Paul Addy
  • Patent number: 11922481
    Abstract: Computer-implemented methods, computer systems, and computer readable media for determining, sorting, or determining and sorting a set of items. The method includes receiving, via a user device, parameter values from a user and receiving parameter weights. The method further includes determining a sort score for each vehicle of a set of vehicles based on the received parameter values and parameter weights, and sorting the set of vehicles based on the sort score of each vehicle of the set of vehicles.
    Type: Grant
    Filed: December 13, 2021
    Date of Patent: March 5, 2024
    Assignee: Capital One Services, LLC
    Inventors: Micah Price, Qiaochu Tang, Jason Hoover, Avid Ghamsari, Geoffrey Dagley
  • Patent number: 11922482
    Abstract: A change detection means 840 detects an area of change in a product shelf on which a product has been arranged, on the basis of a captured image of the product. A classification means 850 classifies the change in the product shelf in the detected area of change. A shopping list generation means 860 generates a shopping list for a customer on the basis of the classification of the change in the product shelf and of shelving information on the product shelf.
    Type: Grant
    Filed: March 9, 2018
    Date of Patent: March 5, 2024
    Assignee: NEC CORPORATION
    Inventors: Kyota Higa, Emi Kitagawa
  • Patent number: 11922483
    Abstract: Methods and systems for facilitating the purchase of an item on a social networking website are described. Merchants can embed payments in buttons displayed on social networking websites to enable payments at the point of discovery, such as on Pinterest® or Facebook®. As the items associated with the buttons are shared further, the embedded payment capability follows the shared items. For example, a Pinterest® pin has the payment capability embedded within it so as the pin gets re-pinned in the Pinterest® platform, shared on blogs, shared on platforms like Facebook®, or surfaces on Google® Search, the payment capability is also available on those platforms. In some instances, open standards such as oEmbed or Open Graph are used to create the buttons with the payment capability and make creation of the buttons simpler for merchants.
    Type: Grant
    Filed: December 31, 2020
    Date of Patent: March 5, 2024
    Assignee: PAYPAL, INC.
    Inventors: Shilpa Dhar, Teddy Vincent Toms
  • Patent number: 11922484
    Abstract: Provided herein are systems, methods and computer readable media for facilitating delivery of a digital notification of a physical product to inform a recipient of the identity of the physical product. A digital notification may inform the recipient of the identity of a physical product ordered for the recipient by a sender. A digital unwrapping trigger may be utilized to ensure that the recipient is authorized to view the identity of the digital product. For example, the digital notification may not identify the identity of the physical product until a particular date has passed (e.g., a holiday or birthday), until the recipient performs a certain task, or until the recipient meets a certain goal. In response to the trigger occurring, the digital notification may be enabled for viewing of the identity of the physical product. The physical delivery of the product may be coordinated with delivery of the digital notification.
    Type: Grant
    Filed: January 6, 2021
    Date of Patent: March 5, 2024
    Assignee: GROUPON, INC.
    Inventor: Jonathan Gray Sandridge
  • Patent number: 11922485
    Abstract: Systems and methods for facilitating a purchase are described. A user logs in to a payment service provider site. The user provides authorization to use a one-page checkout service. The user's information is captured during the session, and a cookie is placed on the user's device. When the user goes on a merchant website and checks out using the payment service provider, the payment service provider detects the cookie on the user device. The payment service provider uses the cookie, and in one embodiment, centrally stored information, to populate the one-page checkout page with the last used payment. In various embodiments, the one-page checkout page also displays a shipping address.
    Type: Grant
    Filed: January 26, 2021
    Date of Patent: March 5, 2024
    Assignee: PayPal, Inc.
    Inventors: Seung Hyo Lee, Desmond Kwokhon Chan
  • Patent number: 11922486
    Abstract: This disclosure is directed to using cascading algorithms to automatically identify items placed in a tote or other receptacle utilized by users in material handling facilities as the users move around the facilities. A tote may store a database or “gallery” of item representations for all of the items that are stored in the facility that a user may place in their totes. The tote may use multiple algorithms in a cascading manner to analyze the gallery of item representations in order to iteratively narrow the search space of item representations in the gallery to determine which of the items was placed in the tote by a user. Upon identifying the item placed in the tote, the tote may add an item identifier for the item to a virtual listing of item identifiers representing items previously placed in the tote.
    Type: Grant
    Filed: August 29, 2022
    Date of Patent: March 5, 2024
    Assignee: AMAZON TECHNOLOGIES, INC.
    Inventors: Oded Maron, Jeremy Samuel De Bonet, Daniel Ron, Ejaz Ahmed, Mirko Ristivojevic, Jonathan Cohn
  • Patent number: 11922487
    Abstract: A method, which may be performed at an electronic device, such as a media server associated with a media-providing service, causes a set of media items to be provided to a user based on identifying performance listings relevant to the user. The method includes determining a list of one or more performance listings of artists relevant to a user based on a media consumption history of the user, the media consumption history describing media content items previously delivered to the user by a media content server, and a listening profile of a second user, distinct from the first user, the listening profile identifying media content and artists played by the second user via the media content server. The method includes providing one or more media items to the user, the one or more media items selected based on the list of one or more performance listings.
    Type: Grant
    Filed: January 11, 2023
    Date of Patent: March 5, 2024
    Assignee: Spotify AB
    Inventors: Nikhil Helferty, Ariel Marcus, Ritwik Dey, Steve Shirley
  • Patent number: 11922488
    Abstract: A purchase management system includes a central database arrangement, a customer interface to the central database arrangement, and a bank specific database module, arranged to communicate with a transaction authorization module within a bank. The central database arrangement is arranged to receive, from a purchasing entity through the customer interface, purchasing rules applying to a purchasing group, and includes central processing means arranged to: add a selected purchasing group as metadata linked to a first transaction ID in the central database arrangement; add the purchasing rules applying to said purchasing group as metadata linked to the first transaction ID in the central database arrangement; and transfer metadata linked to the first transaction ID to the bank specific database module.
    Type: Grant
    Filed: November 29, 2021
    Date of Patent: March 5, 2024
    Assignee: EASI B2B AB
    Inventor: Patric Eriksson
  • Patent number: 11922489
    Abstract: A camera is used to capture image data of representations of a physical environment. Planes and surfaces are determined from a representation. The planes and the surfaces are analyzed using relationships there between to obtain shapes and depth information for available spaces within the physical environment. Locations of the camera with respect to the physical environment are determined. The shapes and the depth information are analyzed using a trained neural network to determine items fitting the available spaces. A live camera view is overlaid with a selection from the items to provide an augmented reality (AR) view of the physical environment from an individual location of the locations. The AR view is enabled so that a user can port to a different location than the individual location by an input received to the AR view while the selection from the items remains anchored to the individual location.
    Type: Grant
    Filed: February 11, 2019
    Date of Patent: March 5, 2024
    Assignee: A9.com, Inc.
    Inventors: Rupa Chaturvedi, Xing Zhang, Frank Partalis, Yu Lou, Colin Jon Taylor, Simon Fox
  • Patent number: 11922490
    Abstract: An asset includes a short range transmitter that broadcasts a first signal that includes a unique identifier associated with the asset. Each asset is carried by one of number of mobile devices, and each asset is freely exchangeable between any of the number of mobile devices. Each of at least some of the mobile devices carries a receiver to receive the first signals within reception range of the receiver. Each of at least some of the mobile devices aggregates the received unique identifiers. Each of at least some of the mobile devices carries a transmitter that transmits a second signal that includes data representative of a geolocation of the respective mobile device and data indicative of the unique identifiers received by the respective mobile device to a back-end system. The back-end system uses the data included in the received second signals to track and locate assets within a geographic area.
    Type: Grant
    Filed: March 5, 2018
    Date of Patent: March 5, 2024
    Assignee: Gogoro Inc.
    Inventors: Hok-Sum Horace Luke, Matthew Whiting Taylor
  • Patent number: 11922491
    Abstract: The disclosure describes embodiments of systems, methods, and non-transitory computer readable storage media that utilize a variety of machine learning models and a base limit value model to generate user interface elements that transparently and efficiently present current and future base limit values for user accounts. For example, the disclosed systems can utilize a machine learning model to determine a base limit value, subsequent base limit value, and user activity conditions to achieve the subsequent base limit value for a user account. Then, the disclosed systems can display a base limit progress element that indicates progress towards fulfilling the user activity conditions to achieve the subsequent base limit value. For example, the disclosed systems can display, within a graphical user interface, multiple base limit progress elements that indicate progress towards fulfilling the user activity conditions in separate time-based segments (e.g.
    Type: Grant
    Filed: December 6, 2022
    Date of Patent: March 5, 2024
    Assignee: Chime Financial, Inc.
    Inventors: Erin Xie, Aashna Agarwal, Aoni Wang, Braden Staudacher, Dennis Jiang, Lucy Liu
  • Patent number: 11922492
    Abstract: Systems and methods for programmatic access of external financial service systems. An application proxy instance is created that simulates an application of an external financial service system. A normalized account request is received for financial data of the external financial service system for a specified account. The normalized account request is provided by an external financial application system by using a financial data API of the financial platform system. Responsive to the normalized account request, communication is negotiated with the external financial service system by using the application proxy instance to access the requested financial data from the external financial service system by using a proprietary Application Programming Interface (API) of the external financial service system. The financial data is provided to the external financial application system as a response to the normalized account request.
    Type: Grant
    Filed: September 5, 2023
    Date of Patent: March 5, 2024
    Assignee: Plaid Inc.
    Inventors: William Hockey, Charles Li, Zach Perret
  • Patent number: 11922493
    Abstract: A method of deriving a financial conscientiousness score from visual choices, using a machine learning model that is trained at a server is provided. The method includes (i) obtaining visual selection as an input from the user that is selected from one or more different visual choices that are displayed to the user, (ii) determining trait scores for a subset of traits based on the points that are attributed to the visual choices, (iii) training, a machine learning model by correlating the trait scores for the subset of traits with a previous credit history or a loan repayment record of the user to obtain a trained machine learning model, and (iv) determining, using the trained machine learning model, a financial conscientiousness score based on the trait scores for the subset of traits.
    Type: Grant
    Filed: June 22, 2021
    Date of Patent: March 5, 2024
    Assignee: CONFIRMU PTE. LTD.
    Inventors: Yatir Zaluski, Nemmara Chithambaram, Niharika Bhargava, Namrata Jain, Clare Frances McCaffery
  • Patent number: 11922494
    Abstract: A method for offering at least one credit product by at least one credit issuer to a consumer at a point-of-sale between a merchant and the consumer. The method includes the steps of: providing a credit issuer data set including a plurality of data fields to a central database; initiating a transaction between the consumer and the merchant at the point-of-sale; offering, to the consumer at the point-of-sale, the at least one credit product; and presenting, to the consumer at the point-of-sale, at least one data field in the credit issuer data set. The at least one data field presented to the consumer is populated with data directed to the credit product, the credit issuer, or any combination thereof. An apparatus and system are also disclosed.
    Type: Grant
    Filed: September 30, 2021
    Date of Patent: March 5, 2024
    Assignee: PayPal, Inc.
    Inventor: Thomas H. Keithley
  • Patent number: 11922495
    Abstract: Techniques described herein are directed to an intelligent lending platform in which a payment service may receive respective lending queries from users, analyze the queries using a machine-learned model and, if the queries are denied, output respective signals indicating that the respective queries are denied and the reasons for each respective decline. In some instances, the described techniques analyze data associated with each respective denied query to determine high-level reasons for the decline and may present these reasons in a manner that is both understandable to and actionable by the respective user. That is, the techniques may automatically identify the most significant reasons why a particular lending query was denied and may automatically output these reasons to a user in a manner that the user is able to easily comprehend and act upon to increase the chance of receiving an approval upon a subsequent lending query.
    Type: Grant
    Filed: December 21, 2021
    Date of Patent: March 5, 2024
    Assignee: BLOCK, INC.
    Inventors: Juan Hernandez, Jianye Xu, Wensi Xu, Ihsan Kabir
  • Patent number: 11922496
    Abstract: The system and method of the present invention expand/enhance modeling for credit risks scores. The expanded modeling system and methods discussed herein identify new credit risk related attributes using limited and/or unconventional credit data. In an aspect, the system and method enhance performance definitions to capture incremental insight, expanding the applicable consumer segments previously inaccessible.
    Type: Grant
    Filed: March 4, 2022
    Date of Patent: March 5, 2024
    Assignee: VANTAGESCORE SOLUTIONS, LLC
    Inventors: Nicholas Andrew Rose, Andrada Ioana Pacheco
  • Patent number: 11922497
    Abstract: A method employs consumer permissioned financial data to generate an updated credit score following a consumer authorization to access to at least one demand deposit account of the consumer for use in generating the credit score for the consumer. The consumer permissioned financial data may be sourced from any one of a plurality of aggregators where the aggregators employ different data structures for the financial data. The financial data is processed to automatically normalize the data received from an aggregator by applying a common classification system across the plurality of aggregators to classify a first set of data fields; and automatically, regardless of whether an updated credit score is advantageous for the consumer and independent of any further consumer permission, generating the updated credit score using a combination of credit file data for the consumer and the financial data received from the aggregator.
    Type: Grant
    Filed: October 27, 2022
    Date of Patent: March 5, 2024
    Assignee: VANTAGESCORE SOLUTIONS, LLC
    Inventors: Greg Nelson, Andrada Ioana Pacheco, Nicholas Andrew Rose, Yusuf Emre Sahingur, Rikard Kaj Ragnar Bandebo, Silvio Tavares
  • Patent number: 11922498
    Abstract: A method of increasing the number of shares purchased under an ESPP (potentially up to the maximum allowable) with limited employee net capital contributions, comprising the steps of selecting a monetary contribution amount or an amount to be deducted from an employee's monetary compensation for contribution to the plan, wherein the contribution amount is less than a maximum allowable contribution under allowable limits of the plan; optionally selecting a rebalancing price at which to sell shares of employer stock at the end of an offering period under the plan; having a third party or broker-dealer provide, via a loan to the employee, a supplemental monetary contribution equal to a difference between the employee's selected contribution amount and the maximum allowable contribution under the plan over the course of the offering period on behalf of the employee to the employer (or such lower supplemental monetary contribution amount as the employee may select or agree to), the supplemental monetary contributi
    Type: Grant
    Filed: December 14, 2020
    Date of Patent: March 5, 2024
    Assignee: Carver Edison, Inc.
    Inventor: Aaron J. Shapiro
  • Patent number: 11922499
    Abstract: Contextual searches may be performed to identify subsets of search results from an organized dataset. Contextual searching may return search results based on a relevance of the results to a query or search terms. Characters may be input by users at a search field that may be used to define context filters for limiting the search results of the organized dataset. Triggering events may be received that may trigger the definition of context filters that may be used to obtain the subsets of search results from the organized dataset. The triggering event may be a delimiter in the character string, for example. The subset of search results may include a subset of tradeable objects that may be traded at an electronic exchange. The subset of search results may continue to be limited based on additional context filters defined from the search input at the search field.
    Type: Grant
    Filed: August 17, 2021
    Date of Patent: March 5, 2024
    Assignee: Trading Technologies International, Inc.
    Inventor: Richard Lane
  • Patent number: 11922500
    Abstract: The example methods and systems described herein provide for configuration of one or more trade order parameters to associate with one or more trade orders, where the trade orders may be submitted to one or more electronic exchanges. According to an example embodiment, rather than having the trader manually configure each individual parameter associated with each trade order, a trader can pre-configure customer and order parameters. A user, for example a trader, broker, or market maker, can configure trade order parameters to associate with one or more customers, one or more order types, and/or internal messages to associate with any of the configured customers or orders. Based on the selected customer and tradeable object, the trading system evaluates the pre-configured customer and associated order parameters and determines which trade order parameters best match. The trading system then dynamically populates the order entry window with the specific trade order parameters associated with the best match.
    Type: Grant
    Filed: November 19, 2021
    Date of Patent: March 5, 2024
    Assignee: Trading Technologies International, Inc.
    Inventors: Steven J. Carroll, Stephen P. Decker, Bharat Mittal
  • Patent number: 11922501
    Abstract: A system for audibly conveying financial information includes at least one processor operatively coupled to a data source via a network, and configured to receive at least one user-selected musical parameter, as well as financial data from the data source associated with a financial asset. The financial data includes a variable parameter which varies over a time period. The at least one processor is further configured to determine, for a plurality of values of the variable parameter during the time period, a plurality of musical notes based on the plurality of values of the variable parameter and the user-selected musical parameter, and to generate audio data associated with the plurality of musical notes. The generated audio data is processable by a device to audibly produce the plurality of musical notes.
    Type: Grant
    Filed: November 3, 2022
    Date of Patent: March 5, 2024
    Assignee: AUDIBLE APIS, INC.
    Inventor: Anthony McCabe
  • Patent number: 11922502
    Abstract: Example methods, apparatus, and computer readable storage media are described and disclosed. An example method includes depicting a strategy node in a graphical user interface presented by a computing device. The strategy node represents a trading strategy associated with two or more tradeable objects. The example method includes generating a graphical connector between the strategy node and one of a plurality of contract nodes including at least a first contract node and a second contract node. Each contract node represents a contract associated with one of the tradeable objects. The example method includes repositioning, in response to an input received via the graphical interface, an endpoint of the graphical connector from the first contract node specified by the trading strategy to the second contract node. The example method also includes generating an updated trading strategy based on the trading strategy and the second contract node.
    Type: Grant
    Filed: December 9, 2022
    Date of Patent: March 5, 2024
    Assignee: Trading Technologies International, Inc.
    Inventor: Scott F. Singer