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  • MANAGING RECURRING PAYMENTS FROM MOBILE TERMINALS
    Publication number: 20120317029
    Abstract: Equipments and methods are disclosed for facilitating service provisioning in a system that comprises a payment processor, a number of service providers and a mediator that mediates information exchange between the payment processor and service providers, and a mobile terminal operated by payment card holder. In some implementations, service provisioning can be facilitated in cases wherein the payment processor must reside in a strictly regulated Payment Card Industry (PCI) compliant environment and the service providers operate servers that are not PCI-compliant.
    Type: Application
    Filed: June 21, 2012
    Publication date: December 13, 2012
    Applicant: BOOKIT OY AJANVARAUSPALVELU
    Inventor: Jukka SALONEN
  • MANAGING RECURRING PAYMENTS FROM MOBILE TERMINALS
    Publication number: 20140236830
    Abstract: Equipments and methods are disclosed for facilitating service provisioning in a system that comprises a payment processor, a number of service providers and a mediator that mediates information exchange between the payment processor and service providers, and a mobile terminal operated by payment card holder. In some implementations, service provisioning can be facilitated in cases wherein the payment processor must reside in a strictly regulated Payment Card Industry (PCI) compliant environment and the service providers operate servers that are not PCI-compliant.
    Type: Application
    Filed: April 29, 2014
    Publication date: August 21, 2014
    Applicant: BOOKIT OY AJANVARAUSPALVELU
    Inventor: Jukka SALONEN
  • Booking method and system
    Patent number: 9177268
    Abstract: There is disclosed herein a method and system for communicating over a telecommunications network between a service provider and one or more users, wherein the service provider can have access to multiple distinct addresses in the telecommunications network and each user is identified by an address, more specifically where a first message can be sent over at least a portion of the telecommunications network to a user's address and based on a response from the user determining the message to which the response is a reply to.
    Type: Grant
    Filed: December 20, 2010
    Date of Patent: November 3, 2015
    Assignee: BOOKIT OY AJANVARAUSPALVELU
    Inventor: Jukka Salonen
  • MANAGING RECURRING PAYMENTS FROM MOBILE TERMINALS
    Publication number: 20120215696
    Abstract: Equipment and methods for facilitating service provisioning in a system that includes a payment processor, a number of service providers and a mediator that mediates information exchange between the payment processor and service providers, and a mobile terminal operated by payment card holder. In some disclosed embodiments, service provisioning can be facilitated in cases wherein the payment processor must reside in a strictly regulated Payment Card Industry (PCI) compliant environment and the service providers operate servers that are not PCI-compliant.
    Type: Application
    Filed: April 20, 2012
    Publication date: August 23, 2012
    Applicant: BOOKIT OY AJANVARAUSPALVELU
    Inventor: Jukka SALONEN
  • Managing recurring payments from mobile terminals
    Patent number: 9418361
    Abstract: Equipments and methods are disclosed for facilitating service provisioning in a system that comprises a payment processor, a number of service providers and a mediator that mediates information exchange between the payment processor and service providers, and a mobile terminal operated by payment card holder. In some implementations, service provisioning can be facilitated in cases wherein the payment processor must reside in a strictly regulated Payment Card Industry (PCI) compliant environment and the service providers operate servers that are not PCI-compliant.
    Type: Grant
    Filed: April 29, 2014
    Date of Patent: August 16, 2016
    Assignee: BOOKIT OY AJANVARAUSPALVELU
    Inventor: Jukka Salonen
  • Managing recurring payments from mobile terminals
    Patent number: 8737958
    Abstract: Equipment and methods for facilitating service provisioning in a system that include a payment processor, a number of service providers and a mediator that mediates information exchange between the payment processor and service providers, and a mobile terminal operated by payment card holder. In some disclosed embodiments, service provisioning can be facilitated in cases where the payment processor must reside in a strictly regulated Payment Card Industry (PCI) compliant environment and the service providers operate servers that are not PCI-compliant.
    Type: Grant
    Filed: April 20, 2012
    Date of Patent: May 27, 2014
    Assignee: Bookit Oy Ajanvarauspalvelu
    Inventor: Jukka Salonen
  • Managing recurring payments from mobile terminals
    Patent number: 8737954
    Abstract: Equipment and methods for facilitating service provisioning in a system that includes a payment processor, a number of service providers and a mediator that mediates information exchange between the payment processor and service providers, and a mobile terminal operated by payment card holder. In some disclosed embodiments, service provisioning can be facilitated in cases wherein the payment processor must reside in a strictly regulated Payment Card Industry (PCI) compliant environment and the service providers operate servers that are not PCI-compliant.
    Type: Grant
    Filed: April 20, 2012
    Date of Patent: May 27, 2014
    Assignee: Bookit Oy Ajanvarauspalvelu
    Inventor: Jukka Salonen
  • Communication method and system
    Patent number: 9706405
    Abstract: A method and system for authenticating a transaction between a user and a payment system are provided in which transaction information is transmitted through a secure communications from the user to the payment system, and the authentication message is sent from a payment system to the user via an authentication system. The authentication message is sent from the authentication system from one of multiplicity of addresses to the user, and the response to the message is received in that address. Additional security is achieved when the reply addresses are selected randomly.
    Type: Grant
    Filed: October 3, 2016
    Date of Patent: July 11, 2017
    Assignee: BOOKIT OY AJANVARAUSPALVELU
    Inventor: Jukka Salonen
  • Managing recurring payments from mobile terminals
    Patent number: 8737955
    Abstract: Equipments and methods are disclosed for facilitating service provisioning in a system that comprises a payment processor, a number of service providers and a mediator that mediates information exchange between the payment processor and service providers, and a mobile terminal operated by payment card holder. In some implementations, service provisioning can be facilitated in cases wherein the payment processor must reside in a strictly regulated Payment Card Industry (PCI) compliant environment and the service providers operate servers that are not PCI-compliant.
    Type: Grant
    Filed: June 21, 2012
    Date of Patent: May 27, 2014
    Assignee: Bookit Oy Ajanvarauspalvelu
    Inventor: Jukka Salonen
  • Managing recurring payments from mobile terminals
    Patent number: 8737959
    Abstract: Equipments and methods are disclosed for facilitating service provisioning in a system that comprises a payment processor, a number of service providers and a mediator that mediates information exchange between the payment processor and service providers, and a mobile terminal operated by payment card holder. In some implementations, service provisioning can be facilitated in cases wherein the payment processor must reside in a strictly regulated Payment Card Industry (PCI) compliant environment and the service providers operate servers that are not PCI-compliant.
    Type: Grant
    Filed: June 21, 2012
    Date of Patent: May 27, 2014
    Assignee: Bookit Oy Ajanvarauspalvelu
    Inventor: Jukka Salonen
  • Managing recurring payments from mobile terminals
    Patent number: 9501775
    Abstract: Equipments and methods are disclosed for facilitating service provisioning in a system that comprises a payment processor, a number of service providers and a mediator that mediates information exchange between the payment processor and service providers, and a mobile terminal operated by payment card holder. In some implementations, service provisioning can be facilitated in cases wherein the payment processor must reside in a strictly regulated Payment Card Industry (PCI) compliant environment and the service providers operate servers that are not PCI-compliant.
    Type: Grant
    Filed: April 29, 2014
    Date of Patent: November 22, 2016
    Assignee: BOOKIT OY AJANVARAUSPALVELU
    Inventor: Jukka Salonen
  • Financial fraud prevention method and system
    Publication number: 20120158590
    Abstract: According to an embodiment of the present invention a method for detecting fraudulent use of credit cards is herein described. In the case when possible fraudulent use is detected the issuer or other responsible party, such as a third-party mediator, temporarily blocks the credit card account. This can be accomplished, for example, by making an artificial excess of credit limit of the credit card or otherwise temporarily closing a credit card account. In some embodiments an issuer or responsible party may send a warning message and/or alert to a client's mobile phone informing of an upcoming temporary block of client's credit card.
    Type: Application
    Filed: December 21, 2011
    Publication date: June 21, 2012
    Applicant: BOOKIT OY AJANVARAUSPALVELU
    Inventor: Jukka Salonen
  • Method and system for facilitating car service
    Patent number: 9313163
    Abstract: A method and system for booking reservations for a car service and delivery of such services, wherein at least one booking system and/or at least one car service provider interact with a mediator/facilitator to arrange for and provide a car for a client using at least one client terminal device that can be a mobile device. In the method, information entered into the system via the client's mobile device is transferred and adapted by the mediator/facilitator to communicate with the at least one booking system, the at least one car service provider.
    Type: Grant
    Filed: June 20, 2013
    Date of Patent: April 12, 2016
    Assignee: BOOKIT OY AJANVARAUSPALVELU
    Inventor: Jukka Salonen
  • Financial fraud prevention method and system
    Patent number: 9406032
    Abstract: According to an embodiment of the present invention a method for detecting fraudulent use of credit cards is herein described. In the case when possible fraudulent use is detected the issuer or other responsible party, such as a third-party mediator, temporarily blocks the credit card account. This can be accomplished, for example, by making an artificial excess of credit limit of the credit card or otherwise temporarily closing a credit card account. In some embodiments an issuer or responsible party may send a warning message and/or alert to a client's mobile phone informing of an upcoming temporary block of client's credit card.
    Type: Grant
    Filed: December 21, 2011
    Date of Patent: August 2, 2016
    Assignee: BOOKIT OY AJANVARAUSPALVELU
    Inventor: Jukka Salonen
  • Method and system for the mass sending of messages
    Patent number: 10637987
    Abstract: A method and system for sending messages in a telecommunications network, in which digital messages which contain information on the desired reply address are mass sent, and messages, which are sent on the basis of the reply-address information are received. The reply-address information of each mass-sent message is converted to correspond to a predefined dialogue, in which the stage of the dialogue defines unequivocally the reply-address information, so that the transmission and reception of the messages are implemented in different parts of the telecommunications system.
    Type: Grant
    Filed: January 8, 2019
    Date of Patent: April 28, 2020
    Assignee: Bookit Oy
    Inventor: Jukka Kalevi Salonen
  • Method and system for the mass sending of messages
    Publication number: 20110170678
    Abstract: The present publication discloses a method and system for sending messages in a telecommunications network (1, 2, 6, 11, 12), in which method digital messages (40) which contain information on the desired reply address (32) are mass sent (3), and messages, which are sent on the basis of the reply-address information (32) are received (10). According to the invention, the reply-address information of each mass-sent message (40) is converted (3) to correspond to a predefined dialogue, in which the stage of the dialogue defines unequivocally the reply-address information (32), so that the transmission and reception of the messages are implemented in different parts of the telecommunications system (1, 2, 6, 11, 12).
    Type: Application
    Filed: March 3, 2011
    Publication date: July 14, 2011
    Applicant: BOOKIT OY AJANVARAUSPALVELU
    Inventor: Jukka Salonen
  • Method and System For the Mass Sending of Messages
    Publication number: 20080317224
    Abstract: The present publication discloses a method and system for sending messages in a telecommunications network (1, 2, 6, 11, 12), in which method digital messages (40) which contain information on the desired reply address (32) are mass sent (3), and messages, which are sent on the basis of the reply-address information (32) are received (10). According to the invention, the reply-address information of each mass-sent message (40) is converted (3) to correspond to a predefined dialogue, in which the stage of the dialogue defines unequivocally the reply-address information (32), so that the transmission and reception of the messages are implemented in different parts of the telecommunications system (1, 2, 6, 11, 12).
    Type: Application
    Filed: November 27, 2006
    Publication date: December 25, 2008
    Applicant: BOOKIT OY AJANVARAUSPALVELU
    Inventor: Jukka Salonen
  • METHOD AND SYSTEM FOR THE MASS SENDING OF MESSAGES
    Publication number: 20140106798
    Abstract: The present publication discloses a method and system for sending messages in a telecommunications network (1, 2, 6, 11, 12), in which method digital messages (40) which contain information on the desired reply address (32) are mass sent (3), and messages, which are sent on the basis of the reply-address information (32) are received (10). According to the invention, the reply-address information of each mass-sent message (40) is converted (3) to correspond to a predefined dialogue, in which the stage of the dialogue defines unequivocally the reply-address information (32), so that the transmission and reception of the messages are implemented in different parts of the telecommunications system (1, 2, 6, 11, 12).
    Type: Application
    Filed: December 17, 2013
    Publication date: April 17, 2014
    Applicant: BOOKIT OY AJANVARAUSPALVELU
    Inventor: Jukka SALONEN
  • Method and system for the mass sending of messages
    Patent number: 10200532
    Abstract: A method and system for sending messages in a telecommunications network, in which digital messages which contain information on the desired reply address are mass sent, and messages, which are sent on the basis of the reply-address information are received. The reply-address information of each mass-sent message is converted to correspond to a predefined dialog, in which the stage of the dialog defines unequivocally the reply-address information, so that the transmission and reception of the messages are implemented in different parts of the telecommunications system.
    Type: Grant
    Filed: October 30, 2017
    Date of Patent: February 5, 2019
    Assignee: BOOKIT OY AJANVARAUSPALVELU
    Inventor: Jukka Kalevi Salonen
  • Method and system for the mass sending of messages
    Patent number: 9832311
    Abstract: A method and system for sending messages in a telecommunications network, in which digital messages which contain information on the desired reply address are mass sent, and messages, which are sent on the basis of the reply-address information are received. The reply-address information of each mass-sent message is converted to correspond to a predefined dialog, in which the stage of the dialog defines unequivocally the reply-address information, so that the transmission and reception of the messages are implemented in different parts of the telecommunications system.
    Type: Grant
    Filed: April 17, 2015
    Date of Patent: November 28, 2017
    Assignee: BOOKIT OY AJANVARAUSPALVELU
    Inventor: Jukka Kalevi Salonen
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