Abstract: Aspects described herein may allow for a payment card assembly including a payment card having a first surface, an opposed second surface, and an aperture extending through the payment card from the first surface to the second surface. An insert may be removably received in the aperture. Each of a plurality of identification elements may be configured to be removably received in the aperture and have an identification characteristic different than an identification characteristic of each of the other identification elements.

Abstract: Various embodiments herein each include at least one of systems, methods, data structures, and software for document image processing within a device such as a retail scanner. One such embodiment, in the form of a method, includes receiving a document image from an imaging device of a scanner and determining a type of the document represented in the document image. The document image may then be processed to obtain document metadata and the document image and metadata representative of the document metadata and document type are added to a data structure. This method may further include adding transaction-related metadata to the data structure. The data structure may then be stored on the scanner, transmitted via local communications link to a host device, transmitted via a network to a database for storage, or transmitted via a network to another system for one or both of processing and storage.

Abstract: Security token (20) comprising: a substrate (21) and; an authentication element mounted to the substrate and formed from a solid material containing one or more minerals. Furthermore, a security token authenticator and method comprising: an optical detector arranged to generate a signal in response to an interaction of light with an authentication element within a security token, the authentication element formed from a solid material containing one or more minerals; and a processor configured to: compare the generated signal with a previously obtained signal from the authentication element; and provide an output based on the comparison.

Abstract: A security element including substrate on which is disposed: in first area, a first optically variable device including a diffractive or reflective relief structure and reflection enhancing material following contours of relief structure; and, in second area, a second optically variable device including an iridescent amplitude interference material. First optically variable device is constituted by a plurality of sub-areas arranged in cyclically repeating sequence along predetermined direction of the security element, the plurality of sub-areas collectively forming first area.

Abstract: Provided are diffraction structure transfer foil that further improves usefulness of the diffraction structure transfer foil in authenticity determination by allowing a greater variety of diffracted-light patterns to be observed, and a forgery prevention medium using the diffraction structure transfer foil. The diffraction structure transfer foil (21) includes a transfer foil substrate (1), a peeling-off protective layer (2) that is laminated on one surface of the transfer foil substrate (1), a laminated body for diffracted-light delivery (13a) that is laminated on the peeling-off protective layer (2), and an adhesive layer (9) that is laminated on the laminated body for diffracted-light delivery (13a). The laminated body for diffracted-light delivery (13a) includes a diffraction structure forming body in which a plurality of diffraction structures (4 and 7) are formed, and a reflective layer (5a or 8a) that is formed in accordance with each of the plurality of diffraction structures (4 and 7).

Abstract: Systems and methods for differentiating the spectral response of various optical coatings between a transmitter and receiver. The system is effective in determining if an optical coating produces an authorized spectral response for determining if a product having that optical coating is authorized to be used with another product.

Abstract: A security document precursor including one or more lamellae provided with two or more holes near a perimeter edge surface of the precursor, wherein the holes perforate the largest surface of the one or more lamellae, and wherein at least one of the holes is filled with a colored material which differs in color from at least one of the one or more lamellae, such that the colored material is visible from a direction perpendicular on the perimeter edge surface; wherein at least one of the one or more lamellae is transparent or translucent: or wherein at least one of the one or more lamellae is opaque and the opaque part of the at least one of the one or more lamellae between the perimeter edge and the hole filled with a colored material has been removed. A security document and a method of preparing the security document precursor are also disclosed.

Abstract: A system and method for issuing electronic vouchers representing value. An issuing server generates an eVoucher that a recipient may use to purchase goods and services from a merchant's e-commerce Web site. The eVoucher includes an image, such as a corporate logo, that identifies the issuing merchant. Nonimage data, such as a unique identifier for the eVoucher and encrypted arbitrary text, is embedded in the eVoucher image and is used to track the use of the eVoucher and to verify its authenticity.

Abstract: A portable data carrier (1) includes a carrier (2) which has a first graphical representation (3) and a second graphical representation (4). The second graphical representation (4) is better protected against tampering than the first graphical representation (3). In addition, the second graphical representation (4) is configured as a reference for detecting tampering with the first graphical representation (3). Only a partial area (5) of the first graphical representation (3) laterally overlaps with the second graphical representation (4) and there is no lateral overlap between the first graphical representation (3) and the second graphical representation (4) outside the partial area (5).

Abstract: A system and method for issuing electronic vouchers representing value. An issuing server generates an eVoucher that a recipient may use to purchase goods and services from a merchant's e-commerce Web site. The eVoucher includes an image, such as a corporate logo, that identifies the issuing merchant. Nonimage data, such as a unique identifier for the eVoucher and encrypted arbitrary text, is embedded in the eVoucher image and is used to track the use of the eVoucher and to verify its authenticity.

Abstract: An identification card of plastic, for example PVC or polyester, is introduced, in which tactile symbols in the form of foamed relief structures are clearly visually perceivable. The symbols are outlined by a contour achieved by discoloration of the plastic.

Abstract: Pasty ink for the engraved steel die printing process, having a viscosity value above 3 Pa·s, preferably above 5 Pa·s at 40° C., and comprising an infrared absorbing material, wherein said infrared absorbing material is a transition element compound whose IR-absorption is a consequence of electronic transitions within the d-shell of transition element atoms or ions.

Abstract: Techniques for providing cost effective and tamper evident prepaid card packaging are described. By forming a cutout in a panel of the prepaid card packaging, covering the cutout with a material such as red glassine, and aligning an activation bar code or other indicia on the card with the cutout when mounting the card within the packaging, the security of the activation indicia can be better maintained. After purchase, the bar code can be scanned through the red glassine but prior to purchase, the red glassine prevents photocopying.

Abstract: Unique labels for security or identification purposes, methods of making the labels and uses for the labels are described herein. The label is formed from one or more crystalline materials, optionally in combination with a non-crystalline material, or from a combination of polymers, and has a unique, detectable pattern. In one embodiment, the label is formed from a crystalline material, preferably a metallic material, which naturally contains a unique grain structure, with unique reflective properties. In a preferred embodiment, the label is formed of a metallic material that has been recrystallized to enlarge the size of the grains so that they are visible to the unaided human eye.

Abstract: A control method and system provides coded access to a system by acquiring account identification data corresponding to a combination of a plurality of symbols. The account identification data is transmitted, for example to a remote server, to correlate the account identification data against an account database to evaluate corresponding account information. Based on the account information, access to the system may be controlled.

Abstract: The invention relates to a value document, in particular a bank note, having a value document substrate and different feature substances for checking the value document. According to the invention, a first feature substance is incorporated into the volume of the substrate of the value document, and second and third feature substances are applied to the value document substrate in a printing ink jointly and in the form of a coding. The second feature substance is formed by a luminescent substance, and the third feature substance by a material absorbent in a special spectral range. The two substances are used for the value recognition of different user groups.

Abstract: Disclosed is a birefringent marking material comprising a vehicle for the marking material and birefringent nanoparticles having an average particle size of less than about 700 nm. The birefringent marking material, such as an ink or a toner, can be used to provide a security marking on or in an item, thereby enabling authentication of the item containing the image formed using the birefringent marking material.

Abstract: A transaction product includes a support member, an electrical circuit, a button and an account identifier. The support member at least partially depicts a measurement device. The electrical circuit is coupled to the support member, and the button is in communication with the electrical circuit such that user interaction with the button activates the electrical circuit causing the electrical circuit to automatically indicate a reading of the measurement device. The account identifier links the transaction product to an account or record and is machine readable. Other cards, products, assemblies and methods of using such cards, products and assemblies are also disclosed.

Abstract: A value document, in particular a bank note, has a value document substrate and at least one feature substance for authenticity recognition and at least two different feature substances for checking the value document. First and second feature substances are present on or in the value document substrate in the form of mutually independent codings which render, at least partly, the same information, e.g. statement of value, currency, etc.

Abstract: This is a method to create 3-dimensional images from a 2-dimensional image. This Method utilizes various pieces of paper produced within the process and a method of attachment all together with layering and spacing in 3-dimensions to create a final piece of artwork which is 3-dimensional. Among other uses the end product of this method can be used as a free standing work of art which can be matted and framed and placed either hanging or attached to a wall or other surface or placed on an easel or other tripod mechanism for free standing on a table or floor or other surface.

Abstract: An overlay is provided which can be adhered over the front and/or rear faces of a transaction card (e.g., a credit card) to protect it from wear, and also to lend it a personalized appearance. The overlay is preferably defined by transparent film having window portions that may be situated over important card indicia (such as card numbers, signature panels, and the like), and printed portions that may rest over and maskless critical regions of the transaction card, and which may bear images and/or text for personalizing the transaction card. The overlay is preferably provided with an adhesive rear face and a peelable backing so that a cardholder may peel the overlay from the backing and apply it to a transaction card.

Abstract: The invention disclosed herein represents a means for increasing the gripability of a credit-card-sized card. Specifically, dimples raised from, indented in, or embossed in a credit-card-sized card are arranged to from a tread on the front or back of a card. This tread allows fingers to more easily grip a credit-card-sized card for ease of handling or removal from a wallet or carrying case. Moreover, the means disclosed does not interfere with various means such as magnetic stripes commonly used to store encoded information on credit-card-sized cards.

Abstract: The invention concerns an anti-counterfeiting marker for providing variable entries (19) and for fixing them on a support (18) to be marked comprising: a sheet-like core (1) having at least a first colored effect (21), visible when illuminated by a predetermined light, and on the reverse side of the core (1), a brittle thickness (3) having a printing surface (4) designed to be damaged and peeled off the core (1) when scratched or erased in an attempt to counterfeit the variable entries (19), and including at least a second coloured effect (22) visible on the side of the printing surface (4) at least when illuminated by said predetermined light, and designed, by combination with the first colored effect (21), to produce a third colored effect (23). The invention also concerns the method for using such a marker and to the resulting marked medium.

Abstract: According to the present invention, there is provided a laminated composite including an optical layer having a light reflectivity, and a latent image formation layer containing a liquid crystalline polymer material and provided on one of major surfaces of the optical layer, wherein the latent image formation layer includes at least one oriented portion in an orientation state and at least one non-oriented portion in a non-orientation state, and the oriented and non-oriented portions constitute a latent image which is unrecognizable by a direct visual observation and recognizable by a visual observation through a polarizing member. Also, according to the present invention, there is provided an information recording medium and a member of imparting a forgery-preventing characteristic including such a latent image formation layer.

Abstract: The invention discloses form constructions and methods of making form constructions comprising a substrate having a printable surface portion and a sticker. In preferred embodiment the sticker is a face adhering validation sticker and/or the form substrate comprises a cutout with the viewing surface of the sticker releasably attached to the perimeter of the cutout and exposed through the cutout.

Abstract: A protective sleeve for the placement of credit cards or other cards bearing magnetic strips and bar codes on a rear surface of the cards is presented to place such card into the protective sleeve to prevent damage to the bar code and the magnetic strip attached to the cards, the sleeve having a front clear portion for the visual identification of the front of the card and a rear portion having a thin non-conductive metallic strip imbedded on the rear portion coinciding with the location of the magnetic strip on the card, and a smooth fabric portion coinciding with the location of the printed bar code on the card, the bar code and magnetic strip being generally provided on the rear surface of the card.

Abstract: A wallet card adapted for use in reading externally stored information includes a transparent, substantially non-foldable semi-rigid base. The semi-rigid base comprises a magnifying lens. One or more lights are disposed in the card base to provide illumination.

Abstract: A data package assembly includes at least one data card having a first substrate with opposite faces, and indicia correlated with a prepaid account. A package has a second substrate separate from the first substrate, the data card being detachably connected to the second substrate. Personal identifying indicia correlated with the account are concealed by the package. In addition, first account verification indicia on the card, and second account verification indicia on the package, both different from the personal identifying indicia and both correlated with the same account, are visibly exposed, the package including an aperture visibly exposing the first account verification indicia.

Abstract: Methods of creating tamper resistant informational articles and related products are disclosed. In one embodiment, a lens has a preformed transparent hologram, metallized portions are provided and may be altered through selective application of heat to predetermined parts thereof to create information which may be fixed or variable. Printing may be provided on the hologram before metallizing. A base portion underlies the metallized layer. In yet another embodiment of the invention, an opaque base portion has a hologram formed in the upper surface thereof with portions of the hologram being made readily visible by partial metallization covering only portions of the hologram with or without information provided as by printing overlying or underlying portions of the metallized sector or both. A transparent overlying lens is secured in overlying relationship. Metallizing may be such as to permit viewing underlying hologram portions or information or not. A corresponding method is provided.

Abstract: A security device comprises an optically variable effect generating structure (3,4). An obscuring layer (7) is located, in use, between the optically variable effect generating structure and a substrate (8) to which the device is secured. A color layer (6) is also included which exhibits one or more predetermined colors when viewed under certain viewing conditions from the side of the device remote from the obscuring layer. The obscuring layer (7) is substantially opaque under the said certain viewing conditions.

Abstract: An article holder includes a card body with one or more panels covering article receiving pockets formed within a core member. The holder may also be provided with an embossing zone for receiving embossed alpha numeric indicia as typically provided in transaction cards, and/or an electronically readable zone containing electronically readable media separate from an article holder zone. In a preferred form the holder may be provided with an adhesive surface covered by a removable strip. The strip may be removed from the adhesive to permit attachment of an identification card to the holder.

Abstract: A flat flexible and imperforate mirror which is conveniently designed and sized to fit anywhere a credit card can be stored is disclosed. The mirror has a substantially flat rectangular body, a front reflective layer and rounded edges. An indicia bearing layer is applied to the opposite side of the body from the reflective layer.

Abstract: A data package assembly comprises a substrate which includes a panel portion and a data card portion detachable from each other. The data card portion has an exposed face and a concealed face on opposite sides of the substrate, with personal identifying indicia on the concealed face correlated with a prepaid account. The data card portion is folded into an overlapping relationship with the panel portion so that the panel portion faces the concealed face of the data card portion and thereby conceals the personal identifying indicia without requiring folding of the panel portion. The data card portion is detachably retained in overlapping relationship with the panel portion, at least a major portion of the exposed face of the data card portion being visibly exposed.

Abstract: A business form incorporates an improved multi-layer integral card utilizing microperforations to form ties which retain the card during machine handling and printing. The method employs a flexible steel die or engraved die cylinder with microperforations. The die penetrates all layers but the bottom laminate and the microperforations form ties to secure the card until removed for use. The combination and method of forming allows convenient removal of the card by an end user with edges on the removed card being smooth to sight and touch.

Abstract: Proposed is a value-bearing document in which the carrier is provided with a window-like opening which is closed by a cover foil which is transparent at least in a region-wise manner, wherein particularly in the region of the window-like opening, the cover foil can be provided with additional security features, for example diffraction structures.

Abstract: The invention concerns a printed valuable document with at least one authentication feature in the form of a luminescent substance based on a host lattice doped with at least one rare earth metal. The host lattice largely absorbs in the visible region of the spectrum, is excitable at least in parts of the visible region of the spectrum and transparent at least in partial areas of the IR spectral region. The luminescent substance is present in the volume of the valuable document in such a concentration that the characteristics of the valuable document just remain unimpaired. The rare earth metal concerned is thulium.

Abstract: The invention relates to a printed valuable document with at least one authenticity mark in the form of a luminescent substance based on a host lattice doped with at least one rare earth metal. The host lattice largely absorbs in the visible region of the spectrum and is excitable in the visible region of the spectrum, and is transparent in at least parts of the IR spectral region. The rare earth metal is holmium. The luminescent substance is present in the volume of the valuable document in such a concentration that the properties of the valuable document just remain unimpaired.

Abstract: The invention concerns a printed valuable document with at least one authentication feature in the form of a luminescent substance based on a host lattice doped with at least two rare earth metals. The host lattice largely absorbs in the visible region of the spectrum, is excitable in large parts of the visible region of the spectrum and transparent at least in partial areas of the IR spectral region. The luminescent substance is present in the volume of the valuable document in such a concentration that the characteristics of the valuable document just remain unimpaired. The rare earth metals concerned are thulium and holmium.

Abstract: A data package assembly includes at least one data card having a first substrate with opposite faces, and indicia correlated with a prepaid account. A package has a second substrate separate from the first substrate, the data card being detachably connected to the second substrate. Personal identifying indicia correlated with the account are concealed by the package. In addition, first account verification indicia on the card, and second account verification indicia on the package, both different from the personal identifying indicia and both correlated with the same account, are visibly exposed, the package including an aperture visibly exposing the first account verification indicia.

Abstract: A transactional control system, a promotional system, and a redemption system including a set of a card and a removable and reusable label. The removable and reusable label having a first side printed with indicia thereon, and a second side coated with a reusable adhesive layer suitable for affixing the label to either a first or a second planar side of the card. The label, printed with a registration indicia thereon, can be removed from the transaction card without leaving residue on the card and can be affixed to a registration form for registration of a holder of the transaction card. Alternatively, the label printed with a redeemable coupon indicia thereon, can be removed from a promotion card and affixed to a transaction receipt for associating a particular transaction with the redeemable coupon. In another embodiment the label is printed and scored to form individually removable segments which can be removed from the redemption card and redeemed.

Abstract: The invention broadly comprises a multi-ply integrated label form including a first ply having an upper side and an underside and having a first die cut window and a second die cut window, and also having an integral marginal feed strip along a first edge of the first ply and a detachably secured marginal feed strip along a second edge of the first ply, where the first edge and second edge are parallel to one another; a second ply having a label portion, a card stock portion adjacent to and detachably secured to the label portion, a marginal strip portion adjacent to and detachably secured to the card stock portion, and a marginal feed strip portion adjacent to and detachably secured to the marginal strip portion, each of the label portion, card stock portion, marginal strip portion, and marginal feed strip portion having an upper side and an underside, the underside of the label portion and of the marginal strip portion being coated with an adhesive, wherein the first ply is removably secured to the second p

Abstract: The invention concerns a printed valuable document with at least one authentication feature in the form of a luminescent substance based on a host lattice doped with at least one rare earth metal. The host lattice largely absorbs in the entire visible region of the spectrum, is excitable in large parts of the visible region of the spectrum and at least partially transparent in at least the wavelength range between 0.8 &mgr;m and 1.1 &mgr;m. In addition, the host lattice contains chromium as an absorptive substance in such a concentration that amplification of the emission by the luminescent substance takes place. The rare earth metal emits in the wavelength region between 0.8 &mgr;m and 1.1 &mgr;m.

Abstract: A data package assembly includes at least one data card having a first substrate with opposite faces, and indicia correlated with a prepaid account. A package has a second substrate separate from the first substrate, the data card being detachably connected to the second substrate. Personal identifying indicia correlated with the account are concealed by the package. In addition, first account verification indicia on the card, and second account verification indicia on the package, both different from the personal identifying indicia and both correlated with the same account, are visibly exposed, the package including an aperture visibly exposing the first account verification indicia.

Abstract: The authenticity attribute for an object to be protected is formed by an elongate profile which produces characteristic oscillations upon scanning with the edge or the tip of a scanning object.

Abstract: The invention relates to a security marking label for a transparent support such as the windshield of a motor vehicle. The label comprises information specific to the marked support. The label is comprised of a complex formed of two superimposed elements between which is interleaved a marking element, at least one of said elements having a layer appropriate to provide for the binding of the transparent support and at least one of said elements comprising a diffraction network.

Abstract: An ophthalmological laser surgery system having a laser, associated elements for delivering an optical beam from the laser to a patient eye location, a control unit for controlling the operation of the system and a system input/output device, is enabled by a patient data card. The data card originally contains both patient background and system control information, which is transferred to the control unit via the input/output device. During system operation, newly generated information, such as laser beam power, is stored in the data card to provide an independent record of the surgical procedure actually performed. After one use, the data card is invalidated to prevent further use.

Abstract: A packaged data card assembly includes at least one data card having a first substrate with opposite faces and personal identifying indicia on one face correlated with a selectively activatable account. The assembly also includes a package comprising at least one panel having a second substrate separate from the first substrate, the data card being detachably connected to the panel so that the personal identifying indicia on the card are concealed by the panel. Account activation indicia are on the package in an exposed location, such activation indicia also being correlated with the account. Preferably, first account verification indicia are provided on the data card and second account verification indicia are provided on the package, both different from the personal identifying indicia on the card and both correlated with the same account.

Abstract: A cleaning card for cleaning the magnetic heads of magnetic card readers is disclosed. As the card is pushed through the reader, the magnetic head protrudes through the card and then as the card continues to move the sides of the hole in the card scrub both sides of the head effectively removing dirt.

Abstract: An information storage medium has a base portion and a code storage portion. The code storage portion is disposed on the base portion and contains an infrared absorber which absorbs substantially only infrared rays within a narrow wavelength band. If a real information storage medium is produced like that, subject mediums are judged real or not by a method includes the steps of emitting rays to the subject medium, receiving rays reflected from the subject medium, detecting a first reflectance at the peak absorption wavelength and a second reflectance at a comparison wavelength near the peak wavelength, and judging if the subject medium is real or not. The rays at the comparison wavelength are not very much absorbed by the absorber.

Abstract: A method for deterring forgeries and authenticating signatures placed on any document or other object (collectively “Item”) is disclosed. A first two dimensional bar code or forgery-proof diffraction grating pattern or similar information bearing medium (Electronic Fingerprint or “EF”) is issued to a person whose signature is being protected (“Principal”) by a central registrar (“CR”). A personal identification number (“PIN”) which has been assigned by the CR to the Principal is encoded on the EF. The PIN remains constant and is encoded on all EFs distributed to the Principal.