Abstract: A curtain or other panel comprising a sheet of material having a plurality of fastener elements spaced along and adjacent the sheet perimeter to be attached to mating fastener elements respectively on a structural member for hanging one edge portion of the sheet from the structural member. The plurality of sheet fastener elements are positioned along and adjacent the sheet perimeter in a quantity and spacing over the entirety of the sheet perimeter to be attached to respective ones of the structural member fastener elements for hanging other edge portions of the sheet from the structural member so that the panel can be hung from the structural member in a variety of alternative origami-like patterns. A structure and method for adding or changing or removing the panels. The mating fastener elements are attached to the lower edge of a pull-down shade or other pull-down member.