Abstract: Systems, computer program products, and methods are described herein for dynamic communication channel switching based on preconfigured network security protocols.

Abstract: Aspects of the present disclosure are directed to electronic computer implemented tracking method and system for an article of manufacture. In one aspect, a plurality of computer readable records are electronically maintained and stored in a computer readable database. In one step, a temporary virtual record is generated with EDI data payload including a transaction record attribute, a location transfer request attribute for designating a transfer location of an article of manufacture, and a recipient user biometric ID attribute. Next, electronically via data communications network tunnel, EDI data payload representative of the transaction record attribute and the location transfer request attribute is transmitted; and responsive to the location transfer request attribute, via the computer-based data communications network, the system transmits EDI data payload representative of an exchange zone attribute for designating a physical zone for exchanging said article of manufacture.

Abstract: Aggregating user access privileges across various third-party data sources and intelligently managing query request quotas delegated by the data sources to users having access privileges. Query requests are received from users and in response determining that the user (i) has been granted access privileges to an identified data source responsive to the query and (ii) has available query requests from their specific allocated amount of query request quota, the query request is authorized for submission to the data source that is responsive to the query. Intelligent management of query request quotas includes determining query request quota allotments for each user including adjusting query request quotas when users have been identified as requiring an increase or decreasing in quota allotment.

Abstract: Aspects of the disclosure relate to detecting and preventing malicious browser extensions. A computing platform may send rule information to a master browser extension on a computing device including a set of rules defining reportable behavior associated with one or more other browser extensions. Subsequently, the computing platform may receive report information from the master browser extension on the computing device identifying an other browser extension of the one or more other browser extensions that exhibit the reportable behavior defined by at least one rule of the set of rules in the rule information. Based on receiving the report information, the computing platform may determine that the identified other browser extension is a malicious extension. Then, the computing platform may send one or more commands to the master browser extension on the computing device directing the master browser extension to disable or remove the identified other browser extension.

Abstract: A double anti-phish, personalized, security token for use with electronic communications is provided. The security token may be embedded in each electronic communication transmitted from an entity to a recipient. A first part of the token may be embedded in a body of the communication. A second part of the token may be embedded in a header of the communication. The second part of the security token may validate that the electronic communication is indeed from the entity. Upon validation, the second part may instruct the first part to display a validation symbol. Upon failure to validate, the second part may instruct the first part to display an alert symbol. The recipient receiving the electronic communication may use the first part of the validation symbol as a visual aid to determine a level of confidence of whether the electronic communication has been validated as being transmitted by the entity.

Abstract: A system that provides an exchange platform for resource interaction processors that qualify under a modelling process. The platform is continuously updated with information regarding the resource interaction processors with both private and public information. The platform includes regulatory and other rules dictating interaction parameters associated with the resource interaction processors. The platform provides a viability metric of the resource interaction processors for providing resource interaction processor services to the resource interaction processors. Authorized entities may access and view the merchant exchange platform to gather information about the resource interaction processors for use in determining whether to provide services.

Abstract: Security measures are provided for resource exchange events occurring within a virtual environment, such as metaverse or the like. Intelligent resource exchange event authentication is realized by leveraging Artificial Intelligence (AI) and, more specifically, Machine Learning (ML) techniques to identify user behavioral patterns associated with previous resource exchange events conducted within the virtual environment and, in some instances, non-virtual environment. Current resource exchange event characteristics are compared to the user behavior patterns to ensure that the resource exchange event is authentic/legitimate. Additionally, intelligent user authentication occurs by leveraging the use of a Non-Fungible Token (NFT) that is presented by the user at the onset of the resource exchange event and is verified within a distributed trust computing network.

Abstract: Embodiments of the present invention provide a system for dynamic masking of data in a network. The system is configured for receiving, via a graphical user interface, a data access request for accessing data from a user associated with an entity, determining that the data comprises sensitive information, determining that the user is not authorized to access the data, dynamically performing non-scramble masking of the data based on determining that the data comprises sensitive information and that the user is not authorized to access the data, and displaying masked data to the user, via the graphical user interface.

Abstract: This application describes apparatus and methods for an agent-side simulator for testing chatbot systems. The agent-side simulator may be configured to mimic behavior of a human agent in a chatbot testing environment. The agent-side simulator may throttle the amount of data and the frequency of speed at which the data is processed by components of the chatbot system. The agent-side simulator may test how much data that can be processed by a chatbot system and the speed which a target volume of data can be processed by the chatbot system. The agent-side simulator may build an agent profiles for different chat conversations. A first agent profile may be used to simulate conversations that require slower response times. A second agent profile may be used to simulate conversations that require faster response times. The agent-side simulator may not perform chat session handling to minimize computing resources consumed by the agent-side simulator.

Abstract: Due to the proliferation of protected services that are secured by password wall, a user frequently has to remember multiple complex passwords. There is a need to reduce the number of passwords and maintain adequate security of the protected services. Systems described herein may autogenerate dynamic passwords for those apps that require a password. Protected services may allow user access based on the autogenerated dynamic password. The system may include an API for interacting with multiple apps that each provide protected services. The API may provide dynamic passwords that authenticate a user to access any of the protected services provided by any of the multiple apps.

Abstract: Embodiments of the present invention provide a system for executing audio cryptology in real-time for audio misappropriation prevention. The system is configured for identifying, via a cryptographic device, one or more audio signals, causing the cryptographic device to generate and emit a dynamically varying continuous audio tone, continuously monitoring in real-time the one or more audio signals, via the cryptographic device, determining, via the cryptographic device, termination of the one or more audio signals based on continuously monitoring the one or more audio signals in real-time, and causing the cryptographic device to stop generating and emitting the dynamically varying continuous audio tone.

Abstract: Embodiments of the invention are directed to systems, methods, and computer program products for providing a multi-channel cognitive resource platform configured for intelligent, proactive and responsive communication with a user, via a user device. The system is further configured to perform one or more user activities, in an integrated manner, within a single interface of the user device, without requiring the user to operate disparate applications. Furthermore, the system is configured to receive user input through multiple communication channels such as a textual communication channel and an audio communication channel. The system is further configured to switch between the various communication channels seamlessly, and in real-time.

Abstract: Methods for securing an electronic communication is provided. Methods may include, in a registration process, creating and/or selecting an anti-phish, personalized, security token for a predetermined account. Methods may include, in the registration process, storing the token in a database. Methods may include, in an in-use process, generating an electronic communication at a channel. The database may be interposed along the channel. Methods may include, in the in-use process, forwarding the communication to a recipient. The recipient may be associated with the account. Methods may include, in the in-use process, intercepting the communication at the database. Methods may include, in the in-use process, selecting, from the database, the anti-phish, personalized, security token that is associated with the account. Methods may include, in the in-use process, injecting the selected token into the communication.

Abstract: Aspects of the disclosure relate to cognitive auditing of client bound data. A computing platform may intercept a request from a user device to an application server. The computing platform may identify content requested by the user device and generate predicted response data based on the requested content. The computing platform may transmit the request to the application server. The computing platform may receive, from the application server, actual response data. The computing platform may validate the actual response data by comparing the actual response data with the predicted response data. Based on comparing the actual response data with the predicted response data, the computing platform may identify whether the actual response data matches the predicted response data. Based on identifying that the actual response data matches the predicted response data, the computing platform may send the actual response data to the user device.

Abstract: Aspects of the disclosure relate to methods, systems, and apparatuses for improving speed of transaction processing in payment systems using a proof of cache system. The proof of cache system may be used to validate transactions using cached keys stored on Directed Acyclic Graph (DAG) nodes that are available. The cached keys may be encrypted using Argon2d cryptographic hashing.

Abstract: Systems, computer program products, and methods are described herein for performance monitoring using aggregated telemetry. The present disclosure is configured to receive, from the first performance monitoring engine, a first metadata associated with the first resiliency status; receive, from the second performance monitoring engine, a second metadata associated with the second resiliency status; determine, using a machine learning (ML) subsystem, an overall resiliency status of the device based on at least the first metadata, the second metadata, the first resiliency status, and the second resiliency status; determine one or more actions to be executed on the device, wherein the one or more actions are associated with the overall resiliency status; generate a notification indicating the overall resiliency status of the device and the one or more actions associated with the overall resiliency status; and transmit control signals configured to cause a user input device to display the notification.

Abstract: Embodiments of the present invention provide a system for implementing authentication control protocols via components of entity device. In particular, the system may be configured to determine initiation of a resource interaction by a user at an entity device, control one or more components of the entity device to cause the entity device to capture a real-time image of the user, compare the real-time image captured via the entity device with an updated enhanced user image stored in a data file of the user, in response to comparing the real-time image with the updated enhanced user image, determine if the real-time image matches the updated enhanced user image, and implement one or more authentication control protocols based on determining if the real-time image matches the updated enhanced user image.

Abstract: Embodiments of the present invention provide a system for identifying and redirecting incoming unauthorized data access requests. The system is configured for continuously monitoring one or more incoming data access requests from one or more sources, identifying that a data access request of the one or more incoming data access requests is an unauthorized request, redirecting the data access request to a controlled environment, performing one or more actions in the controlled environment to capture one or more interactions associated with the data access request within the controlled environment, and automatically generating one or more controls to secure a real-time environment based on the one or more interactions captured within the controlled environment.

Abstract: A message queue routing system may be implemented into a message queue gateway to route data to Software component designed and deployed into MQ Gateway to route the data to the MQ cluster. A central processing unit (CPU) node analyzer reads real time health statistics of each of a plurality of MQ cluster processing nodes. Based the computation, the CPU node analyzer routes the message to a specified node of the cluster having a minimum of CPU load at that time. The CPU node analyzer analyzes information comprising at least CPU performance information and system idleness information. Each processing node enables dynamic message routing computations utilizing an artificial intelligence/machine learning framework and a plurality of trained predictive models. The predictive model is trained using a trained data set using text classification.

Abstract: Systems, computer program products, and methods are described herein for multi-channel cognitive virtual assistance for resource transfer requests. The present disclosure is configured to receive a request from a first user device to complete a resource transfer between a first resource account and a second resource account; analyze the request via a machine learning engine and generate an intent based on a communication contained in the request; generate an automated notification based on the generated intent and forward the automated notification to a second user device; receive an approval, denial, or change request in response to the automated notification; based on the approval, denial, or change request, initiate a resource action between the first resource account and the second resource account.