Abstract: A banking system is controlled responsive to data included on data bearing records. The system includes a deposit accepting machine for accepting deposit items, such as deposit bags, currency, and checks. The deposit accepting machine includes a card reader operable to read financial account data from cards of depositors. The machine includes a RFID reader that wirelessly reads data from RFID tags on deposited items, including account number and deposit amount data. A computer credits the account for the read deposit amount. The machine, which can also dispense cash, further includes an NFC reader that can wirelessly receive cash loading data from an NFC component on a cash handler's cash transport bag. The cash loading data can include an amount of cash loaded into the machine. The machine can wirelessly transmit to the bag, dispense data that includes the amount of cash dispensed since the last cash loading.

Abstract: A deposit management system is operable responsive to data read from data bearing records. The system is associated with financial funds depositories. Each depository can accept items, such as deposit bags. Each depository includes a bar code reader that can read data from a bar code label that is located on a deposit bag. The system allows merchants to preregister a deposit before performing the deposit. A preregistered deposit is linked with a deposit identifier in a data store. The deposit identifier can be represented in a bar code. If the system determines that a depository read a bar code having a deposit identifier that corresponds in the data store to a preregistered deposit, then that depository is operated to automatically unlock its deposit entry door to permit the deposit. The system also allows merchants to review their deposit history.

Abstract: An apparatus including an automated banking machine is operative to cause financial transfers responsive at least in part to data read from data bearing records. The machine includes a card reader that is operative to read card data usable to identify at least one of a user of the machine and a financial account. A computer associated with the machine is operative to cause card data to be read through operation of the card reader, and to cause a determination to be made that read card data corresponds to a financial account authorized to conduct a transaction through the machine. The computer is operative responsive at least in part to the determination to cause the financial account to be at least one of assessed and credited with a value associated with a financial transaction. Transaction function devices of the machine are supported through slides that can be configured in different ways to facilitate mounting of devices within the machine.

Abstract: A self-service terminal includes a safety box, a main control module, an operating module, and a shielding member. The main control module includes a casing and a mounting frame mounted in the casing. The mounting frame is attached on the safety box. The casing includes a pair of side panels and a top panel connecting between the pair of side panels. The pair of side panels and the top panel is detachably attached to the mounting frame. The operating module is attached to a front side of the main control module. The shielding member is attached to the safety box and encloses the operating module.

Abstract: An apparatus that operates to cause financial transfers responsive to data read from data bearing records, includes a processor that is in operative connection with a card reader and a touch screen display. The processor can cause the card reader to read card data from a user card, and can determine whether the read card data corresponds to an authorized financial account. Without the touch screen display surface visibly providing indicia that corresponds to a desired character, the user can still input the character through user contact with the touch screen display surface. The processor can resolve the desired character from the user contact.

Abstract: The invention relates to a device (10, 50, 60, 200) for handling notes of value. The device (10, 50, 60, 200) comprises a radio unit (20) for sending data from the device (10, 50, 60, 200) to a service unit (22) via mobile radio (24). Further, the device (10, 50, 60, 200) has a safe (12, 202) in which at least one cash cassette (14a, 14b, 100, 204a, 204b) is accommodated. The cash cassette (14a, 14b, 100, 204a, 204b) comprises an authentication data memory (18a, 18b, 106, 208a, 208b) in which authentication data for the unambiguous authentication of the cash cassette (14a, 14b, 100, 204a, 204b) by the service unit (22) are stored. The radio unit (20) transmits the authentication data and stock data with information on the current stock of notes of value in the cash cassette (14a, 14b, 100, 204a, 204b) to the service unit (22) via mobile radio (24). A further aspect of the invention relates to a cash cassette (100, 204a, 204b) for holding notes of value.

Abstract: A cash box system with a cash container for receiving cash is described. The cash container has an inlet opening which can be closed by a cover and a locking mechanism having a locked state in which the cover is locked in a position closing the inlet opening, and a release state in which the cover is unlocked and can be brought in a position to release the inlet opening. The locking mechanism is configured such that it is forcibly transferred from the locked state to the release state when the cash container is emptied. The cash box system is preferably for a vending machine in which the cash container is inserted.

Abstract: A card actuated automated banking machine (10) is operative to early out financial transactions responsive to data included on user cards. The banking machine includes a user interface (15) including a display (24). The user interface includes a card reader (16) which is operative to read data on user cards which identify at least one of user and a user's financial accounts. A fascia of the machine includes a keypad (404, 438, 458) through which users input confidential data. Covers (400, 422, 430) prevent unauthorized persons from viewing confidential inputs to the keypad. Authorization signals assure that the display is operating in a manner that provides appropriate user instructions. A visual indicator is operative to indicate to a user that keypad inputs are being encrypted. Alternatively a touch screen display module (608) is operative to securely receive manual inputs and/or card data.

Abstract: A banking system is controlled responsive to data included on data bearing records. The system includes a deposit accepting machine for accepting deposit items, such as deposit bags, currency, and checks. The deposit accepting machine includes a card reader operable to read financial account data from cards of depositors. The machine includes a RFID reader that wirelessly reads data from RFID tags on deposited items, including account number and deposit amount data. A computer credits the account for the read deposit amount. The machine, which can also dispense cash, further includes an NFC reader that can wirelessly receive cash loading data from an NFC component on a cash handler's cash transport bag. The cash loading data can include an amount of cash loaded into the machine. The machine can wirelessly transmit to the bag, dispense data that includes the amount of cash dispensed since the last cash loading.

Abstract: An automated banking machine is operative to cause financial transfers responsive at least in part to data read from data bearing records. The automated banking machine includes a card reader that is operative to read card data from user cards corresponding to financial accounts. The automated banking machine is operative to cause a determination to be made that read card data corresponds to stored data for an account authorized to carry out transactions that transfer and/or allocate funds between accounts. The automated banking machine is further operative to provide users with a receipt for transactions conducted. The automated banking machine is operative to cause the value of cash dispensed or received to be assessed or credited to the financial accounts corresponding to card data.

Abstract: An automated banking machine is operative to cause financial transfers responsive at least in part to data read from data bearing records. The automated banking machine includes a card reader that is operative to read card data from user cards corresponding to financial accounts. The automated banking machine is operative to cause a determination to be made that read card data corresponds to stored data for an account authorized to carry out transactions that transfer and/or allocate funds between accounts. The automated banking machine is further operative to provide users with a receipt for transactions conducted. The automated banking machine is operative to cause the value of cash dispensed or received to be assessed or credited to the financial accounts corresponding to card data.

Abstract: A banking system is controlled responsive to data included on data bearing records. The system includes a deposit accepting machine for accepting deposit items, such as deposit bags, currency, and checks. The deposit accepting machine includes a card reader operable to read financial account data from cards of depositors. The machine includes a RFID reader that wirelessly reads data from RFID tags on deposited items, including account number and deposit amount data. A computer credits the account for the read deposit amount. The machine, which can also dispense cash, further includes an NFC reader that can wirelessly receive cash loading data from an NFC component on a cash handler's cash transport bag. The cash loading data can include an amount of cash loaded into the machine. The machine can wirelessly transmit to the bag, dispense data that includes the amount of cash dispensed since the last cash loading.

Abstract: An apparatus including an automated banking machine is operative to cause financial transfers responsive at least in part to data read from data bearing records. The machine includes a card reader that is operative to read card data usable to identify at least one of a user of the machine and a financial account. A computer associated with the machine is operative to cause card data to be read through operation of the card reader, and to cause a determination to be made that read card data corresponds to a financial account authorized to conduct a transaction through the machine. The computer is operative responsive at least in part to the determination to cause the financial account to be at least one of assessed and credited with a value associated with a financial transaction.

Abstract: An automated banking machine is operable to cause financial transfers responsive to data read from data bearing records. The machine includes a card reader that can read card data from user cards corresponding to financial accounts. The machine is operative responsive to read card data to carry out transactions that transfer and/or allocate funds between accounts. The machine can also provide machine users with a receipt for transactions conducted. The machine includes a cash dispenser that can dispense cash to users, and cause the value of dispensed cash to be assessed to accounts corresponding to the read card data. The machine also includes a sheet accepting device that can receive currency notes and/or checks from users. An account that corresponds to the read card data can be credited for the value of received notes and/or checks.

Abstract: A method and apparatus for processing value documents where the value documents are checked according to certain criteria and sorted in accordance with the results of the check. Those value documents upon whose check an error has occurred are transported to a deposit device having several deposit sections. The faulty value documents of different accounting units are thereby deposited on different deposit sections of the deposit device. For post-processing of the faulty value documents, they are removed from the deposit device by an operator according to the first in, first out principle.

Abstract: The invention relates to a device and a method for separating notes of value of a value note stack. The device comprises at least one input tray having an opening for the insertion of the value note stack and at least one closing element for closing and opening the opening of the input tray. Further, the device has at least one pressure element for pressing the notes of value inserted into the input tray against a pull-off element. The closing element and the pressure element are connected to each other.

Abstract: A self-service terminal comprising a plurality of devices is described. The devices comprise: a racking handle for moving that device from an operational position to a maintenance position; a primary visual identifier (such as a bright color) associated with the racking handle, where the primary visual identifier is common for all of the racking handles and is not used for any part of the device except a racking handle; and a secondary visual identifier associated with any other parts of the device that may be safely touched, where the secondary visual identifier is visually distinct (for example, by using a different color) from the primary visual identifier.

Abstract: Provided is a cash transaction machine including: a medium storage portion; a medium transfer module transferring a paper medium in a sheet unit from the medium storage portion; a temporary stack portion including an upwardly and downwardly movable supporter being provided to be adjacent to an outlet of the medium transfer module to stack the paper medium; a carriage receiving the paper medium from the supporter; and a carriage transfer portion transferring the carriage to a medium outlet in a state where stacked paper media is pressed, wherein the carriage includes a holder being provided in parallel with a moving direction of the carriage to support a bottom surface of the stacked paper media. The cash transaction machine may be constructed to enable a stack of paper media to maintain its arranged state while the paper media is being transferred and to simplify a transferring structure of paper media.

Abstract: A side open-and-close type cash transaction machine is provided. A cash transaction machine includes: a body including an opening on a side of the body; a door being mounted on the body to open and close the opening; a first financial module being integrally formed with the door in the door to be externally exposed when the door is opened; and a second financial module being provided in the body, separate from the door to move toward the opening when the door is opened. Since the second financial module may be provided and be exposed separate from the first financial module, it is possible to easily manage the financial modules and also reduce the size of the side open-and-close type cash transaction machine.

Abstract: An automated banking machine (10) operates responsive to data read from data bearing records to cause financial transfers. The machine includes a user interface (12) including an opening (20). Users of the machine deliver individual sheets and stacks of sheets to and from the machine through the opening. Stacks of sheets may include sheets such as notes, checks, or other documents. Stacks input to the machine may include mixtures of various types of sheets. The machine operates to receive notes, process checks, and perform other operations. Notes received in the machine may be recycled and dispensed to other users. Checks processed by the machine may be imaged by an imaging device, cancelled, and stored in the machine or alternatively returned to a user.

Abstract: A card actuated automated banking machine system and method accepts checks and dispenses cash to users. The banking machine is operated to acquire image and magnetic data from deposited checks to determine the genuineness of checks and the authority of a user to receive cash for such checks. Cash is dispensed to the user from the banking machine in exchange for the deposited check.

Abstract: An automated banking machine (10) operates responsive to data read from data bearing records to cause financial transfers. The machine includes a user interface (12) including an opening (20). Users of the machine deliver individual sheets and stacks of sheets to and from the machine through the opening. Stacks of sheets may include sheets such as notes, checks or other documents. Stacks input to the machine may include mixtures of various types of sheets. The machine operates to receive notes, process checks and perform other operations. Notes received in the machine may be recycled and dispensed to other users. Checks processed by the machine may be imaged by an imaging device, cancelled and stored in the machine or alternatively returned to a user.

Abstract: Check processing involves scanning a back of a check having no authorization data printed thereon and also scanning a front of the check having preprinted magnetic ink characters, electronically generating authorization data indicating that processing payment of the check has been completed and the check is valid based on a reading of the magnetic characters and a response from an external analysis source, generating an electronic merged image by electronically combining back image data captured during the scanning of the back of the check with generated authorization data, and storing the electronic merged image with the front image data captured during the scanning of the front of the check. Moreover, these operations are performed in a single pass of the check in one direction through a transportation path of a check processing apparatus. No printing of any data is required. The check processing can be embodied in a method, apparatus, or instructions embodied on a machine-readable medium.

Abstract: A banking system is controlled responsive to data included on data bearing records. The system includes a deposit accepting machine for accepting deposit items, such as deposit bags, currency, and checks. The deposit accepting machine is in connection with a card reader operative to read data corresponding to financial accounts from user cards. The apparatus further includes an RFID reading device that is operative to read signals from RFID tags to obtain deposit information therefrom. The information can include data associated with of the deposit, such as an account number and the deposit amount. The information can include cash value. A computer is operative to credit a financial account for value associated with deposit items responsive to data read by the card reader and/or RFID reading device.

Abstract: A banking system is controlled responsive to data included on data bearing records. The system includes a deposit accepting machine for accepting deposit items, such as deposit bags, currency, and checks. The machine includes a card reader that can read card data corresponding to financial accounts, and a biometric reader that can read user identification data. The machine also includes an RFID reader that can read signals from RFID tags to obtain deposit information therefrom. The deposit information can include deposit data such as an account number and the deposit amount. The machine also includes a computer that causes a financial account to be credited for the value of deposited items, responsive to data read by the various reader devices.

Abstract: The first aspect of the present invention is a paper sheet transport mechanism. This mechanism comprises a first paper sheet guide that forms a first paper sheet transport path, the first paper sheet guide having a rotating shaft; a pushing unit that pushes the first paper sheet guide in a specified direction around the rotating shaft; a projecting member that moves in conjunction with movement of the first paper sheet guide; a second paper sheet guide that forms a second paper sheet transport path such that paper sheets are transferred between the first and second paper sheet guides; and a alignment unit that moves in conjunction with a retune movement of the second paper sheet guide to be in contact with the projecting member against the pushing by the pushing unit and to align one end of the first paper sheet guide and one end of the second paper sheet guide.

Abstract: Disclosed is a cash transaction machine. The cash transaction machine includes a main body including a medium inlet formed on a side of a lower portion thereof and a medium outlet formed on a side of an upper portion thereof, and providing a paper medium fed from the medium inlet to the medium outlet, a transfer module including a driving device mounted on the main body, and a plurality of circulation transfer belts cooperating with the driving device and transferring the paper medium, the plurality of circulation transfer belts being extended to the lower portion of the main body via the medium inlet, and an auxiliary adapter including an adapter box directly or indirectly mounted on the lower portion of the main body, and a belt guidance shaft mounted on the adapter box and positioning an extra part of the circulation transfer belt in the auxiliary adapter.

Abstract: A banking system is controlled responsive to data included on data bearing records. The system includes a deposit accepting machine for accepting deposit items, such as deposit bags, currency, and checks. The deposit accepting machine is in connection with a card reader operative to read data corresponding to financial accounts from user cards. The apparatus further includes an RFID reading device that is operative to read signals from RFID tags to obtain deposit information therefrom. The information can include data associated with of the deposit, such as an account number and the deposit amount. The information can include cash value. A computer is operative to credit a financial account for value associated with deposit items responsive to data read by the card reader and/or RFID reading device.

Abstract: A fascia for a self-service terminal. The fascia comprises a first component located in fixed spatial relation to a plurality of devices mounted within the self-service terminal, and a second component mounted in movable spatial relation to at least one other device mounted within the self-service terminal. The second component is movable relative to the first component to provide access to the devices mounted within the self-service terminal when the second component is opened. The first and second components provide a unitary sealed fascia when the first and second components are in the closed position.

Abstract: Check processing involves scanning a back of a check having no authorization data printed thereon, electronically generating authorization data indicating that processing a check payment has been completed, and generating an electronic merged image by electronically combining back image data captured during the scanning of the back of the check with generated authorization data, such that, in the electronic merged image, the authorization data appears outside of an endorsement area. Moreover, these operations are performed in a single pass of the check in one direction through a transportation path of a check processing apparatus. No printing of any data is required. The check processing can be embodied in a method, apparatus, or instructions embodied on a machine-readable medium.

Abstract: An automated banking machine includes a top housing cover slidably mounted with respect to a top wall of the housing of a chest or secure enclosure. The top housing cover includes side channels for slidably receiving spaced upwardly extending flanges mounted on the chest housing. Various upper banking machine components are mounted in supporting connection with the chest housing about the secure enclosure. The components may include a display, a card reader, a receipt printer, a communications device, and a keypad. In an operable condition, the top housing cover is positioned so that a front opening therein is covered by an upper fascia. Removal of one or more fasteners allows the top housing cover to be moved rearwardly to expose the banking machine components for maintenance, replacement or other servicing activity.

Abstract: An ATM apparatus including a selectively removable sheet storage container supported within the secure chest portion. The sheet storage container is carried on a movable frame for movement into an operational position. The movable frame is movable from an out/down position to enable removal and replacement of the container, to an in/up position to place the container in the operative position. The frame is operatively supported through pivoting arm members for coordinated movement therewith. As the sheet storage container is moved into the operative position, a locking pin of a catch automatically slides into a locking recess to lock the storage container in the operative position and prevent movement of the frame. Upon operation of a lever, the locking pin is released and the frame moves toward the out/down position so that the sheet storage container can be removed and accessed.

Abstract: Method of accessing components of an automated banking machine for servicing. A top housing cover is mounted in slidable relationship to the housing of an ATM chest or secure enclosure. In an operational condition, a front opening in the top housing is closed by an upper fascia. Removal of one or more fasteners allows the top housing cover to be slid rearwardly away from the upper fascia to expose various banking machine components such as a display, a card reader, a receipt printer, and input keys for servicing.

Abstract: An automated banking machine (10) operates responsive to data read from data bearing records. The machine includes a card reader that is operative to read data from user cards corresponding to financial accounts. A controller (72) in the machine selectively illuminates light emitting devices (118, 126) for purposes of facilitating user operation of the machine. Sensing devices (128) adjacent a card reader slot (28) on the machine enables the controller to detect the presence of unauthorized card reading devices. Servicing the machine is facilitated through use of a portable diagnostic article (98) which enables the controller to access diagnostic data stored in memory and which provides data indicative of the significance of the diagnostic data.

Abstract: A bill depositing/withdrawing apparatus having a cash slot for charging/discharging a bill or bills, comprises: a bill storage section provided inwardly of the cash slot in the apparatus to store a bill or bills, and posture changing means that changes the bill storage section to a money depositing/withdrawing posture, in which a bill or bills are received from and paid to a user through the cash slot, and to a feeding/stacking posture, in which a bill or bills are fed into the apparatus and stacked in the bill storage section, and wherein a bill or bills stored in the bill storage section are caused to project toward a user when the money depositing/withdrawing posture is assumed.

Abstract: A card actuated automated banking machine system and method accepts checks and dispenses cash to users. The banking machine is operated to acquire image and magnetic data from deposited checks to determine the genuineness of checks and the authority of a user to receive cash for such checks. Cash is dispensed to the user from the banking machine in exchange for the deposited check.

Abstract: Method of assembling components of an automatic banking machine or ATM. The ATM includes a top housing cover having a forward region and an upper fascia having a rearwardly extending portion that selectively overlays the forward region. The ATM includes a lower fascia having first and second side extensions that selectively overlay first and second forward regions of a safe or secure enclosure. The ATM may include a pivotal processor case for ease of installation and/or servicing of banking components. The safe housing may include dual openings for use in either a front-load or rear-load ATM. Banking machine components such as displays, card readers, receipt printers, and keypads may be installed or serviced by extending a rollout mounting tray or by rearwardly sliding the top housing.

Abstract: A cash dispensing automated banking machine activated responsive to user cards includes a secure enclosure. The secure enclosure includes a chest portion and a moveable door. The door has mounted thereon a locking bolt work mechanism which is operative to selectively secure the door in a closed position. The door is mounted to the chest through hinge assembles that enable the door to be selectively adjusted in up-down and right-left directions. The chest door includes dead bolt portions at the hinge side that resist separation of the door from the chest if the hinge is compromised.

Abstract: Automated banking machine (ATM) in which the chest or secure enclosure is adapted for use in either a front-load ATM or a rear-load ATM. The chest housing includes both front and rear openings which are closed by first and second chest doors. The operable chest door may be securely engaged with the chest housing a locking bolt mechanism. The inoperable door may be secured with the chest housing by an alternate securing mechanism such as a bolt.

Abstract: An automated banking machine can communicate with a host computer to cash financial checks. The machine can read check indicia, send check data to the host, receive authorization from the host to cash the check, and dispense cash corresponding to the check. The machine can also produce image data representative of the check indicia and determine whether the data can be accurately identified within a predetermined level of assurance. The machine can additionally print cancellation data on a cashed check, and then return the check to the machine user.

Abstract: An automated banking machine (10) includes a user interface (12) including an opening (20). Users of the machine deliver individual sheets and stacks of sheets to and from the machine through the opening. Stacks of sheets may include sheets such as notes, checks or other documents. Stacks input to the machine may include mixtures of various types of sheets. The machine operates to receive notes, process checks and perform other operations. Notes received in the machine may be recycled and dispensed to other users. Checks processed by the machine may be imaged by an imaging device, cancelled and stored in the machine or alternatively returned to a user.

Abstract: In a banknote handling device, a banknote storage cassette is loaded along guide grooves in left and right side plates, whereby the bottom end of a bill press interlocks with protruding members of the banknote storage cassette, preventing the banknote storage cassette from exiting the guide grooves, and, by sliding a lid of the banknote storage cassette, accumulated banknotes which are stored therein are transferred to a mounting plate while a free-sliding plate member inside a storage space of the banknote storage cassette presses the accumulated banknotes downward, the accumulated banknotes being separated one by one and conveyed down a transport path by a kick-out roller, a feeding roller, and a separating roller.

Abstract: A security device for the transportation and/or storage of assets includes a chamber for receiving these assets combined with at least one tank for a destructive product, the destructive product including chlorosulfonic acid, the tank suitable for the release of the destructive product under the direction of a control element, and the chamber adapted to expose the assets to gaseous decomposition products of the destructive product.

Abstract: An automated banking machine (10) includes a user interface (12) including an opening (20). Users of the machine deliver individual sheets and stacks of sheets to and from the machine through the opening. Stacks of sheets may include sheets such as notes, checks or other documents. Stacks input to the machine may include mixtures of various types of sheets. The machine operates to receive notes, process checks and perform other operations. Notes received in the machine may be recycled and dispensed to other users. Checks processed by the machine may be imaged by an imaging device, cancelled and stored in the machine or alternatively returned to a user. Documents produced by the machine such as receipts, checks or money orders as well as notes dispensed from the machine are assembled into a stack within the machine and delivered from the machine through the opening.

Abstract: An automated banking machine (10) includes a lockable first fascia portion (20) which when unlocked enables access to a chest lock input device (104), inputs to which enable opening a chest door (18) of the machine. Opening the first fascia portion also enables access to an actuator (116) which enables moving a second fascia portion (22) for conducting service activities. A controller (72) in the machine selectively illuminates light emitting devices (118, 126) for purposes of facilitating user operation of the machine. Sensing devices (128) adjacent a card reader slot (28) on the machine enables the controller to detect the presence of unauthorized card reading devices. Servicing the machine is facilitated through use of a portable diagnostic article (98) which enables the controller to access diagnostic data stored in memory and which provides data indicative of the significance of the diagnostic data.

Abstract: A bank note processing machine comprises a machine body divided into an upper structure unit and a lower structure unit, each of which is drawable outward from a front side of the machine body. The upper structure unit comprises a bank note dispensing portion, and the lower structure unit comprises denominated bank note storage portions. The upper and lower structure units include components for directing dispensable and non-dispensable bank notes from the storage portions to various designated conveying areas.

Abstract: An automated teller machine having a customer operation part, a deposit/payment port to put into bills, a distinction part which distinguishes bill, storages which stores bill, a storage box which keeps bill decided to be true bill at the distinction part among bills put into the deposit/payment port, and a main control part which pays out bills from the storages with true bills kept in the storage box, stores rejected bills in the storage box when the amount of money put into the deposit/payment port is greater than the amount input at the customer operation part. The machine idle-rotates a drum type temporary storage box without winding bill when the amount of true bill is greater than the payment amount input at the customer operation part.

Abstract: A banknote receipt and payout apparatus including: a receipt and pay-out opening for carrying out either or both of payout and stacking of charged banknotes: a banknote determining part for determining denominations of banknotes, a plurality of banknote storage and discharge bins arranged to store therein and discharge therefrom, different denominations of banknotes, respectively, a transfer path connecting among the receipt and payout opening, the banknote determining part, the banknote storage and discharge bins and a receipt bin, for transferring the banknotes, and a loading and collecting bin arranged to load and collect the banknotes into and from the banknotes storage and discharge bin, for accommodating therein different denominations of banknotes, wherein the banknotes are stacked in the storage and discharge bins in a vertical direction, and are stacked in a horizontal direction in the receipt bin and the loading and colleting bin with a standing posture.

Abstract: Provided is a banknote receipt and payout apparatus which handles several denominations, having a banknote loading and collecting function, and which is capable of handling several denominations. A banknote receipt and payout apparatus comprising a receipt and payout opening for paying out banknotes introduced thereinto by a user, and for stacking therein banknotes to be delivered to a user, a banknote checking part for checking banknotes, a banknote storage and discharge bin for carrying one or both of storing and discharging of banknote notes, a loading and collecting bin 8 for loading and collecting banknotes, and a transfer path for transferring banknotes, wherein the banknote storage and discharge bin is of a vertical type in which banknotes are stacked in a horizontal posture, and the loading and collecting bin is of a horizontal type in which banknotes are stacked in a standing posture.

Abstract: An automated banking machine that is activated responsive to data read from user cards which accepts checks and dispense cash to users. The automatic banking machine is operated to acquire image and magnetic data from deposited checks to determine the genuineness of checks and the authority of a user to receive cash for such checks. Cash may be dispensed to the user from the automatic banking machine in exchange for a deposited check. The automatic banking machine dispenses cash responsive to communications with a transaction host.