Patents Assigned to Bank of America
  • Patent number: 11977779
    Abstract: A system includes a memory and a processor. The memory stores a queue that includes a sequence of slots, each of which is configured to store a request. The processor receives, from a user device, a request for information. In response, the processor stores the request in an end slot of the queue. The processor collects values for parameters associated with the system. The processor determines, based on the request and the collected values for the parameters, an estimate of a time to generate a response to the request. Generating the response includes identifying an application for use in generating the response, generating, based on a set of videos of processes previously performed using the application, instructions for interfacing with the application to generate the response, and executing the instructions to interface with the application. The processor further transmits, to the user device, the estimate of the time.
    Type: Grant
    Filed: May 11, 2022
    Date of Patent: May 7, 2024
    Assignee: Bank of America Corporation
    Inventors: Donna Maria Welch, Sudhakar Balu, Srinivasa Dhanwada, Siva Kumar Paini
  • Patent number: 11977869
    Abstract: A mobile application development device having a platform processor, a native application converter engine, and a mobile platform framework engine configured to facilitate the development and deployment of mobile applications configured to be run on different mobile operating systems from code that is developed independently and agnostic of the mobile operating system on which it will ultimately run.
    Type: Grant
    Filed: June 13, 2023
    Date of Patent: May 7, 2024
    Assignee: Bank of America Corporation
    Inventors: Anton Sumin, Sanjay Pillay, Piedad L. Burnside
  • Patent number: 11978296
    Abstract: Aspects of the disclosure relate to cash handling devices that provide intelligent monitoring and management of cash cycles. A cash handling device having at least one processor, a communication interface, and memory may receive, from a mobile device, a request to process a pre-staged transaction. Subsequently, the cash handling device may generate and present a graphical identifier based on the mobile device requesting access to the cash handling device. Next, the cash handling device may verify that the mobile device is authorized to perform the pre-staged transaction based on the graphical identifier being scanned by the mobile device and cause a connection to be established between the cash handling device and the mobile device. Thereafter, the cash handling device may identify and process the pre-staged transaction associated with the mobile device. Then, the cash handling device may generate a notification indicating completed processing of the identified pre-staged transaction.
    Type: Grant
    Filed: May 11, 2021
    Date of Patent: May 7, 2024
    Assignee: Bank of America Corporation
    Inventors: Paul Martin Mattison, Sr., Matthew E. Williams, Carl Parziale, Pavan Singaraju, Anne Price, David Smiddy, Brandon Kozlowski, Jennifer Raley
  • Patent number: 11977841
    Abstract: An apparatus includes a display device that displays an input document in a user interface and at least one processor configured to receive a command to determine a document type of the input document and classify the input document to assign at least one document type and a respective confidence score. The processor assigns a significance score to each word of the input document that is indicative of a degree of influence the word has in deciding that the input document is of the at least one document type. The processor determines a level of visual emphasis to be placed on each word of the input document based on the significance score of the word and displays the input document on the display device with each word of the input document visually emphasized in accordance with the determined level of visual emphasis of the word.
    Type: Grant
    Filed: December 22, 2021
    Date of Patent: May 7, 2024
    Assignee: Bank of America Corporation
    Inventors: Jeremy A. Geiman, Kongkuo Lu, Ron Papka
  • Patent number: 11979740
    Abstract: Systems, methods, and apparatus are provided for securing transmission of sensitive data on an LPWAN network such as LoRaWAN. Long-range, low-power transmission may enable a transaction card to communicate with a financial institution server without internet or cellular connectivity. The transaction card may generate a first security key. The key may include a transaction timestamp, a random number generated by the transaction card microprocessor, a personal identifier received at the transaction card from a user, one or more card parameters, and/or any suitable factors. A long-range, low-power network server may detect the card transmission. The server may retrieve the card parameters and personal identifiers stored in association with a user account during card registration. The server may generate a second security key. Based on a match between the first security key and the second security key, the server may authenticate the transmission.
    Type: Grant
    Filed: April 4, 2022
    Date of Patent: May 7, 2024
    Assignee: Bank of America Corporation
    Inventors: Sandeep Kumar Chauhan, Sheetal Bhatia
  • Patent number: 11978118
    Abstract: Aspects of the disclosure relate to implementation of a recursive hierarchic blockchain for event validation and processing. A computing platform may receive event data from first and second data sources. The computing platform may store, in a first distributed ledger, an event record for each event from the first data source and may store, in a second distributed ledger, an event record for each event from both data sources. In response to determining that a validation condition for a current block of the second distributed ledger has been satisfied, the computing platform may compute a hash and generate a numeric representation of the first distributed ledger. In a new block of the second distributed ledger, the computing platform may store the hash and the numeric representation. The computing platform may write, to the new block of the second distributed ledger, additional event data from both data sources.
    Type: Grant
    Filed: June 30, 2022
    Date of Patent: May 7, 2024
    Assignee: Bank of America Corporation
    Inventor: Maharaj Mukherjee
  • Publication number: 20240144076
    Abstract: Systems, methods, and computer program products are provided herein for centralized data governance within distributed component computing environments. An example method includes receiving first component metadata associated with one or more operating parameters of the first distributed computing component and second component metadata associated with one or more operating parameters of the second distributed computing component. The method includes determining, via a machine learning (ML) subsystem, a centralized governance dataset based upon the first component metadata and the second component metadata. The method further includes generating a representation of the centralized governance dataset that is accessible by one or more of the first distributed computing component or the second distributed computing component.
    Type: Application
    Filed: October 28, 2022
    Publication date: May 2, 2024
    Applicant: BANK OF AMERICA CORPORATION
    Inventors: Pratap Dande, Tileshia Brenda Alford, Erik Dahl, Vishwanath Prasad Karra, Steven Allan Reich, Rahul Yaksh
  • Publication number: 20240143291
    Abstract: Systems, computer program products, and methods are described herein for reviewing software code changes in an augmented reality platform. The present invention is configured to receive a request to merge a code change with a main project repository; in response, retrieve metadata associated with the code change; generate a standard compiler output by compiling the metadata associated with the code change; identify one or more objects and one or more layouts from the standard compiler output; retrieve one or more 3D models for the one or more objects; generate an augmented modeling session for display on a first user input device; receive, from the first user input device, a user acknowledgement of the code change; and merge the code change with the project repository.
    Type: Application
    Filed: January 10, 2024
    Publication date: May 2, 2024
    Applicant: BANK OF AMERICA CORPORATION
    Inventors: Kalyan Pallapolu, Suneetha Padala, R. K. Kiran Kumar, Gali Mohan Sreenivas, Srinath Nelakuditi
  • Publication number: 20240144236
    Abstract: Augmented reality is implemented to display private data on a card device that does not include actual visible private data. The card device includes a wireless communication mechanism that is configured to communicate card device and/or user-identifying data to a mobile communication device in possession of a user. The mobile communication device includes an application that is configured to receive the card device and/or user-identifying data and verify that the user is a rightful possessor/owner of the card device. Once the user has been verified and, in some embodiments, authenticated, the application launches the image capturing device on the mobile communication device and an image is captured of either the front facing or the back facing of the card device. Consequently, the application presents an augmented reality display that includes the private data superimposed in augmented reality form on the captured image.
    Type: Application
    Filed: October 31, 2022
    Publication date: May 2, 2024
    Applicant: BANK OF AMERICA CORPORATION
    Inventors: Tai Tan Nguyen, Renuga Mohan, Preetimanda Pattanaik, Anupama Rao
  • Publication number: 20240143559
    Abstract: Systems, computer program products, and methods are described herein for intelligent database modelling. The present invention is configured to capture, using the augmented reality application, a drawing made by the user on a medium; initiate a first machine learning model on the drawing; determine that the user is attempting to design a database model; extract at least a first entity from the drawing; determine, using the first machine learning model, one or more attributes for the first entity; initiate, via the augmented reality application, a first push notification for display on the computing device of the user; electronically receive, via the augmented reality application, a user selection of a subset of attributes from the one or more attributes; generate, using the augmented reality application, a conceptual database model based on at least the first entity and the subset of attributes.
    Type: Application
    Filed: January 10, 2024
    Publication date: May 2, 2024
    Applicant: BANK OF AMERICA CORPORATION
    Inventors: Raja Arumugam Maharaja, Ankit Singh Negi
  • Publication number: 20240144607
    Abstract: A private data-less card device that enables augmented reality display of the private data on the card device. Characteristic of the private data-less card neither the front nor back facings of the card device have any private data used to initiate a resource event physically displayed thereon. The card device includes a wireless communication mechanism configured to wirelessly communicate at least one of card device-identifying data and user-identifying data to a mobile communication device to enable an augmented reality display of the private data superimposed over an image of the facing of the card device.
    Type: Application
    Filed: October 31, 2022
    Publication date: May 2, 2024
    Applicant: BANK OF AMERICA CORPORATION
    Inventors: Tai Tan Nguyen, Renuga Mohan, Preetimanda Pattanaik, Anupama Rao
  • Publication number: 20240146510
    Abstract: Systems, computer program products, and methods are described herein for distributed swarm based system for encryption key encryption using image processing. The present disclosure is configured to receive, from a first user input device, a user request from a first user to encrypt an encryption key; retrieve, from a key repository, the encryption key; encode the encryption key in an image; segment the image with the encryption key encoded therewithin into one or more image components; store the one or more image components in one or more end-point devices; and record information associated with the end-point devices corresponding to the encryption key in the key repository.
    Type: Application
    Filed: October 26, 2022
    Publication date: May 2, 2024
    Applicant: BANK OF AMERICA CORPORATION
    Inventor: Elvis Nyamwange
  • Publication number: 20240144227
    Abstract: Systems, computer program products, and methods are described herein for activity data transmission in real-time using alternative communication rails to skip processing touch points. Specifically, the systems, apparatuses, methods and computer program products of the present invention are directed to a secure platform for preemptive transformation and structuring of resource data at a resource instrument device and authentication of resource data for processing from the resource instrument device to an end point party in real time without requiring intermediary processing.
    Type: Application
    Filed: November 1, 2022
    Publication date: May 2, 2024
    Applicant: BANK OF AMERICA CORPORATION
    Inventors: Paul Martin Mattison, Matthew Edward Williams
  • Publication number: 20240143426
    Abstract: Systems, computer program products, and methods are described herein for early detection of operational failure in component-level functions within a computing environment.
    Type: Application
    Filed: January 10, 2024
    Publication date: May 2, 2024
    Applicant: BANK OF AMERICA CORPORATION
    Inventors: Ashok Kumar, Narsing Raj, Venkata Lakshmi Sai Siva Kumar Devulapalli
  • Publication number: 20240144237
    Abstract: Implementing augmented reality to display recovery and/or security options on a private data-less card device (i.e., card device that does not include private data visible on a card facing) that has been misplaced. A card device includes a wireless communication mechanism that is configured to communicate card device and/or user-identifying data to a mobile communication device in possession of a user that includes an application configured to verify that the user is not a rightful possessor/owner of the card device based on the card device and/or user-identifying data. In response, the application launches the image capturing device on the mobile communication device and an image is captured of either the front facing or the back facing of the card device. Consequently, the application presents an augmented reality display that includes activatable links superimposed in augmented reality form on the captured image of either the front facing or the back facing of the card device.
    Type: Application
    Filed: October 31, 2022
    Publication date: May 2, 2024
    Applicant: BANK OF AMERICA CORPORATION
    Inventors: Tai Tan Nguyen, Renuga Mohan, Preetimanda Pattanaik, Anupama Rao
  • Publication number: 20240143912
    Abstract: A system is provided for implementing technology infrastructure upgrades using an automated electronic data aggregation tool. In particular, the system may receive a request from an endpoint device to generate a technology remediation framework for remediating a technology infrastructure issue. In response to the request, the system may use an automated electronic data aggregation tool to receive data associated with the technology infrastructure issue from one or more data sources. The system may then automatically generate the technology remediation framework using the received data and present the framework to one or more users associated with the technology infrastructure issue. In this way, the system provides an efficient way to implement upgrades and remediate issues within a technology infrastructure.
    Type: Application
    Filed: October 31, 2022
    Publication date: May 2, 2024
    Applicant: BANK OF AMERICA CORPORATION
    Inventors: Erik Dahl, Pratap Dande, Rahul Yaksh, Vishwanath Prasad Karra, Steven Allan Reich, Tileshia Brenda Alford
  • Publication number: 20240146736
    Abstract: Embodiments of the present invention provide a system for validating users in a virtual ecosystem based on stacking of digital resources. The system is configured for identifying initiation of a resource interaction between a first user and a second user in a digital ecosystem, receiving a verification request from at least one of the first user and the second user, prompting the first user and the second user to provide digital resources, receiving first number of stacked digital resources from the first user and second number of stacked digital resources from the second user, calculating a first score for the first user based on the first number of stacked digital resources, calculating a second score for the second user based on the second number of stacked digital resources, and processing the resource interaction based on inputs received from the first user and the second user in the digital ecosystem.
    Type: Application
    Filed: November 1, 2022
    Publication date: May 2, 2024
    Applicant: BANK OF AMERICA CORPORATION
    Inventor: Saurabh Gupta
  • Publication number: 20240146619
    Abstract: Systems, computer program products, and methods are described herein for proactive network infrastructure component monitoring and replacement. The present invention is configured to transmitting instructions to display a manager input portal via a graphical display of a user device; receiving input via the graphical display of the user device for one or more network components or constraint variables; initiating a logic algorithm to determine the effects of the one or more network components or constraint variables on an assignment list; generating an updated assignment list and analyze the updated assignment list in comparison with one or more prior versions to determine one or more changes; generating a link between the one or more changes and the received input; and using a machine learning algorithm, forecasting one or more additional changes in order to generate an optimized recommendation for the updated assignment list.
    Type: Application
    Filed: November 1, 2022
    Publication date: May 2, 2024
    Applicant: BANK OF AMERICA CORPORATION
    Inventors: Don Tordilla, William R. Conrad, Charles L. Costello
  • Publication number: 20240143550
    Abstract: Systems, computer program products, and methods are described herein for tracking cross border data transmissions and generating a data passport entry in an electronic network. The present disclosure is configured to receive a file, the file comprising file data; receive an origination location identifier and destination location identifier of the file; parse the file data and apply a natural language processor to the file data to generate a structured meaning of the file data; compare the structured meaning of the file data to a theme database to generate a file theme score; determine, based on the destination location identifier, a destination theme score; generate a hash value for the file; and generate a data passport entry for the file based on the file name, the origination location identifier, the destination location identifier, the file theme score, the destination theme score, the hash value, and a count score.
    Type: Application
    Filed: October 31, 2022
    Publication date: May 2, 2024
    Applicant: BANK OF AMERICA CORPORATION
    Inventors: Rahul Yaksh, Pratap Dande, Erik Dahl, Steven Allan Reich, Vishwanath Prasad Karra, Tileshia Brenda Alford
  • Patent number: 11973663
    Abstract: Cognitive analysis, including artificial intelligence, is implemented to dynamically determine service discovery and service binding. Specifically, cognitive analysis is used to determine a client's capabilities and based on the capabilities, a service version is selected and coupled/bound to the client. As a result of such loose coupling/binding with service signatures, service version upgrade at the client is not mandatory in the event of a server-side service version upgrade.
    Type: Grant
    Filed: March 30, 2022
    Date of Patent: April 30, 2024
    Assignee: BANK OF AMERICA CORPORATION
    Inventor: Vijay Kumar Yarabolu