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  • Publication number: 20140337220
    Abstract: In general terms, embodiments of the present invention relate to apparatuses, methods, and computer program products for receiving transaction offers. For example, in some embodiments, a method is provided that includes (a) receiving information associated with a transaction; (b) storing, in a memory device, the information associated with a transaction; (c) receiving authentication information from a user to authenticate the user to enter into the transaction; and (d) enabling the user to enter into the transaction by using at least one of a magnetic swipe card writer, bar code display, or fingerprint reader.
    Type: Application
    Filed: January 13, 2014
    Publication date: November 13, 2014
    Applicant: BPHAV, LLC
    Inventor: Jonathan E. Ramaci
  • Publication number: 20130311330
    Abstract: In general terms, embodiments of the present invention relate to apparatuses, methods, and computer program products for receiving transaction offers. For example, in some embodiments, a method is provided that includes (a) receiving information associated with a transaction; (b) storing, in a memory device, the information associated with a transaction; (c) receiving authentication information from a user to authenticate the user to enter into the transaction; and (d) enabling the user to enter into the transaction by using at least one of a magnetic swipe card writer, bar code display, or fingerprint reader.
    Type: Application
    Filed: May 13, 2013
    Publication date: November 21, 2013
    Inventor: Jonathan E. Ramaci
  • Publication number: 20140337219
    Abstract: Embodiments of the invention are directed to a system, method, or computer program product for a transaction apparatus for secure data storage and consolidation of data for easy implementation and utilization during a transaction. The transaction apparatus may be configured, in various embodiments, for receiving, storing, encrypting, decrypting, encoding, decoding, accessing, transferring, writing, and/or presenting transaction data including, but not limited to, financial data, authentication data, identification data, health care data, access data, personal data, and/or other data associated with a user. As such, the transaction apparatus may receive data from a user and store the data. The user may then provide authorization to access the data. The user may then select the data to be copied to an output device associated with the apparatus. The output devices may include, but are not limited to, a writable transaction card, an E-ink display, the mobile device, and the like.
    Type: Application
    Filed: January 13, 2014
    Publication date: November 13, 2014
    Applicant: BPHAV, LLC
    Inventor: Jonathan E. Ramaci
  • Publication number: 20130311372
    Abstract: Embodiments of the invention are directed to a system, method, or computer program product for a transaction apparatus for secure data storage and consolidation of data for easy implementation and utilization during a transaction. The transaction apparatus may be configured, in various embodiments, for receiving, storing, encrypting, decrypting, encoding, decoding, accessing, transferring, writing, and/or presenting transaction data including, but not limited to, financial data, authentication data, identification data, health care data, access data, personal data, and/or other data associated with a user. As such, the transaction apparatus may receive data from a user and store the data. The user may then provide authorization to access the data. The user may then select the data to be copied to an output device associated with the apparatus. The output devices may include, but are not limited to, a writable transaction card, an E-ink display, the mobile device, and the like.
    Type: Application
    Filed: May 13, 2013
    Publication date: November 21, 2013
    Inventor: Jonathan E. Ramaci