Abstract: A device for handling notes of value including a transport unit for transport of the notes of value in a transport direction along a transport path, and an aligning unit for alignment of the notes of value. The device further includes a sensor arranged upstream of the aligning unit for determining at least one feature of the notes of value, and a control unit that controls the aligning unit such that the aligning unit aligns each note of value depending on the determined expression of the feature of the note of value in a preset first target alignment or at least in a preset second target alignment that is different from the first target alignment.

Abstract: The invention relates to a device (10, 50, 60, 200) for handling notes of value. The device (10, 50, 60, 200) comprises a radio unit (20) for sending data from the device (10, 50, 60, 200) to a service unit (22) via mobile radio (24). Further, the device (10, 50, 60, 200) has a safe (12, 202) in which at least one cash cassette (14a, 14b, 100, 204a, 204b) is accommodated. The cash cassette (14a, 14b, 100, 204a, 204b) comprises an authentication data memory (18a, 18b, 106, 208a, 208b) in which authentication data for the unambiguous authentication of the cash cassette (14a, 14b, 100, 204a, 204b) by the service unit (22) are stored. The radio unit (20) transmits the authentication data and stock data with information on the current stock of notes of value in the cash cassette (14a, 14b, 100, 204a, 204b) to the service unit (22) via mobile radio (24). A further aspect of the invention relates to a cash cassette (100, 204a, 204b) for holding notes of value.

Abstract: A self-locking type shutter device is provided. The device is arranged in a financial self-service equipment, so as to open or close a cash depositing/withdrawing port (1) of the financial self-help service equipment. The device comprises a frame (3) integrally welded, a gate (2) and a power transmission mechanism. The gate (2) is arranged on the frame (3) by a first rotation shaft (4) and can rotate around the first rotation shaft (4). The power transmission mechanism is fixed on the frame (3), so as to provide the gate (2) with rotation power. The power transmission mechanism comprises a motor (5) and at least one unidirectional folding linkage mechanism (70). The device can be self-locked via the unidirectionally folding linkage mechanism (70).

Abstract: The invention relates to a device for the input of notes of value into a container. The device comprises a supply unit for supplying the notes of value and a stacking unit for stacking the supplied notes of value. Further, the device has a vane wheel (10c) for handling the notes of value. The vane wheel (10c) comprises a rotatably mounted basic body (12c) and at least one vane (14c, 16c) firmly connected to the basic body (12c) at a first end of a connecting area (20c, 22c). A support area (38, 40) of the vane (14c, 16c) contacts the circumferential surface of the basic body (12c) when the vane (14c, 16c) exerts a force on a note of value.

Abstract: A paper money processor according to the present invention includes a transaction slot where paper money is at least either inserted or dispensed with an orientation such that one of lengthwise ends of the paper money is positioned at a side of a first lengthwise end of the transaction slot. The transaction slot includes a main opening which opens on a second lengthwise end of the transaction slot, and a lateral opening which is continuous with the main opening, and opens on a first widthwise end of the transaction slot.

Abstract: A financial self-help service device for preventing plugging by foreign objects and damage by mucilage glue is provided. It has a panel, and a cash inlet-outlet (1) is set on the panel. The financial self-help service device further includes a gate (2) for opening or closing the cash inlet-outlet (1). POM (polyoxymethylene) plastic convex points (9) are provided at the edge of the gate (2) matched with the cash inlet-outlet (1), so as to form a flow guide gap between the gate (2) and the panel when the gate (2) closes the cash inlet-outlet (I).

Abstract: A self-service terminal comprises a fascia defining an aperture through which a receipt or other type of media items is dispensible to a customer. The fascia comprises a protrusion located immediately beneath the aperture in a generally central location. The protrusion comprises a lower surface against which a customer's finger may rest and an upper surface for guiding an exiting receipt or other type of media item. The protrusion extends outwardly from the fascia to ensure that even if the customer places a finger on the protrusion, opposing edges of the receipt or other media item exit a sufficient distance from the aperture to allow the receipt or other media item to be visible to and removed by the customer.

Abstract: Disclosed are an automatic transaction machine and method of rejecting a paper medium in the automatic transaction machine. The automatic transaction machine includes a medium storage portion; a first medium transfer module transferring a paper medium in a sheet unit from the medium storage portion; a temporary stack portion provided adjacent to an outlet of the first medium transfer module, stacking the paper medium, and having a vertically movable supporter; a second medium transfer module for transferring, to a medium outlet, the paper medium transmitted from the supporter having been upwardly moved; and a rejection portion positioned below the supporter, and including a rejection inlet vertically movable together with the supporter.

Abstract: An equipment (22) for the automatic deposit of banknotes (23) comprising a transaction port (33) for receiving a stack (24) of banknotes, a separating device (36) for separating the constituting sheets of the stack (24), a validation device (37) for discriminating the constituting sheets as recognized banknotes and constituting sheets not recognized, a transport mechanism (38, 39) servo-dependent on the validation device to drag said constituting sheets along differentiated paths (72, 73) for the recognized banknotes and the constituting sheets not recognized, and a box assembly (51) adjacent to the transaction port. The box assembly (51) includes two storage boxes (53, 54) and is shiftable among at least three different positions.

Abstract: An automated banking machine that is activated responsive to data read from user cards which accepts checks and dispense cash to users. The automatic banking machine is operated to acquire image and magnetic data from deposited checks to determine the genuineness of checks and the authority of a user to receive cash for such checks. Cash may be dispensed to the user from the automatic banking machine in exchange for a deposited check. The automatic banking machine dispenses cash responsive to communications with a transaction host.

Abstract: A bill delivery apparatus for a wall-type automatic-teller machine according to the present invention is disposed between a cash receiving part and a cash handling part of the machine. The apparatus comprises a main body having a pair of plates spaced apart from each other at both sides thereof; a tray unit adapted to be lifted and lowered within the main body, for temporarily stacking bills introduced from the cash handling part therein; a stopper unit disposed in front of the tray unit to prevent the bills introduced from the cash handling part from deviating from the tray unit; a transfer unit disposed adjacent to the tray unit, for transferring the bills stacked in the tray unit to the cash receiving part; a driving unit for driving the tray unit, the stopper unit, and the transfer unit; and a recovering unit for storing untaken bills that has been returned from the cash receiving part.

Abstract: A method of depositing items of value, the method comprising 1) receiving a tamper evident and coded container holding the items of value, the code relating to the content of the container; 2) verifying that the package has been received in an acceptable manner, and, if it has, 3) either incrementing an account with the value of the items of value in the container by reference to the code and without opening the container, or, if the account has previously been incremented, leaving the account unchanged.

Abstract: An automated banking machine system and method includes ATMs which accept checks and dispense cash to users. The ATMs are operated to acquire image and magnetic data from deposited checks to determine the authority of a user to receive cash for such checks. The authority of the user is determined based on the user being associated in a data store with the maker of the check. The check cannot exceed certain programmed thresholds or be presented earlier than the expiration of a delay period from when a prior check from the same maker is presented. In exchange for acceptable checks cash is dispensed to the user from the ATM in exchange for the deposited check.

Abstract: An automated banking machine system and method includes ATMs which accept checks and dispense cash to users. The ATMs are operated to acquire image and magnetic data from deposited checks to determine the genuineness of checks and the authority of a user to receive cash for such checks. Cash may be dispensed to the user from the ATM in exchange for the deposited check. The ATMs dispense cash responsive to communications with a transaction host.

Abstract: Method for transferring an electronic sum of money from a credit memory associated with a money sender to an account or to a credit memory associated with a money receiver via a telecommunications and data network in real time, the necessary connections being set up via a transaction server.

Abstract: An automated banking machine (10) is provided. The automated banking machine may include a fascia (50) in operative connection with a frame (110). The machine may include a plurality of hardware devices which are accessible through the fascia. The hardware devices may include a cash dispenser (24), receipt printer (20), and a card reader (22). The fascia may include replaceable bezels (550,552) with apertures therein for providing access to hardware devices. The bezels may be operative to float with respect to the fascia and hardware devices to automatically align hardware devices with the bezels. In addition the hardware devices may include movable portions which are operative to automatically align with the bezels. The bezels may include ramps, ribs, or other angled surfaces which guide the hardware devices into alignment with the openings in the bezels.

Abstract: An automated banking machine includes a mechanism for accepting deposited items. Deposited items may be provided to the machine in envelopes which are first passed to a user from an envelope storage area (132) in the machine through a transport (124) and which are presented to the user through an opening (244). An envelope storage and dispensing device (134) is operative to assure that only a single envelope is delivered to the user. A user may thereafter include deposit items in the dispensed envelope. The deposited items are passed through the opening (244) and are deposited in a deposit-holding container (128). The deposited items may be marked with indicia corresponding to the transaction or properties of the deposited item where the envelope originally dispensed to the user for holding the deposited item.

Abstract: A bank note dispensing device includes a storage unit which can store bank notes that can be dispensed to a user through a discharge opening. A monitor unit can be operatively positioned relative to a passageway for transporting the bank notes in order to determine any abnormal conditions, such as accidental discharge of duplicate bank notes. A diverting unit can be operatively connected to the monitoring unit to remove a bank note from the passageway when the monitoring unit indicates an abnormal condition. A second diverting unit can be activated to position a removed bank note in a reject storage container. A recycle unit can receive an abnormal designated bank note and provide a second passageway to return the abnormal designated bank note to a position for subsequent transportation by the transporting unit through the discharge opening.

Abstract: A point-of-transaction machine that allows global users to reach all aspects of their finances, from their brokerage account to their banks, mortgage accounts, credit card accounts and more. Unlike conventional ATMs where you can only reach your bank account(s), the initial screen when signed on will give the global user options on which account or accounts they want to transact business. This initial screen will satisfy the banking, mortgage, and security law requirements of most countries, including those of the United States and Canada where such companies are required to be independent. The point-of-transaction machine will collect fees for each transaction, similar to current ATM usage fee agreements and will allow certain users to complete transactions without fees.

Abstract: A method and arrangement for processing negotiable instruments (20) such as banknotes or monetary payment forms in an automatic banking machine (10), having the features: Inserting the negotiable instruments (20) into an input compartment (18), setting a control criterion on the basis of the type of negotiable instruments (20) to be processed, transporting the negotiable instruments (20) one after the other from the input compartment (18) and through a negotiable instrument recording device (24, 26) into a temporary store (30); the nominal value of banknotes is stored in a value store, payment forms are depicted and the image data stored in an image store; depositing the negotiable instruments (20) from the temporary store (30) in at least one secure store (34, 36) after completion of a deposit operation.

Abstract: An automated banking machine (10) identifies and stores documents such as currency bills deposited by a user. The machine then selectively recovers such documents from storage and dispenses them to other users. The machine includes a central transport (70) wherein documents deposited in a stack are unstacked, oriented and identified. Such documents are then routed to storage areas in recycling canisters (92, 94, 96, 98). When a user subsequently requests a dispense, documents stored in the storage areas are selectively picked therefrom and delivered to the user through an input/output area (50) of the machine.

Abstract: A cash dispensing mechanism of an automated teller machine (ATM) includes a safe inside which are housed first and second units. The first unit includes currency cassettes and an associated pick mechanism. Bills are transported from the pick mechanism to a bill validator included in the first unit. If a bill is rejected then a divert gate directs it into a purge bin also included in the first unit. The second unit is mounted on the first unit with a selected orientation relative to said first unit dependent on whether the cash dispensing mechanism has a front loading or a rear loading configuration. Bills accepted by the validator are transported upwardly out of the first unit and into the second unit via a single transfer station, regardless of whether the cash dispensing mechanism has a front or rear loading configuration. The second unit stacks bills received from the first unit into a bunch and transports the bunch to a bill dispensing port of the safe.

Abstract: An automated banking machine (10) identifies and stores documents such as currency bills deposited by a user. The machine then selectively recovers such documents from storage areas and dispenses them to other users. The machine includes a central transport (70) in which documents which are deposited are oriented and identified. Such documents are then routed to storage areas in recycling canisters (92, 94, 96, 98) when a user subsequently requests a dispense of documents. Documents are selectively picked from the storage areas and delivered to the customer. Media gates (116, 118, 120, 122) are used to selectively direct documents between remote transport segments (108, 110, 112, 114) and canister delivery transports (124, 126, 128, 130). The media gates operate by selectively directing documents through an intersection (421) in engagement with transversely offset belt flights (396, 422).

Abstract: A belt displacement operation is periodically carried by the pick mechanism 11 of a sheet feeding apparatus, when the number of sheets fed has reaches a predetermined value. The motor 34 is driven in reverse for a predetermined time, so as to cause rotation of the belt 28 in the opposite direction to that during feeding. Since the pick pulley 26 is supported on the shaft 38 by means of a one-way clutch 40 so that it does not rotate during the reverse rotation of the belt 28, displacement of the belt 28 occurs relative to the pick pulley 26, so that in subsequent pick operations, a different portion of the belt 28 engages the stack 18 so as to pick a sheet, than had displacement of the belt 28 not occurred. This reduces the risk of localized portions of the belt 28 becoming more worn than others, due to more frequent engagement with the stack 18.

Abstract: An automatic transaction apparatus for allowing users to deposit money in the form of financial documents such as checks has a depository inlet, a document feed mechanism, a reading mechanism, a printing mechanism, and a storage mechanism, all for automatically settling financial documents deposited by users. The depository inlet has a guidance mechanism for indicating a pattern in which to insert the financial document into the depository inlet. According to the pattern indicated by the guidance mechanism, the user can insert the financial document with face and back sides properly directed and in a proper orientation into the depository inlet. Since the financial document is properly inserted into the depository inlet, the automatic transaction apparatus may have a relative simple document deposition mechanism for processing the inserted financial document as the document deposition mechanism does not need to handle financial documents inserted in different patterns.

Abstract: A self-service deposit terminal (10) for bank notes is arranged to validate the notes. If any notes are deemed invalid then either the invalid notes are diverted from going to a collection means (42) for valid notes, or else the whole deposit is diverted. The diverted notes are bound together, reference details are printed on the bound notes, and the bundle is deposited in a rejection bin (74). The bundle is later compared with the deposit details printed out on a journal printer (72) to identify the user. The total value of the deposit can then be added to the user's account.

Abstract: A bill handling machine includes a rotatable drum provided with a bill transport arrangement in which a bill transporting passage is formed therein and movable between a transport position where it can hold bills in the bill transporting passage so as to be able to transport them and a release position where it releases the holding of the bills and a shutter which can open and close one end portion of the bill transporting passage, and a vibrating mechanism for applying slight vibration to the drum, while the one end portion of the bill transporting passage is closed by the shutter, the bill transporting passage is oriented vertically so that the shutter is directed downwardly as a result of the rotation of the drum and the bill transport arrangement has been moved to the release position. According to the thus constituted bill handling machine, it is possible to reliably align one end portions of bills whose sizes differ greatly and efficiently handle bills.

Abstract: A cash processing system is capable of reducing manual operation in placing and collecting from a cashing handling apparatus, such as ATM's, cash dispensing machines and so forth and thus can eliminate the occurrence of error or theft. The cash processing system includes a detachable cash safe, a cash processing apparatus that detachably receives the cash safe for automatically setting a commanded amount of cash therein, and a cash handling apparatus that detachably receives the cash safe, in which the commanded amount of cash is set, for performing services including a cash dispensing service.

Abstract: A device for supplying and receiving to and from a plurality of automatic teller machines installed side by side on an installation surface has a carrier station for transmitting, over a wireless channel, an instruction signal for designating an automatic teller machine for cash receipt and delivery, and a cassette carrier capable of running to the designated automatic teller machine. The cassette carrier has a carrier body equipped with a power source and a running mechanism, and a transport cassette placed on the carrier for holding the cash therein. In accordance with the instruction signal and a result of detection by a position sensor, the cassette carrier runs to a predetermined position facing the designated automatic teller machine and is positioned with respect to the designated automatic teller machine. In this state, cash are transferred between the transport cassette and the designated automatic teller machine by a transfer mechanism provided on the movable carrier.

Abstract: A transaction terminal (2) which incorporates a control unit (4) for controlling the operation of the terminal. Terminal operation is monitored by a plurality of sensors (110-116) in communication with the control unit (4). The control unit (4) can access data characteristic of predetermined acceptable terminal operation and the outputs of the sensors (110-116) are compared with said data. The control means (4) is adapted to alter terminal operation in dependence on the output of the sensors (110-116) so as to compensate for any variation from the acceptable terminal operation. The sensors (110-116) also include additional sensors (118,120) arranged to monitor ambient environmental conditions, and the control unit (4) is arranged to alter terminal operation dependent on changes in the ambient environmental conditions as detected by the additional sensors (118,120).

Abstract: An automatic teller machine managing system includes an automatic teller machine and a carrier for exchanging a medium, such as, paper money, with the automatic teller machine. The system further includes a mechanism for moving the carrier relative to the automatic teller machine, and a coupling unit which is movably arranged and couples the carrier and the automatic teller machine with each other. In the system, the medium is carried one by one, via the coupling unit, from the carrier to the automatic teller machine or from the automatic teller machine to the carrier.

Abstract: A card entry gate has a slot defining several ridges extending longitudinally from the upper and lower surfaces of the slot. A data-bearing card, with an encoded strip and embossed portions, fits between the ridges of the slot when inserted lengthwise in any orientation. The ridges are positioned to avoid the encoded strip and the embossed portions, thereby preventing damage to the card and reducing jitter. The ridges further resist the malicious or accidental insertion of certain coins, odd-shaped cards, and many foreign objects.

Abstract: When sheets are taken into a machine or discharged from the machine, characteristics of these sheets such as letters or symbols of these sheets are read by a sheet characteristics reading unit. A result of reading the characteristics is stored in a storage unit. When characteristics of a sheet are not able to be read at the time of accommodating sheets, this sheet is returned and only sheets of which characteristics have been able to be read are taken into the machine. Sheets of which characteristics are not able to be read at the time of discharging sheets are specified by a unit for specifying sheets of which characteristics can not be read. By this arrangement, each sheet in the machine is always managed.

Abstract: A sheet handling apparatus includes transport mechanism (40, 42) for feeding a stack of sheets, such as currency notes, from a position in which the stack is accessible to a user of the apparatus into a secure container. A stack banding device (138) is arranged to form a band around the stack during feeding of the stack from the accessible position into the container. The band comprises two self-adhesive labels which are respectively peeled off two carrier strips (166) wound around two spools (168) included in the stack banding device (138). A printer is arranged to print stack identification data on each band. The stack banding device (138) may be used in an ATM for identifying a stack of currency notes which a customer has failed to collect at an exit port of the ATM and which has been fed into a rejected note container.

Abstract: A device for dispensing sheet media comprising a storage location for storing sheet media to be dispensed; a receiving location accessible to a patron from which the sheet media may be received; a receptacle for retaining sheets of the media; a stacking assembly for stacking individual sheets of the sheet media into a stack; a transport assembly for transporting individual sheets from the storage assembly to the stacking assembly and for transporting sheets of the media from the receiving assembly to the receptacle; a transfer assembly for transferring a stack of sheets from the stacking assembly to the receiving location; and, a divert assembly associated with the transport assembly operable to cause sheets transported from the storage location to the stacking assembly to be diverted to the receptacle.

Abstract: A method and personal banking machine is described by which two items such as cash and statement can be issued simultaneously through one and the same gate. The optimum point in time is determined and adaptively controlled by which the front edge of statement touches the bundle of bank notes during issuing movement of the bank notes. Then both, bank notes and statement, are moved together to their respective end positions. The method and the machine starts the statement transport after a certain monitored delay time (DELTA-STATEMENT). By calculating out of the time difference between the point in time at which the bank notes reach the end position and the statement reaches its end position, a new time delay (DELTA-STATEMENT) is calculated for the next combined cash and statement issue operation. The method provides for the simultaneous issuance of bank notes and a statement through a common exit gate.

Abstract: Functional parts which have a high probability of abnormal operation, e.g., bill jams, are built into a detachable bill container, and the transfer of bills is not performed in the main body of the automatic bill handling machine (i.e., bills are handled only within the detachable bill container). Those parts include the parts which perform mechanical operations such as the picking up of bills, one by one, stacking the bills in a temporary storage area, and conveying them to an outlet or withdrawal bill storage area. The bill container in which a bill jam has occurred may be replaced with a spare bill container, thus allowing the jammed bills to be retained in the replaced container.

Abstract: A plurality of transaction machines constituting a transaction system is provided with a bill exchange device which exchanges bills individually among the transaction machines.

Abstract: An apparatus for sorting sheets is disclosed, which comprises a feeder for setting a mixture of different kinds of sheets, the set sheets being fed one by one for sorting, a judging circuit for judging the kind of sheet being transported through the body of the apparatus after having been fed from the feeder, and a sorting/stacking section for sorting and stacking sheets in specified quantities for specified kinds according to the result of judgement in the judging circuit. The apparatus has a plurality of sorting modes for different kinds of sorting and can specify specified quantities for each mode.

Abstract: An apparatus for detecting the passage of superposed sheets along a feed path includes first and second cooperating rollers (12, 14), the second roller (14) being movable away from the first roller (12) in response to the passage of a single or multiple sheet between the rollers (12, 14). The first roller (12) has a diameter twice that of the second roller (14). Voltage generating means (42) produces an output voltage which varies linearly with movement of the axis of the second roller relative to the axis of the first roller (12). This voltage is integrated over one complete revolution of the first roller (12) first with no sheet present and then with a single or multiple sheet passing between the rollers (12, 14) to produce first and second values respectively. The first value is subtracted from the second value to produce a third value on the basis of which the number of sheets corresponding to the second value is determined.