Abstract: The lack of flexibility in selecting locations for inlets or outlets or crossovers for a heat exchange fluid in a heat exchanger can be minimized in a heat exchanger construction including first and second spaced, generally parallel, tubular headers (10), (12) having opposed ends with a plurality of tubes (20) in parallel and spaced from one another which extend between and have their ends in fluid communication with the interior of the headers (10), (12). A plurality of fins (22) are located between the headers (10), (12) in heat exchange relation with the plurality of tubes (20) and side pieces, (30) and (32) flank the plurality of tubes (20) as well as the plurality of fins (22) and extend between and are fastened to corresponding ones of the headers (10), (12).