Abstract: The present invention is a real estate marketplace incorporating computerized systems and methods. The marketplace may incorporate a platform and/or application (app) operable to provide a user with one or more functions for a real estate process. The marketplace may be integrated with blockchain whereby secured blockchain-based ledger structures are generated to facilitate a secured and traceable real estate process. Users of the marketplace may include buyers, sellers, agents and/or other service providers. Each type of user will experience a different flow of options and steps in accordance with the activities of said user in a real estate process. Agents and other service providers compete to provide services to buyers and seller users in a real estate process. The choice of agent and other service providers, the services to be provided, and the fees for such services relating to the real estate process are all driven by the buyer and seller users.

Abstract: Promotional offers are offered to telecom subscribers in roaming network areas by recording promotional preferences of subscribers for receiving promotional calls, forwarding subscriber information from a local network telecom service provider to a roaming network service provider, and measuring with the roaming network telecom service provider the subscribers that are present within a roaming network geography. The subscribers can then be ranked by their duration within the roaming network geography, and promotional pools can be generated for the subscribers within the roaming network based on their preferences. Promotional offers can then be matched to the subscribers in the promotional pools based using the ranking of subscribers and the promotional preferences.

Abstract: Described herein are systems and methods for real-time automated data indexing of resources across disparate electronic platforms, including automated data mapping and message translation for improved resource platform access. A cache may refresh (e.g., on a periodic basis) resource objects regarding resources and resource availability from each resource platform. The resources may include providers, and the information can include name/identifier, capabilities, type, availability, etc. unstructured responses obtained from calls to refresh the objects may be parsed and reformatted into a common format using platform-specific configurations, and then stored in a resource cache such that subsequent users can request the resource that is secured by interacting with the resource cache instead of the resource platform.

Abstract: Decentralized computer systems and methods are disclosed for hyperledger-based payment transactions, alerts, and dispute settlement, using smart contracts. One method includes: receiving transaction information comprising transaction data of transaction attributes for a transaction for a good or service originating at a merchant; storing the transaction data of the transaction attributes for the transaction, in a smart contract generated or updated by a smart contract application; deploying the Smart contract into one or more blockchain networks, wherein at least one of the one or more blockchain networks; performing one or more iterations of enabling, using an inter ledger protocol, to transfer at least some of the transaction data of the transaction attributes of the transaction to another of the one or more blockchain networks, wherein each of the one or more blockchain networks serves one or more business functions of the transaction.

Abstract: A method, computer program product, and virtual agent system for an organization. The virtual agent system may include one or more processors and one or more memories configured to perform operations. The operations may include loading at least one model related to one or more processes of the organization where the model may be based on the structure information and one or more of procedures and protocols related to the organization. A process request, related to the at least one or more processes of the organization, from a user of the organization, may be received and analyzed.

Abstract: Methods and systems for optimizing timing of sending communications to a user device are disclosed. The method includes identifying a first group of user objects having a first attribute. The method includes locating active checkpoints within a user path with each active checkpoint having a user object associated therewith. The method includes forming a second group of the user objects associated with the active checkpoints. The method includes removing, with a processing device, user objects from the first group and the second group that match a second attribute to form a third group with the remaining user objects form the first group and the second group. The method includes processing the active checkpoint for each user object of the third group in response to forming the third group.

Abstract: Methods of and systems for generating and managing a smart contract may include obtaining contents related to a contract at user request timing in a dialogue environment between users, generating at least one condition associated with the contract, generating a smart contract for the contents related to the contract and the generated condition, and storing the smart contract in a blockchain.

Abstract: A method includes receiving a consensus agreement rule (“CAR”) comprising identities of a first party and second party; receiving a first SignedData message comprising first content and a first digital signature; creating a second SignedData message comprising a second digital signature of the second party on a hash of the second content and an acceptance indication; verifying, based on the acceptance indication and based on the identities on the CAR matching the identities on the signatures, that the second party accepted the terms of the agreement; and transmitting the second SignedData message to a trusted party for posting to a distributed ledger, wherein the terms of the agreement are kept private while the second SignedData message is posted to the distributed ledger, and wherein the terms of the agreement are formatted as a smart contract whose execution causes a transfer of value in response to a fulfillment of a condition.

Abstract: To represent broker interest in a security, a system receives broker interest to buy or sell a security at a first price with a minimum trade size, and receives an order with an order trade size. The system determines whether the order trade size is greater than the minimum trade size, and responsive to determining whether the order trade size is greater than the minimum trade size, the system trades at least part of the broker interest against the order if the order trade size is greater than the minimum trade size.

Abstract: A system to manage power consumption from a grid includes a building switchgear; an energy storage system (ESS) coupled to the building switchgear to selectively provide power in response to a customer power demand to prevent a customer grid power consumption from spiking and peaking at grid imbalance highest cost on peak times; an energy management system (EMS) to operate the ESS from behind-the-meter; and a data distribution service (DDS) coupled to the EMS forming a DDS-EMS network to provide a global data space servicing EMS edge publishers and subscribers.

Abstract: Distributed crypto currency chargeback systems and methods include at least one system provider device receiving, through a network from a payer device associated with a payer, a chargeback report associated with a first transaction of a plurality of transactions performed using a distributed crypto currency, where the first transaction involves the payer and a payee. The at least one system provider device publishes the chargeback report in a chargeback ledger. The at least one system provider device receives, through the network from a payee device associated with the payee subsequent to publishing the chargeback ledger including the chargeback report, a chargeback response associated with the first transaction. The at least one system provider device then publishes the chargeback response in the chargeback ledger.

Abstract: A method and apparatus to objectively identify and classify cheating behaviors in players of virtual games, namely identity fraud or any type of software-based fraud or other unsportsmanlike or unethical behaviors. A method to use that information to inform the players, the game, the game servers, or any other external entity of the cheating behaviors found, allowing these entities to trigger disciplinary or punitive actions as per the regulations of the game or competition.

Abstract: Systems and methods are provided for providing alerts to a user. The systems and methods may include a financial service provider including a memory device storing instructions. The financial service provider may also include at least one processor configured to execute the instructions to perform a plurality of operations. The operations may include receiving data relating to an activity of a user. The operations may also include identifying a merchant based at least on the received data. The operations may also include accessing historical fraud or disputes data associated with at least one of the user and the merchant. The operations may also include determining whether the received data triggers an alert. The operations may further include sending an alert message to a user device associated with the user when the processor determines that the received data triggers the alert.

Abstract: Provided are a computer program product, system, and method for configuring and controlling an automated vehicle to perform user specified operations. User vehicle control programs are loaded in an unmanned vehicle to control the unmanned vehicle to perform a user specified operation. The loading the user vehicle control programs replaces base vehicle control programs in the unmanned vehicle. There is communication with the unmanned vehicle to execute the user vehicle control programs to control the unmanned vehicle to perform the user specified operation. The base vehicle control programs are loaded into the unmanned vehicle to replace the user vehicle control programs to return control of the unmanned vehicle to a vehicle provider after performing the user specified operation.

Abstract: Embodiments provide systems, methods, and computer storage media for prediction and computation of electronic shopping carts. In an example embodiment, for each interaction between an e-shopper and an e-commerce application, one or more predicted electronic shopping carts that represent a combination of items the e-shopper is likely to purchase are generated based on current items in the e-shopper's electronic shopping cart and recent interactions with the e-shopper. For some or all of the predicted electronic shopping carts (e.g., those with top predicted confidence levels), corresponding shopping cart computations (e.g., identifying application promotions, determining a price total for the items in the predicted shopping cart) are executed and cached prior to the e-shopping adding the predicted items. As such, a page configured to visualize the predicted electronic shopping cart with a value retrieved from the cached shopping cart computations (e.g.

Abstract: An input switching circuit dynamically connects, based on an input mapping table, input streams to inputs of a wavefront pre-transform circuit. An output switching circuit dynamically connects, based on an output mapping table, output data at outputs of the wavefront pre-transform circuit to transport streams. A controller controls, based on a wiping command, at least one of the input and output switching circuits to alter at least one of the input and output mapping tables such that the at least one of the input and output switching circuits is disabled for connection. A first subset of the transport streams operates in a foreground mode available to a user and is transported for storage in remote storage sites at a network and a second subset of the transport streams operates in a background mode available to an administrator and is not transported for storage in the remote storage sites.

Abstract: A method of dispensing a beverage from a beverage dispenser includes: detecting a user in proximity to the beverage dispenser; prompting the user to provide a first input, wherein the first input is audible; retrieving a user profile for the user based on the first input; receiving a second input from the user, wherein the second input comprises information about a beverage selection of the user, and wherein the second input is provided in a different manner than the first input; and dispensing the beverage.

Abstract: Described herein are systems and methods for real-time automated data indexing of resources across disparate electronic platforms, including automated data mapping and message translation for improved resource platform access. A cache may refresh (e.g., on a periodic basis) resource objects regarding resources and resource availability from each resource platform. The resources may include providers, and the information can include name/identifier, capabilities, type, availability, etc. unstructured responses obtained from calls to refresh the objects may be parsed and reformatted into a common format using platform-specific configurations, and then stored in a resource cache such that subsequent users can request the resource that is secured by interacting with the resource cache instead of the resource platform.

Abstract: Participation by multiple users in an online game through client computing platforms associated with the users is facilitated. User accounts associated with the users indicate affiliations having a functional significance between users. Presentation of offers to sell virtual items are provided to users having a first affiliation and to users having a second affiliation. The virtual items associated with the offers are distributed to the users having a first affiliation upon an indication that a threshold number of users having the first affiliation have accepted the offer and are not distributed to users having a second affiliation upon an indication that a threshold number of users having the second affiliation have not accepted the offer.

Abstract: A system for effective, efficient and controlled public disclosure of inventions, developments and/or discoveries for protecting patent rights includes a publicly accessible central server to which a public at large is connected via a global communication network. The publicly available central server is composed of an interface module through which either a member of the public at large or an inventor, patent applicant or patent assignee is guided to either a public disclosure module or a database module. The public disclosure module provides inventors, patent applicants, and patent assignees with the ability to upload their disclosure materials relating to their inventions, developments and/or discoveries for public access via the database module. Once the disclosure material is uploaded via the public disclosure module, disclosure of the invention, development and/or discovery is incorporated into the database module for access by the public at large.

Abstract: A system and method for reconciling conflicting identifiers from a first entity and a second entity is disclosed. The first entity and the second entity may be associated with a contract for goods to be delivered to an address of an organization. The system and method may include receiving, from the first entity via a first user interface or the second entity via a second user interface, respective files including respective identifiers. The system and method may include updating, in a database, an entry associated with the organization based on the received identifiers such that an organization address identifier assigned by the first entity is associated with an account identifier assigned by the second entity.

Abstract: A method for distributing an interactive digital event program to a plurality of user devices comprising: receiving a request for an interactive digital event program from a first user device, the request received in response to scanning a first tag having a machine-readable code with the first user device; determining that the first tag belongs to a first group of tags to which a first version of the interactive digital event program is to be distributed; providing the first user device with the first version of the interactive digital event program, the first version of the interactive digital event program to include at least one dynamic content element that is capable of being updated while an event is in progress; and updating the at least one dynamic content element in the first version of the interactive digital event program in response to a predefined trigger.

Abstract: Systems and methods are disclosed for blockchain-based payment transactions, alerts, and dispute settlement, using a blockchain interface server.

Abstract: A method for operating a lock device includes installing a lock device application (lock APP) into a mobile device. A first identification information and a second identification information are inputted into the mobile device under guidance of the lock APP The lock APP can be connected with a lock device within a communication range of the mobile device. Then, a hardware serial number of the lock device is inputted into the mobile device to obtain the management authority of the lock device. A manager electronic key formed by the mobile device with the management authority of at least one lock device can grant the unlocking authority of a selected lock device to another user whose account name is provided to the manager electronic key. The unlocking procedure can be carried out based on one of a quick pass pattern, a single identification pattern, and a double identification pattern.

Abstract: The present disclosure involves systems, software, and computer implemented methods for a remittance system that pre-populates remittance data based on historical usage of remittance transactions. One example system includes operations to generate, using a predictive model, data indicating a predicted likelihood of a user selecting at least one data exchange transaction, wherein the data indicates the predicted likelihood of the user performing the at least one data exchange transaction. A request is received to access a remittance page. In response, the at least one data exchange transaction that was previously generated is selected from a repository of predicted likelihoods. Remittance data associated with a UI element is generated that includes the at least one data exchange transaction. The remittance data is transmitted to the device. An indication from the device is received for interacting with the UI element. The data exchange transaction is executed in response to receiving the indication.

Abstract: A system and method for providing storage virtualization (SV) is disclosed. According to one embodiment, a system includes a storage device having a tier 1 cache and a Tier 2 storage, an operating system and a file system having a Tier 0 memory cache that stores application data. The Tier 0 memory cache synchronizes the application data with the tier 1 cache and the Tier 2 storage.

Abstract: Described are a method, system, and computer program product for facilitating communication between a user of a financial account and a merchant associated with at least one transaction with the financial account. The method includes receiving transaction data representative of the at least one transaction, the transaction data comprising at least one transaction identifier. The method also includes determining the merchant associated with the at least one transaction identifier and determining at least one merchant communication mode. The method further includes transmitting merchant contact data to a user device and receiving at least one selected communication mode.

Abstract: Systems and methods are included for creating an assured record of a user interaction. An application on a user device can receive an agreement. The agreement can include a specification with instructions for assuring the user interaction. The application can pass the agreement to an assured module installed in the application. The assured module can present the agreement to a user in an interface. The assured module can receive user input indicating acceptance or rejection of the agreement. The assured module can generate a confirmation file that confirms the user interaction. The assured module can sign the confirmation file with a digital signature that can be used by other entities to verify the authenticity of the confirmation file.

Abstract: A system for performing a collaborative and smart mission assigned over a determined area includes: a plurality of land bases that communicate with one another by communication, analysis, and/or examination means; at least one satellite drone associated with each base of the plurality of land bases, each satellite drone of the at least one satellite drone performing the assigned mission or part of the assigned mission, such that different drones of the at least one satellite drone form a flotilla whose members communicate with each other and directly or indirectly with the plurality of land bases by communication, analysis, and/or examination means respectively assigned to relations of the different drones with each other and of the plurality of land bases with the different drones. The mission is assigned by the plurality of land bases to the flotilla of drones in one or several determined zones.

Abstract: Disclosed are a computer implemented method and system for determining a likelihood of a prospective client to engage in a real estate transaction, by obtaining and/or retrieving one or more characteristics of the prospective client; extracting data regarding a digital interaction behavior of the prospective client; deriving from the retrieved/extracted data one or more digital interaction features of the prospective client directly or indirectly associated with real estate, applying a machine learning algorithm on the derived one or more digital interaction features and on the prospective client's characteristics to determine a probability, a range of probabilities or a category of likelihood of the prospective client to engage in the real-estate transaction.

Abstract: A low-code/no-code task flow authoring computer system includes one or more processors; and a memory storing computer-readable instructions that, when executed by the one or more processors, cause the computing system to cause an interactive graphical user interface to be displayed, generate an output; and replace a portion of a primary interactive content object with the output. A computer-implemented method includes causing an interactive graphical user interface to be displayed; generating an output; and replacing a portion of a primary interactive content object with the output. A non-transitory computer readable medium containing program instructions that when executed, cause a computer to cause an interactive graphical user interface to be displayed, generate an output; and replace a portion of a primary interactive content object with the output.

Abstract: Disclosed are various embodiments for workflow error handling for device driven management. A workflow can be received from a management service by a management agent. The workflow can define a sequence of actions to be implemented by the management agent on a client device and a set of error conditions associated with individual actions in the sequence of actions. The management agent can then process the individual actions in the sequence of actions defined by the workflow. Subsequently, the management agent can monitor the individual actions to determine whether the individual actions trigger an error condition in the set of error conditions. Finally, in response to a determination that the individual actions triggered the error condition in the set of error conditions, the management agent can perform an error response specified by the workflow.

Abstract: Systems and methods are provided for blocking charges from a merchant to a payment account of a user. An exemplary system may include one or more memory devices storing instructions and one or more processors configured to execute the instructions to perform various operations. The operations may include receiving, from the user, a dispute request to dispute a charge to the payment account applied by the merchant. In response to the dispute request, the operations may include determining whether to block subsequent charges applied by the merchant to the payment account, based on a history of charging activities of the merchant. Responsive to a determination to block subsequent charges, the operations may include adding the merchant to a block-charge list associated with the payment account.

Abstract: An information processing apparatus includes a processor configured to acquire a schedule of one or more users registered in a workflow system and notify a user who has a possibility of making a request that a specific user who processes the request plans to be absent if a plan of absence of the specific user is detected.

Abstract: An input switching circuit dynamically connects, based on an input mapping table, input streams to inputs of a wavefront pre-transform circuit. An output switching circuit dynamically connects, based on an output mapping table, output data at outputs of the wavefront pre-transform circuit to transport streams. A controller controls, based on a wiping command, at least one of the input and output switching circuits to alter at least one of the input and output mapping tables such that the at least one of the input and output switching circuits is disabled for connection. A first subset of the transport streams operates in a foreground mode available to a user and is transported for storage in remote storage sites at a network and a second subset of the transport streams operates in a background mode available to an administrator and is not transported for storage in the remote storage sites.

Abstract: An online document system can allow users to participate in collaborative negotiation of documents stored with in the online document system. To facilitate negotiations between multiple entities (each potentially including multiple users with different roles in the negotiation), the online document system includes a permissions system that allows per-clause control over user's access to propose and approve changes to a negotiated document. Similarly, the user interfaces for viewing a negotiated document provided by the online document system to users can depend on the role of that user in editing the document and the current stage of the negotiation of the document. Finally, the online document system can track agreement between sides in a negotiation on a per-clause basis and can otherwise help facilitate the negotiation of the document.

Abstract: Participation by multiple users in an online game through client computing platforms associated with the users is facilitated. User accounts associated with the users indicate affiliations having a functional significance between users. Presentation of offers to sell virtual items are provided to users having a first affiliation and to users having a second affiliation. The virtual items associated with the offers are distributed to the users having a first affiliation upon an indication that a threshold number of users having the first affiliation have accepted the offer and are not distributed to users having a second affiliation upon an indication that a threshold number of users having the second affiliation have not accepted the offer.

Abstract: Embodiments of this application provide a hybrid-cloud data storage method and apparatus, a related device, and a cloud system. The data storage method includes: obtaining, by a gateway of a private cloud, to-be-stored data; determining partial data to be encrypted in the to-be-stored data, to obtain first target data; obtaining a first ciphertext obtained after the first target data is encrypted, the first target data being encrypted according to a first key provided by an encryption chip connected to the gateway; generating second target data including the first ciphertext according to the first ciphertext; generating a data slice corresponding to the second target data according to the second target data; and transmitting the data slice corresponding to the second target data to a public cloud for storage.

Abstract: Systems and methods for providing price quotes for 3D objects are described herein. In one embodiment, costs related to generating a 3D object molded from a 3D printer mold may be based on various parameters. The process for generating a price quote may include uploading an initial file to a server and converting that file into a 3D CAD file. The method may also include selecting units, materials, a finish, and/or a quantity of objects to be made. Based on the selections, the server may generate a price quote to produce the one or more objects, and a checkout option may be provided allowing the user to purchase the one or more objects.

Abstract: Various embodiments are provided for managing regulatory compliance for an entity in a computing environment by a processor. A law, policy, regulation, or a combination thereof extracted from one or more segments of text data from one or more data sources may be identified requiring an obligation to be performed by the entity.

Abstract: A mesh network system suitable for connection to a cloud server is provided. The system includes: a first node device, configured to store a first private key and encrypt to-be-verified data according to the first private key to generate first encrypted data; and a second node device, configured to receive the first encrypted data and send the first encrypted data to the cloud server. After sending the first encrypted data, the second node device obtains, from the cloud server, second encrypted data generated by encrypting a first key according to the first public key. The second node device sends the second encrypted data to the first node device. The first node device decrypts the second encrypted data according to the first private key to obtain the first key from the second encrypted data, and performs encrypted communication with the cloud server according to the first key.

Abstract: The disclosure relates to technology for determining locations of approaching recipients of online pre-requested or pre-ordered goods/services. Physical waiting queues and/or wait-lists are managed so that the goods/services will be provided without excessive wait times or unacceptably long wait lines or inferior quality in the provided goods/services. Resolution of location determination becomes finer and finer in one embodiment as the recipients get closer to the provisioning spot. If there is a change of plans, the recipients are notified ahead of time so as to avoid last minute surprises or disappointments.

Abstract: Methods for creating and updating rules for distribution of an online advertising inventory. The methods can include generating a rule conditions section of a GUI that is configured to display a plurality of parameters of a rule condition of a rule for distribution of an online advertising inventory. Each displayed parameter of the rule condition can be graphically represented by a basic shape (e.g., a hexagon). And, each basic shape of the rule condition can be labeled with an alphanumerical indication of the graphically represented parameter and can also be clustered together in the GUI. The methods can also include generating a rule summary section of the GUI that is configured to display a plurality of rule conditions of a rule. The methods can also include generating a rules list section of the GUI that is configured to display a plurality of rules for distribution of inventory.

Abstract: A method implemented in an e-commerce system to facilitate transactions between a customer and a vendor using embedded forms includes requesting by a vendor system to an e-commerce system to generate an embedded form for use in an SMTP email campaign. The method further includes transmitting emails with embedded forms including at least one token by the vendor system to a customer device. The method further includes rendering the embedded form in email to the customer device and receiving a response email, wherein the response email includes input details requested in the specified input fields and a token; authenticating the response email; decoding the token and processing a transaction based on the customer input details requested in the specified input fields of the embedded form.

Abstract: Described are a method, system, and computer program product for facilitating communication between a user of a financial account and a merchant associated with at least one transaction with the financial account. The method includes receiving transaction data representative of the at least one transaction, the transaction data comprising at least one transaction identifier. The method also includes determining the merchant associated with the at least one transaction identifier and determining at least one merchant communication mode. The method further includes transmitting merchant contact data to a user device and receiving at least one selected communication mode.

Abstract: System and method are disclosed for enabling data synchronization with different cloud service providers. Semantics of provide data from the cloud service providers may be determined and captured in a data object—i.e. a provider data object. The provider data object may then be instantiated for individual cloud service providers for synchronizing data with a given cloud service provider. Provider data can be received from the given cloud service provider can be processed using the instance of the provider data object. Specific provider information can then be extracted from the received provider data according the semantics defined in the instance of the provider data object. The extracted provider information can then compared with provider information already stored in a database. When one or more differences are detected between the two, the received provider information can be saved to the database.

Abstract: A data processing system for extracting metadata values is described. The data processing system includes an input unit and a processor communicably coupled to the input unit. The input unit is configured to receive a contract document. The processor is configured to extract at least one segment from the contract document and identify a type of the at least one segment. The processor is further configured to extract at least one metadata value from the at least one segment based on a model, wherein the model is determined based on the identified type of the at least one segment.

Abstract: An apparatus and method are provided for machine learning method using a network of agents. The agents are arranged in a network with respective links between pairs of agents, and the links enabling the exchange information. Different agents can apply different reasoning paradigms corresponding to different approaches to machine learning and artificial intelligence. These disparate approaches are seamlessly integrated to aggregate decisions and learning performed using different approaches using an economics model in which a Nash equilibrium is reached through the exchange of information. Each agent selects which other agents to exchange information with by seeking to optimize preference, utility, and objective functions, and these function include how well the agents obtain an assigned goal subject to other desirable features and characteristics (e.g., enforcing diversity).

Abstract: A worker selection method according to characteristics of a crowdsourcing-based project is provided.

Abstract: Participation by multiple users in an online game through client computing platforms associated with the users is facilitated. User accounts associated with the users indicate affiliations having a functional significance between users. Presentation of offers to sell virtual items are provided to users having a first affiliation and to users having a second affiliation. The virtual items associated with the offers are distributed to the users having a first affiliation upon an indication that a threshold number of users having the first affiliation have accepted the offer and are not distributed to users having a second affiliation upon an indication that a threshold number of users having the second affiliation have not accepted the offer.