Abstract: A system for validation of healthcare provider bills includes obtaining an image of the bill on a mobile device which uses optical character recognition to resolve the patient, provider and amount due as alphanumeric characters. This collection of data is cross-referenced against an explanation of benefits (EOB) generated by a third-party administrator which relays the portion of the healthcare provider bill covered by insurance versus what is the patient's responsibility. The EOB and provider bill are validated against each other so the patient can make payment in an accurate amount.

Abstract: The disclosed embodiments provide tools for multi-broker order routing based on net position at a broker. The net position of a user at a broker to receive a portion of a trade order is considered when allocating the quantity for the trade order to multiple brokers.

Abstract: The disclosed embodiments relate to implementation of a transaction processing system having improved equity among the communications paths between the ingress/egress points of the trading system network, where electronic data transaction messages originated from, or are destined, for different sources/destinations, effectively enter or exit the trading system, to/from the transaction processing component thereof, i.e., the match engine, market data feed generator, where those messages are ultimately processed and outbound messages reflective thereof are generated. The disclosed embodiments attempt to compensate for variances in latencies as between different network communications routes between the electronic ingress/egress points of the electronic trading system and the internal processing components which implement the functions of the trading system.

Abstract: A method for providing insights based on merchant bidding includes: storing a plurality of transaction data entries, each including a merchant identifier and transaction data; receiving merchant bids, each being received from a different merchant and including a bid amount and corresponding merchant identifier; identifying a transaction metric based on the transaction data included in each transaction data entry; identifying a propensity to transact for each corresponding merchant identifier based on the transaction data included in each transaction data entry that includes the respective corresponding merchant identifier; determining a winning bid of the plurality of merchant bids based on a combination of the propensity to transact for the included corresponding merchant identifier and the included bid amount; and transmitting the account identifier included in the account profile to the merchant from which the winning bid was received.

Abstract: A system for adaptable trend detection for component condition indicator data includes a sensor operable to measure an operating condition of a vehicle and generate a sensor signal associated with the operating condition and a data server operable to acquire a current condition indicator of a condition indicator set according to the sensor signal, and to determine whether a trend in the condition indicator set is indicated according to at least the current condition indicator, at least one previous condition indicator of the condition indicator set and a volatility of at least a portion of the condition indicator set. The data server is further operable to provide an alert in response to determining that the trend is indicated.

Abstract: The disclosed embodiments relate to determining a listing date, an expiration date and the cash settlement price of a futures contract, i.e. a Treasury Futures, for the delivery of the most recently issued, referred to as an on-the-run, US treasury Note of a particular maturity by reference to the U.S. Treasury Auction cycle and the difference between a resultant industry surveyed swap rate and a resultant industry surveyed swap spread of the respective tenors (time remaining until maturity) of the on-the-run treasury futures.

Abstract: Disclosed are methods, systems, and non-transitory computer-readable medium for managing transactions by consolidating associated transactions. For instance, a method may include receiving transaction information for a transaction. The transaction information may include an identifier and a transaction amount associated with the transaction. The method may further include comparing the transaction amount to a threshold to determine whether the transaction amount is equal to or above the threshold, or whether the transaction amount is below the threshold. The method may include, in response to determining that the transaction amount is below the threshold, obtaining pending transaction information, analyzing the pending transaction information to determine whether there is at least one associated transaction associated with the transaction, and performing at least one processing action to resolve the transaction.

Abstract: A technique for using machine logic to configure power supply units in a data center including: (i) receiving cost information for multiple power grids that includes expected cost information for a time period; (ii) receiving usage information for multiple data center loads in a data center that includes expected electrical power usage for the data center loads; (iii) determining a target power information set, based, at least in part, on the cost information and the usage information, with the target power information set, for the time period, including a target power amount respectively corresponding to each power grid; and (iv) determining a power supply unit configuration scheme so that, when operating under the power supply unit configuration scheme, each power grid will supply, at least approximately, its respectively corresponding target power amount.

Abstract: Various aspects of the invention relate to creating a process and system that manages integration of securitization elements into tradable stocks, trading and execution of the stocks, and the generation of the underlying instruments that link a Talented Person's earning potential backed by one or more insurance policies to a tradable stock. The tradable stock itself is a unique technologically based digital object. The digital object is configured to encode various elements of the Talent's profile, encode securitization elements, and encode ownership and/or encode transaction histories within the digital object. The encoding is configured such that any owner, purchaser, or other party can validate the digital object based on the included encoding. Further, records of digital stock information and digital stock transactions can be distributed to users of the system via distributed ledger technology.

Abstract: A clearinghouse computing device may be configured to generate a margin requirement for a portfolio of financial products and may include a processor to process instructions that cause the clearinghouse computing device to retrieve a plurality of pricing records from a historical pricing database, process the plurality of pricing records to generate rolling time series pricing records for at least one financial product having a plurality of dimensions, reduce the number of dimensions from a starting dimension to a reduced dimension, perform variance scaling and correlation scaling on the reduced dimension rolling time series pricing records, and generate a margin requirement based on a value-at-risk calculation.

Abstract: There is provided a gesture-based GUI (system, method, etc.) to facilitate input of numerical data using a continuous swipe gesture. A gesture-based I/O device displays a GUI presenting a gross number and a gross number control to initially define a specific number for further defining with specificity. In response to a first gesture (hard click or pause) interacting with the gross number control, the specific number is initially defined as the gross number and a finer number control is presented to refine the specific number. In response to a continuous swipe gesture continuing from the first gesture and interacting with the finer number control, the interface further defines the specific number with finer specificity where a quantum varies in response to a direction and distance of the continuous swipe. Successive finer number controls may be also be presented to refine the specific number by continuing the swipe.

Abstract: A vehicle includes a traction control system. The vehicle includes a controller configured to indicate, on a display, a recommended speed based on a precipitous deposit, a temperature, and a speed limit, and activate the traction control system before the vehicle crosses the vector. The indication and activation may be responsive to an expected route of the vehicle crossing the expected precipitous deposit of a weather prediction vector received from a source offboard the vehicle.

Abstract: A method, system and computer-usable medium for performing a risk score volatility reduction operation, comprising: collecting event data associated with user behavior of a user; generating a scoring interval risk score for the user for a current risk scoring interval; and, processing the scoring interval risk score of the current risk scoring interval with a scoring interval risk score from a prior risk scoring window to provide a scoring window risk score, the scoring window risk score reducing volatility of a risk score associated with the user.

Abstract: A variety of user interfaces, systems and methods are provided for traders of commodities, futures contracts, derivatives, stocks, etc. A user interface may have two display modes, locked and unlocked. In the locked mode, some or all of the data fields (price, bids, offers—optionally bids and offers not exposed to the market) are locked. In the unlocked mode, all the data fields, including the price column, are dynamically updated. In a second embodiment, a price column is divided such that prices above the market are in a first column and prices below the market are in a second column to reduce the number of columns required to show bids, offers and prices. Optionally, the trader's bids and offers not exposed to the market can be shown in columns adjacent to the market bids and offers. In a third embodiment of the invention orders are cancelled if the market changes within a short period of time before the order is placed and the change does not benefit the user.

Abstract: A mobile device that includes an ownership token application program receives user input indicative of a first authentication factor associated with an ownership token bound to an Internet of Things (IoT) device. Responsive to detecting the IoT device in close proximity, the mobile device may obtain a second authentication factor and an IoT device identifier from the IoT device. The mobile device may then provide the obtained factors as authenticating credentials to a token server via a trust application program interface (API). After the server authenticates the mobile device, the server may send the token to the mobile device thereby transferring ownership rights, including access rights, to recipient. The application program and/or the trust API may be configured for one-time access wherein, after the token has been transferred to the mobile device. The discrete electronic device may comprise an Internet of Things (IoT device) that supports wireless, near field communication.

Abstract: An authentication system and method of use thereof are provided to authenticate a user involved in a transaction. The system comprises a communications interface configured to receive a one-time code generated by an electronic device, wherein the one-time code is generated by an electronic device responsive to successful verification of biometric information at the point of use of the electronic device, and one or more processors configured to retrieve account information associated with a user of the electronic device, wherein the account information is retrieved in response to receiving the one-time code, and to use the retrieved account information to access account identifying information or identifying information associated with the user of the electronic device.

Abstract: A method for autonomous fund management including the steps of selecting a certain number of securities to create a first group of securities from a publicly traded index, discarding securities from the first group based on filter criteria to create a second group of securities, categorizing the securities from the second group of securities to assign the securities to different industry sectors, grouping a predefined number of the categorized securities into a number n of security pools, such that each security in a same security pool is categorized to a same industry sector, and trading securities within the security pools, such that a first quantity of a first security within a pool is sold and a second quantity of a second security within the pool is purchased when a trade trigger is met, the trade trigger including an event when a ratio between a price of the first security and a price of the second security meets a predefined threshold.

Abstract: A method of managing bets is provided. The method includes receiving one or more bets. Each bet comprises a selection of a first number of events selected from a group of events, a selection of a respective participant for each of the first number of events selected and a bet amount. The method also includes combining each bet amount to form a betting pool and determining an amount of a total payout based at least in part on the betting pool.

Abstract: A hybrid cross-margining system is disclosed. The disclosed provides for both joint accounts, maintained by multiple exchanges, as well as non-joint accounts, whereby the system recognizes both intra-account offsets within the joint account and inter-exchange offsets between the joint account and accounts maintained by another exchange to minimize the margin requirement of the associated market participant with respect to the positions reflected in these accounts.

Abstract: An authentication system and method of use are provided to enable a transaction involving a first party and a user, the system comprising an electronic device comprising a communications interface and one or more processors. The one or more processors are configured to receive biometric information of the user and generate a one-time code in response to authenticating the user, wherein at least a portion of the one-time code is used to access account identifying information or user identifying information, wherein the communications interface is configured to communicate a signal comprising the one-time code to the first party in order to enable a transaction on behalf of the user, and wherein the received biometric information is verified at a point of use.

Abstract: Systems and methods that provide electronic bidding on digital advertising placed on non-personal digital devices in public or semi-public settings and enable subsequent consumer actions taken on other media channels and devices to be attributed to such advertising in digital ad buying systems.

Abstract: The present disclosure is directed towards methods, systems and apparatuses for providing a human-machine interface and assistant that are particularly useful for financial trading and in researching trading opportunities in marketplaces that are otherwise difficult to research while taking into account a broad context of the query including past queries and specific preferences or restrictions of the user issuing the query. The present disclosure provides tools for interpreting voice queries and iteratively improving, through direct and inferred corrections, the translation and execution of queries for information and trading opportunities.

Abstract: A trading platform and trading method that allows access to additional pools of liquidity is described. Other embodiments are also described.

Abstract: A method and apparatus for publishing market data for a financial instrument utilizes existing network layer acknowledgement feature to publish market data for the financial instrument to a client device at rates in which the client device is able to process the data. The publishing rate is dynamic, as opposed to being fixed, and is able to adjust “on-the-fly” so as to prevent message queue stagnation.

Abstract: Onboard need for data is determined based on a vehicle process requesting data. A request for the data is wirelessly communicated directly to other vehicles in local wireless communication. A price for the data is negotiated, and the data is received, responsive to sending an agreement to pay the negotiated price.

Abstract: A system and method including a mobile application installed on a mobile device and configured to authenticate a merchant represented by a unique identifier, determine a position of the mobile device while the mobile device is co-located with a transaction terminal of the merchant, communicate the position to a portal to associate the position with the unique identifier and to receive an account number, and provide the account number to generate an authorization request on the transaction terminal. The authorization request includes a terminal identifier of the transaction terminal. When the authorization request generated using the account number is detected, the association between the account number provided to the mobile application and the location received from the mobile application is replaced with the association between the terminal identifier extracted from the authorization request and the location.

Abstract: This disclosure provides systems and methods for prevention of manipulation and gaming in electronic intraday auctions. The system includes using at least one processing device for obtaining orders related to an asset from an electronic trading system. The system includes using at least one processing device for identifying a value for the asset to be used during an intraday auction involving the asset. The identified value is based on a detected order cross within the orders. The value is identified and set prior to the intraday auction. The value is located within a best bid and best offer spread (BBO) band. The system includes using at least one processing device for initiating the intraday auction involving the asset based on the identified and set value and the detected order cross. Changes to the BBO band during the intraday auction do not affect the identified and set value.

Abstract: The disclosed systems and methods relate to allowing trading of over the counter (“OTC”) foreign exchange (“FX”) contracts on a centralized matching and clearing mechanism, such as that of the Chicago Mercantile Exchange's (“CME”'s) futures exchange system (the “Exchange”). The disclosed systems and methods allow for anonymous transactions, centralized clearing, efficient settlement and the provision of risk management/credit screening mechanisms to lower risk, reduce transaction costs and improve the liquidity in the FX market place. In particular, the disclosed embodiments increase speed of execution facilitating growing demand for algorithmic trading, increased price transparency, lower cost of trading, customer to customer trading, and automated asset allocations, recurring trades as well as clearing and settlement efficiencies.

Abstract: Disclosed herein are systems, methods, and software to generate automated meeting permissions based on properties associated with a meeting. In an implementation, a method of operating a meeting publishing system to generate meeting publishing permissions includes identifying a request to record a meeting between a plurality of participants. The method further includes determining meeting properties associated with the meeting, generating permission for accessing a recording of the meeting based on the meeting properties, and initiation a recording system to provide the recording of the meeting based on the permissions.

Abstract: System and computer-implemented method of permitting or arbitrating encrypted electronic transactions to occur among an intermediary and an author in an electronic data system only when an interaction occurs between the author and a candidate who was exposed by the intermediary to data published by the author. The author publishes criteria about a candidate, and the candidate posts information about the candidate, which is ingested and married to personally identifiable information about the candidate. A score is calculated indicating a correlation between the candidate and the published criteria, and an intermediary exposes the candidate to the criteria, which is tracked. When the candidate completes an interaction with the author, an encrypted transaction is permitted to occur between the author and the candidate through a proxy, without the author knowing the identity of the intermediary who facilitated the introduction.

Abstract: A method and system comprising: receiving, by a master program administrator server from a first asset purchasing entity server, a first asset purchasing entity portfolio report on a periodic basis and from a second asset purchasing entity server, a second asset purchasing entity portfolio report on a periodic basis. Transmitting, by the master program administrator server to a program asset administrator server, the first asset purchasing entity portfolio report and the second asset purchasing entity portfolio report, and a central funding entity collection report based on payment collection from the first asset purchasing entity server and the second asset purchasing entity server. Receiving, by the master program administrator server from the program asset administrator server, an analysis report based and transmitting an action item based on the analysis report.

Abstract: There is described a method of controlling access to IP streaming content by a plurality of receivers. The method comprises the steps of (a) for each receiver in the plurality of receivers, providing that receiver with access to first control information for that receiver to enable that receiver to access a first portion of the content; (b) identifying a receiver from the plurality of receivers as an identified receiver; (c) updating the first control information so as to provide updated control information for each receiver, the updated control information being associated with a second portion of the content; and (d) configuring each receiver to fetch the updated control information for that receiver. For the identified receiver, the updated control information is invalid such that the identified receiver is unable to fully access the second portion of the content. A server configured to carry out the method is also described.

Abstract: A user posting content to a social networking system provides a conversion definition along with the content. The conversion definition identifies a type of interaction associated with the content, such as type of interaction with the content that the user would like to track. After the content is presented to additional users, the social networking system identifies additional users performing the type of interaction with the content identified by the conversion definition. One or more metrics describing the interactions of the type of interaction associated with the content are provide to the user that posted the content.

Abstract: A trading application can receive price and quantity information for tradable objects. The trading application can compute implied price and quantity information for spreads of the tradable objects. Direct and indirect price and quantity information for the spreads can be displayed in a manner that shows the relationship with each other and with the price and quantity information for the tradable objects.

Abstract: Techniques are described by which information needs are satisfied by taking into account a variety of contextual cues that constrain the information searched. Contextual data such as the location, speed, and direction of travel of a mobile device are used to generate or modify a search query in a way that constrains the geographic region being searched to improve the relevance of search results or recommendations provided.

Abstract: A computerized method and system for presenting a user interface is provided. A set of user authentication credentials are received from a first user device, the set of user authentication credentials sufficient to uniquely identify a user of the user device as being registered with a network-based publication system. A first user interface is generated, the first user interface providing a first set of available functions. A unique address associated with a second user interface corresponding to the first user interface is generated, the second user interface providing a second set of available functions, the second set of available functions being different than the first set of available functions and being a subset of the first set of available functions. The unique address is sent to the first user device in a manner that allows the user of the user device to disseminate the unique address to an unregistered user.

Abstract: An enhanced system and method for handling, matching and executing a diverse group of limit-priced orders in an electronic options environment is disclosed. Most of the order types disclosed are automatically repriced and reposted as the NBBO changes to increase their execution opportunities. Market maker entitlements are integrated with the order processing, so that the market maker is guaranteed an allocation of the trade if the market maker is at the NBBO when an order priced at or better than the NBBO is received. Once posted to the order book, the displayed price of an order may be eligible for preferential execution in a market maker entitlement process, regardless of whether the displayed price is original or has been automatically repriced.

Abstract: A method of providing an automated auction for internalization for the purchase or sale of securities or derivatives in an exchange is disclosed. The method may include receiving an order at an electronic trade engine, disseminating a request for price message to at least one user in response to receiving the order, receiving a one-sided response message representative of a participant-type in response to the request for price message, selecting an allocation algorithm from a plurality of allocation algorithms, initiating the selected allocation algorithm and allocating the order according to the participant-type upon termination of the selected auction. The system may include an electronic trading engine configured to disseminate an auction message in response to an order, a database of allocation algorithms, and a trade processor for initiating an auction according the one of the allocation algorithms and terminating the auction upon defined early termination events.

Abstract: Systems and methods for creating a recommendation engine of a process modeling server and automatically comparing tickets by the recommendation engine are disclosed. The recommendation engine may be generated by digitizing a seat map of a venue that characterizes one or more interrelationships between the seats. After creation, the process modeling server receives a notification that a ticket holder's ticket to an event taking place at a venue has been cancelled or become otherwise unavailable. The process modeling server compares one or more attributes of the now-unavailable ticket to one or more rules maintained by a recommendation engine of the process modeling server. The recommendation engine generates one or more substitute ticket alternatives based on the comparison for selection. The recommendation engine may refine the one or more rules over time based on actual customer selection.

Abstract: A payment and financing system can determine whether a merchant is eligible for financing for a particular amount. The particular amount can be determined by evaluating previous financial transactions that were conducted by the merchant and other merchants through the payment and financing system. Once a determination is made that the merchant is eligible for the cash advance, the payment system can send a customized offer for financing in the particular amount to the merchant via a merchant computing device. The merchant can accept the offer for the cash advance by sending an acceptance to the payment and financing system, for example, through a financing interface on the merchant computing device. Upon accepting the offer, the merchant is provided the financed amount, for example, in the form of an electronic deposit in a financial account of the merchant.

Abstract: Approaches presented herein enable optimizing resource allocation to a bid request response based on a cognitive analysis of natural language artifacts. More specifically, a bid request and a plurality of supporting artifacts in a natural language are obtained. A cognitive analysis of the request and supporting artifacts is performed to extract a set of information entities. The extracted information entities are normalized using a lexical-relations based graph database to classify the set of extracted information entities as standardized concepts. A subset of the set of the standardized concepts is identified as a set of parameters corresponding to a set of predetermined variables. Each variable of the set of predetermined variables is weighted according to a likelihood that the variable indicates a relevance of a resource. A probability that a particular resource is relevant is determined based on the weighting and that resource is assigned to the bid request response.

Abstract: A predictive queue control and allocation system includes a queue and a queue control server communicatively coupled to the queue. The queue includes a first and second allocation of queue locations. The queue stores a plurality of resources. The queue control server includes an interface and a queue control engine implemented by a processor. The interface monitors the plurality of resources before the plurality of resources are stored in the queue. The queue control engine predicts that one or more conditions indicate that a queue overflow will occur in the first allocation of queue locations. The queue control engine prioritizes the plurality of resources being received by the queue. The queue control engine may apply a machine learning technique to the plurality of resources. The queue control engine transfers the plurality of resources prioritized by the machine learning technique.

Abstract: Systems and methods are disclosed for distributed file collection and processing. According to certain embodiments, a producer system may detect a producer configuration file that specifies a file type, identify at least one file of the specified file type, and send the at least one identified file to a collector system. A conductor system may receive a request from a consumer system and allocate the at least one identified file to the consumer system based on the request. The collector system may receive the at least one identified file from the producer system. The consumer system may send the request to the conductor system and pull the at least one identified file from the collector system.

Abstract: Techniques are disclosed for dynamically changing a data protection plan based on a risk score. The risk score is continuously or periodically recalculated based on situational factors that are detected from external modules. The situational factors can include natural phenomena such as weather, fire, and seismic activity. The situational factors can include manmade phenomena such as financial conditions, political stability in the region where the data resides, war, terrorist attacks, and the like. The situational factors are retrieved from one or more external modules. The external modules may be IoT (Internet of Things) modules. The external modules are monitored, and as new data from the external modules becomes available, a risk score for stored data is computed. The risk score is then used to select an appropriate data protection plan.

Abstract: Apparatus and methods for a market-based control framework to coordinate a group of autonomous thermostatically controlled loads (TCL) to achieve system-level objectives with pricing incentives is disclosed. In one example of the disclosed technology, a method of providing power to a load via a power grid by submitting bids to a coordinator includes determining an energy response relating price data for one or more energy prices to quantity data for power to be consumed by the load, sending a bid for power for a finite time period based on the energy response to the coordinator, and receiving a clearing price based on: the bid, on bids received from a plurality of additional loads, and a feeder power constraint. In some examples, the energy response is based at least in part on an equivalent thermal parameter model and a control policy indicating one or more power states for the load.

Abstract: A system and method for real-time viewing, ordering, and scheduling deliveries of alcoholic beverages by retailers from databases of updated available inventories from distributors or producers. The system and method also include real-time viewing of alcoholic beverage inventory vacancies of retailers and bidding to file the vacancies by distributor or producers.

Abstract: A method and system for trading securities on a computer-based network. The method and system utilize an ordering module, a graphical user interface, a database module and a matching engine to effect electronic securities trading.

Abstract: In a method of placing a security trade order using a trading algorithm in a computerized trading system, candidate order characteristics of a candidate order are received through a first GUI, and current market characteristics are obtained. Performance and fill rate scores are forecasted for executions of the candidate order by each of a plurality of trading algorithms using a ranking model based on historical data for a plurality of orders previously-executed via one or more of the plurality of trading algorithms, the candidate order characteristics and the current market characteristics. Each of the plurality of trading algorithms are ranked for the candidate order. A highest ranked trading algorithm is selected and is displayed on a second GUI. A selection of one of the displayed highest ranked trading algorithm is received from a user, and the candidate order is placed using the selected trading algorithm.

Abstract: In one aspect, the invention provides an interactive, multi-platform video network. In another aspect, the invention provides a dynamic scheduling method.

Abstract: Real-time order information is published to a server as an order is being placed for a customer and while the order is being fulfilled. The server dynamically pushes in real time the change in state of the order as the order is being fulfilled to a mobile device being operated by the customer.