Patents Assigned to Citibank, N.A.
  • Patent number: 11956377
    Abstract: Systems and methods for a bifurcated self-executing program that wraps a first self-executing program (e.g., a first smart contract) on a blockchain within a second self-executing program (e.g., a second smart contract), in which the second self-executing program enforces the requirement for particular security credentials/certificates. The bifurcated self-executing program comprises a single compiled self-executing program that combines the first self-executing program and the second self-executing program.
    Type: Grant
    Filed: April 3, 2023
    Date of Patent: April 9, 2024
    Assignee: Citibank, N.A.
    Inventors: Shishir Singh, Jonathan Miles Collin Rosenoer, Andres Wolberg-Stok, Biser Dimitrov
  • Patent number: 11943096
    Abstract: The technology may be utilized in network environments that use fiber optic cables to connect components. Components of the network perform functions as transceivers that transmit and receive light signals via the fiber cable. When optic power data received from the transceivers is recognized as a fault, an event is identified. The system logs each received event and converts all measurements into a common unit of measurement. The system analyzes aggregated data from the transceivers to detect patterns and trends, monitor the received data and provide real time fault predictions. For example, a machine learning process may recognize subtle trends or patterns in the data, and use the recognition to predict potential failures. The system uses the received data to create a graphical user interface (“GUI”) that represents the health of the network.
    Type: Grant
    Filed: October 3, 2023
    Date of Patent: March 26, 2024
    Assignee: CITIBANK, N.A.
    Inventors: Raja Balasubramanian, Rene Wilfredo Villatoro Escalante, Chike Gideon Okechukwu, Terry John Jenkins, Scott Taylor
  • Patent number: 11934879
    Abstract: Presented herein are system and methods for handling processing of data in cloud environments. A server receives a first dataset generated in response to a function of a first application. A server generates a set of identifiers defining a sequence of processing of the first dataset associated with the function. The identifiers include a first identifier indicating the first application as a predecessor for the first dataset and a second identifier indicating a second application as a successor for the first dataset. The server identifies the second application corresponding to the second identifier as the successor for processing the first dataset. The server communicates at least a portion of the first dataset with a second server hosting the second application to receive a second dataset generated by the second application. The server stores the second dataset in the cloud environment.
    Type: Grant
    Filed: November 7, 2023
    Date of Patent: March 19, 2024
    Assignee: CITIBANK, N.A.
    Inventors: Hansraj Jain, Ma Jun, Rajagopalan Premkumar, Vidyalakshmi Pathai Ramakrishnan
  • Patent number: 11935052
    Abstract: A computer-implemented method for seamlessly processing transactions using distributed ledger technology. The method may comprise: linking one or more conventional accounts hosted in a conventional banking infrastructure to one or more DLT-based client accounts hosted on a distributed ledger, wherein the DLT application comprises a routing address configured to be used in conventional transaction infrastructure using conventional communication protocols; storing one or more wallet identifications for the one or more DLT-based client accounts and a mapping of the one or more wallet identifications to the one or more conventional accounts hosted in the conventional banking infrastructure; exchanging a sequence of messages to execute an asset transfer and complete a transaction lifecycle, the sequence of messages based on the first asset type; updating the distributed ledger based on the asset transfer; and sending appropriate messages to clients.
    Type: Grant
    Filed: October 11, 2021
    Date of Patent: March 19, 2024
    Assignee: CITIBANK, N.A.
    Inventors: Aseem Agrawal, Chirdeep Singh Chhabra, Karim Abdelkader Chabane
  • Patent number: 11928677
    Abstract: A computer-implemented method comprising receiving a request to execute a transaction transferring transaction data from a first account to a second account associated with a second computing device in communication with a distributed ledger, the request comprising an identification of the first account and the second account; identifying a third account associated with a third computing device in communication with the distributed ledger; retrieving first account data for the first account and third account data for the third account from the distributed ledger; comparing a first value from the first account data and a third value from the third account data to a threshold; determining the transaction satisfies a transaction policy; and generating a record in the distributed ledger indicating the transaction transferring the transaction data from the first account to the second account in response to the determination that the transaction satisfies the transaction policy.
    Type: Grant
    Filed: November 29, 2021
    Date of Patent: March 12, 2024
    Assignee: CITIBANK, N.A.
    Inventor: Ryan Marsh
  • Patent number: 11924027
    Abstract: Systems and methods for reducing wasted computational resources by detecting network operation validation anomalies in conglomerate-application-based ecosystems are disclosed. The system provides a first network operation to a first software application of a set of software applications, where (i) the first network operation is configured to be provided as input to the first software application and (ii) the first software application generates a second network operation as output, using the first network operation, to be provided to a second software application. The system receives a first message associated with a processing of the first network operation at the first software application. The system then performs a determined validation process on the first message. In response to detecting that the determined validation process results in a failure to validate the first message, the system prevents the second network operation from being provided to the second software application.
    Type: Grant
    Filed: October 26, 2023
    Date of Patent: March 5, 2024
    Assignee: CITIBANK, N.A.
    Inventors: Vishal Mysore, Sukhbir Singh, Ramkumar Ayyadurai
  • Patent number: 11921686
    Abstract: Systems and methods for performing data analytics on sensitive data, such as deduplication are disclosed herein. A first request to perform a first data analytics operation for a set of sensitive data instances may be received. A first set of image representations for the set of sensitive data instances may be retrieved. A first sensitive data instance and a second sensitive data instance may be clustered into a first cluster. The first data analytics operation may be performed on the first cluster.
    Type: Grant
    Filed: August 24, 2023
    Date of Patent: March 5, 2024
    Assignee: Citibank, N.A.
    Inventors: Leena Mary Francis, Vaibhav Kumar, Ashutosh Pandey
  • Publication number: 20240054459
    Abstract: A system includes a first processor configured to transmit to a second processor via a secure network session, a first payload configured for a transaction in a public blockchain network including a transaction amount, and a wallet address of a cryptocurrency account, and, in response to receiving, from a blockchain node associated with the cryptocurrency account, an indication that the cryptocurrency account has received a first monetary amount via the public blockchain network, transmit, to the second processor via the secure network session, a second payload indicating the first monetary amount that is less than the transaction amount. In response to the second processor validating the first monetary amount, the second processor transmits, using a blockchain node associated with the cryptocurrency account, a remainder of the transaction amount to the cryptocurrency account via the public blockchain network.
    Type: Application
    Filed: August 22, 2023
    Publication date: February 15, 2024
    Applicant: Citibank, N.A.
    Inventors: Lior Glass, Ryan Marsh, Puneet Singhvi
  • Publication number: 20240054458
    Abstract: A system includes a first processor configured to transmit to a second processor via a secure network session, a first payload configured for a transaction in a public blockchain network including a transaction amount, and a wallet address of a cryptocurrency account, and, in response to receiving, from a blockchain node associated with the cryptocurrency account, an indication that the cryptocurrency account has received a first monetary amount via the public blockchain network, transmit, to the second processor via the secure network session, a second payload indicating the first monetary amount that is less than the transaction amount. In response to the second processor validating the first monetary amount, the second processor transmits, using a blockchain node associated with the cryptocurrency account, a remainder of the transaction amount to the cryptocurrency account via the public blockchain network.
    Type: Application
    Filed: August 11, 2022
    Publication date: February 15, 2024
    Applicant: Citibank, N.A.
    Inventors: Lior Glass, Ryan Marsh, Puneet Singhvi
  • Patent number: 11893340
    Abstract: Described herein are methods and systems to generate and display interactive graphical user interfaces that receive data inputs from users while emulating a chat session. A server retrieves a set of prompts associated with an electronic form; displays, within a webpage, a first element corresponding to a prompt and a second element having at least one input element configured to receive an input from a user interacting with the webpage. When the user interacts with an input element, the server relocates the first element and dynamically revises the second element by relocating the second element and displaying inputted values received from the user interacting with the at least one input element of the second element. The server then displays a third element comprising next prompts of the electronic form.
    Type: Grant
    Filed: December 22, 2021
    Date of Patent: February 6, 2024
    Assignee: CITIBANK, N.A.
    Inventors: Dale Bauer, Matthew Bills, Dante Diaz, Kristi M. Emery, David Hyser, Michael Brandt
  • Patent number: 11880810
    Abstract: A system includes a first processor configured to transmit to a second processor via a secure network session, a first payload configured for a transaction in a public blockchain network including a transaction amount, and a wallet address of a cryptocurrency account, and, in response to receiving, from a blockchain node associated with the cryptocurrency account, an indication that the cryptocurrency account has received a first monetary amount via the public blockchain network, transmit, to the second processor via the secure network session, a second payload indicating the first monetary amount that is less than the transaction amount. In response to the second processor validating the first monetary amount, the second processor transmits, using a blockchain node associated with the cryptocurrency account, a remainder of the transaction amount to the cryptocurrency account via the public blockchain network.
    Type: Grant
    Filed: August 11, 2022
    Date of Patent: January 23, 2024
    Assignee: CITIBANK, N.A.
    Inventors: Lior Glass, Ryan Marsh, Puneet Singhvi
  • Patent number: 11882228
    Abstract: Systems and methods for generating shell-wrapped self-executing programs for conducting cryptographically secure blockchain actions on public, non-permissioned blockchain networks that are cryptographically secure. For example, the shell-wrapped self-executing program may comprise a shell program and the self-executing program. The shell program may contain and output one or more validation characteristics about the self-executing program and coupled data input systems (e.g., oracles) in response to a query about accessing the self-executing program. As such, any entity (e.g., a legacy computing system and/or another self-executing program) that requests to access the self-executing program may first receive information about the validation (if any) of the self-executing program.
    Type: Grant
    Filed: March 24, 2023
    Date of Patent: January 23, 2024
    Assignee: Citibank, N.A.
    Inventor: Jonathan Miles Collin Rosenoer
  • Patent number: 11868484
    Abstract: Systems and methods for determining and displaying platform-specific end-to-end security vulnerabilities via a graphical user interface (GUI) are disclosed. To provide users with visual indications of vulnerable computing aspects associated with a computing platform, the system identifies computing aspects associated with a platform. The system then obtains from a security entity, security-vulnerability descriptions that are associated with the platform. Using the security-vulnerability descriptions, the system then determines threat levels for each security-vulnerability description and then, using the determined threat levels, determines a computing aspect impact level for each computing aspect associated with the platform. The system then generates for display on a GUI, a graphical layout comprising each computing aspect impact level for each computing aspect associated with the platform.
    Type: Grant
    Filed: July 27, 2023
    Date of Patent: January 9, 2024
    Assignee: CITIBANK, N.A.
    Inventors: Prithvi Narayana Rao, Pramod Goyal
  • Patent number: 11868860
    Abstract: Systems and methods may use one or more artificial intelligence models that predict an effect of a predicted event on a current state of the system. The systems and methods may use one or more artificial intelligence models that predict an effect and/or occurrence of a predicted event based on the current state of the system. In order to generate responses that are both timely and pertinent (e.g., in a dynamic fashion), the system must determine, both quickly (i.e., in real-time or near real-time) and accurately, the predicted event.
    Type: Grant
    Filed: February 24, 2023
    Date of Patent: January 9, 2024
    Assignee: Citibank, N.A.
    Inventors: Ernst Wilhelm Spannhake, II, Thomas Francis Gianelle, Milan Shah
  • Patent number: 11853735
    Abstract: The systems and methods provide continuous integration and continuous deployment pipeline management using pipeline-agnostic rule sets applied to pre-deployment code samples. The system standardizes the application of a rule set to a pre-deployment code sample to use data at a given location, but the system allows for the sample itself to determine which data stream of the data streams at that data location is used. As such, the systems and methods avoid the need for the plethora of rule sets that would overwhelm a user and defeat the purpose of the CaaS product, but the system allows for processing pre-deployment code samples that are specific to the sample.
    Type: Grant
    Filed: February 10, 2023
    Date of Patent: December 26, 2023
    Assignee: Citibank, N.A.
    Inventors: Tridib Choudhury, Manish Shah, Satish Chandreskharan, Robert Kovach, Shweta Sobat, Arunkumar Saripalli
  • Publication number: 20230410136
    Abstract: Disclosed are systems and methods that efficiently and reliably allows school district(s) and municipalities as well as third parties provide incentives to students' accounts, and those incentive awards can be converted to funds for additional education expenses. In one aspect, the method includes reconciling a plurality of transactions transferring funds to a student account from a municipal account upon a corresponding student accomplishing at least one of a plurality of goals. The goals are each based upon completion of an action stored in a municipal database. The method includes, upon reconciling the transactions, determining that a remaining amount in the municipal account is less than a predetermined threshold and automatically generating and transmitting an alert message to a dashboard user interface of the municipal account for display on a municipal workstation comprising an indicator that the remaining amount in the municipal account is less than the predetermined threshold.
    Type: Application
    Filed: August 31, 2023
    Publication date: December 21, 2023
    Applicant: Citibank, N.A.
    Inventors: Sandra REILLY, Tim AKPINAR
  • Patent number: 11843248
    Abstract: Systems and methods are described herein for novel uses and/or improvements to artificial intelligence applications in an environment with limited or no available data. In particular, systems and methods are described herein for providing network arrangement recommendations based on power consumption predictions for selected applications within network arrangements featuring devices with non-homogenous or unknown specifications.
    Type: Grant
    Filed: July 28, 2023
    Date of Patent: December 12, 2023
    Assignee: Citibank, N.A.
    Inventors: Adam Hess, Dawid Orczyk, Dominik Wojnarowski, Krzysztof Andrzejewski, Pawel Chrabonszcz
  • Patent number: 11842287
    Abstract: Systems and methods are described herein for facilitating use of artificial intelligence platforms to generate network mappings for conducting blockchain actions. The system may access an internal index for an artificial intelligence platform, wherein the internal index comprises on-chain self-executing program characteristics and off-chain self-executing program characteristics and wherein the on-chain self-executing program characteristics and off-chain self-executing program characteristics are archived in the internal index based on respective temporal identifiers.
    Type: Grant
    Filed: July 28, 2023
    Date of Patent: December 12, 2023
    Assignee: Citibank, N.A.
    Inventor: Jonathan Miles Collin Rosenoer
  • Patent number: 11837057
    Abstract: An intrusion detection system and method includes an intrusion detection system processor communicatively coupled to multiple environmental change event sensors disposed within an enclosure housing a CPU of an ATM and independent of the CPU of the ATM. In response to receiving an environmental change event notification from one or more of the environmental change event sensors, the intrusion detection system processor commences a predetermined time-out period for entry of valid authentication credentials and deactivates a power supply of the automated teller machine upon expiry of the time-out period without receiving entry of valid authentication credentials.
    Type: Grant
    Filed: September 27, 2022
    Date of Patent: December 5, 2023
    Assignee: CITIBANK, N.A.
    Inventor: Jeffrey W. Dant
  • Patent number: 11836168
    Abstract: Systems and methods for providing an artificial intelligence-based solution in a dynamic environment that requires models with varying degrees of nuance and specialization. One such dynamic environment relates to generating dynamic human-like conversational responses based on complex data. In particular, systems and methods recite generating dynamic human-like conversational responses using a modular architecture featuring layered data models with gated neural networks. The modular architecture compartmentalizes the various components and functions of an application. That is, the architecture may support multiple layers, each featuring models performing specific functions and/or having been trained on using specific data and/or algorithms.
    Type: Grant
    Filed: February 27, 2023
    Date of Patent: December 5, 2023
    Assignee: Citibank, N.A.
    Inventor: Joenteny David Martinez Gutierrez