Abstract: Systems, methods, and computer-readable media for workflow construction operations include displaying a canvas for enabling placement and interconnection of workflow blocks with some of the workflow blocks being associated with data sources, enabling placement of a workflow block on the canvas and associating the at least one workflow block with at least one of the plurality of data sources, enabling placement of a switch block on the canvas at a downstream position of the workflow block and placement of a plurality of additional workflow blocks at locations downstream of the switch block and arranged in a plurality of alternative downstream branches. The switch block is configured to direct trigger action flow to the plurality of alternative downstream branches. The switch block is configured with a plurality of differing queries associated with the plurality of alternative downstream branches, at least one of the differing queries being associated with the data sources.

Abstract: Techniques are described herein for using artificial intelligence (AI) and machine learning (ML) to automate, accelerate, and enhance various aspects of comparative user experience testing. Embodiments interface with generative language models to compare user experiences and summarize the results of the comparison. In some embodiments, automated systems and programmatic processes access a series of analysis contexts, where a context includes a collection of message content fragments. The systems and processes may use the message content fragments for a given context to construct a dialogue with a generative language model to compare separate user experiences based on the results of a set of user experience tests. The output of the generative language model at one stage of the analysis may be combined with content fragments for another context to craft a dialogue at another stage of the analysis and/or to perform additional analyses of the user experiences.

Abstract: A method and system of providing users with dynamic content about a specific task during access of an application based on previous in-app activity by the app's community of users for the task. The system identifies experienced user activity that represents an efficient performance of the task. The activity is stored in a repository for use by a dynamic content generation module. When subsequent users appear to need assistance in performing the task, the system can present content that is based on the more experienced users' activity. As additional data is collected, this content can be updated.

Abstract: Systems, methods, and techniques for determining optimal safe driving behaviors and optimal safety thresholds of the various parameters for particular routes are disclosed. Historical driver data for a plurality of drivers operating vehicles over various routes during different contextual situations and/or different combinations of conditions along the routes is analyzed to determine respective, relative weightings/contributions of various parameters towards driving safety. Data indicative of a particular driver's behavior along a particular route during a particular set of conditions or contexts is obtained and compared to the analysis results to thereby determine or assess the driver's safety performance. The driver's safety performance may be evaluated in real-time, e.g.

Abstract: A system for expense management including an expense management apparatus. The expense management apparatus configured to receive, from a client device, at least one parameter associated with an event, construct at least one query based on the at least one parameter, transmit the at least one query to a database, receive, from the database, responsive data responding to the at least one query, construct a benchmark, using a processing arrangement, associated with the at least one parameter, and transmit the benchmark to the client device.

Abstract: A system with access to regularly updated information regarding an entity can generate information regarding the performance of that entity. For example, values of various key performance indicators (KPIs) can be determined. One or more of the values can be compared to a corresponding threshold or range. Based on the results of the comparisons, an alert can be generated and sent to a user associated with the entity, a user interface (UI) that presents information to the user about the entity can include information regarding the KPIs, or both. The system may have access to data regarding a number of similar entities. Using the data for the similar entities, one or more benchmarks for the KPIs of the entity can be determined. The KPIs can be compared to the benchmarks and the results shown in a UI, an alert, or both.

Abstract: A method for predictive product quality assessment comprises receiving initialization product assessment data for a plurality of products. The initialization product assessment data comprises, for each product, one or more events, and for each of the one or more events, an amount of remediation time, a reassessment status, and a recurring event status. The initialization product assessment data is used to initialize a product readiness model to determine a product readiness score based upon run-time product assessment data. The run-time product assessment data comprises, for a selected product, one or more run-time events. For each of the one or more run-time events, a run-time reassessment status and a run-time recurring event status are obtained. A total run-time remediation time, the run-time reassessment status and the run-time recurring event status are input into the product readiness model. The product readiness model is utilized to determine and output the product readiness score.

Abstract: A vehicle for use with a blockchain-based transportation system for automated assessment of transportation of goods, the vehicle comprising: a goods storage region configured to carry one or more goods packages, each package having a package tag, the package tag comprising an electronic identification system including a package blockchain defined by package blockchain data comprising a package block, the package block comprising package data including at least a package identifier; a vehicle blockchain defined by vehicle blockchain data comprising a vehicle block, the vehicle block comprising vehicle data including at least a vehicle identifier; and a controller configured to communicate with the electronic identification system of each package to retrieve the package blockchain data and to generate updated blockchain data using the vehicle blockchain data and the retrieved package data of each package; wherein the updated blockchain data is available for assessment of transportation of the goods packages.

Abstract: The technologies described herein are generally directed to monitoring the configuration of an inventory of devices using captured images of a site. For example, a method described herein can include identifying a group of equipment installed at locations within a site. The method can further include, based on an image captured at the site by image capture equipment, detecting configuration activity at the site. Further, the method includes, based on analysis of the image, associating, by the tracking equipment, the configuration activity with equipment of the group of equipment.

Abstract: A computer-implemented method includes receiving, from a mobile device, a deposit request including a first check image for funds to be deposited into a user account, determining a risk level associated with the deposit request, requesting a second check image having a restricted endorsement based on the risk level, receiving the second check image having the restricted endorsement, determining a confidence level based on the restricted endorsement, and transferring the funds to the user account based on the confidence level.

Abstract: Aspects of the disclosure relate to digital check processing. A computing platform may receive, from a first recipient, a request to transfer a first portion of funds, corresponding to the first digital check image, to a second recipient account and a second portion of the funds, corresponding to the first digital check image, to a third recipient account. The computing platform may generate second and third digital check images representative of the first and second portions of the funds respectively. Based on successful validation of the second digital check image and the third digital check image, the computing platform may embed, into the second and third digital check images, a digital chip that indicates the successful validation. The computing platform may send, to the second recipient account and the third recipient account, the second and third digital check images respectively.

Abstract: Methods and systems are presented for providing a framework for facilitating token sharing with contract issuers based on processing of smart contract transactions. The framework provides a mechanism for allowing one or more computer nodes within a blockchain network to opt-in to a token sharing agreement with a contract issuer and a mechanism for an opted-in computer node to share tokens with the contract issuer in a decentralized manner. When a computer node has opted-in to the token sharing agreement, the computer node, by executing a smart contract, performs a set of computer procedures that is non-productive to the processing of the smart contract transaction. The execution of the set of non-productive computer procedures provides an additional amount of processing fee based on the processing of the smart contract transaction. The computer node then transfers a portion of the additional amount of processing fee to an account of the contract issuer as part of the processing of the smart contract.

Abstract: A method for dedicating a set of digital tokens of a single type includes obtaining a set of digital tokens of the single type from a pool of digital tokens of the single type that includes the set of digital tokens of the single type; and individually, separately and uniquely marking a record for each of the set of digital tokens of the single type with a first identifiable characteristic dedicated only to the set of digital tokens of the single type by adding data with the first identifiable characteristic and limited only to the set of digital tokens of the single type to the record for each of the set of digital tokens of the single type.

Abstract: Systems and methods exchange a nonfungible token (NFT) via blockchain cross-chain fungible token transfers using first and second blockchains. The first blockchain holds the NFT in a first escrow digital wallet. The NFT is available for trade by a seller and is associated with a trade value. The first blockchain monitors a balance of fungible tokens, owned by a buyer, that are transferred from a second blockchain to a second escrow digital wallet of the first blockchain. In response to detecting that the balance monitored represents the trade value, the first blockchain transfers, simultaneously, (i) the NFT from the first escrow digital wallet to a first digital wallet of the first blockchain, the first digital wallet owned by the buyer, and (ii) the balance of fungible tokens from the second escrow digital wallet to a second digital wallet of the second blockchain, the second digital wallet owned by the seller.

Abstract: Aspects of the disclosure relate to systems for processing transactions between two entities. A transaction control platform may determine attributes associated with different transfer channels between the two entities. Based on the determined attributes, the transaction control platform may determine a transfer channel to be used for transmitting a message corresponding to the transaction. The transaction control platform may use machine learning algorithms to identify an optimal transfer channel that meets particular desired factors.

Abstract: A system for managing a financial account in a low cash mode. The system may include a memory storing instructions, and a processor configured to execute the instructions to perform operations. The operations may include providing an interface; providing a notification to a user when a balance in the first account is deemed to be in low cash mode; presenting, when the first account balance is deemed to be in low cash mode, an option for a transfer request; receiving, a selection of the option for the transfer request to connect the first account with a second account; transferring funds from the second account to the first account; notifying the user that funds have been transferred from the second account to the first account; and further notifying the user that the balance in the first account is greater than the threshold value.

Abstract: An electronic price label system and a method for an electronic price label system include a product database in which products are listed. A new price of a product is sent to an electronic price label linked to the product. The received new price of a product is stored by the electronic price label. The electronic price label changes the displayed price to the received new price in response to receiving a price activation signal from the electronic price label system, e.g. from base station of the electronic price label system.

Abstract: Disclosed herein is a method and system for routing payment transactions of a payment account. After the payment transaction is initiated, a payment server identifies flag information from the payment request indicating a payment account to be multi-configurable. When the payment server identifies that the payment request is from the POS device, the payment server retrieves primary configuration details corresponding to the payment account from a routing service and routes the payment transaction for the payment request to an issuer corresponding to the primary configuration details. Further, when the payment server identifies that the payment request is from a payment gateway, the payment server retrieves a list of names of configuration details corresponding to the payment account from the routing service for selection.

Abstract: The present disclosure provides a system and method for identifying items. The method includes scanning a first item using a first barcode scanner and a second barcode scanner and determining, based on signals from the first barcode scanner and the second barcode scanner, a first two-dimensional light grid indicating where the first item broke beams of the first barcode scanner and the second barcode scanner. The method also includes predicting, using a machine learning model and based on the first two-dimensional light grid, a first category for the first item, receiving, from a camera, an image of the first item, and comparing the image of the first item to a first set of images assigned to the first category to determine an identity of the first item.

Abstract: The present disclosure relates generally to systems and methods for facilitating micropayments between distributed, independent consumers and content creators. A computer-implemented method is disclosed related to enabling tips between at least one content consumer and at least one content creator, comprising: receiving, at a web application from a user interface, an intent to tip; sending, via the web application, a payment initiation based on the intent to tip to a processing service; generating, at the processing service, a payment event based on the payment initiation, wherein the payment event comprises payment data; and updating, at the processing service, at least one wallet based on the payment data.

Abstract: Systems and methods are disclosed for a geofence-based location tracking and notification triggering system. One of the methods includes obtaining location information associated with a user device; accessing information indicating entities located within one or more threshold distances of the obtained location; determining whether a user of the user device satisfies constraints specified by the entities; and generating a notification to be provided to the user device, the notification indicating information associated with at least one entity for which the user satisfies specified constraints. Preferably, the notification is in the form of a text messages, which provides advantages for real-time notifications with increased spatial relevance to a user.

Abstract: Systems and methods for fault tolerant digital payments are disclosed. The system comprises a computing system that can automatically determine if payments should be processed using a digital payment processing system, or using a blockchain. When the system detects that communication with the digital payment processing system has been interrupted, the system may facilitate transactions through the blockchain. In particular, the system may receive private keys from mobile devices of customers, which can be used to make payments on the blockchain.

Abstract: Systems, methods, and apparatus for improving transaction security at a self-service kiosk are provided. A blank smart payment card may avoid storing sensitive identification data in an EMV chip or a magnetic stripe. The blank card may include a housing, with a wireless communication interface, microprocessor, and battery embedded in the housing. A card issuer may identify a dataset of sensitive information and apply dynamic clustering and encryption. The blank card may connect wirelessly to the issuer to obtain the encrypted clusters and store them in temporary storage. The blank card may self-authenticate to a kiosk by transmitting the encrypted clusters via a secure NFC connection. The kiosk may obtain a separate encryption key for each cluster from the issuer to decrypt and reconstruct the dataset. After every transaction, the issuer may apply new dynamic clustering to the dataset and replace the encrypted dataset stored on the blank card.

Abstract: The present disclosure is generally directed to an apparatus for generating a non-fungible token (NFT), the apparatus may include at least a processor and a memory communicatively connected to the at least processor, wherein the memory containing instructions configuring the at least processor to receive user data and classify the user data to a plurality of interest categories. The processor may be configured to generate a recommendation for an NFT as a function of the plurality of interest categories, where generating the recommendation further may include identifying a value function as a function of the plurality of interest categories. The processor may be configured to optimize the value function, generate the recommendation as a function of the optimization, and mint the NFT as a function of the recommendation.

Abstract: A method includes initiating, by a first user computing device, a zero click digital asset-based payment with a merchant computing entity. The method further includes obtaining, by the merchant computing entity, at least a portion of user computing device real-time payment information from the first user computing device and sending merchant computing entity real-time payment information and the at least the portion of user computing device real-time payment information to a digital asset payment computing entity. The method further includes sending, by the digital asset payment computing entity, a push notification to a second user computing device requesting authorization. The method further includes authorizing, by the second user computing device, the zero click digital asset-based payment via the push notification. The method further includes locking an amount of network digital asset to back the zero click digital asset-based payment and providing a confirmation to the merchant computing entity.

Abstract: A node is provided that is configured to interact with one or more other nodes to implement a distributed authentication protocol. The node is configured to receive data that is indicative of use of a physical asset, generate a usage fee to be assigned to one or more owners of the physical asset in dependence on the use data and record that usage fee in a data corpus authenticated by the distributed authentication protocol.

Abstract: A computer-implemented method that includes receiving a user command including one or more criteria characteristics in association with an account and detecting an occurrence of a transaction from the account. The transaction is associated with one or more purchase characteristics. The method includes determining whether the one or more purchase characteristics of the transaction match the one or more criteria characteristics, and recording a modified version of the one or more purchase characteristics of the transaction on a ledger of the account in response to determining the one or more purchase characteristics match the one or more criteria characteristics. The method includes recording an unmodified version of the one or more purchase characteristics of the transaction on the ledger in response to determining the one or more purchase characteristics do not match the one or more criteria characteristics.

Abstract: Methods and systems for digital asset management are discussed herein. Physical assets, such as a seat or group of seats in a venue (e.g., sports stadium, concert hall, movie theater, etc.) or a housing unit or group of housing units (e.g., apartment, condominium, hotel room, etc.) may be tokenized and associated with a minted non-fungible token (NFT). The NFT may be entered into a distributed ledger such that, when the asset is involved in a transaction (e.g., rented, purchased, etc.), a record of the transaction is securely and permanently entered into the distributed ledger. By utilizing the NFT and the distributed ledger during the transaction of the asset, all participants involved can be assured that proper and secure compensation is being provided for use of the asset.

Abstract: Some examples of the present disclosure relate to generating artificially intelligent entities represented on a blockchain using a non-fungible token (NFT). In one such example, a system can generate an NFT on a blockchain. The NFT can represent an artificially intelligent entity. The system can also generate a personality dataset on the blockchain, the personality dataset describing personality characteristics of the artificially intelligent entity. The system can then correlate the NFT to the personality dataset, thereby assigning the personality characteristics to the artificially intelligent entity. Once generated, the artificially intelligent entity may reside in a virtual ecosystem in which it can perform tasks and learn over time.

Abstract: A system and methods include a negative certificate authority for distributed management of negative certificates. An authorization restriction is associated with an untrusted user. A negative certificate generated for the untrusted user includes a public key associated with the untrusted user and an authorization restriction. The authorization restriction includes at least one global restriction, which is applicable to each consortium member that subscribes to the negative certificate. The authorization restriction includes at least one local restriction, which allows individual consortium members to further define their own locally applicable restrictions using the negative certificate authority. The negative certificate is accessible to each member of the consortium to enforce the authorization restriction against a transaction request. A secure contributor record including a unique cryptographically generated address is generated for each contributor.

Abstract: Methods and apparatuses for interactive ordering of dental appliances. These methods generally include coordination of a dental appliance laboratory coordinating in the pre-approval process for financing the dental appliances, a financing server, and a dental practitioner (e.g., dentist, orthodontist, etc.).

Abstract: Various aspects of the disclosure relate to automated compliance verification systems for authenticating and verifying compliance associated with electronic transactions. A compliance verification platform may be an intermediary between an application for managing and/or recording transactions and a transaction processing platform for processing a transaction. Based on successful compliance verification and authentication, the compliance verification platform may send notifications to the transaction processing platform to process a transaction requested via the application.

Abstract: A system for extending the utility of blockchain environments when such environments become too large or complex, is disclosed. The system systematically creates a second generation, or child blockchain that can retain machine-readable links to the parent blockchain which, in turn, can be archived and referenced, when necessary, for historical reference. Accordingly, the system serves to reduce the size of the working blockchain thereby making it easier to store the blockchain, and further serves to increase the speed of queries to interrogate the current state of the blockchain. By reducing the size of the working blockchain, the present invention seeks to extend the utility of large blockchains by segregating and archiving historical or older transactions recorded in the blockchain. The system and process further include methodologies to create links between the current blockchain and the archived sections of the blockchain to ensure the integrity of the full historical ledger.

Abstract: Aspects described herein may relate to a transaction exchange platform using a streaming data platform (SDP) and microservices to process transactions in accordance with corresponding workflows. The transaction exchange platform may generate configuration transaction objects to reconfigure microservices with salt values and time periods of salt value validity. Further, the microservices may retrieve transaction objects from a streaming data platform and generate hash signatures as part of determining the validity of the transaction objects. Furthermore, in some aspects the microservices may retrieve salt values for transaction objects that cannot be verified due to the absence of a hash signature. The salt values may be retrieved from a blockchain associated with the streaming data platform and may be used to update the microservice to include the salt value.

Abstract: Described herein is a network apparatus with secure element and related systems, methods, and apparatuses. A described method includes receiving a request to perform a transaction. The method also includes obtaining confirmation that a network address associated with the request corresponds to a registered physical address. The method further includes obtaining account data and conducting a transaction using the account data.

Abstract: Aspects of the disclosure relate to verifying external accounts in real-time using dynamic smart contracts. A computing platform may receive a consumer request to initiate a transaction, at an enterprise organization, with an entity associated with an account. The computing platform may use the received consumer request to generate a smart contract profile associated with the entity. The computing platform may use the smart contract profile associated with the entity to determine a trust score associated with the entity. The computing platform may gather data indicating external accounts associated with the entity. The computing platform may use the data indicating the external accounts associated with the entity to determine a confidence threshold value. The computing platform may compare the trust score associated with the entity to the confidence threshold value to verify the legitimacy of the account associated with the entity.

Abstract: A communications server apparatus for managing authentication of a user based on one or more authentication events in a session is provided, to, in one or more data records, generate, for each authentication event, data indicative of a trust score corresponding to the authentication event; and generate, data indicative of a security score based on the trust scores corresponding to the one or more authentication events in the session, and, in response to receiving request data indicative of an authentication request associated with the user corresponding to a transaction in the session, the transaction having a value indicator, authenticate the user if the security score satisfies a condition for authentication corresponding to the transaction according to the value indicator, wherein security scores for satisfying the condition are variable according to value indicators of transactions.

Abstract: A computer-implemented method, system, and computer program product is provided for authenticating a transaction. The method includes: receiving, on a mobile device associated with a user, a request from an authentication system, the request associated with a transaction requested by the user; obtaining, with the mobile device from a portable payment device, account data via radio frequency communication; obtaining, with the mobile device, mobile device location data including at least one of the following: GPS location data, telephone carrier location data, wireless network location data, or any combination thereof; encrypting, with the mobile device, at least a portion of the account data and the mobile device location data, resulting in at least one encrypted data packet; and transmitting, with the mobile device to the authentication system, the at least one encrypted data packet.

Abstract: Methods and systems for providing a refund amount to a customer account for a payment transaction that occurred using a real-time payment network. In an embodiment, a supplemental payment services computer receives a refund request including a transaction reference and a token concerning a payment transaction between a merchant and a customer, determines that the payment transaction was effected in a real-time payment network, determines an issuer financial institution (FI) computer of an issuer FI maintaining a customer account represented by the token, transmits the refund request to the issuer FI computer, receives a favorable authorization response and transmits the authorization response to an acquirer FI computer associated with the merchant.

Abstract: A contactless card reader comprises a contactless card reader front-end coupled to a processor. A communications module is coupled to the processor and a set of sensors is coupled to the processor. The set of sensors determines parameters related to the location, orientation and motion of the card reader. The processor receives the parameters from the set of sensors and utilizes the parameters and scenario configuration data to evaluate a rule. The result of the evaluation of the rule results in a limitation on the operation of the card reader. The communications module is configured to intermittently receive the scenario configuration data from external sources.

Abstract: A method for triggering image processing based on vibration data analysis may include receiving vibration data captured using a vibration sensor mounted to a shelving unit including; analyzing the vibration data to determine whether a vibration is a result of an engagement of a person with a retail shelf; in response to a determination that the vibration is the result of the engagement of the person with the retail shelf, triggering analysis of an image of captured after the beginning of the engagement of the person with the retail shelf; in response to a determination that the vibration is not the result of the engagement of the person with the retail shelf, forgoing triggering the analysis of the image; and providing information based on a result of the analysis of the image.

Abstract: Disclosed herein are systems and methods capable of establishing a communication session between a user and an analyst. The contents of the communication session are analyzed to make recommendations of goods and services to the user. Otherwise, the communication session may be redirected from one channel, for example, chatting to another channel, for example, voice call, to another analyst. The user's information and the communication session details are retained, and provided to another analyst before the user is redirected. Such systems, apparatuses, methods, and computer program products use real-time machine learning scoring algorithm to determine which analyst the users should be transferred to, and thereby saving a lot of time for both the analysts and the users, and significantly reduce misroutes by eliminating human errors.

Abstract: Techniques described herein relate to a method for identifying breakpoints. The method may include obtaining, by a breakpoint identification device, an entity group data set corresponding to an entity group; generating, using the entity group data set, an enhanced entity group data set comprising the entity group data set and a derived data item; performing a clustering analysis using at least a portion of the enhanced entity group data set to obtain a plurality of entity clusters; training a machine learning (ML) model using the enhanced entity group data set to obtain a trained ML model; using the trained ML model and a set of simulated entities to perform a breakpoint analysis; generating a breakpoint graph based on the breakpoint analysis; and providing recommendations to an interested entity based on a breakpoint identified using the breakpoint graph.

Abstract: The disclosed exemplary embodiments include computer-implemented processes that assess initiated data exchanges in real-time based on structured messaging data. In some examples, an apparatus may receive a message associated with an exchange of data involving a first counterparty and a second counterparty and characterizing a real-time payment requested from the second counterparty by the first counterparty. The apparatus may determine a first identifier of the first counterparty based on elements of the message data disposed within corresponding message fields, and transmit notification data to a device operable by the second counterparty, which may present portions of the notification data within a digital interface. The apparatus may receive review data indicative of a review associated with the data exchange from the device, and store the first identifier and the review data in a data repository.

Abstract: In one embodiment, a method includes accessing a website of a known merchant and creating an active shopping cart on the website of the known merchant. The method further includes applying a discount code at a UI element of the website for inputting discount codes, collecting a network trace of the applied discount code, and translating the network trace of the applied discount code to an ECMA class format.

Abstract: Methods, computer-readable media, systems, and/or apparatuses are provided for providing offer and insight generation functions. User input requesting an offer or insight may be received and an image of a photographic identification of a user may be requested. The image of the photographic identification may be captured and stored. A self-captured image of the user may be captured (e.g., via an image capture device of the computing device) and compared to an image of a user from the photographic identification. Responsive to determining that the images match, displaying an instruction to capture a vehicle identification number. The vehicle identification number may be captured. Data, including location data, may be extracted and an archive including the extracted data may be generated and the data may be transmitted to an entity computing system for processing. The entity computing system may evaluate the data and generate one or more insights and/or outputs.

Abstract: Systems and methods of predicting future interactions with devices. For example, the system may receive search criteria and determine one or more values, including an interaction value of the search criteria and a cost per views value of the search criteria. When the cost per views value exceeds a threshold value, the system may increase a dynamic cashback amount associated with the search criteria and transmit an electronic communication that includes the dynamic cashback amount, a predetermined period of time to initiate a transaction for the product, and an identifier associated with the product. When the identifier associated with the product is received in association with the transaction of the product within the predetermined of time, the system may transfer the dynamic cashback amount from the aggregation revenue pool of funds to a digital wallet of the consumer user.

Abstract: A system and process to create a lookalike model for a target audience to deliver advertisements are disclosed. According to one embodiment, the method comprises selecting survey data from a survey database that relates to an advertisement. A heterogenous treatment effect (HETE) model is trained on the survey data. Persuadable customers are identified from the survey database for the advertisement based on the HETE model. An optimized customer list is generated using personally identifiable information.

Abstract: A system and method for enhancing e-commerce product listings is disclosed, performed on a server. The method involves importing listing data through Application Programming Interface (API) connections and analyzing this data to calculate a multimodal vector embedding. A quality score is estimated based on the embedding and real-time market data metrics. The method generates content elements, including product images, textual descriptions, and infographics, by applying a controlled generation algorithm through a text-to-image diffusion model. This model integrates loss-guidance and attention injection mechanisms to produce a controlled layout of the product images, producing content that is visually appealing and market-relevant. The resulting content elements are stored in the server's data storage, ready for e-commerce display.

Abstract: A system is provided for providing action inducers to target consumer entities. The system accesses transactions relating to actions involving a consumer entity and a provider entity. The system generates training data based on the transactions. The training data includes a feature vector for each consumer entity that includes values for features derived from the transactions involving that consumer entity and a provider entity. Each feature vector is labeled with an outcome that indicates whether a previously provided action inducer induced the consumer entity to take an action. The system trains a classifier based on the training data, generates a target feature vector for a target consumer entity, applies the classifier to the target feature vector to generate a predicted outcome for the target action inducer, and when the predicted outcome satisfies an inducement criterion, provides the target action inducer to the target consumer entity.