Abstract: An electronic device is provided. The electronic device includes a communication circuit for communicating with a server, a display, at least one processor connected, and a memory, wherein the memory stores instructions causing, when executed, the at least one processor to collect an intermediate operation value corresponding to an item to which a user responds among first items introduced to the user through the display, store the collected intermediate operation value, receive item information about second items and intermediate operation values, input, as an input value, the intermediate operation values received from the server, input first user information indicating a profile of the user and the user response item vector, obtain scores assigned to each of the second items from a result value output from the recommendation model, and provide the item information to the user through the display on the basis of the scores.

Abstract: Processing inputs to electronic list systems. Receiving, from a user device, a user input. Parsing the received user input for at least one of {product genus, product subgenus, product name, brand name, price information, retailer name, manufacturer name}. Querying a history of user activity using the parsed input. Receiving at least one product description responsive to the query. Presenting, via the user device, each received at least one product description to the user.

Abstract: Based on orders fulfilled by shoppers of an online concierge system, the online concierge system identifies items in an order that are difficult to find in a warehouse in which the order is fulfilled. When a shopper obtains a difficult to find item from the warehouse, the online concierge system prompts the shopper to provide information for finding the difficult to find item in the warehouse. The online concierge system stores the information for finding the difficult to find item from the shopper in association with the difficult to find item and with the warehouse. Subsequently, when a different shopper is fulfilling an order from the warehouse including the difficult to find item, the online concierge system displays the information for finding the difficult to find item in the warehouse to the different shopper.

Abstract: A sales information processing apparatus (10) includes a sales data acquisition unit (130) and a graph display unit (140). The sales data acquisition unit (130) acquires sales data of a first store and sales data of a second store. The graph display unit (140) causes a display (150) to display a graph having two axes representing a sales result and a disposal result. Further, the graph display unit (140) displays, in the graph displayed on the display (150), a first position corresponding to the first store and a second position corresponding to the second store. The graph display unit (140) determines the first position and the second position by using the sales data acquired by the sales data acquisition unit (130).

Abstract: An apparel location determining system for automatically determining the location of a user-specified wearable item within a plurality of possible independent inventory systems is described with each inventory system being located in a unique geographic location. The system has a user profile database with user records associated with different users. A user record may have a list of wearable items that are required by a corresponding user. The list of wearable items includes a list of composite descriptors of the wearable items. Each composite descriptor includes a user-selected type of wearable item and a user-specific predetermined size of the user. An availability database includes information relating to the availability of specific wearable items at each of the plurality of independent inventory systems. A central server interacts with a mobile telecommunications device.

Abstract: Systems and methods are disclosed herein for dynamically generating a virtual environment based on user-specific criteria. In one embodiment, a computer-implemented method comprises selecting a set of virtual stores for a virtual environment for a particular user based on one or more user-specific criteria associated to the particular user and sending, to a client device, information for rendering the virtual environment. The virtual environment comprises a defined set of virtual storefront positions and a set of virtual storefronts corresponding to the set of virtual stores, wherein virtual storefronts of the set of virtual storefronts are located at positions selected from the defined set of virtual storefront positions. In this manner, the virtual environment and, more specifically the virtual storefronts in the virtual environment, are dynamically updated based on user-specific criteria.

Abstract: Server, system, method and graphical user interface for enabling users to select and apply or execute function(s) on the one or more types of contents or visual media wherein the functions are configured to be work offline via pre-loaded interfaces and functions by using offline or smart or connected client application, selectable and switchable by a user for executing or applying selected function on content or visual media wherein the functions are provided by various sources and wherein enabling or allowing to access or install or subscribe said one or more functions including visual content editing functions to at least one of mutually connected, contacts, contacts of contacts, selected, related, matched, liked and suggested users, purchaser, subscribers and users of the network(s).

Abstract: Disclosed herein is a system and method for managing financial information. According to an embodiment, electronic purchase data is received from an electronic payment source. The received electronic purchase data is generated into one or more visual representation formats using a transformation server. Once the visual representation has been generated, the visual representation format is rendered using a display device.

Abstract: In a first aspect of the invention, there is a computer-implemented method including: training, by a computing device, a machine learning (ML) model on a financial data set comprising data on financial behavior applicable to repaying debts; entering, by a computing device, an interaction with a user regarding renegotiating a debt; and generating, by the computing device, a proposed payment plan for the debt, based on user data of the user, and using the ML model trained on the financial data set.

Abstract: Exemplary embodiments may provide an online automobile purchasing experience for a customer. The experience may be provided by, or associated with, a financial institution. The automobile buying experience may be accessible to both customers of the financial institution as well as non-customers. Customers of the financial institution may receive added benefits during and after the experience. Non-customers may have the opportunity to become a customer of the financial institution as part of the experience.

Abstract: A method for employing adaptive credit decisions in relation to extension of a loan to a user may include receiving user information associated with the user and transaction information associated with a transaction of the user with respect to a product or service offered by a vendor, employing a first credit decision model to execute a first credit extension decision with respect to a first type of financing option based on the user information and the transaction information, employing a second credit decision model to execute a second credit extension decision with respect to a second type of financing option based on the user information and the transaction information, and determining, based on the first and second credit extension decisions, whether to extend a credit offer to the user when the user proceeds to checkout for the transaction.

Abstract: A specialized mortgage constant calculator may include at least three different modes, each mode associated with a graphical user interface tailored to the mode and displayed on an electronic display. In addition, the mortgage constant calculator may include an adjustable table with a persistent, adjustable frame of reference and other navigational tools that facilitate use of a table that may be far larger than a display area of the electronic display.

Abstract: A system, apparatus, method, and non-transitory computer readable medium for performing co-trading changepoint detection may include a server caused to receive a first raw dataset, the first raw dataset including a plurality of transactions for analysis, each transaction of the plurality of transactions associated with a user account of a plurality of user accounts, generate at least one transaction time series based on the first raw dataset, determine changepoints in the first raw dataset by performing changepoint detection analysis on the generated at least one transaction time series, and generate at least one potential fraud alert based on the determined changepoints.

Abstract: According to one embodiment, a method of generating a display of a limit order book is provided. Data regarding a plurality of limit orders entered onto an electronic market is received and recorded, at least temporarily. The data regarding each limit order includes a price and a time associated with that limit order. Based on the received data, a graphical display is generated that indicates, for each recorded limit order entered into the electronic market within a period of time, the price and the time associated with that limit order. The price associated with each limit order is indicated by a first axis of the graphical display and the time associated with each limit order is indicated by a second axis of the graphical display. The graphical display may be displayed using an electronic display device.

Abstract: Various embodiments comprise systems, methods, architectures, mechanisms and apparatus providing a low-latency trading platform and/or communications system wherein one or more remote client devices communicate with a proxy server via a first communications channel, the proxy server being tightly coupled to (co-located and directly communicating with) a programmable hardware platform configured to communicate with an equities exchange system via a second communications channel, the location of the proxy server and hardware platform being proximate that of at least one equities exchange system, wherein the proxy server is updated by client device communications defining trade execution profiles associated with each of a plurality of equities and corresponding trading strategies, and wherein the hardware platform executes equity trades in response to substantially real time data received from the equities exchange.

Abstract: Systems and methods for transforming an electronic portfolio. A system includes an electronic crossing platform that receives data defining trade orders of the electronic portfolio during an initial time period; compares portions of the data to determine an imbalance of the trade orders remaining after the initial time period and receives, during a final time period, a final trade order from a fund agent device to offset the remaining imbalance. The platform receives, after the final time period, a benchmark value of the electronic portfolio from a fund device; compares the final trade order with the remaining imbalance to determine an adjustment value; converts the benchmark value to a final value by applying the adjustment value to the benchmark value; and transforms the electronic portfolio into the transformed portfolio by creating paired buy and sell orders among the trade orders received during the initial time period at the final value.

Abstract: An asset management system is described. The system may include a receiver configured to receive a plurality of entities' performance information, margin of safety information, and a user information. The user information may include a user asset portfolio. The system may further include a processor configured to calculate a first quality score for each entity based on entity's performance information. The processor may be further configured to calculate a second user portfolio quality score based on the user asset portfolio and the first quality score. Furthermore, the processor may be configured to obtain a trigger signal when a predefined condition associated with the second user portfolio quality score is met. Responsive to receiving the trigger signal, the processor may be configured to determine a recommendation for the user asset portfolio. The system may further include a transmitter configured to transmit the recommendation to a user device.

Abstract: A method and a computing apparatus for generating a personal financial plan are provided. The method includes: receiving a first input that includes information about an initial financial state of an individual person; receiving a second input that includes information about a goal financial state of the individual person; receiving a third input about financial habits of the individual person; defining a set of available user actions, each respective available user action being assigned a corresponding probability that indicates a likelihood that the individual person successfully performs the respective available user action; determining, based on the defined set of available user actions and heuristics designed to maximize a likelihood of execution, proposed sequences of potential user actions by which the goal financial state is achievable; and calculating, for each proposed sequence, a respective likelihood score that indicates a corresponding feasibility of a successful completion thereof.

Abstract: Proposed is a digital system and robust expert method for accuracy-enhanced expert forecasting based on a digital audit-linked best-estimation framework, wherein the audit-based best-estimation framework comprises two or more execution member executing at least the steps of (i) determining a forecasted value for a definable future time window benchmarking the audit-based best-estimation framework to a starting point value based on one or more historical databases, (ii) determining a 90% confidence interval range for the determined starting point value by a lower bund value and an upper bond value of the interval range, wherein the starting point value is part of the confidence interval value range, and wherein an actually measured value of the forecasted value in the future time window is forecasted to measurably deviate with a 90% probability within the 90% confidence interval range, and (iii) selecting one or more possible scenarios each having a definable probability distribution and applying a sensitivity

Abstract: A system and method are provided for intentionally delaying an execution of an executable instruction by determining if a current executable instruction is received from a predefined source for which all executable instructions are to be intentionally delayed. When so, the system sets a sequence time associated with the instruction equal to a receipt time plus a delay time. The system saves the instruction in an intentional delay queue for future execution. When the current executable instruction is received from a source that is not the predefined source, the system determines if a condition for immediate processing of the current executable instruction is present. When so, the system executes the instruction immediately. Otherwise, it performs an intentional delay determination that determines whether the current executable instruction has been intentionally delayed. When the current executable instruction has been intentionally delayed, the system executes the instruction immediately.

Abstract: Embodiments provide for improvements in generating focused data from an unstructured data set. The focused data generated from the unstructured data set may provide data insight(s) into analysis of the unstructured data set, and/or provide for improved capabilities for a user to efficiently navigate through relevant data portions of such data utilizing a user interface, even when such relevant data portions are not immediately distinguishable without further processing of the unstructured data set.

Abstract: Embodiments provide for improvements in generating focused data from an unstructured data set. The focused data generated from the unstructured data set may provide data insight(s) into analysis of the unstructured data set, and/or provide for improved capabilities for a user to efficiently navigate through relevant data portions of such data utilizing a user interface, even when such relevant data portions are not immediately distinguishable without further processing of the unstructured data set.

Abstract: An insurance-premium calculation method includes processing that includes acquiring first information about a configuration included in an autonomous mobile unit, calculating, in accordance with the first information, a first insurance premium on losses that may be incurred when the autonomous mobile unit is moving, acquiring second information about a condition of the autonomous mobile unit in motion during a first period, calculating a second insurance premium by correcting the first insurance premium in accordance with the second information, and outputting the second insurance premium as an insurance premium for a second period later than the first period.

Abstract: Systems, methods, and non-transitory computer readable media for visualizing user spending data in an altered reality are provided. Spending data includes items purchased, budgets for specific rooms or categories, prices paid, dates of purchase, and amounts spent. The user may interact within the altered reality to manage spending and move budgets between rooms or categories.

Abstract: The present invention provides a method, preferably a computer-implemented method, and system of representing ledgers, and specifically payroll ledgers, using multitrees. While most existing accounting, payroll, and tax systems are based on periodic calculations processing certain input data, the proposed method and system relies on defining and persisting the complete set of information required for such purposes in the form of a special type of directed acyclic graphs.

Abstract: Among other things, participants who belong to a group/crowd or group of participants can provide indications of relative values of ideas that belong to a body of ideas. A rank ordering according to the relative values of at least some of the ideas of the body is derived based on the indications provided by the participants. The participants can provide the indications in two or more rounds. Each of at least some of the participants provide the indications with respect to fewer than all of the ideas in the body in each of the rounds. Between each of at least one pair of successive rounds, the set of ideas is updated to reduce the role of some of the ideas in the next round. Voting can by synchronous, i.e. more or less simultaneously, or asynchronous, i.e. where voting occurs as groups of voters are reaching a critical mass (min number) to allow distribution of ideas groups.

Abstract: Many people are tired of set routines and planning activities takes too much time and effort. The Zoku app takes out the planning and fills it with mystery by giving users a series of clues to a mystery activity/event in their area. Let's say it's a friday night, you want to go out, but you don't know what to do and you don't feel like going through the planning process. You simply unlock an adventure in Zoku. You select filters, such as your budget, distance and activity level. Then clues will be generated that will lead you to an event/activity. The catch is that users are blinded to the event/activity they will be participating in until they get to the event/activity location. Users can either start the activity then or save it for later.

Abstract: Methods and systems of operating a blockchain mining device using natural gas produced at a hydrocarbon production, storage, or processing site/facility. A generator may be retrofitted to an existing prime mover used to pump the well, and the generator may be used to power the blockchain mining device. Portable mining devices may be hooked up to a casinghead gas supply at a remote, isolated oil facility. Power loading levels may be modulated by adjusting mining transaction levels to correspond with combustible gas production levels.

Abstract: An energy resource network with plurality of energy resources each capable of delivering a quantum of energy; and a plurality of energy-consuming-devices each capable of accepting a quantum of energy. Each energy resource is associated with an energy-resource-processor which is configured to issue one or more offer-messages in respect of a quantum of energy available for supply from the energy resource Each energy-consuming-device is associated with at least one energy-consuming-processor) that is configured to receive one or more offer-messages in respect of a transaction for receiving a quantum of energy from one of the energy resources The energy-resource-processor and/or the energy-consuming-processor being configured to issue a cryptographically-secured transaction record of the transaction for inclusion within a publicly-available distributed ledger.

Abstract: A computer system receives customer records listing customer attributes and an adoption status of the customer, such as whether the customer has enrolled in a particular energy efficiency program. An initial set of patterns are identified among the customer records, such as according to a decision tree. The initial set is pruned to obtain a set of patterns that meet minimum support and effectiveness and maximum overlap requirements. The patterns are assigned to segments according to an optimization algorithm that seeks to maximize the minimum effectiveness of each segment, where the effectiveness indicates a number of customers matching the pattern of each segment that have positive adoption status. The optimization algorithm may be a bisection algorithm that evaluates a linear-fractional integer program (LFIP-F) to iteratively approach an optimal distribution of patterns.

Abstract: An automated control method for meeting rapidly fluctuating power demands with stable power production is disclosed. The method includes determining a market value of a unit of electricity sold on the grid, a fuel cost required to produce the unit of electricity, and a market value of a processing task requiring the unity of electricity. The method also includes calculating which of the electricity, processing, or fuel, is the most valuable; shutting off a running process when the value of the electricity is highest or the value of the fuel is highest; and starting a pending process when the net market value of the processing task is highest. The method may also include reducing electricity generation at a power plant when the value of electricity is negative, or exercising a futures contract to supply electricity.

Abstract: In general, intelligent fuel dispensers are provided. In at least some implementations, an intelligent fuel dispenser can determine customer identities and/or other characteristics and provide customized fueling sessions based on the determined customer identities and/or other characteristics. In at least some implementations, the fuel dispenser includes a touchless interface allowing customers to complete fueling sessions with minimal physical contact with the fuel dispenser.

Abstract: This disclosure describes a system and method for an artificial intelligence-assisted virtual closing proceeding. The system includes a web portal and an AI-assisted virtual assistant configured to communicate and interface with human participants that may include a buyer, seller, lender, notary, closing agent, lawyer, and real estate agent via the web portal. The virtual assistant communicates with the human participants to collect data and documents via the web portal, automatically prepare closing documents using information from the collected data and documents. The virtual assistant is able to identify and verify the buyer and seller who appear remotely in the videoconferencing session, present the closing documents to the buyer and seller, enable remote execution of the closing documents by the buyer and seller, actively monitor the remote execution of the closing documents, enable and actively monitor remote notarizing of the closing documents, and store the executed documents in a secure database.

Abstract: A system (100) (e.g., cloud-based) is described for drafting, negotiating, analyzing, and managing agreements such as NDAs. The system (100) includes a platform (104) that can be accessed by a number of parties (101-103). Individual parties (101-103) may access the platform (104) to build a playbook, to generate an NDA, analyze a target NDA, or to monitor existing NDAs, among other things. Similarly, multiple parties (101-103) may access the platform (104) to negotiate a new NDA. Such parties may have an existing playbook or may be invited to develop a playbook in connection with negotiations.

Abstract: An approach for assessing terms and conditions (TnC)s of a legal agreement is provided. A block of text, which contains a TnC of the set of TnC, in the legal agreement is identified using a cognitive system. A standardized significance value is assigned to the TnC by the cognitive system by applying the TnC to a TnC model containing corresponding industry TnCs from industry standard documents. A block currency that indicates a significance of an impact of the TnC to a contract party is computed for the TnC by the cognitive system. Based on the standardized significance value and the block currency, a personal impact of the TnC to the contract party is assessed by the cognitive system. The contract party is alerted to the TnC and the personal impact corresponding to the TnC.

Abstract: Systems, computer program products, and methods are described herein for generating and training a module selection engine for distribution allocation in a network environment. The present invention is configured to receive a subordinate user account identifier associated with a subordinate user account; determine a supervisor user account identifier associated with the subordinate user account identifier; apply a module selection engine to the subordinate user account identifier, wherein the module selection engine determines a plurality of modules to present to the subordinate user based on the subordinate user account identifier; generate, by the module selection engine, a plurality of module interface components; transmit the plurality of module interface components to a user device associated with the subordinate user account; and determine a plurality of module completion statuses for each module of the plurality of module interface components.

Abstract: Disclosed is a method of operating an artificial intelligence system that provides a worker safety control solution and includes a plurality of smart belts and an artificial intelligence server, which includes detecting, by one of the plurality of smart belts, whether a worker is buried, generating, by the smart belt, biometric data and work environment data of the worker, generating, by the smart belt, an alarm signal based on the biometric data and the work environment data, transmitting, by the smart belt, the alarm signal, the biometric data, and the work environment data to the artificial intelligence server, and generating a plurality of rescue scenarios by inferring the biometric data and the work environment data when the artificial intelligence server receives a plurality of alarm signals from the plurality of smart belts.

Abstract: A person determination apparatus includes a selection unit and an information generation unit. The selection unit uses biometric information of a search target person, and thereby selects a candidate having a possibility of being the search target person. The information generation unit uses medical information concerning a medical history of the search target person and the medical information of the candidate, and thereby generates possibility information being information concerning a possibility that the candidate is the search target person.

Abstract: A method includes acquiring information regarding a user; generating one or more indicators of a data breach for an entity that stores one of transactional behavior data regarding the user or an indication of a transaction with the user in a past predefined time period; generating a first notification; providing the first notification to the user during a log-in process; receiving an indication from the user to exercise an option to scan transaction information of the user for suspected fraudulent activity at the entity; scanning the transaction information; determining a suspected fraudulent transaction; generating a second notification specific to the user and the suspected fraudulent transaction; deactivating a payment card associated with the suspected fraudulent transaction; and providing a supplemental notification to the user regarding the suspected fraudulent transaction.

Abstract: This disclosure provides systems, devices, apparatus, and methods, including computer programs encoded on storage media, for a high-performance and low-latency implementation of a wavelet-based image compression scheme. A processor may generate, in a single pass for each of a plurality of horizontal and vertical divisions of an image frame, a set of wavelet coefficients for the image frame based on a DWT. The processor may select a set of bits associated with the set of wavelet coefficients to remove based on an entropy coding process. The processor may serialize the set of wavelet coefficients, where the set of serialized wavelet coefficients do not include the set of bits. The processor may output, for a second device, a bitstream including the set of serialized wavelet coefficients.

Abstract: Techniques to improve performance of matrix multiply operations are described in which a compute kernel can specify one or more element-wise operations to perform on output of the compute kernel before the output is transferred to higher levels of a processor memory hierarchy.

Abstract: Embodiments described herein are generally directed to improvements relating to power, latency, bandwidth and/or performance issues relating to GPU processing/caching. According to one embodiment, a system includes a producer intellectual property (IP) (e.g., a media IP), a compute core (e.g., a GPU or an AI-specific core of the GPU), a streaming buffer logically interposed between the producer IP and the compute core. The producer IP is operable to consume data from memory and output results to the streaming buffer. The compute core is operable to perform AI inference processing based on data consumed from the streaming buffer and output AI inference processing results to the memory.

Abstract: An image processing apparatus applies an image to a first learning network model to optimize the edges of the image, applies the image to a second learning network model to optimize the texture of the image, and applies a first weight to the first image and a second weight to the second image based on information on the edge areas and the texture areas of the image to acquire an output image.

Abstract: A method of processing an image within a vehicle interior with a camera includes acquiring a live image of the vehicle interior. The live image is compared to an ideally aligned image of the vehicle interior having an associated region of interest to generate a homography matrix. The homography matrix is applied to the region of interest to generate a calibrated region of interest projected onto the live image for detecting an object therein.

Abstract: An image processing method includes extracting a first region in a first image by inputting the first image to a pretrained neural network, upscaling a resolution of the first region by performing neural network-based super resolution processing on the first region, and upscaling a resolution of a second region in the first image from which the first region is excluded by performing interpolation on the second region.

Abstract: The present disclosure discloses a method and system for processing graphics in tile-based rendering mode by expanding boundaries of tiles. The system includes: a geometry processing system configured to perform geometry processing on primitives to tile visible primitives into a plurality of expanded tiles M? in screen view space; and a fragment processing system configured to render each expanded tile M? to obtain rendered images of the plurality of expanded tiles M?, and enable a filter kernel to perform pixel filtering according to the rendered image of each expanded tile M?, where the plurality of expanded tiles M? are obtained by dividing the screen view space into a plurality of tiles M and expanding boundaries of the plurality of tiles M respectively. In the present disclosure, the pixel filtering process can be done after rendering of each tile, thereby effectively improving the processing efficiency of pixel filtering.

Abstract: Disclosed are systems, apparatuses, processes, and computer-readable media to capture images with subjects at different depths of fields. For instance, a method of processing image data includes obtaining a first image captured using an image sensor with a first exposure. The method may further include obtaining a second image captured using the image sensor with a second exposure. The method may include compressing the second image based on a comparison of the second image with the first image and storing the compressed second image in a memory. The method may further include obtaining the compressed second image from the memory and decompressing the compressed second image based on a difference between the compressed second image and the first image. The method may further include generating a combined image at least in part by combining the first image and the second image.

Abstract: An image processing apparatus according to an embodiment includes processing circuitry. The processing circuitry obtains, on the basis of a magnetic resonance image, a plurality of shift images resulting from shifting the position of the pixel sampling grid of the magnetic resonance image by a plurality of mutually-different shift amounts. The processing circuitry generates a plurality of ringing-corrected images, by determining, with respect to each of the pixels included in each of the plurality of shift images, a shift amount from the position of the pixel to a position where ringing artifacts will be reduced and further performing a ringing correction to correct the ringing artifacts occurring in the shift images on the basis of the determined shift amounts. The processing circuitry combines, while interleaving, pixels included in each of the plurality of ringing-corrected images.

Abstract: The present disclosure provides systems and methods for ultrasound image processing. The methods include obtaining a first ultrasound image and a second ultrasound image of a target subject. The first ultrasound image and the second ultrasound image include a linear interventional device within the target subject. The methods include identifying one or more line segments in the second ultrasound image by processing the second ultrasound image using a first line detection algorithm. For each of the one or more line segments, the methods include determining a corrected line segment by processing a target region in the second ultrasound image corresponding to the line segment using a second line detection algorithm. The methods include generating a fused ultrasound image of the first ultrasound image and the second ultrasound image based on one or more corrected line segments corresponding to the one or more line segments.

Abstract: Provided are an image fusion method and apparatus, an electronic device, and a storage medium. The method includes the following steps: A shooting operation acting on a first page of a target shooting activity is received, where the first page is an H5 page; in response to the shooting operation, a camera is called through system shooting software to collect an original image; a fusion operation for the original image is received; and in response to the fusion operation, the original image is fused with a first target effect, a static target image that includes a static image obtained by fusing the original image with the first target effect and the first description information related to the static image is generated, and the static target image is displayed on a second page, where the second page is an H5 page.