Banking Patents (Class 186/37)
  • Patent number: 11880412
    Abstract: A system includes a controller, a database controlled by the controller, and a memory including an end-user executable code and a business software management code. The controller receives a user update to modify the end-user executable code, converts the user update to a machine language input, and, in response to the machine language input, modifies one or more of the end-user executable code, the database structure, and a documentation of the end-user executable code. In response to executing the program instructions associated with the modified end-user executable code on the end-user device, the controller generates a data collection GUI according to the modified end-user executable code and stores data in the database structure according to the modified end-user executable code.
    Type: Grant
    Filed: October 5, 2021
    Date of Patent: January 23, 2024
    Assignee: Elumus, LLC
    Inventor: Matthew M. Kelly
  • Patent number: 11222807
    Abstract: A processing method for a workpiece, which includes a stacking step of stacking a sheet and a flat plate on a front side of the workpiece to form a stack, a thermocompression bonding step of thermocompression bonding the sheet to the workpiece while planarizing the sheet with the flat plate by heating the sheet and applying an external force to the stack, a holding step of holding the workpiece via the sheet by a holding table having a transparent portion, an alignment step of performing an alignment by imaging the workpiece through the transparent portion and the sheet, and a processing step of processing the workpiece by a processing unit.
    Type: Grant
    Filed: April 3, 2020
    Date of Patent: January 11, 2022
    Assignee: DISCO CORPORATION
    Inventors: Naoko Yamamoto, Yoshiaki Yodo, Atsushi Kubo
  • Patent number: 11176765
    Abstract: Disclosed are apparatuses and corresponding and associated methodologies for achieving current inventory data management in combination with an electronic access control system. An access control system provides access control data while the sealed enclosure incorporates an RFID reading system for determining the identity of respective tagged contents within the enclosure. Particularly in conjunction with the storage of controlled substances, such as some drugs utilized on an EMS vehicle, a form of RFID tag may be practiced which operationally is fully or partially destroyed or damaged, or otherwise impacted or affected so as to generate a changed ID, whenever the contained medicinal dosage is acquired for administration. By reading contents of the enclosure (narc box) prior to a work shift, and at the conclusion of the work shift, comprising tracking comparative methodology, usage of the tagged drugs may be tracked.
    Type: Grant
    Filed: August 21, 2018
    Date of Patent: November 16, 2021
    Assignee: CompX International Inc.
    Inventors: Mitchell S. Mlynarczyk, Kenneth A. Kaczmarz, Jesse Mavromatis, Mike Jensen, Arkady Grenader
  • Patent number: 11138270
    Abstract: A system includes a server including a controller; a database controlled by the controller, wherein the database includes code for generating a data collection graphical user interface (GUI) using an information prompt and related metadata, the metadata including a GUI structure to be used when presenting the information prompt through the data collection GUI; and a memory coupled to the controller. In response to executing the program instructions, the controller: receives, through an initial setup GUI, the information prompt; stores the information prompt in the database; associates the metadata with the information prompt; in response to a user request to generate the data collection GUI, generates the at the data collection GUI; receives data; and stores the data received in the database.
    Type: Grant
    Filed: May 14, 2018
    Date of Patent: October 5, 2021
    Assignee: Elumus, LLC
    Inventor: Matthew M. Kelly
  • Patent number: 10789349
    Abstract: A system for storing an object includes a card reader configured to receive a card from a user and to determine an identity of the user based on information on the card. The system also includes a secure storage area configured to store a plurality of physical boxes. The plurality of physical boxes includes a first physical box that is assigned to the user. The first physical box is configured to be dispensed from the secure storage area to the user outside of the secure storage area in response to the user requesting to physically receive the first physical box. Dispensing the first physical box includes moving the first physical box along a predetermined path in the secure storage area and presenting the first physical box for removal from the secure storage area.
    Type: Grant
    Filed: May 23, 2019
    Date of Patent: September 29, 2020
    Assignee: Capital One Services, LLC
    Inventors: Abdelkader M'Hamed Benkreira, Joshua Edwards, Michael Mossoba
  • Patent number: 10720004
    Abstract: Various methods, apparatuses, and media for providing an automated delivery of a safe deposit box are provided. The methodology includes operations of receiving a first user request for the delivery of the safe deposit box, the first user request including user account information; determining, based on information included in the first user request, a safe deposit box warehouse facility location that relates to the safe deposit box to be delivered, and determining at least one facility parameter; determining, based on the information included in the first user request, user delivery requirements; determining, based on each of the safe deposit box warehouse facility location, the at least one facility parameter, and the user delivery requirements, at least one delivery option; receiving a user selection of a desired delivery option; and transmitting information relating to a delivery schedule for delivering the safe deposit box.
    Type: Grant
    Filed: December 5, 2018
    Date of Patent: July 21, 2020
    Assignee: JPMORGAN CHASE BANK, N.A.
    Inventors: Joe Raquepaw, Lauren Ready, Gary Desilva, Eric C. Thinguldstad, Jeffrey Dean Mathwig
  • Patent number: 9446925
    Abstract: The medium processing apparatus comprises a stacking surface on which a medium is stacked, first and second transfer rollers for transferring the medium to be stacked onto the stacking surface, a sheet roller for hitting the medium transferred by the first and second transfer rollers, and a rotation shaft to which the sheet roller is connected. The sheet roller comprises a body part connected to the rotation shaft and a contact part extending from the body part, and at least one portion of the body part of the sheet roller is disposed above the stacking surface.
    Type: Grant
    Filed: February 3, 2015
    Date of Patent: September 20, 2016
    Assignee: LG CNS CO., LTD.
    Inventor: Sumin Lee
  • Patent number: 9159180
    Abstract: A method and apparatus are disclosed for conveying at least one item of media. The apparatus includes a user interface comprising a media port and a user display. The apparatus also includes a shuttle carriage supporting a presentation platform and movable along a shuttle drive rail between a first end region thereof in which the presentation platform can be aligned at the media port and a further end region in which the presentation platform can be selectively aligned with a selected one of a plurality of possible handling ports of a multi-media station.
    Type: Grant
    Filed: December 20, 2011
    Date of Patent: October 13, 2015
    Assignee: NCR Corporation
    Inventors: Roderick George Paterson, Michael Clayton
  • Patent number: 9053597
    Abstract: A banknote validator (2) comprising: a first banknote input/output aperture (3); a second banknote input/output aperture (4); a banknote transport path (5) interconnecting the first banknote input/output aperture (3) and the second banknote input/output aperture (14); an intermediate validation transport branch (11) disposed between the first and second banknote input/output apertures (3, 4); and a diverter mechanism (12) disposed proximal to an entrance to said intermediate validation transport branch (11); characterized in that the diverter mechanism (12) is moveable between: a first position in which the banknote transport path bypasses the intermediate validation transport branch (11) providing a direct passage between the first and second banknote input/output apertures (3, 4); and a second position in which the banknote transport path is indirect between the first banknote input/output aperture (3) and the second banknote input/output aperture (4) and is via the intermediate validation transport branch
    Type: Grant
    Filed: October 22, 2014
    Date of Patent: June 9, 2015
    Assignee: Innovative Technology Limited
    Inventor: Martin Sackfield
  • Patent number: 8517479
    Abstract: Provided is an apparatus for opening and closing a shield plate in an automated teller machine (ATM). When a unit processing module is attached to a front cover, a media entrance may be opened. When the unit processing module is detached from the front cover, the media entrance may be closed. Accordingly, it is possible to prevent various types of financial accidents and safety accidents occurring while the unit processing module is attached to and detached from the unit processing module.
    Type: Grant
    Filed: November 25, 2009
    Date of Patent: August 27, 2013
    Assignee: Nautilus Hyosung Inc.
    Inventor: Jong-Ok Lee
  • Patent number: 8290814
    Abstract: A self-checkout system, particularly for retail areas of constrained floor space, has a small to zero footprint while being fully functional. In one form, the self-checkout comprises a unit mountable to a wall, pillar, or other support. In another form, the self-checkout has or is part of a columnar support. The self-checkout system has security in the form of video and weight verification. A visual and/or audio indicator provides indicia of modes of use of the self-checkout. The self-checkout further includes an interactive customer interface terminal, a scanner, and a scale. The self-checkout provides an open visual area that allows easy viewing by store personnel of transactions being performed on the self-checkout system.
    Type: Grant
    Filed: November 30, 2005
    Date of Patent: October 16, 2012
    Assignee: NCR Corporation
    Inventors: Joanne Walter, James Morrison, Horng Jaan Lin
  • Patent number: 7992355
    Abstract: A vehicular drive-thru food ordering and delivering system and method are provided. The system includes a lot, a drive-thru lane and a building for receiving and filling drive-thru orders. The building has a primary food delivery window for passing ready orders to drive-thru customers, and a downstream in-line parking area for drive-thru vehicles having a delayed order. Proximate to and downstream from the primary food delivery window is a doorway for attendant access from the primary food delivery window to the downstream in-line parking area. An attendant runway is proximate and downstream of the doorway and proximate to the in-line vehicle waiting area. A customer with a delayed order can be directed to wait in the downstream in-line waiting area. When the delayed order is ready for delivery, an attendant can deliver the ready order via the proximate doorway and proximate attendant runway to a vehicle waiting in the in-line vehicle waiting area.
    Type: Grant
    Filed: February 17, 2011
    Date of Patent: August 9, 2011
    Assignee: Restaurant Technology, Inc.
    Inventors: Ed Bridgman, Alison Guy, Denis Weil, Dan Wohlfeil
  • Patent number: 7962366
    Abstract: Disclosed herein is an automatic product price payment counter including an input device, an output device, and a control device. The input device inputs information about one or more products to be purchased by detecting a barcode attached thereon. The output device displays the information about the products and performs steps of paying for the price of the products. The control device performs comparison and determination on the information input from the input device with information stored in product information DataBase (DB). The input device includes a weight measurement unit including a first balance and a second balance configured to measure the weight of the products, and a cash slot and a card slot. The output device includes a cash change slot configured to refund change after the price of the products has been paid in cash.
    Type: Grant
    Filed: June 7, 2010
    Date of Patent: June 14, 2011
    Inventor: Moon-Key Han
  • Patent number: 7895797
    Abstract: A vehicular drive-thru food ordering and delivering system and method are provided. The system includes a lot, a drive-thru lane and a building for receiving and filling drive-thru orders. The building has a primary food delivery window for passing ready orders to drive-thru customers, and a downstream in-line parking area for drive-thru vehicles having a delayed order. Proximate to and downstream from the primary food delivery window is a doorway for attendant access from the primary food delivery window to the downstream in-line parking area. An attendant runway is proximate and downstream of the doorway and proximate to the in-line vehicle waiting area. A customer with a delayed order can be directed to wait in the downstream in-line waiting area. When the delayed order is ready for delivery, an attendant can deliver the ready order via the proximate doorway and proximate attendant runway to a vehicle waiting in the in-line vehicle waiting area.
    Type: Grant
    Filed: April 10, 2008
    Date of Patent: March 1, 2011
    Assignee: Restaurant Technology, Inc.
    Inventors: Ed Bridgman, Alison Guy, Denis Weil, Dan Wohlfeil
  • Publication number: 20100126805
    Abstract: The present invention relates to an automated teller machine for a vehicle driver, and more particularly, to an automated teller machine for a vehicle driver in which a display unit itself of the automated teller machine is configured to be rotatable so that the vehicle driver may manipulate the display unit conveniently, whereby the vehicle driver can easily verify the data displayed on the display unit and input the information as necessary.
    Type: Application
    Filed: November 17, 2009
    Publication date: May 27, 2010
    Applicant: NAUTILUS HYOSUNG INC.
    Inventor: Kyoung Suck OH
  • Patent number: 7357315
    Abstract: A customer interaction console may include a counter module and a customer-oriented display. The counter module may include one or more raised portions with the customer-oriented display integrated in one of the raised portions. A configurable console system may include a plurality of customer interaction consoles and a plurality of panel assemblies that may be positioned between consoles. The panel assemblies may include a panel and a wedge portion that receives the panel. The wedge portion may angle the console relative to the panel and to an adjacent consol to form different configurations.
    Type: Grant
    Filed: September 12, 2005
    Date of Patent: April 15, 2008
    Assignee: Advantage Branch & Office Systems, LLC
    Inventors: Alexander Vergara, Harold Turner
  • Patent number: 7185740
    Abstract: An automated banking machine includes a mechanism for accepting deposited items. Deposited items may be provided to the machine in envelopes which are first passed to a user from an envelope storage area (132) in the machine through a transport (124) and which are presented to the user through an opening (244). An envelope storage and dispensing device (134) is operative to assure that only a single envelope is delivered to the user. A user may thereafter include deposit items in the dispensed envelope. The deposited items are passed through the opening (244) and are deposited in a deposit-holding container (128). The deposited items may be marked with indicia corresponding to the transaction or properties of the deposited item where the envelope originally dispensed to the user for holding the deposited item.
    Type: Grant
    Filed: March 9, 2004
    Date of Patent: March 6, 2007
    Assignee: Diebold Self-Service Systems division of Diebold, Incorporated
    Inventors: William D. Beskitt, Jeffery M. Enright, Jeffrey Eastman, Franklin M. Theriault, R. Matthew Dunlap, Sean Haney, Colin Fitzpatrick, Edward L. Laskowski, Mike Ryan, Bill Lavelle, David Schultz, Matthew Force
  • Patent number: 6970831
    Abstract: A method for evaluating customer service performance is implemented by a computer software application. Customers are presented with transaction specific questions to evaluate particular employees. A customer's response to a survey question is stored on a computer. Different performance indicators are calculated for the employee based on the responses to the customer surveys. The employee is evaluated based on these performance indicators.
    Type: Grant
    Filed: February 23, 1999
    Date of Patent: November 29, 2005
    Assignee: PerforMax, Inc.
    Inventors: Nancy L. Anderson, Lois J. Pannkuk
  • Patent number: 6945378
    Abstract: A system for handling banknote flows with the aid of a banknote handling machine for feeding banknotes into and out of a banknote magazine included in the banknote handling machine. The system includes a central unit which includes a locality that is divided by an inner wall into an outer room and an inner room, with the banknote handling machine being orientated through the inner wall. The banknote handling machine includes a banknote infeed location and at least one banknote outfeed location in the outer room, and a combined banknote infeed/outfeed location in the inner room. The machine also includes a bandnote detector and a banknote packaging unit for treating possibly detected forged banknotes and unusable banknotes.
    Type: Grant
    Filed: September 20, 2001
    Date of Patent: September 20, 2005
    Assignee: Nybohov Development AB
    Inventor: Leif Lundblad
  • Patent number: 6763924
    Abstract: Automated currency changing machine (10) accepts twenty dollar bills and dispenses a combination of dollar and non-cash items in exchange. Bill intake module (20) receives a bill and checks its value and authenticity Programmable controller (32) calculates change to be given by change dispensing module (40), according to a pre-determined algorithm. A combination of dollar bills and non-cash items, such as coupons or tokens, is dispensed. Non-cash items have “cash equivalent value” to the customer and a smaller “cost equivalent value” to the business where machine (10) is in use. The combined value of dollar bills and “cash equivalent value” of non-cash items is preferably equal to or greater than the value of bill proffered by customer. The combined value of dollar bills and “cost equivalent value” of non-cash items is preferably less than the value of bill proffered.
    Type: Grant
    Filed: July 16, 2002
    Date of Patent: July 20, 2004
    Inventor: John H. Olbrich
  • Patent number: 6722473
    Abstract: A system for providing cash to users in a merchandise delivery environment such as a fast food drive-through environment. The system includes a customer request station (212, 262, 288, 300, 322, 378) at which the customer is enabled to input a request for merchandise as well as an input corresponding to a request to receive cash. The customer is further enabled to input to the customer request station information corresponding to a source of monetary value which the customer may charge against for ordered merchandise or for the amount of cash requested. The customer may then move to a cash delivery station (216, 338) to receive a portion or all of the requested cash. The customer is enabled to receive the ordered merchandise at a merchandise delivery station (222, 292, 304, 316, 324, 342).
    Type: Grant
    Filed: April 17, 2002
    Date of Patent: April 20, 2004
    Assignee: Diebold, Incorporated
    Inventors: Natarajan Ramachandran, Cynthia S. Daugherty, Jeffery M. Enright
  • Patent number: 6581747
    Abstract: A device and method making the device. The device includes a flat body made of a plastic material. The flat body has at least two parallel faces and a cavity which opens to at least one of the at least two parallel faces. The cavity is adapted to receive an electronic identification device. At least one plug made of a plastic material is included. The at least one plug is adapted to be inserted into the cavity. The electronic identification is retained in the flat body when the at least one plug is inserted into the cavity. The method includes making the flat body, forming the cavity in the flat body, placing the electronic identification device in the cavity, inserting the at least one plug in the cavity, and fixing the at least one plug to the flat body.
    Type: Grant
    Filed: April 7, 2000
    Date of Patent: June 24, 2003
    Assignee: Etablissements Bourgogne et Grasset
    Inventors: Gérard Charlier, Eric Luc Philippe
  • Patent number: 6386323
    Abstract: A system for providing cash to users in a merchandise delivery environment such as a fast food drive-through environment. The system includes a customer request station (212, 262, 288, 300, 322, 378) at which the customer is enabled to input a request for merchandise as well as an input corresponding to a request to receive cash. The customer is further enabled to input to the customer request station information corresponding to a source of monetary value which the customer may charge against for ordered merchandise or for the amount of cash requested. The customer may receive the cash directly at a customer request station. Alternatively, a computer may operate to correlate an identifying input associated with the customer or the transaction, and the request to receive the amount of cash. The customer may then move to a cash delivery station (216, 338). In response to the customer providing the identifying input at the cash delivery station, the customer receives a portion or all of the requested cash.
    Type: Grant
    Filed: November 12, 1999
    Date of Patent: May 14, 2002
    Assignee: Diebold, Incorporated
    Inventors: Natarajan Ramachandran, Cynthia S. Daugherty, Jeffery M. Enright
  • Patent number: 6296079
    Abstract: Apparatus for improving the accessibility of a self-service terminal (SST) (50) comprises a sensor (52) for detecting the height of a user and a drive arrangement (84, 88) for moving a section of the terminal fascia incorporating a user-interfacing element such as a monitor (58) or keypad (62). The drive arrangement adjusts the position and orientation of the user-interfacing element to an optimum location relative to the detected height of the user.
    Type: Grant
    Filed: April 18, 2000
    Date of Patent: October 2, 2001
    Assignee: NCR Corporation
    Inventor: Craig McNaughton
  • Patent number: 6167381
    Abstract: A self-service checkout terminal includes a base having a bagwell defined therein. The terminal also includes a first counter supported on the base. The first counter has a first surface which is positioned at a first height. The terminal further includes a scanner secured at a first end of the first counter. The terminal yet further includes an automated teller machine secured at a second end of the first counter. Moreover, the terminal includes an arcuate shaped second counter secured to the first counter, the second counter having a second surface which is positioned at a second height. The first counter has a bagwell opening defined therein at a location interposed between the scanner and the automated teller machine. The bagwell opening is aligned with the bagwell. The first height is less than the second height.
    Type: Grant
    Filed: February 6, 1998
    Date of Patent: December 26, 2000
    Assignee: NCR Corporation
    Inventors: Stephen W. Swaine, Ali M. Vassigh, Grant C. Paton
  • Patent number: 6119104
    Abstract: A multi-desktop computer system for a bank or other financial institution includes a plurality of functional desktop routines, each desktop operating on an identical "platform" of object-oriented routines. This "platform" of common object-oriented routines for use by each of the desktops, substantially reduces the design requirements of the desktops in that they only have to be designed to conform to the command structures of the object-oriented routines, and they do not have to be designed to any specific mainframe message structure or protocol. All of the functional desktops may be compiled together, along with the "platform" of object-oriented routines, to form one integral program, where a particular desktop will be activated, depending upon its need. The system enables a user to move between desktops, depending upon the need to activate a particular desktop. The system includes a system database that allows the desktops to share information with one another, such as customer information.
    Type: Grant
    Filed: November 24, 1997
    Date of Patent: September 12, 2000
    Assignee: KeyCorp
    Inventors: Michael J. Brumbelow, Anthony C. Ehret, Simon Charles Gregory, Jeffrey Hojnacki, Douglas S. Meil, Martin R. Polak, Timothy Michael Varley, Catherine Elizabeth Williams
  • Patent number: 6086065
    Abstract: An arrangement for feeding sheets from a sheet store to either one of a plurality of stations includes a movable carriage which receives sheets fed from the store and which has driving cogwheels for coaction with a fixed cog railway outside the carriage.The fixed cog railway includes a path selection slide that includes cog segments that can fit into the cog railway. The selector slide can be switched to either one of two possible positions by means of a processor-controlled, motor-driven arm.
    Type: Grant
    Filed: March 16, 1998
    Date of Patent: July 11, 2000
    Assignee: De La Rue Cash Systems AB
    Inventor: Lars Svensson
  • Patent number: 6000806
    Abstract: An apparatus is configured to provide a secure enclosure for an ATM. The apparatus includes a kiosk having an interior region configured to provide access to the ATM, and a neon light source formed as an integral portion of the kiosk. The neon light source is configured to provide a sufficient light output to meet required light levels at specific distances from the kiosk without the use of light sources outside the kiosk.
    Type: Grant
    Filed: December 22, 1997
    Date of Patent: December 14, 1999
    Assignee: Dallman Industrial Corporation
    Inventor: Ernest R. Dallman
  • Patent number: 5992570
    Abstract: A self-service checkout apparatus for processing items selected by a customer for purchase includes a customer operated device, such as a scanner/scale, for identifying each item selected for purchase. The apparatus also includes a self-service terminal which includes a card or cash payment accepting device, a cash dispensing device for providing a customer with cash by way of change or cashback, and an electronic controller connected to the customer operated device and arranged to determine the price of each item identified by the customer operated device. The terminal displays the total amount payable on a screen. A customer exit is normally closed by a security gate which is arranged to be opened in response to the customer making payment for the total amount. The terminal can be used to provide ATM services independently of a checkout transaction.
    Type: Grant
    Filed: September 9, 1997
    Date of Patent: November 30, 1999
    Assignee: NCR Corporation
    Inventors: Joanne S. Walter, Alfred J. Hutcheon, Horng-Jaan Lin, Edward F. Madigan, Jr.
  • Patent number: 5826680
    Abstract: A bill handling system of the invention comprises a cashbox (80) having a mechanism for automatically storing bills and a collection system (10) for gathering bills taken in game play media lending machines (12) and transporting the bills to the cashbox (80). The collection system (10) comprises stackers (30) each being placed for each of gaming machine islands (10a)-(10f) and a transport mechanism (50) connecting the stackers (30) and the cashbox (80) for transporting the bills. The transport mechanism (50) comprises a transport chain (52) and transport cassettes (60) transported on the chain (52). Bills are stored in the transport cassette (60) for transport.
    Type: Grant
    Filed: November 18, 1994
    Date of Patent: October 27, 1998
    Assignee: Kabushiki Kaisha Ace Denken
    Inventors: Takatoshi Takemoto, Kazunari Kawashima
  • Patent number: 5804804
    Abstract: A device for supplying and receiving to and from a plurality of automatic teller machines installed side by side on an installation surface has a carrier station for transmitting, over a wireless channel, an instruction signal for designating an automatic teller machine for cash receipt and delivery, and a cassette carrier capable of running to the designated automatic teller machine. The cassette carrier has a carrier body equipped with a power source and a running mechanism, and a transport cassette placed on the carrier for holding the cash therein. In accordance with the instruction signal and a result of detection by a position sensor, the cassette carrier runs to a predetermined position facing the designated automatic teller machine and is positioned with respect to the designated automatic teller machine. In this state, cash are transferred between the transport cassette and the designated automatic teller machine by a transfer mechanism provided on the movable carrier.
    Type: Grant
    Filed: April 17, 1996
    Date of Patent: September 8, 1998
    Assignees: Kabushiki Kaisha Toshiba, Hirose Electronic System Co., Ltd.
    Inventors: Kunio Fukatsu, Nobuhiko Matsukawa, Shigeo Aoyagi
  • Patent number: 5791451
    Abstract: A flexible drive tape conveyor system for conveying items between at least two spaced apart stations includes a carrier member and at least one tape guide track having a tape guide. The drive tape is substantially inflexible in a direction transverse to its width, and is at least partially housed in the tape guide. At least a portion of a tape guide track and tape guide are twisted about their longitudinal axis so that the drive tape and its affected carrier member can be turned in a direction transverse to the width of the drive tape. A drive mechanism is used to selectively reciprocate the drive tape and the carrier member between the spaced apart stations.
    Type: Grant
    Filed: August 19, 1996
    Date of Patent: August 11, 1998
    Assignee: E.F. Bavis & Associates, Inc.
    Inventor: Michael E. Brown
  • Patent number: 5526615
    Abstract: An automatic transaction machine storing apparatus for storing a plurality of automatic transaction machines. The apparatus includes a plurality of entrances for respectively carrying the automatic transaction machines therethrough into a customer room. The entrances are provided in front of set positions of the automatic transaction machines. A machine room defined behind the customer room has a space for maintenance of each automatic transaction machine or cash exchange. Furthermore, the apparatus further includes a plurality of security sensors provided on an outer panel of the apparatus to detect an external attack and a control unit for rotationally driving a rotating table on which each automatic transaction machine is mounted at a required angle according to information output from the security sensors, thereby orienting a security panel standing on the rotating table toward an attacked position to secure the automatic transaction machine against the external attack.
    Type: Grant
    Filed: March 28, 1994
    Date of Patent: June 18, 1996
    Assignee: Hitachi, Ltd.
    Inventors: Takuya Kaizu, Hidetoshi Kaneta, Rikuro Oosawa, Tutomu Yamanishi
  • Patent number: 5361891
    Abstract: A tape conveyor system for moving a carriage along a path having at least one vertical curve and at least one horizontal curve comprises a carriage track, a tape guide, and a carriage. A block on the tape is movably positioned between two elements on the carriage to effect movement of the carriage along the carriage track. The tape guide orients the tape width horizontally during each vertical curve and vertically during each horizontal curve. The carriage track has two opposing channels, and the carriage has wheels in each channel so that the carriage can move along both horizontal and vertical track portions in a stable manner. A container can be mounted to the carriage via a leveling mechanism which cooperates with cam guide surfaces on the carriage track to control the orientation of the container.
    Type: Grant
    Filed: June 16, 1993
    Date of Patent: November 8, 1994
    Assignee: Comco Systems
    Inventors: Harold R. Greene, Michael J. Foreman
  • Patent number: 5217088
    Abstract: A satellite banking unit is provided for use with a drive-through bank teller station such as a bank teller window or an automatic teller machine. The unit includes a container and a base for supporting the container at an elevated position above the roadway so that the container is accessible to an occupant seated in a vehicle positioned alongside the container and waiting in line to approach the drive-through bank teller station. The container includes a dispenser for dispensing banking envelopes and the like to a customer in a vehicle alongside the container and a system for providing a message to that customer.
    Type: Grant
    Filed: September 30, 1991
    Date of Patent: June 8, 1993
    Inventor: Ernest R. Dallman
  • Patent number: 5172791
    Abstract: A conveyor system for moving a container, such as a cash box, between a main station, such as a bank building, and one or more secondary stations, such as an automatic teller machine. The conveyor includes at least two continuous smooth tubes running between the stations. A carriage rides along the tubes on two sets of wheels to keep the carriage in the desired alignment. A bracket secures the carriage to a movable cable that runs adjacent to the tube and is entrained over a plurality of pulleys. The bracket is configured to lift the cable away from individual pulleys as the bracket passes each pulley to avoid contact between bracket and cable. A drive mechanism moves the cable to move the carriage between stations. This system is adapted to move the carriage through a tunnel in an overhead canopy or through an underground tunnel where, for example, the carriage carries a cash box to drive-up automatic teller machines.
    Type: Grant
    Filed: December 26, 1990
    Date of Patent: December 22, 1992
    Inventor: Edward F. Couvrette
  • Patent number: 5167300
    Abstract: A system for a financial institution such as a bank has a banking terminals to be operated by clerks, customer's cash banking terminals for transactions with customers, a commanding central section commanding the terminals, and conveyor paths for conveying cash bills from the central section to each terminal and vice versa. The conveyor path is composed of a plurality of conveyor path units and is laid on the original floor of the shop. The conveyor paths are concealed by a covering floor laid thereon, and the terminals are situated on the covering floor. The conveyor paths can be designed and laid freely in the space between the original floor and the covering floor in accordance with the lay-out of the terminals, by suitably selecting the pattern of connection of the units.
    Type: Grant
    Filed: November 7, 1990
    Date of Patent: December 1, 1992
    Assignee: Hitachi, Ltd.
    Inventors: Kazushi Yoshida, Masataka Kawauchi
  • Patent number: 5054605
    Abstract: There is provided a conveyor system for conveying items and including a carrier for such items to be moved between at least two spaced-apart stations and a first guide track extending between the spaced apart stations. A flexible drive tape having a leading edge and a trailing edge is reciprocably mounted within the first guide track for moving the carrier between the spaced-apart stations, wherein the flexible drive tape is attached to the carrier adjacent the leading edge by a plurality of connectors. At least one of the connectors allows controlled relative movement between the tape and the carrier. A toothed cog wheel is preferably provided around a substantial portion of the periphery of which the drive tape is wound within a cog surround which at least partly encloses the cog wheel and the wound drive tape. The surround further includes a pair of tape peeler tips oppositely disposed adjacent the cog wheel to peel the tape away from the cog wheel as the wheel is rotated in use.
    Type: Grant
    Filed: March 29, 1990
    Date of Patent: October 8, 1991
    Inventor: Edward F. Bavis
  • Patent number: 5052519
    Abstract: The module is a prefabricated free-standing structure with a floor 9 of reinforced concrete and, secured to the floor, a unitary body of reinforced concrete comprising a roof 5 and side walls 4 integral with the roof. There is an unimpeded approach to the structure such that an automobile 15 can be parked alongside the side wall, and the structure includes an enclosed secure repository accessible through the side wall, such that a driver seated in the driver's seat of the automobile parked alongside the side wall can either deposit articles into the repository through the wall, or conduct a secure transaction such that a selected article or articles (such as a supply of cash) stored in the repository can be dispensed to the driver.
    Type: Grant
    Filed: August 7, 1989
    Date of Patent: October 1, 1991
    Inventor: Gareth Woodham
  • Patent number: 5038506
    Abstract: An integrated, modular display system for conveying information in a unified theme is disclosed. The display system comprises a plurality of display panels capable of conveying information, a plurality of frames corresponding in size to the plurality of display panels for receiving at least one of the display panels to support the panels, and a plurality of display bodies for supporting at least one of the frames. The display panels, frames and display bodies are adapted to be combined to form a plurality of individual display units, and a portion of the display panels forming one display unit are interchangeable with a portion of the display panels forming another display unit. In the system, the display panels and frames are provided in groups of several similarly sized display panels and frames.
    Type: Grant
    Filed: July 31, 1989
    Date of Patent: August 13, 1991
    Assignee: Ameritrust Company National Association
    Inventors: Lance Liljeqvist, Thomas Pendleton
  • Patent number: 4953326
    Abstract: A customer service station is provided where an employee looks in the same direction for both walk-up customers and drive-up customers, so that the employee can make visual contact with each type of customer. The customer service station includes a counter behind which an area for employees is located. A drive-up window is located in front of the counter, and an area for walk-in customers is located between the counter and the drive-up window. A drive-up area is located in front of the counter and on a side of the drive-up window opposite from the walk-in area. Therefore, an employee who is standing behind the counter can look beyond customers in the walk-in area to view customers in the drive-up area also.
    Type: Grant
    Filed: March 16, 1989
    Date of Patent: September 4, 1990
    Assignee: Glenview State Bank
    Inventors: Stuart K. Wexler, John E. Jones, Paul A. Jones
  • Patent number: 4792270
    Abstract: A system wherein a contractor of a rental safe-deposit box can privately obtain, handle and restore his own box in the fire-proof safe room. The system includes an automatic article retrieval and storage unit located within the safe room and having contractors' safe-deposit boxes. A plurality of private compartments for contractors' use are disposed separately from the safe room and are connected to the retrieval and storage unit by conveyor devices extending through a safe room wall opening having a fire-proof door. Each private room includes a user's data input terminal device and a handling table. A reception data input terminal is provided at a reception counter. When a contractor visits the reception counter, a reception serial number card is issued to him. The reception serial number and his box code are inputted by the reception input terminal. Thereafter, the contractor inputs his own private code and the issued reception serial number in a private compartment.
    Type: Grant
    Filed: June 23, 1986
    Date of Patent: December 20, 1988
    Assignee: Itoki Co., Ltd.
    Inventor: Kakuo Yoshida
  • Patent number: 4789293
    Abstract: A system wherein a contractor of a rental safe-deposit box can privately obtain, handle and restore his own box in the fire-proof safe room. The system includes an automatic article retrieval and storage unit located within the safe room and having contractors' safe-deposit boxes. A plurality of private compartments for contractors' use are disposed separately from the safe room and are connected to the retrieval and storage unit by conveyor devices extending through a safe room wall opening having a fire-proof door. Each private room includes a data input terminal device and a handling table. When a contractor operates the terminal device to input his identification code, his own rental safe-deposit box is automatically extracted onto the handling table from the safe room.
    Type: Grant
    Filed: June 23, 1986
    Date of Patent: December 6, 1988
    Assignee: Itoki Co., Ltd.
    Inventors: Junji Hashimoto, Harumi Murata, Hiroshi Nishio
  • Patent number: 4735289
    Abstract: A dispensing apparatus is provided for use from an open window of a stationary vehicle. The position of the open window is optically or acoustically sensed and a data input and dispensing component is moved by a carriage mechanism in response to the sensed signals to a position adjacent to the open window. Input of data can also cause the component to be moved between this window position and an at rest position at which material may be collected and/or dispensed.
    Type: Grant
    Filed: May 12, 1986
    Date of Patent: April 5, 1988
    Inventor: Anthony Kenyon
  • Patent number: 4697708
    Abstract: An automatic bank note depositing and dispensing machine includes a first detector for detecting when the number of bank notes in a container is smaller than a first prescribed number, a second detector for detecting when the number of bank notes in the container is larger than a second prescribed number, a bank note transfer assembly for delivering bank notes to and receiving bank notes from a fixed or self-propelled external delivery unit in response to output signals from the first and second detectors, a first feeder for receiving bank notes via the bank note transfer assembly from the external delivery unit when the number of bank notes in the container is detected by the first detector as being smaller than the first prescribed number, and for feeding the received bank notes to the bank note container, and a second feeder for feeding bank notes via the bank note transfer assembly from the bank note container to the external delivery unit when the number of bank notes in the container is detected by the
    Type: Grant
    Filed: June 12, 1985
    Date of Patent: October 6, 1987
    Assignee: Oki Electric Industry Co., Ltd.
    Inventors: Masao Goto, Haruo Kimura, Toshihiko Okada, Katsunori Yuasa, Tetuzo Ito
  • Patent number: 4645035
    Abstract: A system for conveying a transfer box between a first station and a remote second station wherein a pair of vertical modules are interconnected at their upper ends by a horizontal module. The modules each comprising a tubular housing, such as a cylindrical tube. The vertical modules each contain a conveyor composed of an opposing pair of conveyor belts arranged to convey a deposit box therebetween in a sinuous path of travel. The horizontal module contains a slide plate along which a horizontal conveyor belt is adapted to travel. The vertical modules have transfer belts at their uppermost ends to transfer a deposit box between the vertical and horizontal modules. The conveyor belts in the vertical and horizontal modules are interconnected for joint movement and driven by a single power source.
    Type: Grant
    Filed: June 21, 1984
    Date of Patent: February 24, 1987
    Inventor: Edward F. Bavis
  • Patent number: 4605102
    Abstract: A transportation system in which cars having cargo containers are driven along tracks. Access to a car's cargo container is provided via a door on the car which is moved by a door drive system carried on the car. In the exemplary case of a remote bank teller transportation system, a car moves between two terminals in which the car and the car door are orientated vertically "right side up" in one terminal and "upside down" in the other terminal. The door drive system serves to move the door downwardly for both orientations of the car.
    Type: Grant
    Filed: June 20, 1984
    Date of Patent: August 12, 1986
    Assignee: American Standard Inc.
    Inventors: Robert E. Morano, Victor J. Vogel, Peter Pawchak
  • Patent number: 4557352
    Abstract: A drive-up banking system having a plurality of automatic teller machines located on a plurality of islands with a driveway for each island is provided. The drive-up banking system is designed so that the automatic teller machines may be moved out of a housing to provide a space for a mechanic to perform the necessary servicing of one automatic teller machine and not interfere with the normal operation of any adjacent automatic teller machine.
    Type: Grant
    Filed: November 7, 1983
    Date of Patent: December 10, 1985
    Assignee: United Banks of Colorado, Inc.
    Inventor: Robert W. Tschappat, Jr.
  • Patent number: 4546857
    Abstract: An improved conveyor system for a so-called drive-in bank through which cash, deposit slip or the like are safely transferred from the customer station to the teller station and vise versa is disclosed. To assure that each of customers who reach the bank is visually recognized from the teller room a plurality of vertical hollow columns at the customer station are arranged one after another in a spaced relation in the direction of reaching of customers' cars and a plurality of vertical hollow columns at the teller station are centralized in a small area adjacent to the teller room. A plurality of horizontally extending hollow beams are fixedly mounted on the top end parts of the vertical hollow columns at both the customer and teller stations in such a manner that the former are turned by a predetermined angle relative to the latter as seen from the above.
    Type: Grant
    Filed: January 20, 1984
    Date of Patent: October 15, 1985
    Assignee: Kumahira Safe Co., Inc.
    Inventors: Takaaki Hamada, Yohji Kobayakawa, Akira Nishikawa, Manabu Kawahara
  • Patent number: 4540106
    Abstract: In a bag processing unit of an automatic transaction machine, a locking pawl is fixed at the upper portion of a bag dispensing plate for dispensing a new bag among the bags stored in a hopper, and a locking arm having an engaging portion engageable with the locking pawl is pivoted by a solenoid, thereby releasing the locking state.
    Type: Grant
    Filed: May 5, 1983
    Date of Patent: September 10, 1985
    Assignee: Toshiba Corporation
    Inventor: Kunio Fukatsu