Including Authentication Patents (Class 705/67)
  • Patent number: 11068578
    Abstract: A system for generating subtokens and/or sets of protocols to be provided to connected devices for use in subsequent transactions is disclosed. A mobile device identifies one or more connected devices via a discovery process. The mobile device may receive transaction information related to transactions to be conducted by the connected devices. The mobile device may, in some cases by communicating with a processing server, identify a parent token and/or a set of protocols related to the transaction information/connected device. The mobile device may subsequently generate a subtoken derived from the parent token based on the set of protocols. The subtoken and/or the set of protocols may be provided to a connected device, which may subsequently conduct a transaction using the subtoken and/or the set of protocols.
    Type: Grant
    Filed: June 3, 2016
    Date of Patent: July 20, 2021
    Assignee: Visa International Service Association
    Inventor: Kelvan Howard
  • Patent number: 11057211
    Abstract: In one embodiment, a method comprises: receiving, by a parent network device providing at least a portion of a directed acyclic graph (DAG) according to a prescribed routing protocol in a low power and lossy network, a destination advertisement object (DAO) message, the DAO message specifying a target Internet Protocol (IP) address claimed by an advertising network device in the DAG and the DAO message further specifying a secure token associated with the target IP address; and selectively issuing a cryptographic challenge to the DAO message to validate whether the advertising network device generated the secure token.
    Type: Grant
    Filed: December 10, 2018
    Date of Patent: July 6, 2021
    Assignee: CISCO TECHNOLOGY, INC.
    Inventors: Pascal Thubert, Huimin She, Patrick Wetterwald, Akram Ismail Sheriff, Eric Michel Levy-Abegnoli
  • Patent number: 11057188
    Abstract: An example operation may include one or more of requesting, by a client, a service that does not require an account registration, providing, by a server coupled to the client, calculation parameters comprising block content for a new block of a blockchain network to the client, calculating, by the client, one or more hashes of the block content while changing one or more nonces in the block, verifying the one or more hashes and nonces of the block content are valid, submitting, by the client, the one or more valid nonces to the server, submitting a valid hash to the blockchain network, and in response receiving a reward from the blockchain network.
    Type: Grant
    Filed: August 19, 2019
    Date of Patent: July 6, 2021
    Assignee: International Business Machines Corporation
    Inventors: Takahide Nogayama, Toshihiro Takahashi
  • Patent number: 11055774
    Abstract: Systems, methods, and computer-readable storage media are provided for authorizing a trading algorithm prior to execution of the trading algorithm. An example method includes receiving a trading algorithm definition associated with a unique identifier and sending the unique identifier to an algorithm server that is operable to execute programming code representing the trading algorithm. The unique identifier may be associated with a trader authorized to execute the programming code. The algorithm server may check the unique identifier prior to execution of the programming code to ensure that the trading algorithm has been authorized.
    Type: Grant
    Filed: April 8, 2011
    Date of Patent: July 6, 2021
    Assignee: Trading Technologies International, Inc.
    Inventors: Jefferson Ale Crist, Daniel Lidor
  • Patent number: 11050782
    Abstract: Systems and methods for providing security to an integrated circuit/processor and the processor cores in an endpoint device using a dynamic security architecture environment (DSAE) are disclosed.
    Type: Grant
    Filed: August 12, 2019
    Date of Patent: June 29, 2021
    Assignee: SECURITY TOGETHER CORPORATION
    Inventors: Anthony Joseph Vargas, Christopher Robert Sharpe
  • Patent number: 11042846
    Abstract: To facilitate conducting a financial transaction via wireless communication between an electronic device and another electronic device, the electronic device determines a unique transaction identifier for the financial transaction based on financial-account information communicated to the other electronic device. The financial-account information specifies a financial account that is used to pay for the financial transaction. Moreover, the unique transaction identifier may be capable of being independently computed by one or more other entities associated with the financial transaction (such as a counterparty in the financial transaction or a payment network that processes payment for the financial transaction) based on the financial-account information communicated by the portable electronic device.
    Type: Grant
    Filed: September 2, 2014
    Date of Patent: June 22, 2021
    Assignee: Apple Inc.
    Inventors: George R. Dicker, Christopher B. Sharp, Ahmer A. Khan, Yousuf H. Vaid, Glen W. Steele, Christopher D. Adams, David T. Haggerty
  • Patent number: 11037663
    Abstract: A system and method is provided to allow access to centralised patient data captured from a medical device across an open network to a third party. The system and method receives the request based upon patient-specific information, checks the request and allows access if the request matches stored information.
    Type: Grant
    Filed: March 11, 2019
    Date of Patent: June 15, 2021
    Assignee: Fisher & Paykel Healthcare Limited
    Inventor: Benjamin Wilson Casse
  • Patent number: 11032087
    Abstract: Examples associated with certificate analysis are disclosed. One example periodically analyzing a secure socket layer certificate chain between a client device and a server device. The client device may perform this periodic analysis. In response to detecting an unexpected certificate in the secure socket layer certificate chain, a responsive action is taken.
    Type: Grant
    Filed: September 30, 2015
    Date of Patent: June 8, 2021
    Assignee: Hewlett-Packard Development Company, L.P.
    Inventors: James R Waldron, Vali Ali, Boris Balacheff
  • Patent number: 11030603
    Abstract: A system, method, and apparatus of authenticating and authorizing a payment are provided. A method includes receiving authentication information gathered by a point-of-sale device from a customer initiating a payment for a transaction via the point-of-sale device; receiving context information gathered by the point-of-sale device; authenticating the customer using the received authentication information; selecting a customer payment profile from a plurality of customer payment profiles to use for the transaction, based on the received context information, wherein each customer payment profile is associated with a payment account; authorizing the payment for the transaction from the payment account associated with the selected customer payment profile; and sending, to the point-of-sale device, a notification that the customer has been authenticated and that the payment for the transaction has been authorized.
    Type: Grant
    Filed: June 26, 2017
    Date of Patent: June 8, 2021
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Azita Asefi, Marcia Klingensmith, Joon Maeng, Jenny Y. Tao, Michael R. Thomas
  • Patent number: 11032265
    Abstract: Techniques are disclosed for identifying and authenticating prospective certificate authority customers of a secure socket layer (SSL) certificate prior to receiving an order from the customer. The CA generates a list of prospective customers of digital certificates (e.g., by scanning networked servers via the Internet for the presence of an installed digital certificate). The CA retrieves data for each customer on the list and determines, based on a set of approval criteria, which prospective customers to target in enrollment campaigns. For each approved customer, the CA initiates an enrollment process prior to receiving a request from the customer to provide a certificate.
    Type: Grant
    Filed: November 22, 2013
    Date of Patent: June 8, 2021
    Assignee: DigiCert, Inc.
    Inventors: Michael Klieman, Jessica Crewse, Gautam Kanaparthi
  • Patent number: 11017370
    Abstract: Authentication includes receiving an indication of physical possession of a payment card by a merchant and receiving a purchase request for an authorization of an exchange from the payment account of the cardholder to the merchant. Authentication includes assigning a randomized transaction identifier to the request for the authorization of the exchange. The method also includes transmitting the request for the authorization of the exchange from the payment account of the cardholder to the merchant and receiving the assigned randomized transaction identifier and a randomized authentication identifier associated with the randomized transaction identifier from a payment association, the payment association determining whether the request for the authorization of the exchange is valid.
    Type: Grant
    Filed: December 29, 2017
    Date of Patent: May 25, 2021
    Assignee: Airbnb, Inc.
    Inventors: Timothy C. Buchholtz, Morgan D. Davis, Daniel Ramirez, Michael J. Rohn
  • Patent number: 11017371
    Abstract: Authentication for payment transaction includes receiving, by a point-of-sale (POS) terminal, an indication that a payment account of a cardholder is associated with a mobile device and receiving a second indication of physical possession of a payment card by a merchant. The authentication includes receiving a purchase request for an authorization of exchange from the payment account of the cardholder to the merchant and assigning a transaction identifier to the request for the authorization of the exchange. The authentication includes transmitting the request for authorization of the exchange from the cardholder payment account to the merchant and the transaction identifier. The authentication includes receiving an indication that an authentication identifier is associated with the transaction identifier. The authentication includes receiving a copy of the authentication identifier, facilitated by the cardholder.
    Type: Grant
    Filed: February 28, 2019
    Date of Patent: May 25, 2021
    Assignee: Airbnb, Inc.
    Inventors: Timothy C. Buchholtz, Morgan D. Davis, Daniel Ramirez, Michael J. Rohn
  • Patent number: 11010734
    Abstract: A payment system that uses replacement account identifiers is disclosed. An encrypted primary account number (PAN) may be received by a secure computer from a data entry device. The encrypted PAN may be decrypted by the secure computer and the secure computer may transmit a zero, nominal or no dollar authorization request to an issuer. Using the zero, nominal or no dollar authorization request, the issuer may verify the account. If the account is verified, then a replacement account identifier can be issued at a later time. The replacement account identifier may be used instead of the actual PAN to conduct payment transactions.
    Type: Grant
    Filed: October 17, 2019
    Date of Patent: May 18, 2021
    Assignee: Visa International Service Association
    Inventor: Keith McGuire
  • Patent number: 11010368
    Abstract: Embodiments disclosed herein relate to a method of writing a transaction to a data store having one or more data tables. An application agent receives transaction data for a first transaction of a first type. Application agent attempts to write the first transaction of the first type to a data table in the data store, provided that a transaction of the first type has been committed to the data store. Application agent scans a plurality of additional data stores for previously committed transactions of the first type Application agent determines additional transactions of another type that are co-located in a data table. Application agent ranks the additional transactions of the other type. Application agent identifies a data table in the data store to which a top ranking additional transaction of the other type has been committed. Application agent writes the first transaction to identified data table in the data store.
    Type: Grant
    Filed: August 25, 2017
    Date of Patent: May 18, 2021
    Assignee: INTUIT, INC.
    Inventors: Christopher Lesner, Alexander S. Ran
  • Patent number: 11004064
    Abstract: The DYNAMIC CHECKOUT BUTTON APPARATUSES, METHODS AND SYSTEMS (DCB) transforms product page checkout request input and user identification input via DCB components such as offer/discount determination component and checkout button embedding component, into dynamic checkout button outputs.
    Type: Grant
    Filed: June 11, 2019
    Date of Patent: May 11, 2021
    Assignee: VISA INTERNATIONAL SERVICE ASSOCIATION
    Inventors: Thomas Purves, Clint Florez, Amit Gupta, Aparna Krishan Girish, Peng Zhao, Chunxi Jiang, Sang Wook Lee, Kevin Carvalho
  • Patent number: 10992700
    Abstract: A method, computer program product, and computer system for identifying a characteristic of a communication of one or more communications on one or more communication channels. At least a portion of the communication is restricted. A comparison is made between the characteristic of the communication on the one or more communication channels with a predetermined communication rule and a determination is made whether that the characteristic correlates to the predetermined communication rule. If there is a correlation to the predetermined communication rule, at least a portion of the restriction to access at least the portion of the communication may be removed.
    Type: Grant
    Filed: September 29, 2017
    Date of Patent: April 27, 2021
    Assignee: Telepathy IP Holdings
    Inventors: Damien Phelan Stolarz, Johanna Dwyer, Ronald J. Pollack
  • Patent number: 10985907
    Abstract: An example operation may include one or more of initiating a timer to begin timing an audit procedure, when the timer expires after a predefined period of time, randomly selecting a committer node member of a blockchain, transmitting a request for a hash of a blockchain block, comparing the hash of the blockchain block, received from the randomly selected committer node, to a known value of the hash of the blockchain block, and determining whether the hash of the blockchain block received matches the known value of the hash of the blockchain block.
    Type: Grant
    Filed: May 16, 2018
    Date of Patent: April 20, 2021
    Assignee: International Business Machines Corporation
    Inventors: Pralhad Dinesh Deshpande, Proshanta Sarkar, Santanu Mitra, Sudip Dutta
  • Patent number: 10984401
    Abstract: A payment-enabled mobile device is placed in communication with a POS (point of sale) terminal to facilitate a purchase transaction. A user selects a payment account in the payment-enabled mobile device. Payment credentials are transmitted from the payment-enabled mobile device to the POS terminal. The payment credentials include a PAN-length identifier that identifies an issuer of the selected payment account.
    Type: Grant
    Filed: April 10, 2019
    Date of Patent: April 20, 2021
    Assignee: MASTERCARD INTERNATIONAL INCORPORATED
    Inventors: Jason J. Lacoss-Arnold, Chandrasekkar Rao Nadella, Jeffrey J. Altemueller, Ganesh L. Iyer
  • Patent number: 10977627
    Abstract: The disclosure relates to a process for performing transactions among a number of participants, in which every participant has a unique pseudonym assigned to him and the assignment of pseudonym to a participant and the participant's transaction data are stored on a notary server.
    Type: Grant
    Filed: December 7, 2018
    Date of Patent: April 13, 2021
    Inventor: Heinz Giesen
  • Patent number: 10963871
    Abstract: A payment token is generated within a token bank identification number (BIN) range, and is linked with an underlying account number of a consumer. A first instance of the token is made available in at least one of a first portable electronic device, a first mobile payment application (MPA), and a first web wallet of the consumer with an associated first primary account sequence number (PSN). A second instance of the token is made available in at least one of a second portable electronic device, a second mobile payment application (MPA), and a second web wallet of the consumer with an associated second primary account sequence number (PSN).
    Type: Grant
    Filed: November 22, 2017
    Date of Patent: March 30, 2021
    Assignee: MASTERCARD INTERNATIONAL INCORPORATED
    Inventors: Ilgin Safak, Jean-Robert Raynier, Vincent Barnaud, Bertrand Saby
  • Patent number: 10965445
    Abstract: Methods, systems, and apparatuses for blockchain-based unexpected data detection are described herein. In some arrangements, a node within a decentralized peer-to-peer (e.g., P2P) network may receive a plurality of network function requests corresponding to the decentralized network. The node may analyze the plurality of network function requests to identify whether the requests included unexpected data and/or irregular data, and/or are associated with flagged wallets and/or smart contracts.
    Type: Grant
    Filed: September 27, 2019
    Date of Patent: March 30, 2021
    Assignee: Bank of America Corporation
    Inventors: Joseph Castinado, John C. Checco, Patrick Nicholas Lawrence
  • Patent number: 10956551
    Abstract: The present embodiments relate generally to systems and methods for securing operation of an ultrasound scanner for use with a multi-use electronic display device. In some embodiments, the multi-use electronic display device can control whether the ultrasound scanner is permitted to generate ultrasound image data for display based on an institution affiliation status of the ultrasound scanner retrieved from a server. In some embodiments, the multi-use electronic display device can control whether the ultrasound scanner is permitted to generate ultrasound image data for display based on whether a digital certificate provided by a server is successfully validated.
    Type: Grant
    Filed: October 17, 2017
    Date of Patent: March 23, 2021
    Assignee: Clarius Mobile Health Corp.
    Inventors: Trevor Stephen Hansen, Benjamin Eric Kerby, Kris Dickie, Jing Cheng
  • Patent number: 10950063
    Abstract: The present disclosure provides a method and device for in-vehicle payment. A face image of an in-vehicle user and a geographic location of the in-vehicle user are received at a point of a ride route traveled by a vehicle occupied by the in-vehicle user. An image set associated with the geographic location is received from an image database using the geographic location of the in-vehicle user. The image set includes face images of a plurality of users. The face image of the in-vehicle user is compared with face images in the image set to determine an identity of the in-vehicle user. A fare deduction account corresponding to the in-vehicle user is identified using the identity of the in-vehicle user. A fare corresponding to the ride route is deducted from the fare deduction account.
    Type: Grant
    Filed: June 25, 2020
    Date of Patent: March 16, 2021
    Assignee: Advanced New Technologies Co., Ltd.
    Inventors: Hong Zhang, Zhongzheng Ye, Li Chen, Le Zhou
  • Patent number: 10949833
    Abstract: Technologies for unwrappable virtual egifts enabling recipients to redeem gift credits using payment accounts. In some examples, a system identifies a merchant associated with a giver, the giver being associated with a giver payment account and a recipient being associated with a recipient payment account. The system associates a policy with the gift credit and generates an image underlay identifying the gift credit and an image overlay hiding the image underlay and gift credit, the image overlay including a separable flap having a portion that appears unadhered to the image underlay, the separable flap being configured to trigger, in response to an input, an animated unwrapping effect that removes the image overlay to reveal the image underlay and gift credit. The system presents the image overlay and, in response to receiving the input, generates the animated unwrapping effect to remove the image overlay and reveal the image underlay.
    Type: Grant
    Filed: July 2, 2018
    Date of Patent: March 16, 2021
    Assignee: GIFTYA LLC
    Inventors: Thomas M. Isaacson, Ryan C. Durham, Jason Wolfe, Patrick Ledbetter, Adam Ludwig
  • Patent number: 10938737
    Abstract: A portable transfer container associated with a resource document handling network that provides for optimization of the physical handling of resources within a supply chain network. The container typically includes an item storage unit and a resource transfer unit configured to deposit, withdraw, or otherwise exchange items stored in the item storage unit. The container also typically includes a memory, a processor, and an item transfer application stored in the memory. As resources are placed into the container the system generates a ledger of the container, physical resources within the container, and owners of the resources within the container. As such, with the ledger, the container may be universally used by one or more users or entities across the supply chain network. As such, the container may be portable and may be exchanged with other entities, other containers, recycled, or provided to storage.
    Type: Grant
    Filed: March 25, 2020
    Date of Patent: March 2, 2021
    Assignee: BANK OF AMERICA CORPORATION
    Inventors: Edwin Andrew Wegleitner, Rebecca Stepp Morgan
  • Patent number: 10938685
    Abstract: Presented herein is an exemplified system and method that provides visibility, for traffic analytics, into secured encapsulated packet (e.g., secure VXLAN-GPE packet, a secure metadata-GPE packet or other GPE standards). The exemplified system and method facilitate encryption of traffic in a granular manner that also facilitate the monitoring of said secure traffic in a fabric network in an end-to-end manner throughout the network. Such monitoring can be beneficially used for analytics, performance analysis, and network debugging/troubleshooting.
    Type: Grant
    Filed: July 24, 2018
    Date of Patent: March 2, 2021
    Assignee: Cisco Technology, Inc.
    Inventors: Atri Indiresan, Linda Tin-Wen Cheng, Melvin Tsai, Peter Geoffrey Jones, Da-Yuan Tung, David John Zacks
  • Patent number: 10936758
    Abstract: A transform-enabled integrated circuit for use in cryptographic proof-of-work systems is provided. The transform-enabled integrated circuit includes a transformation block embedded among other circuitry components within the cryptographic datapath of the transform-enabled integrated circuit. The transformation block may be configured at a time subsequent to the manufacture of the integrated circuit to embody as circuitry any one of a plurality of mathematical transformation functions, thus enabling a user to systemically modify the results of cryptographic operations performed by the integrated circuit while retaining the high performance and efficiency characteristics of application specific integrated circuits.
    Type: Grant
    Filed: March 4, 2019
    Date of Patent: March 2, 2021
    Assignee: Blockchain ASICs Inc.
    Inventors: Edward L. Rodriguez De Castro, Adrian George Port, Sagar V. Reddy
  • Patent number: 10915894
    Abstract: A method for conducting a transaction may include: receiving, at a user device from a transaction system, a request for a data element for conducting the transaction; in response to receiving the request, determining a data map corresponding to the requested data element, the data map including containing a plurality of pointers, each pointing to a respective one of a plurality of data fragments located on a respective one of a plurality of different data storage locations, such as a plurality of different data storage systems; retrieving, using the data map, the plurality of data fragments from the plurality of data storage locations; assembling the data element using the retrieved data fragments; and providing, by the user device to the transaction system, the data element to conduct the transaction.
    Type: Grant
    Filed: March 15, 2018
    Date of Patent: February 9, 2021
    Assignee: REFINITIV US ORGANIZATION LLC
    Inventors: Robert Joseph Schukai, David Costa Faidella, Marco Pierleoni, Scott Ryan Manuel
  • Patent number: 10915895
    Abstract: A method and system are configured for performing a transfer of digital currency from an owner of the digital currency to a recipient of the digital currency. The transfer of digital currency includes transferring a sequence of digitally signed transactions from the owner to the recipient. The method and system are further configured for recording the performed transfer of digital currency to a block chain public ledger, generating a digital contract for the recipient that converts the transferred digital currency from an intangible asset type to a financial asset type, and storing the generated digital contract along with electronic credentials associated with accessing the digital currency in a holding account for the recipient.
    Type: Grant
    Filed: May 24, 2017
    Date of Patent: February 9, 2021
    Assignee: Perkins Coie LLP
    Inventor: George K. Fogg
  • Patent number: 10909775
    Abstract: The present disclosure provides a method and device for in-vehicle payment. A face image of an in-vehicle user and a geographic location of the in-vehicle user are received at a point of a ride route traveled by a vehicle occupied by the in-vehicle user. An image set associated with the geographic location is received from an image database using the geographic location of the in-vehicle user. The image set includes face images of a plurality of users. The face image of the in-vehicle user is compared with face images in the image set to determine an identity of the in-vehicle user. A fare deduction account corresponding to the in-vehicle user is identified using the identity of the in-vehicle user. A fare corresponding to the ride route is deducted from the fare deduction account.
    Type: Grant
    Filed: June 25, 2020
    Date of Patent: February 2, 2021
    Assignee: Advanced New Technologies Co., Ltd.
    Inventors: Hong Zhang, Zhongzheng Ye, Li Chen, Le Zhou
  • Patent number: 10903875
    Abstract: A Physical Layer (PHY) of a host system of an electronic device may be implemented as a contactless PHY (cPHY) for extremely high frequency (EHF) contactless communication and the operation of EHF transmitters (TX), receivers (RX) and transceivers (EHF-XCVR) in an extremely high frequency integrated circuit (EHF IC) of the electronic device. The Host-cPHY translates logical communications requests from the Link Layer (LINK) into hardware-specific operations to affect transmission or reception of signals over an EHF contactless link. The Link Layer (LINK) may also be optimized as a contactless Link Layer (cLINK) for EHF contactless communication. A virtualized contactless Physical Layer (VcPHY) may comprise a contactless Physical Layer (Host-cPHY), and a contactless Link Layer (cLINK) for coupling a conventional Link Layer (LINK) with the contactless Physical Layer (Host-cPHY). Multiple data streams may be transported over the EHF contactless link over a range of frequencies.
    Type: Grant
    Filed: July 24, 2019
    Date of Patent: January 26, 2021
    Assignee: KEYSSA, INC.
    Inventors: Gary D. McCormack, Ian A. Kyles, Roger D. Isaac
  • Patent number: 10885228
    Abstract: A transform-enabled integrated circuit is provided with a combined transformation/hashing block, such as for cryptographic proof-of-work systems. The transform-enabled integrated circuit embeds components for a transformation function among hashing function components within the cryptographic datapath of the transform-enabled integrated circuit. The combined transformation/hashing block may be configured after the manufacture of the integrated circuit to embody as circuitry any one of a plurality of mathematical transformation functions, thus enabling a user to systemically modify the cryptographic operations performed by the integrated circuit while retaining the high performance and efficiency characteristics of application specific integrated circuits. Embodiments modify the internal intermediate state variables of the hashing function to transform and hash an input message. Method and computer program product embodiments are also provided.
    Type: Grant
    Filed: June 26, 2019
    Date of Patent: January 5, 2021
    Assignee: Blockchain ASICs Inc.
    Inventors: Edward L. Rodriguez De Castro, Sagar V. Reddy
  • Patent number: 10887096
    Abstract: In some embodiments, an apparatus having at least a portion of a first instance of a distributed database at a first compute device is configured to be included within a group of compute devices that implement via a network operatively coupled to the group of compute devices the distributed database. The distributed database enables anonymous transfers of digital assets between compute devices via a transfer protocol such that an identity of a compute device associated with a private key corresponding to a public key logically related to a destination record is concealed among a set of compute devices including the first compute device and at least one second compute device.
    Type: Grant
    Filed: May 7, 2019
    Date of Patent: January 5, 2021
    Assignee: Swirlds, Inc.
    Inventor: Leemon C. Baird, III
  • Patent number: 10885202
    Abstract: A technique to enable secure application and data integrity within a computer system. In one embodiment, one or more secure enclaves are established in which an application and data may be stored and executed.
    Type: Grant
    Filed: September 6, 2018
    Date of Patent: January 5, 2021
    Assignee: Intel Corporation
    Inventors: Francis X. McKeen, Carlos V. Rozas, Uday R. Savagaonkar, Simon P. Johnson, Vincent Scarlata, Michael A. Goldsmith, Ernie Brickell, Jiang Tao Li, Howard C. Herbert, Prashant Dewan, Stephen J. Tolopka, Gilbert Neiger, David Durham, Gary Graunke, Bernard Lint, Don A. Van Dyke, Joseph Cihula, Stalinselvaraj Jeyasingh, Stephen R. Van Doren, Dion Rodgers, John Garney, Asher Altman
  • Patent number: 10885564
    Abstract: Disclosed are systems, methods, and computer-readable storage media to provide integrated ecommerce solution on a social network. In some aspects, the social network may provide an ecommerce interface for products offered by the social network itself. A social network ecommerce engine may provide data driven capability, enabling it to import product information offered by other vendors. The products offered by these vendors may then be presented to social network users via the social network interface. By providing a unified ecommerce interface for both products offered by the social network and those offered by other vendors, a user's ecommerce experience on the social network is enhanced, leading to increased purchases of products via the social network.
    Type: Grant
    Filed: November 28, 2017
    Date of Patent: January 5, 2021
    Assignee: Snap Inc.
    Inventor: Krish Jayaram
  • Patent number: 10862683
    Abstract: A secure digital communications method is provided in which a Certificate Authority generates an improved RSA key pair having a modulus, a public key exponent, a public key, and a private key. The public key exponent can contain descriptive attributes and a digital signature. The digital signature can be responsive to the descriptive attributes and the modulus. A secure session can be established between a first system and a second system, within a secure digital communication protocol. The second system can verify the digital signature to authenticate the public key.
    Type: Grant
    Filed: May 19, 2017
    Date of Patent: December 8, 2020
    Assignee: ARRIS Enterprises LLC
    Inventors: Alexander Medvinsky, Eric J. Sprunk
  • Patent number: 10862897
    Abstract: The disclosed exemplary embodiments include computer-implemented systems, apparatuses, and processes that, among other things, authorize initiated exchanges of data in real-time based on dynamically generated tokenized data. For example, an apparatus may receive first positional data identifying a first geographic position of a client device and based on the first positional data, the apparatus may determine a value of a parameter characterizing an exchange of data between the client device and a terminal device disposed proximate to the client device during a temporal interval. The apparatus may transmit data requesting a pre-authorization of the data exchange to a computing system, which perform operations that pre-authorize the data exchange in accordance with the parameter value and transmit a digital token representative of the pre-authorized data exchange to the terminal device. The digital token may be valid during the temporal interval and may include a cryptogram associated with the client device.
    Type: Grant
    Filed: April 5, 2018
    Date of Patent: December 8, 2020
    Assignee: The Toronto-Dominion Bank
    Inventors: Dino D'Agostino, Perry Aaron Jones Haldenby, Dean Tseretopoulos, Jeffrey Ecker, Adam Douglas McPhee, Milos Dunjic, John Jong-Suk Lee, Arun Victor Jagga
  • Patent number: 10861042
    Abstract: A method for identifying a plurality of related computing devices related to a transaction account includes: storing token profiles, each including data related to a payment token including a digital token number, associated transaction account number, computing device identifier, and computing device data; receiving a transaction data entry related to an electronic transaction including transaction data and one of: a specific transaction account number or an associated specific digital token number; identifying a plurality of related token profiles where the included associated transaction account number corresponds to the specific transaction account number; identifying a third party entity associated with at least one identified token profile; and electronically transmitting the transaction data included in the transaction data entry and at least one of: the computing device identifier and computing device data included in each of the identified plurality of related token profiles to the third party entity
    Type: Grant
    Filed: April 19, 2016
    Date of Patent: December 8, 2020
    Assignee: MASTERCARD INTERNATIONAL INCORPORATED
    Inventors: Eugene Khvostov, Shoshana Rosenfield
  • Patent number: 10853818
    Abstract: Disclosed herein are representative embodiments of methods, apparatus, and systems for maintaining the security of certain sensitive user information during computer network transactions between the user and multiple third-party hosts.
    Type: Grant
    Filed: September 6, 2018
    Date of Patent: December 1, 2020
    Assignee: Red Maple Press, Inc.
    Inventor: Patrick G. Hodo
  • Patent number: 10853804
    Abstract: A computer-implemented method includes receiving an order for a good or service. The order includes a plurality of order conditions. A plurality of limited-use payment tokens are provisioned. Each of the limited use payment tokens are structured to expire according to one of the plurality of order conditions. An indication of completion of the order is received upon completion of the order. An indication of conditions of the completed order is also received. It is determined whether each of the limited-use payment tokens are expired, based on the conditions of the completed order. A payment is transmitted to a recipient. The payment corresponds to at least one of the non-expired limited-use payment tokens.
    Type: Grant
    Filed: April 22, 2016
    Date of Patent: December 1, 2020
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Peter Ho, Steve Goldyak, Sudipta Nadkarni Kitsis
  • Patent number: 10853783
    Abstract: A method may comprise: receiving, from a merchant server, an application programming interface (API) call including an authorization request for payment and a mobile wallet identification; querying a database with the mobile wallet identification to determine a logical location of a mobile wallet associated with the mobile wallet identification; transmitting, based on the determination, a request for a payment source for the payment to the mobile wallet; receiving, from the mobile wallet, an identification of a payment source; and forwarding the identification of the payment source to the merchant server.
    Type: Grant
    Filed: December 30, 2015
    Date of Patent: December 1, 2020
    Assignee: Wells Fargo Bank, N.A.
    Inventor: Joon Maeng
  • Patent number: 10848474
    Abstract: Systems and methods for firmware validation for encrypted virtual machines are disclosed. An example method may include receiving, by a processing device, a request to launch a virtual machine on a host machine; starting, on the host machine, the virtual machine comprising a first firmware and a second firmware; performing, using the first firmware, a first validation process to authenticate the virtual machine with a server of a guest owner; and performing, using the first firmware, a second validation process to validate the second firmware of the virtual machine. In some embodiments, the first firmware includes a shim firmware. In some embodiments, the second firmware includes BIOS or UEFI.
    Type: Grant
    Filed: February 26, 2018
    Date of Patent: November 24, 2020
    Assignee: Red Hat, Inc.
    Inventor: Michael Tsirkin
  • Patent number: 10848549
    Abstract: Methods are provided for achieving consensus among an order in which write requests are received by various ones of a plurality of nodes in a distributed system using a shared data structure. The plurality of nodes are organized into groups of nodes and successively larger groupings of groups, based on physical proximity. A consensus protocol is used to achieve consensus among groups of nodes, and then among the groupings of groups of nodes in a logical tree structure up to a root level virtual node.
    Type: Grant
    Filed: November 29, 2018
    Date of Patent: November 24, 2020
    Inventors: Syed Muhammad Sajjad Rizvi, Bernard Wong, Srinivasan Keshav
  • Patent number: 10839331
    Abstract: Methods and apparatuses allow an insurance agency to track their current performance in managing existing customers and bringing in new customers. A tool may obtain information from a user regarding characteristics of the user's agency and/or agency goals. The tool may use this information to determine an agency's business efficiency. The tool may also provide advice regarding marketing spending and/or additional human resources needed. The tool may benchmark an insurance agency against other agencies in the market. The tool may also display how generated leads are converted to new business and/or income for an agency.
    Type: Grant
    Filed: May 31, 2019
    Date of Patent: November 17, 2020
    Assignee: Allstate Insurance Company
    Inventors: Mark Price, Dennis Zic
  • Patent number: 10839371
    Abstract: Using contactless cards to pay for offline transactions. An application executing on a mobile device may receive, via a communications interface of a contactless card, an account identifier of the contactless card, and transaction data received by the contactless card from a POS device via the communications interface, the transaction data comprising at least an identifier of a merchant account, a timestamp, and an amount of the transaction, a network connection between the POS device and a payment server not available. The application may transmit the account identifier and the transaction data to the payment server via a cellular network connection of the mobile device. The mobile device may receive, from the payment server via the cellular network connection, authorization of a payment for the transaction. The application may generate a graphical indication of the authorization of the payment for the transaction and output the graphical indication of the authorization.
    Type: Grant
    Filed: July 8, 2019
    Date of Patent: November 17, 2020
    Assignee: Capital One Services, LLC
    Inventors: Adam Vukich, Taurean Butler, Abdelkader M'Hamed Benkreira
  • Patent number: 10841368
    Abstract: The present disclosure relates to methods, terminal devices, and cloud servers for presenting schedule reminder information. One example method includes after a second terminal logs in to a cloud server by using a first group account, acquiring schedule information stored in the cloud server, where the schedule information is information that is created by a first user who registers a first personal account, and is transmitted to the cloud server by a first terminal that logs in, by using the first personal account, to the cloud server, when reminder time of the schedule information arrives, acquiring second biometric characteristic information of a second user who is using the second terminal, and when it is determined that the second biometric characteristic information is the same as first biometric characteristic information of the first user, presenting reminder information of the schedule information.
    Type: Grant
    Filed: January 23, 2019
    Date of Patent: November 17, 2020
    Assignee: Huawei Device Co., Ltd.
    Inventor: Haizhang Chi
  • Patent number: 10832533
    Abstract: A method including receiving a query request for a registration status of a payment account number (PAN) with an electronic receipt service; determining, in reply to the query request, whether the PAN is registered with the electronic receipt service; determining an electronic receipt handling option associated with the PAN; and sending a response including at least an electronic receipt destination address, the electronic receipt destination address being an address to which an electronic receipt associated with the PAN of the query request is to be sent.
    Type: Grant
    Filed: July 24, 2015
    Date of Patent: November 10, 2020
    Assignee: MASTERCARD INTERNATIONAL INCORPORATED
    Inventors: Simon Phillips, James J. Anderson, Oran Cummins
  • Patent number: 10827349
    Abstract: A system for providing increased security in a mobile operating system includes at least one mobile device and a remote computing device that is remote from the mobile device. The remote computing device receives a list of two or more applications that are currently installed or intended to be installed on the mobile device's operating system. The remote computing device identifies vulnerable inter-component communication (ICC) paths by analyzing files associated with each of the two or more applications. A list of the vulnerable ICC paths is stored in memory of the mobile device. The mobile processor compares the list of the vulnerable ICC paths to intents sent by the components of the two or more applications and identifies a potential unsecure intent that matches one of the list of the vulnerable ICC paths. Unsecured intents can then be blocked by the user.
    Type: Grant
    Filed: May 13, 2019
    Date of Patent: November 3, 2020
    Assignee: UNIVERSITY OF SOUTHERN CALIFORNIA
    Inventors: Jae Young Bang, Youn Kyu Lee, Nenad Medvidovic, Daye Nam, Gholamreza Safi, Arman Shahbazian, Peera Yoodee, Yixue Zhao
  • Patent number: 10826685
    Abstract: One or more systems implement a plurality of blockchains to track event data. The plurality of blockchains are arranged in tiered form, and the content and/or integrity of blockchains in higher tiers depends on, or at least derives from, the content and/or integrity of the blockchains in lower tiers. Depending on the specific structure and implementation, assurances, verifications, and the like may be provided for services and other resources using such blockchains in a repeatable manner.
    Type: Grant
    Filed: June 28, 2016
    Date of Patent: November 3, 2020
    Assignee: Amazon Technologies, Inc.
    Inventor: Matthew John Campagna
  • Patent number: 10817592
    Abstract: A system comprises a Content Tracking System (CTS) and Content Tracking Network Modules (CTNMs). The CTS and CTNMs identify, track, report and block piracy over a network. The CTS stores content distribution network information (CDNI) and copyright profile information. The CDNI includes blacklist sites and whitelist sites. A content generating entity generates digital content and registers the content with the CTS. The CTS generates copyright profile information, and forwards the CDNI and the copyright profile information to all of the CTNMs on the network. Each of the CNTMs monitors network traffic and detects whether a destination address of a packets matches one of the blacklist sites. If a match is detected, then the CTNM tracks all packets having the same source address as the matched packet, effectively monitoring a user. The CTNM forwards this information to the CTS to report piracy, identify new pirate sites, and to prevent further piracy.
    Type: Grant
    Filed: May 24, 2018
    Date of Patent: October 27, 2020
    Inventors: Glenn Joseph Bronson, Eirik Scott Skau Somerville