Patents Issued in March 25, 2025
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Patent number: 12260346Abstract: In some embodiments, a computer-implemented method for predicting agronomic field property data for one or more agronomic fields using a trained machine learning model is disclosed. The method comprises receiving, at an agricultural intelligence computer system, agronomic training data; training a machine learning model, at the agricultural intelligence computer system, using the agronomic training data; in response to receiving a request from a client computing device for agronomic field property data for one or more agronomic fields, automatically predicting the agronomic field property data for the one or more agronomic fields using the machine learning model configured to predict agronomic field property data; based on the agronomic field property data, automatically generating a first graphical representation; and causing to display the first graphical representation on the client computing device.Type: GrantFiled: January 7, 2021Date of Patent: March 25, 2025Assignee: CLIMATE LLCInventors: Angeles Casas, Xiaoyuan Yang, Ho Jin Kim, Steven Ward
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Patent number: 12260347Abstract: A method for predicting a time-to-failure of a target storage device may include training a machine learning scheme with a time-series dataset, and applying the telemetry data from the target storage device to the machine learning scheme which may output a time-window based time-to-failure prediction. A method for training a machine learning scheme for predicting a time-to-failure of a storage device may include applying a data quality improvement framework to a time-series dataset of operational and failure data from multiple storage devices, and training the scheme with the pre-processed dataset. A method for training a machine learning scheme for predicting a time-to-failure of a storage device may include training the scheme with a first portion of a time-series dataset of operational and failure data from multiple storage devices, testing the machine learning scheme with a second portion of the time-series dataset, and evaluating the machine learning scheme.Type: GrantFiled: May 15, 2023Date of Patent: March 25, 2025Assignee: SAMSUNG ELECTRONICS CO., LTD.Inventors: Qinling Zheng, Nima Elyasi, Vikas Sinha, Changho Choi
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Patent number: 12260348Abstract: Techniques for improved searching and querying in computer-based reasoning systems are discussed and include receiving multiple new multidimensional data element to store in a computer-based reasoning data model; determining a feature bucket for each feature of each data element and storing a reference identifier in the feature bucket(s). A query on the computer-based reasoning system includes input data element (e.g., an actual data element, or a set of restrictions on features). For each feature in the input data element, feature buckets are determined, candidate results are determined based on whether cases have related feature buckets, and the results are determined based at least in part on the candidate results. In some embodiments, control of controllable systems may be caused based on the results.Type: GrantFiled: August 3, 2023Date of Patent: March 25, 2025Assignee: Howso IncorporatedInventors: Michael Auerbach, Michael Resnick, Christopher James Hazard
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Patent number: 12260349Abstract: A simulation tool executing a simulation model and a generating an automated dialog associated therewith. The automated dialog comprises a bot configured for interacting with a user, wherein the dialog is displayed to the user. The bot is integrated with a set of rules that are referenced as a function of input received from the user for furthering the dialog and making a recommendation about the process simulation. In certain embodiments, the simulation tool is configured to select a thermodynamic method for use in a process simulation as a function of the set of rules and the user input.Type: GrantFiled: November 7, 2018Date of Patent: March 25, 2025Assignee: Aveva Software, LLCInventors: Prasad Narasimhan, Seiya Hirohama, Norbert Jung
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Patent number: 12260350Abstract: The invention provides a method for constructing a target prediction model in a multicenter small sample scenario and a prediction method. In combination with the idea of transfer learning, a training set of a new node is predicted by directly using knowledge of a trained node, and a prediction error sample is used to reflect a difference between the new node and the trained node. The difference is used as supplementary knowledge. Model knowledge of the new node is quickly acquired, to avoid training of a new node from scratch each time. Finally, parallel integration of incremental subclassifiers is implemented by using a ridge regression method, so that the deployment time and costs are greatly reduced. The generalization of models is ensured through sharing of historical knowledge and a knowledge discarding mechanism, good classification effect can also be achieved for a node with a small sample size.Type: GrantFiled: January 13, 2024Date of Patent: March 25, 2025Assignee: JIANGNAN UNIVERSITYInventors: Pengjiang Qian, Zhihuang Wang, Shitong Wang, Yizhang Jiang, Wei Fang, Chao Fan, Jian Yao, Xin Zhang, Aiguo Chen, Yi Gu
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Patent number: 12260351Abstract: Methods and systems for automatically predicting the probability of regulatory compliance approval based on data contained in a data structure. A data structure can be configured to include data collated and collected from one or more regulators (e.g., regulatory agencies) and one or more value chain participants. Such data is inclusive of data indicative of actual approval-request results of applications for regulatory approval by one or more regulators and variable weights assigned to different data elements. A prediction can be then made as to the probability that an application for regulatory approval by a value chain participant will be approved by a regulator based on the data collated and collected and contained in the data structure. This approach predicts the probability that an application for regulatory approval by a value chain participant will be approved and also predicts what is missing for a regulatory approval application.Type: GrantFiled: November 2, 2018Date of Patent: March 25, 2025Assignee: Xerox CorporationInventors: Jonathan Levine, Ray Uri Merriam, Stephen Kyle Korndoerfer, Larry Glass, Michael Wiseman, Vijayakrishna Nama, Joseph Martin St. Germaine
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Patent number: 12260352Abstract: Systems and methods of database optimization and distributed computing using thin locator style records are described herein. In some embodiments, a method includes distributing remote agents to a plurality of remote computing systems, generating standardized inventory records received via the remote agents, generating a database of available inventory that comprises complete standardized inventory records, generating thin locator style records for the complete standardized inventory records, the thin locator style records comprising key record identifiers receiving a query, the query comprising a price quote request, generating a standardized query based on the received query; selecting the thin locator style records in response to the standardized query; obtaining the complete standardized inventory records corresponding to the thin locator style records of the key record identifiers included in the price quote request; and providing the complete inventory records to a requestor.Type: GrantFiled: April 26, 2023Date of Patent: March 25, 2025Assignee: ResponseLogix, Inc.Inventors: Igor Astafiev, Jagdish Rajan
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Patent number: 12260353Abstract: The disclosure discloses a reservation method and apparatus for an electronic device for improving reservation accuracy, wherein the reservation method includes: receiving a reservation instruction sent by a terminal device, wherein the reservation instruction carries identification information, an operation content, and an execution time of the electronic device; obtaining a current time from a clock source and starts timing, and obtaining a target reference time, wherein the clock source is a clock source of the terminal device, a network device, or the reservation apparatus, and the target reference time is configured to indicate the time after timing; and if determining that a difference value between the target reference time and the execution time is less than values within a preset range, controlling the electronic device to execute the reservation instruction.Type: GrantFiled: January 28, 2019Date of Patent: March 25, 2025Assignee: GREE ELECTRIC APPLIANCES, INC. OF ZHUHAIInventors: Jianfeng Gu, Ling Feng, Shuo Li
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Patent number: 12260354Abstract: Methods, non-transitory computer readable media, and reservation management devices are disclosed that obtain workspace parameter(s) from a client device after authenticating a user of the client device. User geolocations are determined for the authenticated user and registered user(s) identified by the authenticated user. Workspaces are filtered based on a correlation of the user geolocations and workspace geolocations for the workspaces to identify a subset of the workspaces. The workspaces are determined to satisfy the workspace parameter(s) based on workspace data for the workspaces. A selection of one of the subset of the workspaces is received from the authenticated user. Availability data for the one of the subset of the workspaces is updated based on a time window input by the authenticated user. A digital calendar invitation is then generated and provided to the client device and/or other client device(s) associated with one or more of the registered user(s).Type: GrantFiled: August 31, 2022Date of Patent: March 25, 2025Assignee: JONES LANG LASALLE IP, INC.Inventors: Kourosh Sadr Momtaz, Laura Tedoldi, Yu-Chun Tsai, Samantha Akomeah
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Patent number: 12260355Abstract: A computer device implements a method of dimensioning a new plant for production of packaged dairy products by simulation. The method operates by obtaining a production target for dairy products to be produced and packaged in the production plant, by obtaining recipes for production of the packaged dairy products, where each recipe defines ingredients and recipe activities, and by obtaining production unit data that associates each of a plurality selectable production units with one or more unit activities and a production capacity. The method further performs the simulation by generating, as a function of the recipes and the production unit data, combinations of selectable production units that are connected for fluid communication and operable to perform the recipe activities of the respective recipe to achieve the production target, and evaluating the combinations for selection of at least one combination representing a plant configuration.Type: GrantFiled: May 29, 2019Date of Patent: March 25, 2025Assignee: Tetra Laval Holdings & Finance S.A.Inventor: Ruben Garay
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Patent number: 12260356Abstract: Various embodiments of the present invention provide methods, apparatus, systems, computing devices, computing entities, and/or the like for performing optimized equipment allocation. Certain embodiments of the present invention utilize systems, methods, and computer program products that perform optimized equipment allocation using at least one of equipment evaluation scoring machine learning models, equipment optimized allocation machine learning models, and equipment history events.Type: GrantFiled: September 9, 2021Date of Patent: March 25, 2025Assignee: UnitedHealth Group IncorporatedInventors: Jon Kevin Muse, Gregory J. Boss, Rama S. Ravindranathan, Marilyn L. Gordon
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Patent number: 12260357Abstract: A system for bipartite matching may: receive a first set of first objects and a second set of second objects; create a minimum priority queue for each unmatched first object of the first set of first objects, wherein the minimum priority queue for each unmatched first object of the first set of first objects comprises unmatched second objects of the second set of second objects; determine a first set of edge data in which lower-bound reduced costs for matching each unmatched first object with the unmatched second objects is less than or equal to zero; determine an exact cost of each edge data in the first set of edge data; and match each unmatched first object of the first set of first objects with an unmatched second object based on the exact cost of each edge data in the first set of edge data.Type: GrantFiled: November 30, 2021Date of Patent: March 25, 2025Assignee: GRABTAXI HOLDINGS PTE. LTD.Inventors: Tenindra Nadeeshan Abeywickrama, Chen Liang
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Patent number: 12260358Abstract: This disclosure describes a transportation matching system that manages the allocation of transportation providers by training and utilizing multiple machine-learning models to identify, allocate, and serve specific transportation providers with customized opportunities to relocate the transportation providers between geocoded areas in a geocoded region. For instance, the transportation matching system trains and utilizes an incremental provider model, a provider allocation model, and personalized provider behavioral models as well as a customized provider interface generator to satisfy anticipated transportation requests and improve transportation matching within a geocoded region.Type: GrantFiled: October 21, 2022Date of Patent: March 25, 2025Assignee: Lyft, Inc.Inventors: Gaurav Gupta, Ehud Milo, Omar Khalid, Amy J. Kim, Jacky Yi Han Lu, Richard Zhao, Robert A. Farmer, Akash Gaurav Shah
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Patent number: 12260359Abstract: A method for determining cognitive attributes from adjusted forecast to automatically recommend changes in adjusted forecast is provided. The method includes (i) receiving for a bias management service, action recommendation to mitigate or leverage from parameter forecast, which is a forecast of future values of a parameter associated with a factor group, tracking a modification in parameter forecast based on adjustment made by cognitive system in parameter forecast, classifying adjusted forecast as negative or positive cognitive system bias based on a deviation of the adjusted forecast from actual value to determine bias of the cognitive system, determining factors that associate with bias of the cognitive system, generating a skill score of cognitive system based on factor group of the bias management service using a machine learning engine and generating a recommendation to change a value of adjusted forecast based on cognitive attributes and skill score of cognitive system.Type: GrantFiled: March 12, 2021Date of Patent: March 25, 2025Assignee: SAMYA.AI INC.Inventor: Deepinder Dhingra
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Patent number: 12260360Abstract: Data associated a plurality of user interface elements may be retrieved from at least one database associated with a service business, such as a casino. At a first time, a first indication to turn on a first subset of the plurality of user interface elements may be received. The user interface elements may include content management, task management, property management, action management, player profiling, comp management, player development, asset tagging and flagging, profitability and comparative analysis, player insights, floor mapping, campaign management, etc. Each of the first subset of user interface elements may be populated with the respective data associated that user interface element.Type: GrantFiled: February 3, 2022Date of Patent: March 25, 2025Assignee: OPTX SOLUTIONS, LLCInventors: Michael Roy Hartwig, Ashley Brooke Fiumara, Thomas Rafferty
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Patent number: 12260361Abstract: Aspects of the disclosure relate to intelligent bot performance tracking and analysis. A computing platform may receive a work queue of items to be processed using a bot. The computing platform may receive, in real-time with processing of the work queue using the bot, metadata associated with the work queue. Based on the metadata, the computing platform may assign, in real-time, a value metric associated with completion of each item in the work queue. Based on the assigned value metric, the computing platform may identify a robotic process automation cost associated with processing the work queue via the bot. The computing platform may compare, the robotic process automation cost to a cost to process the work queue via another operation, and determine a performance metric for the bot based on the comparison. The computing platform may dynamically generate and transmit, in real-time, an indication of the determined bot performance metric.Type: GrantFiled: September 29, 2023Date of Patent: March 25, 2025Assignee: Bank of America CorporationInventors: Nye W. Allen, Desmond Ebanks, Sunil Melam
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Patent number: 12260362Abstract: Exemplary implementations may provide a workforce sentiment and structure descriptions. A survey management tool can solicit and retrieve ratings data from employees via a survey. The received ratings can be aggregated and scaled according to employee ratings to identify and adjust for the impact of influential employees. An organizational chart may be updated based on the survey results and users may navigate the updated organizational chart to review employee ratings.Type: GrantFiled: December 22, 2023Date of Patent: March 25, 2025Assignee: Macorva Inc.Inventor: Nathan Childress
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Patent number: 12260363Abstract: In some examples, a server determines, based on aggregated data, metrics associated with an employee. The aggregated data includes activities performed by the employee using a computing device. The server determines, based on the metrics, a unified metric associated with the employee. The server determines a distribution curve based on the unified metric associated with the employee and additional unified metrics associated with additional employees and determines a location of the employee on the distribution curve. The server predicts, using multiple artificial intelligence engines, a next best action to improve a future performance of the employee. The server determines, a predetermined time interval after the particular data, a second unified metric associated with the employee. If the second unified metric is greater than the first unified metric, the server determines that the coaching session was successful and increases a coaching effectiveness metric associated with the coach.Type: GrantFiled: March 17, 2022Date of Patent: March 25, 2025Assignee: AmplifAI Solutions Inc.Inventors: Vishal Sean Minter, Sreedhar Mylavarapu
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Patent number: 12260364Abstract: Computer program products, methods, systems, apparatus, and computing entities are provided. In one embodiment, a method is provided. The method comprises receiving location information for an item. The location information indicates the current physical location of the item. The method further comprises determining whether the item is located within a first configurable distance of an establishment and responsive to determining that the item is located within the first configurable distance of the establishment, requesting first location information for the consignee of the item and second location information for the consignee of the item.Type: GrantFiled: June 8, 2023Date of Patent: March 25, 2025Assignee: United Parcel Service of America, Inc.Inventors: Robert J. Gillen, David Sisco, Sara Zoromsky, Jeff Enyart, Kalin Robinson, David Carder
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Patent number: 12260365Abstract: A system for determining estimated alimentary element transfer time, the system comprising a computing device adapted to receive a plurality of alimentary elements and a plurality of destinations, determine an estimated transfer time, wherein determining includes retrieving a plurality of locations of a plurality of transfer apparatuses wherein the plurality of locations are associated with a plurality of transfer paths, generate a plurality of transfer times, determine an estimated transfer time as a function of the plurality of transfer times, generate an accuracy measure based on the estimated transfer time, wherein generating includes computing a plurality of transfer time variations, generate an accuracy measure based on a plurality of statistical parameters, and provide an estimated transfer time, wherein providing includes receiving a new alimentary element request, retrieving an estimated transfer time, retrieving the accuracy measure, and provide an estimated transfer time accuracy message.Type: GrantFiled: August 10, 2022Date of Patent: March 25, 2025Inventor: Kenneth Neumann
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Patent number: 12260366Abstract: Methods, computer systems, and memory media for preparing instructions for printing a plurality of postage items. A graphical user interface (GUI) receives first user input. Responsive to the user input, an addressee data file is uploaded, features are extracted from a plurality of columns of the addressee data file, and the plurality of columns are associated with respective address field types based on the extracted features. The GUI displays an indication of the association between columns and address field types. User input may modify or correct the association. Responsive to second user input, instructions are prepared for printing entries from the columns of the addressee data file on respective postage items of the plurality of postage items as respective address fields, and the instructions are stored in a non-transitory computer-readable memory medium.Type: GrantFiled: September 14, 2022Date of Patent: March 25, 2025Inventor: Bryan Barrios
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Patent number: 12260367Abstract: The information processing device of the present disclosure is included in a delivery system that delivers a package delivered to an intermediate delivery point in a specific area to a final delivery destination in the specific area. The information processing device includes a control unit that determines a logistics robot that delivers a package from an intermediate delivery point to a final delivery destination, and performs a process of acquiring or generating authentication information for confirming authenticity of the logistics robot and that is used when the logistics robot receives a package from a vehicle that has delivered the package to an intermediate delivery point, and transmitting the authentication information to a vehicle-side system before the logistics robot receives the package.Type: GrantFiled: June 29, 2023Date of Patent: March 25, 2025Assignee: TOYOTA JIDOSHA KABUSHIKI KAISHAInventors: Yoshikazu Jikuhara, Jun Hioki, Kaori Yamada, Maiko Watanabe, Yuki Kuwayama, Shunya Maruta, Yo Okumura
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Patent number: 12260368Abstract: A system for receiving and temporarily maintaining a delivery item and dynamically initiating a dispatched logistics operation for a storage receptacle. The storage receptacle has an entrance opening for receiving the delivery item, a temporary storage area for temporarily maintaining the delivery item once deposited with the storage receptacle, and a retrieval door providing selective access to the temporary storage area. The system includes a backend server that maintains a management profile related to the storage receptacle, a bridge node mounted to the storage receptacle, and a wireless accessory sensor node having at least one sensor that monitors for a change in state of the storage receptacle. The wireless accessory sensor node broadcasts an updated advertising signal. The bridge node transmits retrieved event information to the backend server at a reporting time, and the backend server initiates the dispatched logistics operation from comparing the retrieved event information to location information.Type: GrantFiled: July 25, 2023Date of Patent: March 25, 2025Assignee: FEDERAL EXPRESS CORPORATIONInventor: Ole-Petter Skaaksrud
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Patent number: 12260369Abstract: The purpose of the present invention is to provide a system, a storage medium, and a determination method capable of appropriately determining whether or not a delivery person is near a store where the delivery person receives a product.Type: GrantFiled: August 2, 2023Date of Patent: March 25, 2025Assignee: CASIO COMPUTER CO., LTD.Inventor: Fuminobu Nakamura
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Patent number: 12260370Abstract: A system and method are disclosed for a low-touch centralized system to predict service level failure in a supply chain using machine learning. Embodiments include receiving only historical supply chain data from an archiving system for one or more supply chain entities storing items at stocking locations, predicting one or more supply chain events during a prediction period by applying a predictive model to a sample of historical supply chain data, calculating an occurrence risk score for at least one of the one or more supply chain events and indicating a possibility that the at least one of the one or more supply chain events will occur, generating one or more alerts identifying at least one item and at least one alert stocking location, rendering an alert heatmap visualization comprising one or more selectable user interface elements, and provide one or more tools for initiating corrective actions to be undertaken.Type: GrantFiled: November 16, 2018Date of Patent: March 25, 2025Assignee: Blue Yonder Group, Inc.Inventors: Gabrielle Gauthier Melancon, Philippe Grangier, Eric Prescott-Gagnon, Emmanuel Sabourin
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Patent number: 12260371Abstract: The method may comprise receiving historical data (e.g., mineralogy data, irrigation data, raffinate data, heat data, lift height data, geographic data on ore placement and/or blower data); training a predictive model using the historical data to create a trained predictive model; adding future assumption data to the trained predictive model; running the forecast engine for a plurality of parameters to obtain forecast data for a mining production target; comparing the forecast data for the mining production target to the actual data for the mining production target; determining deviations between the forecast data and the actual data, based on the comparing; and changing each of the plurality of parameters from the forecast data to the actual data to determine a contribution to the deviations for each of the plurality of parameters.Type: GrantFiled: June 27, 2022Date of Patent: March 25, 2025Assignee: FREEPORT MINERALS CORPORATIONInventors: Dana Geislinger, Travis Gaddie, Margaret Alden Tinsley, Muneeb Alam, Steven Chad Richardson, Akaash Sanyal, Raquel Crossman, Tianfang Ni, Cory A. Demieville, Luke Gerdes, Robyn Freeman, Oleksandr Klesov, Luciano Kiniti Issoe
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Patent number: 12260372Abstract: Botanical, plant-based products have a variety of labels and symbols that often do not represent active ingredients they contain. As described herein, this may be addressed using a method which comprises receiving active ingredient data for a product, determining a category for the product based on the received active ingredient data, generating one or more data outputs comprising an identifier for the product, and outputting the identifier for the product on a digital display of a computer which is local to a user. Other useful information, such as scores indicating interactions between product ingredients, may also be generated.Type: GrantFiled: March 21, 2023Date of Patent: March 25, 2025Assignee: Uniwyze, Inc.Inventors: Jokubas Ziburkus, Nkemdilim Okeke
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Patent number: 12260373Abstract: An application collaboration system comprises at least one manager device and at least one user device, being connected to a common server, each one through at least one communication channel, and configured to implement shared use functions that are in common with each other and manager use functions and user use functions that are different from each other, the manager device comprising a first communication interface with the common server, and the user device comprising a second communication interface with the common server, the communication interfaces being configured to display and operate on the shared use functions on the manager device and the user device respectively.Type: GrantFiled: July 5, 2022Date of Patent: March 25, 2025Assignee: DS GROUP S.p.A.Inventor: Romeo Quartiero
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Patent number: 12260374Abstract: The issue-discovery services described herein may access data from the messaging platform and/or the issue-tracking platform to automatically determine issue attributes for creating a new issue in the issue-tracking platform based on activity in the messaging platform. The issue-discovery service may provide or otherwise be associated with a user input element presented on a client device (e.g., presented in the chat user interface), which allows a user of the client device to provide a user input to create a new issue in the issue-tracking platform based on activity in the chat channel. The user input may identify content associated with the chat channel (e.g., one or more messages displayed in the chat user interface) for use in creating the new issue in the issue-tracking platform.Type: GrantFiled: November 20, 2023Date of Patent: March 25, 2025Assignees: ATLASSIAN PTY LTD., ATLASSIAN US, INC.Inventors: David Michelson, Vitalii Saienko, Trevor Thompson, Fletcher Richman, Tristan Rubadeau
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Patent number: 12260375Abstract: The system renders a candidate registration user interface (UI) on a first display to receive a first set of registration details associated with a first user. The system renders a cover letter UI on the first display to receive cover letter data in an audio, or a video format, associated with the first user and may render a pitch room UI on the first display to receive pitch data in the video format, associated with the first user. The system provides the first set of registration details, the cover letter data and the pitch data on a second display associated with a second user and renders a decision UI on the second display to receive an input from the second user that corresponds to a decision associated with the hiring of the first user, based on the first set of registration details, the cover letter data, or the pitch data.Type: GrantFiled: December 6, 2022Date of Patent: March 25, 2025Inventors: Mildred Bennett, Mathew Bennett
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Patent number: 12260376Abstract: A computerized system is provided for generating a visual presentation for visually organizing one or more activities of a user, including consumers & vendors. The systems are directed to teaming up, calendaring, social networking, planning, E-COMMERCE for users, including vendors, consumers and enterprises.Type: GrantFiled: April 26, 2021Date of Patent: March 25, 2025Inventor: Sarah Photowat
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Patent number: 12260377Abstract: In some examples, a system determines a context relating to a requested service of a vehicle, the context comprising information of a location related to the vehicle. The system authorizes the requested service based on the determined context.Type: GrantFiled: August 7, 2020Date of Patent: March 25, 2025Assignee: BlackBerry LimitedInventors: Michaela Vanderveen, Stephen John Barrett
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Patent number: 12260378Abstract: A method executed by an electronic device includes receiving measurements from one or more one sensor systems, wherein each of the sensor systems measures characteristic variables of a respective space located proximate to the sensor system and is removably attached to a bin that defines the respective space. The method includes determining, for each of the respective spaces, whether a measured characteristic variable of the respective space satisfies one or more conditions for generating a maintenance request. For each of the respective spaces, the method includes: in response to determining a condition, from among the one or more conditions for generating a maintenance request, is satisfied by a measured characteristic variable of the respective space, generating the maintenance request in association with an identifier of the sensor system. For each of the respective spaces, the method includes: transmitting a message to a mobile device, the message including the maintenance request.Type: GrantFiled: July 12, 2021Date of Patent: March 25, 2025Assignee: Dallas/Fort Worth International Airport BoardInventor: Matthew L. Abbondanzio
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Patent number: 12260379Abstract: A system and method are provided for transferring money from a sender to a receiver. According to the method, non-private identifying information is received. The non-private identifying information is used to determine the identity of the receiver, and an indication is received of an amount of money to be transferred from the sender to the receiver. An account of the sender is debited and an account of the receiver is credited based on the amount of money to be transferred.Type: GrantFiled: October 31, 2022Date of Patent: March 25, 2025Inventors: Antony J. H. Diamond, Eric Alan Wilson
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Patent number: 12260380Abstract: Systems and methods for processing a financial transaction are provided. In a method conducted at an issuing server computer associated with a first entity, a transaction request message is transmitted to an acquiring server computer associated with a second entity. The transaction request message is in respect of a push transaction in which funds from the first entity are transferred to the second entity and includes a first set of data elements. In response to transmitting the transaction request message, a transaction response message and a second set of data elements are received. The second set of data elements are associated with the first set of data elements and the financial transaction is processed using information contained in the first set of data elements and the second set of data elements.Type: GrantFiled: October 5, 2023Date of Patent: March 25, 2025Assignee: Visa International Service AssociationInventors: Koni Uttam Nayak, Ashish Kulpati, Pankaj Rajurkar, Glenn Leon Powell
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Patent number: 12260381Abstract: A computer implemented method, system and non-transitory computer-readable device for a remote deposit environment activating, on a client device, a financial application, wherein the financial application is configured to instantiate a customer interface (UI) on the client device. Upon receiving a customer request, based on interactions with the UI, the method implements an electronic deposit of a financial instrument by activating a camera on the client device to generate a live stream of image data of a field of view of at least one camera, wherein the live stream includes imagery of at least a portion of the financial instrument. The method continues by extracting, based on the live stream of image data and by an optical character recognition program resident on the client device, one or more data fields from the financial instrument and communicating the extracted one or more data fields to a remote deposit server to complete the electronic deposit.Type: GrantFiled: November 7, 2023Date of Patent: March 25, 2025Assignee: Capital One Services, LLCInventors: Keegan Franklin, James Brighter, Megan OBrien, John Maillett, Jane Justiz
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Patent number: 12260382Abstract: A withdrawer computing device may send to an application server device a cash withdrawal request for a cash withdrawal of an amount of physical cash. The withdrawer computing device may then receive from the application server device a quote of a cash withdrawal fee for the cash withdrawal, obtain an acceptance of the quote, and send a notification of the acceptance to the application server device. The withdrawer computing device may also receive an indication that the cash withdrawal has been completed, and transmit to the application server device confirmation that the cash withdrawal has been completed. A withdrawer electronic funds account may then be debited by the amount of physical cash and the cash withdrawal fee and a depositor electronic funds account may then be credited by the amount of physical cash and the cash withdrawal fee.Type: GrantFiled: August 5, 2016Date of Patent: March 25, 2025Assignee: Gelliner LimitedInventors: David de Villiers, Martin Paul Moshal
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Patent number: 12260383Abstract: An exemplary system includes at least one physical computing device that is communicatively coupled, by way of a network, to an automated teller machine (ATM), and that receives, by way of user input to the ATM, a transaction identifier, verifies that the transaction identifier represents, in an electronic payment system, an electronic payment of an amount from a sender to a recipient by way of the electronic payment system, generates an access code for the electronic payment, initiates a transmission of the access code to a computing device of the recipient, receives, by way of additional user input to the ATM, the access code for the electronic payment, validates the received access code for the electronic payment, and directs, in response to the validation of the received access code, the ATM to disburse the amount of the electronic payment in physical currency.Type: GrantFiled: February 14, 2022Date of Patent: March 25, 2025Assignee: PNC Global Transfers, Inc.Inventors: Mark Dennis, Miguel Angel Macias, Jaime Caballero
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Patent number: 12260384Abstract: According to one exemplary implementation, a system includes a hardware processor and a system memory storing software code, the hardware processor is configured to execute the software code to provide a non-fungible token (NFT) for transfer of a right to the NFT, the NFT minted to include first metadata providing a historical rights record of the NFT, the historical rights record identifying a present owner of the right to the NFT. The hardware processor is further configured to execute the software code to receive transfer data relating to the transfer of the right to the NFT by the present owner to a new owner of the right to the NFT, re-mint the NFT to further include second metadata relating to the transfer data in the historical rights record, the second metadata identifying the new owner, and deliver the re-minted NFT, including the first and second metadata, to the new owner.Type: GrantFiled: October 3, 2022Date of Patent: March 25, 2025Assignee: Disney Enterprises, Inc.Inventors: Adam D. Eivy, Dionysius Mavromatis, Charles V. Pritchard
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Patent number: 12260385Abstract: Methods and systems related to near field communication (NFC) front ends for point of sale terminals are disclosed. One point of sale system includes an applications microprocessor programmed to: (i) instantiate an operating system for the point of sale system and (ii) generate a set of data packets. The system also includes a discrete microcontroller communicatively coupled with the applications microprocessor and programmed to: (i) selectively operate in an unsecure mode and a secure mode; and (ii) filter, when operating in the unsecure mode, the set of data packets received from the applications microprocessor using a filter and a whitelist for the filter. The system also includes a near field communication front end communicatively coupled to the discrete microcontroller and an antenna, for transmitting a near field communication signal based on information from the set of data packets via the antenna.Type: GrantFiled: March 9, 2022Date of Patent: March 25, 2025Assignee: CLOVER NETWORK, LLC.Inventors: Ketan Patwardhan, Narayanan Gopalakrishnan, Victor Pan, James Castillo
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Patent number: 12260386Abstract: Described herein are systems and methods for validating products that are added to a shopping cart. A shopping cart that can include product validation hardware and a controller, the product validation hardware including motion sensors positioned at least along a top perimeter of the shopping cart and at least one weight sensor positioned inside the shopping cart. The shopping cart can receive, from one or more of the motion sensors, motion data when the product is detected to be entering a top horizontal plane of the shopping cart, receive, from the at least one weight sensor, weight change data that is collected in real-time as the product settles inside the shopping cart, and correlate the weight change data with the motion data to generate a weight signature over time for the product. The weight signature can be used to validate the product that is added to the shopping cart.Type: GrantFiled: October 4, 2022Date of Patent: March 25, 2025Assignee: Target Brands, Inc.Inventors: Todd A. Hagen, Andrew Wipf
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Patent number: 12260387Abstract: A system for automated account interaction receives historical information associated with an account corresponding to a user. The historical information identifies a transaction involving the account. The system uses one or more trained machine learning models to identify an intent for the transaction at least in part by inputting the historical information to the trained machine learning models. The system uses the trained machine learning models to generate a recommended transaction at least in part by inputting the intent for the transaction to the trained machine learning models. The system outputs the recommended transaction and receives a confirmation regarding the recommended transaction.Type: GrantFiled: November 2, 2022Date of Patent: March 25, 2025Assignee: LIVEPERSON, INC.Inventors: Angelo D'Alessandro, Brian Haley
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Patent number: 12260388Abstract: A BLUETOOTH low energy mobile payments system may comprise a BLE beacon that is deployed at a merchant location. The BLE beacon may be associated with a specific merchant terminal. The BLE beacon may be configured to broadcast a unique beacon ID that is detectable by a user device. The user device may be configured to communicate the beacon ID to a payment system. In response to receiving the beacon ID, the user device may initiate a payment between a user and a merchant, via a user device and a merchant terminal.Type: GrantFiled: December 26, 2023Date of Patent: March 25, 2025Assignee: American Express Travel Related Services Company, Inc.Inventor: David Baldie
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Patent number: 12260389Abstract: Systems, apparatuses, and methods for verifying physical presence of a mobile device as part of an electronic transaction. Tags may be generated and displayed on one or more display devices. Those tags, which may be time-limited, may be read by a mobile device to verify physical presence of the mobile device as a prerequisite to initiating, continuing with, or completing an electronic transaction, and/or as a decision point in how the electronic transaction is to be conducted.Type: GrantFiled: May 23, 2023Date of Patent: March 25, 2025Assignee: Capital One Services, LLCInventors: Zainab Zaki, Jackson Cheek
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Patent number: 12260390Abstract: A device includes one or more NFC chips that are preprogrammed to provide a payee's identification and information for launching any of several P2P cashless payment applications to which the payee is subscribed, to a mobile phone of a payor. When a mobile device of a payor is brought to the vicinity of an NFC chip of the device, the mobile device launches a corresponding P2P cashless payment application. The P2P cashless payment application shows the payee's information and the payor may proceed to make a payment to the payee. The device may include an NFC chip that is preprogrammed to provide the payee's identification and the information for launching a single application on the mobile device of the payor to display the P2P cashless payment applications to which the payee is subscribed. The payor may then proceed to make a payment to the payee using the payor's mobile device.Type: GrantFiled: November 20, 2022Date of Patent: March 25, 2025Assignee: Slip Cash Holdings, LLCInventor: Sergio Nicolas Ducoulombier
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Patent number: 12260391Abstract: The present application relates to a payment system in a call system such as home shopping, and more specifically, to the NFC simple payment system for the call system that allows NFC simple payment to be made using the customer's physical card while connected to a phone call. The present application discloses providing NFC simple payment system for call system that requests payment through the customer's mobile phone terminal means during the phone calling, and in response to this, the NFC payment can be made by the user contacting the card to the mobile phone terminal means, thereby allow users to easily make payments while on the phone by contacting only his/her own card without a separate authentication procedure.Type: GrantFiled: October 3, 2023Date of Patent: March 25, 2025Assignee: CALLGATE CO., LTD.Inventors: Yongjin Kim, Han Yeol Ahn, Kang Min Lee, Seunghyuk Her
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Patent number: 12260392Abstract: Provided are methods, systems, and computer program products for verifying a card image file. A system may include at least one processor programmed or configured to parse a card image file to determine card data represented by the card image file, generate a plurality of simulated payment transactions based on the card data, each simulated payment transaction including simulated transaction data, issue a plurality of commands to the payment device emulator, the plurality of commands based on the simulated transaction data for the plurality of simulated payment transactions, receive a plurality of command responses generated by the payment device emulator based on the plurality of commands, and verify the card image file based on the plurality of command responses and the card data.Type: GrantFiled: September 15, 2020Date of Patent: March 25, 2025Assignee: Visa International Service AssociationInventors: Alexandre Pierre, Carl Smith, Kiat Chun Tan, Baoxiang Kang, Li Huang, Yuexi Chen
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Patent number: 12260393Abstract: A card having an antenna, one or processors, and memory having stored thereon a first application and a second application configured to receive an input of the card and determine a request associated with the input. The card is further configured to activate, responsive to determining that the request is consistent with a contactless EuroPay-MasterCard-Visa (EMV) data standard, the first application. The first application is configured to communicate, via near field communication (NFC), data to the communicating device via the antenna based on the EMV data standard for payment purposes. The card is further configured to activate, responsive to determining that the request is consistent with a near field communication data exchange format (NDEF) standard, the second application. The second application is configured to communicate, via NFC, data to the communicating device via the antenna based on the NDEF standard for verification/identification purposes.Type: GrantFiled: October 21, 2024Date of Patent: March 25, 2025Assignee: CAPITAL ONE SERVICES, LLCInventors: Jeffrey Rule, Kaitlin J. Newman, Wayne David Lutz, Kevin Grant Osborn, Paul Moreton
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Patent number: 12260394Abstract: Embodiments provide methods and systems for controlling payment transactions in a payment card using a companion payment application installed on a user device. The payment application and the payment card may be provided by an issuer server. Using the payment application, the number of transactions allowed on the payment card or an amount limit is set for the payment card. The payment application is used to set, reset, change the value of a counter in the card, which determines the number of allowed transactions. When the user attempts to make a transaction at a POS terminal, the payment card reads the value of counter, and if the value is not equal to a threshold value, the payment card exchanges data with the POS terminal and updates the value of the counter. The payment card is precluded from transaction when value of the counter is equal to threshold value.Type: GrantFiled: June 7, 2021Date of Patent: March 25, 2025Assignee: MASTERCARD INTERNATIONAL INCORPORATEDInventors: Ajay Sinha, Naveen Kumar Gupta
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Patent number: 12260395Abstract: In some embodiments, a near-field communication card may be provided with an NFC-field-strength visualization display and a transparent window through which the NFC-field-strength visualization display is visible. In some embodiments, a token (e.g., the NFC card) may be constructed to include an electromagnetic field visualization display, a radiofrequency communication antenna, and a first transparent region having a transparent surface through which the electromagnetic field visualization display is visible. In some embodiments, a first layer of a token may be provided, where the first layer includes an electromagnetic field visualization display and a radiofrequency communication antenna. A second layer of the token may be provided, where the second layer includes a first transparent region. The first and second layers may be bonded such that the electromagnetic field visualization display of the first layer is visible through the first transparent region of the second layer.Type: GrantFiled: September 6, 2022Date of Patent: March 25, 2025Assignee: Capital One Services, LLCInventors: Kevin Osborn, David Kelly Wurmfeld, Bryant Yee