Abstract: A survey data collecting system includes a booklet having front and back covers and a plurality of intermediate pages. The back cover is perforated to form a negotiable check, the face of which is on the outer surface of the back cover. The inner surface of the check has several columns of spaces thereon for indicating answers to questions which are written on the intermediate leaves and on the remaining portion of the back cover. The intermediate leaves decrease in width so that each succeeding leaf covers one less column of spaces than the preceding one.

Abstract: A register for recording budget items and check items. The register has a first plurality of sheets for recording budget items and a second plurality of sheets for recording check items wherein at least a portion of said second plurality of sheets is also reserved for recording a budget category. The first and second plurality of sheets are secured for movement about a central axis in book-like fashion and are independently movable with respect to each other for permitting alignment of longitudinal lines contained on the first plurality of sheets with longitudinal lines contained on the second plurality of sheets.

Abstract: A checkbook comprising alternate check blanks and check stubs with the check stubs being treated with pressure-sensitive material so that when a check is drawn the information placed on the check will also be reproduced on the check stub. The checks are attached at the left-hand edge to a cover and to a backing material which extends beyond the right-hand edge of the check blanks a distance approximately equal to the width of the check blanks and is creased and may be inserted between the check stub and the check blank thereunder so as to prevent writing from appearing on other check stubs thereunder. The backing material also functions as a check register for specific checks if so desired, as well as deposit and other information. The check stub has positioned on it indicia so that the numeric expression of the amount of the check will appear in a column on the stub immediately below the balance forward so that amount then may be deducted from the balance forward to produce a balance.

Abstract: An improved copy-proof document is disclosed having a cancellation phrase with an alternating dot pattern which enhances both the detail rendition and protection of such documents. The method of making such a document by preprinting the cancellation phrase in a single tone pattern of alternating dot sizes is also disclosed.

Abstract: A checkbook register and account record journal system having simplified parameters by utilizing the conventional checkbook entries as an essential part of the journal. The checkbook register sheets are detachably detached along one edge only and used in the conventional manner by listing deposits and withdrawals. The checkbook register sheets are used on only one side with the reverse side preferably having an adhesive backing. The account record sheet forming the journal contains rows and columns on one side with the reverse side adapted to accept the individual checkbook register sheets. Placing the record sheets in a binder produces a complete journal with the reverse side of the record sheet containing the checkbook register sheets and the obverse side of the record sheet containing rows and columns for entering the journal entries.

Abstract: Disclosed is a protected document such as a negotiable instrument, a title instrument, indentification document or other documents which should be kept secure from illegal copying by color copiers. The method of making the document comprising preprinting a "VOID" or other warning or cancellation phrase pattern in half tone or multitone on the document and camouflaging this pattern is also disclosed.

Abstract: A document is provided having thereon a legible code to distinguish the document from other similar documents, the code comprising an arrangement of alphanumeric characters. Where the document is a banknote, the code may be the serial number which is unique to that banknote, and which is one of a series of such serial numbers carried on individual members of a set of such documents, and having sequential numerical values. To enhance the security value of the serial number portion of the document and to inhibit successful forgery thereof, the alphanumeric characters are provided in reverse, or negative form. The security value derives from the complexity and cost of the apparatus necessary to print a series of successive serial numbers in reverse, rather than positive form. The code may correspond to a code provided elsewhere on the document in positive form. Another reverse code on a different background may be provided elsewhere on the document.

Abstract: A check has first and second coatings one of which is electrically conductive and the other electrically non-conductive. The coatings are of contrasting colors and one of the coatings is electrically vaporizable for exposing the underlying coating during a "write" operation. The coatings may overlay a base material to form a three layer structure or the base material itself may function as one of the coatings of appropriate color and conductivity. The check is composed of at least two segments, a negotiable segment which may be fed back to a terminal device for a machine "read" operation. The memory segment may be formed into one or more memory parts on the negotiable segment, the stub portion and on the memory segment. One or more of these memory parts may be easily detached. The check described above combines uniquely with an input-output device which can read from it and write on it.

Abstract: Disclosed is a protected document such as a negotiable instrument, a title instrument, identification document or other documents which should be kept secure from illegal copying by color copiers. The method of making the document comprising preprinting a "VOID" or other warning or cancellation phrase pattern in half tone or multitone on the document and camouflaging this pattern is also disclosed.

Abstract: A system to protect documents such as negotiable instruments, title instruments and identification documents from illegal copying by color copiers and alteration such as amount or signature particularly computer printout documents comprising preprinting a "VOID" pattern over the amount and/or signature area of the document in solvent insoluble or color change ink. The VOID is printed with a camouflage pattern overcoating. The camouflage pattern overcoating may be a pattern or solid coating. It may be a coating on the undersurface of the Mylar film overlay of the "VOID". Thereafter the disclosure contemplates adhering the Mylar film to the document to be protected over the amount and/or signature area with cold pressure. Color copying by machine is prevented by the use of colors in the inks which are below the critical density of the copier, so as to verify the authenticity of a document and prevent fraudulent use of a copy.

Abstract: In a pad of alternating original and copy sheets all of them are provided with identical information-receiving columns indicating at their top the information to be entered. Cash and check entries made on the original sheets simultaneously appear on the copy sheets, and each original sheet is removed from the pad when filled out. The back of each copy sheet carries a list of different income and expense items, each identified by a different code number for entry, where appropriate, on the underlying original sheet beside the corresponding cash or check entry.

Abstract: A bank checking system for carrying and recording standard size checks is adapted for storage in a pocket compartment of a wallet. The system includes a cover member which may be opened and closed on a fold line. One half of the folding member holds a plurality of sequentially numbered, standard size checks folded and stacked such that they may be removed in sequence without disturbing the remaining checks. The other half of the folding member holds a register including a continuous sheet folded into collapsible segments.

Abstract: A method of printing wherein magnetic particles dispersed in an ink are selectively orientated prior to printing onto a document where the particles are aligned on a carrier while the ink is in a low viscous state and the printing is effected when the ink is in a high viscous state. The method by which the viscosity is changed is the selective application of heat.

Abstract: A sheet element, such as a banknote or other document of intrinsic value, incorporating an optical authenticating device comprising a thin film element, preferably in the form of a strip, or thread disposed within the thickness of the sheet element and having known characteristics of spectral reflectance and transmittance, and wherein in the region of a least part of the thin film element the sheet element is formed with a pair of superposed windows between which the thin film element extends so as to be visible through each window.

Abstract: A package of preprinted forms includes one form printed on one side as a conventional bank check, and on the reverse side as a conventional credit card sales slip. Overlying the sales slip printed side of this first form is a second form, printed as a corresponding credit card customer receipt form. Carbon is provided between the two forms to transfer writing from the receipt to the sales slip on the reverse side of the check. A protector between the forms prevents writing on the check side from being unintentionally reproduced on its reverse, sales slip side.

Abstract: The subject matter relates to a blank check system which includes a stack of check blanks stacked in dispenser of plastic material. Each check blank has two parts connected at a fold line; the upper part being a blank check and the lower part being a duplicate or record portion. Upon partial withdrawal of the uppermost check blank from the frame to a predetermined position, the amount of the check being drawn may be entered and the remaining balance in the account may be inscribed on the next-succeeding check blank. The check may be fully withdrawn for completion, and the balance entered will be shown on the topmost remaining check blank to thereby provide a self-reconciling system of writing checks which automatically keeps a running balance.

Abstract: A counterfeit resistant document having a set of indicia on a background field. The set of indicia and the background field are characterized by different optical reflectivities for incident light having wavelengths within the response spectrum of the human eye, and are substantially non-absorbing with respect to incident light having wavelengths within the response spectrum of color xerographic copying machines. The document includes two types of ink particles deposited on a substrate, with the types of ink particles having different, non-uniform spatial distributions over the background field, and at least a first type being substantially non-absorbing with respect to light in the response spectrum of a color copier.

Abstract: A document with a background printed thereon which includes a first portion formed of small dots and a second portion formed of larger dots. The larger dots are of a size which is reproduced by a copying machine. The small dots are of a size which is not reproduced by the copying machine. When a copy is made, only the larger dots reproduce so that the copy is readily distinguishable from the original.

Abstract: A document carrier is described comprising a flat sheet of unfilled parchment having one side thereof coated with a cohesive material. The opposite side of the sheet is printed along at least one edge thereof with a filler material. An erroneously encoded magnetic ink character recognition document, or other document such as an erroneously encoded check, to be machine processed is positioned on the cohesive side of the translucent sheet and the latter is subsequently folded over the document with the cohesive surfaces contacting the document to prevent the document from sliding while in the carrier. The document, thus enclosed, is firmly held in position between the folded layers of the parchment by the bonding of the cohesive layers to each other and by the frictional engagement of the cohesive layers with the document; the edge printed with a filler material forms a clear band along the bottom edge of the carrier for receiving encoding magnetic ink.

Abstract: A document carrier is described comprising a flat sheet of unfilled parchment having one side thereof coated with a cohesive material. The opposite side of the sheet is printed along at least one edge thereof with a filler material. An erroneously encoded magnetic ink character recognition document, or other document such as a multilated check, to be machine processed is positioned on the cohesive side of the translucent sheet and the latter is subsequently folded over the document with the cohesive surfaces surrounding the document mating to encase the document. The document, thus encased, is firmly held in position between the folded layers of the parchment by the bonding of the cohesive layers to each other; the edge printed with a filler material forms a clear band along the bottom edge of the carrier for receiving encoding magnetic ink.

Abstract: A pocket-sized checkbook adapted to a register-type checkbook cover for simultaneously recording a checking transaction automatically while a check is being written. A plurality of vertically-offset, overlapping checks are removably attached to a checkbook having a back flap adapted for insertion into a pocket of a register-type checkbook cover. A record sheet is also removably attached to the checkbook for insertion beneath the particular check being written and on top of the remaining unused checks. The record sheet has vertically arranged spaces disposed beneath and corresponding to selected spaces on the face of the checks for duplicating certain information written thereon and computing a balance. A pressure sensitive medium associated with the checks and record sheet transfers the information written on the check to the record sheet, while a separate memo portion of the record sheet may be provided for recording additional information.

Abstract: A bank check includes a secret alphanumeric code designation known only to the correct payee which is covered with a light-impervious cover having a light-sensitive material micro-encapsulated in the surface adjacent to the surface of the bank check. The light-sensitive material is released in a predetermined pattern by pressure exerted against the combination of the cover and the check so that whenever the cover is removed, the light-sensitive material is exposed and the pattern becomes visible to thereby make premature removal detectible.

Abstract: A method of preparing and maintaining accurate and useful records for use in preparing tax records in which indicators corresponding to predetermined categories of intelligence are marked on a bank check for later indexing by category in response to visual inspection of the marked indicator on the check.

Abstract: A data bearing card having a magnetizable, transparent, colorless coating thereon is disclosed. The coating can comprise a transparent, colorless plastic matrix containing a dispersed particulate crystalline phase. The dispersed phase is prepared by mixing 20-60% of a rare earth compound containing a colorless ferromagnetic ion such as gadolinium with 0.1-5% of titanium dioxide or zirconium oxide, 0.05-2.5% of an inorganic fluoride salt and the balance up to 100% of a glass forming matrix such as inorganic borates. The mixture is heated above its melting point to form a homogeneous melt and subsequently crystallized. The resulting crystalline product can be ground to any desired particle size for dispersion in the transparent plastic matrix.In general, the coating composition is useful in all applications where magnetic coatings are presently used.

Abstract: A system for preventing unauthorized cashing of Travelers Checks or the like negotiable instruments, wherein such a check has a space for an initial comparison signature and a space for a payee signature at the time of cashing, comprises a label arrangement that is affixed over the initial signature by the seller of the check so as to sealingly overlie and completely conceal the initial signature. Such label arrangement includes a transparent plastic tape strip that has an adhesive underside protected by backing strips which are removed by the seller of the check so that the tape strip can be fixedly superimposed on the face of the check over the initial signature.