Patents Assigned to Citibank, N.A.
  • Patent number: 11270063
    Abstract: Described herein are methods and systems to generate and display interactive graphical user interfaces that receive data inputs from users while emulating a chat session. A server retrieves a set of prompts associated with an electronic form; displays, within a webpage, a first element corresponding to a prompt and a second element having at least one input element configured to receive an input from a user interacting with the webpage. When the user interacts with an input element, the server relocates the first element and dynamically revises the second element by relocating the second element and displaying inputted values received from the user interacting with the at least one input element of the second element. The server then displays a third element comprising next prompts of the electronic form.
    Type: Grant
    Filed: July 17, 2020
    Date of Patent: March 8, 2022
    Assignee: CITIBANK, N.A.
    Inventors: Dale Bauer, Matthew Bills, Dante Diaz, Kristi M. Emery, David Hyser, Michael Brandt
  • Patent number: 11100764
    Abstract: An intrusion detection system and method includes an intrusion detection system processor communicatively coupled to multiple environmental change event sensors disposed within an enclosure housing a CPU of an ATM and independent of the CPU of the ATM. In response to receiving an environmental change event notification from one or more of the environmental change event sensors, the intrusion detection system processor commences a predetermined time-out period for entry of valid authentication credentials and deactivates a power supply of the automated teller machine upon expiry of the time-out period without receiving entry of valid authentication credentials.
    Type: Grant
    Filed: January 29, 2018
    Date of Patent: August 24, 2021
    Assignee: CITIBANK, N.A.
    Inventor: Jeffrey W. Dant
  • Patent number: 11063926
    Abstract: Devices and methods for single sign-on and regulatory compliance involve a processor of a communication device executing a first entity application that stores user authentication data on a secure vault element of the communication device. Thereafter, the stored user authentication data is retrieved from the secure vault element by the processor executing a second entity application, and the processor executing the second entity application logs the user into the second entity application based on the user authentication data retrieved from the secure vault element without requiring entry of further user authentication data.
    Type: Grant
    Filed: May 19, 2016
    Date of Patent: July 13, 2021
    Assignee: CITIBANK, N.A.
    Inventors: Giridhar Narayanan, Saket Gupta
  • Patent number: 10943292
    Abstract: Methods and systems for accessing customer account information involve, for example, binding a computing device with a customer's profile via one or more attributes of the computing device and an encrypted token stored on the computing device and thereafter receiving an authentication request consisting at least in part of the computing device attributes and the encrypted token stored on the computing device. A determination is made as to whether or not entry of a customer credential was received within a pre-determined preceding interval of time, and predefined customer account information is displayed on the computing device without requiring entry of the customer credential when a determination is made that entry of the customer credential was received within the pre-determined preceding interval of time.
    Type: Grant
    Filed: February 24, 2014
    Date of Patent: March 9, 2021
    Assignee: CITIBANK, N.A.
    Inventors: Andres Wolberg-Stok, Sonia Olivo Alfieri, Dominic Varacalli, Syed Rahat, Wayne Browning
  • Patent number: 10861089
    Abstract: A computer-implemented method for customizing a user interface comprises receiving, from a touchpoint device, identification information entered by a user; accessing a record of the user from a database using the received identification information; determining whether the record has any application windows configured for the user interface on the touchpoint device; transmitting, by a server to the touchpoint device, at least a first financial application window and a second financial application window identified by the record of the user for display of the first financial application window and the second financial application window simultaneously on the user interface of the touchpoint device; receiving instructions from the user via the first financial application window to perform a financial transaction; and performing, by a server, the financial transaction while the touchpoint device displays at least the first financial application window and the second financial application window, wherein the firs
    Type: Grant
    Filed: April 8, 2011
    Date of Patent: December 8, 2020
    Assignee: Citibank, N.A.
    Inventors: Christopher E. Kay, Sam Lising, Sopnendu Mohanty
  • Patent number: 10789653
    Abstract: Methods and systems for providing global consolidated statement involve, for example, collecting, using a processor coupled to memory, customer account data from billing systems for each of a plurality of accounts of a plurality of business units of an entity. Likewise using the processor, the customer account data is collated across the plurality of accounts of the plurality of business units. Also using the processor, a single consolidated customer account statement is generated showing the collated customer account data across the plurality of accounts of the plurality of business units.
    Type: Grant
    Filed: June 21, 2013
    Date of Patent: September 29, 2020
    Assignee: CITIBANK, N.A.
    Inventors: Lisa Davis, Padma Santhanam, Tim Schuman, Srinivas Kunigal, Nikhil Shah, Kapil Khurana, Suranjan Choudhury
  • Patent number: 10621663
    Abstract: A method and system comprising: receiving, by a master program administrator server from a first asset purchasing entity server, a first asset purchasing entity portfolio report on a periodic basis and from a second asset purchasing entity server, a second asset purchasing entity portfolio report on a periodic basis. Transmitting, by the master program administrator server to a program asset administrator server, the first asset purchasing entity portfolio report and the second asset purchasing entity portfolio report, and a central funding entity collection report based on payment collection from the first asset purchasing entity server and the second asset purchasing entity server. Receiving, by the master program administrator server from the program asset administrator server, an analysis report based and transmitting an action item based on the analysis report.
    Type: Grant
    Filed: December 17, 2014
    Date of Patent: April 14, 2020
    Assignee: Citibank, N.A.
    Inventor: Konel Parekh
  • Patent number: 10565648
    Abstract: Mobile communication devices, systems, and methods involve receiving an extension of a trading-related application running on a mobile computing device by one or more processors of a wearable computing device and displaying a visualization of trading-related data on a display screen of the wearable computing device received via wireless communication with the mobile computing device from one or more back-end servers. A capture of input on the wearable computing device is detected by the mobile computing device via wireless communication with the wearable computing device and forwarded by the mobile computing device to the one or more backend servers.
    Type: Grant
    Filed: March 1, 2016
    Date of Patent: February 18, 2020
    Assignee: CITIBANK, N.A.
    Inventors: Noa Kalechstain, Raphael Menachem, Dor Nir, Sagiv Shahori, Tsafrir Atar, Ofir Eyal
  • Patent number: 10489758
    Abstract: The methods and systems described herein attempt to resolve the deficiencies of the conventional systems by using pre-loaded templates and extracting comprehensively populated payment files in an industry standard format for processing. In one embodiment, a computer-implemented method for generating a payment file comprises receiving, by a computer, a request for a payment to a beneficiary; receiving, by a computer, a selection of the beneficiary for payment; receiving, by a computer, a request to pay the beneficiary using a template; retrieving, by a computer, the template from a database, wherein the template has a plurality of business rules for completing a plurality of data fields; extracting, by a computer, information from a database to complete the data fields of the template; and generating, by a computer, a payment file by completing the data fields of the template according to the plurality of business rules.
    Type: Grant
    Filed: February 23, 2011
    Date of Patent: November 26, 2019
    Assignee: Citibank, N.A.
    Inventor: Manish Jain
  • Patent number: 10475033
    Abstract: Methods and systems for managing transactional risk involve, for example, receiving and assessing, using a processor coupled to memory, entity payment transaction information for a predetermined level of risk based at least in part on a payment transaction history of the entity. Likewise using the processor, a report of the predetermined level of risk may be generated, and the payment transaction may be processed for the entity according to predefined processing instructions of the entity.
    Type: Grant
    Filed: August 13, 2013
    Date of Patent: November 12, 2019
    Assignee: CITIBANK, N.A.
    Inventors: Rupa Mankad, Mahantesh Mukartihal, Ramiro Munoz
  • Patent number: 10365796
    Abstract: Methods and systems for managing a graphical user interface involve, for example, one or more processors displaying on a display screen a visualization of a hub element defined in part by an arc-shaped boundary portion and defining a badge element within the visualization of the hub element. Thereafter, a radial menu element may be animated by the one or more processors for rotation to a position adjacent and extending radially from the arc-shaped boundary portion of the hub element and defined in part by an arc-shaped boundary portion of the radial menu element spaced apart from the arc-shaped boundary portion of the hub element.
    Type: Grant
    Filed: August 31, 2017
    Date of Patent: July 30, 2019
    Assignee: CITIBANK, N.A.
    Inventors: Andrew Robert Blackman, Alaa Abdulkhaleq Saeed, David Niall O'Byrne, Javier Anthony Diaz
  • Patent number: 10360416
    Abstract: A detection device and method includes a tongue component having a distal end portion that is insertable a predetermined distance into a card entry slot of a card reader and also having an electrical contact disposed on the distal end portion of the tongue component. A signal component coupled to the electrical contact is activated in response to receiving an electric current by the signal component via the electrical contact disposed on said distal end portion of the tongue component when the distal end portion of the tongue component is inserted the predetermined distance into the card entry slot. An overlay component having portions defining a surface topography corresponding to a surface topography of portions of a bezel area of the card entry slot supports a proximal end portion of the tongue component.
    Type: Grant
    Filed: January 29, 2018
    Date of Patent: July 23, 2019
    Assignee: CITIBANK, N.A.
    Inventor: Jeffrey W. Dant
  • Patent number: 10346823
    Abstract: Methods and systems for activating an electronic payments infrastructure employ, for example, a token consisting at least in part of a unique identifier assigned to an inactive header account which is provided on a customer's electronic device. The unique identifier is processable via a transaction processing network. A request, which includes customer information, is received to verify that activation of the header account for the customer is compliant with predefined customer identification rules. A determination is made that activation of the header account for the customer is compliant with the predefined customer identification rules. An activation message is sent to the customer's device using the interface processor, the header account is linked to a digital wallet on a database, and the customer's designation of a source account for the digital wallet is received on the database. The header account can be used in transactions with either on-us or off-us source accounts.
    Type: Grant
    Filed: August 12, 2011
    Date of Patent: July 9, 2019
    Assignee: CITIBANK, N.A.
    Inventors: Gary Greenwald, Dickson Chu
  • Patent number: 10346006
    Abstract: Methods and systems for providing graphical user interfaces (GUIs) displaying and manipulating visualizations of data involve, for example, displaying, in a graphical user interface, a visually static element representing a risk function threshold value and an animatible element representing a current magnitude of a variable risk function value spaced a distance from the visually static element that is proportional to a difference between the risk function threshold value and the current magnitude of the variable risk function value, and animating the animatible element to change its distance from the visually static element by an amount proportional to a change in the current magnitude of the variable risk function value.
    Type: Grant
    Filed: February 17, 2015
    Date of Patent: July 9, 2019
    Assignee: CITIBANK, N.A.
    Inventors: Ido Shaked, Raphael Menachem, Ehud Fisher, Kfir Amitai
  • Publication number: 20190035025
    Abstract: Systems and methods involve an intelligent application mapping function of a central platform that maps a direct interactive electronic communication channel between an issuer terminal and an investor terminal based at least partly on investor positions in the issuer held by respective custodial intermediaries in a chain of custodial intermediaries for the investor. Thereafter, an intelligent application notification function of the platform transmits, via the direct interactive electronic communication channel to the investor terminal, data representing a notification regarding a meeting for the issuer, and an intelligent application voting function of the platform returns, from the investor terminal via the direct interactive electronic communication channel to the processor of the issuer terminal, data representing an exercise of investor voting rights associated with the investor positions for the investor.
    Type: Application
    Filed: July 31, 2018
    Publication date: January 31, 2019
    Applicant: CITIBANK, N.A.
    Inventors: Dean LITTLE, Jonathan SMALLEY
  • Patent number: 10127554
    Abstract: A fraud early warning system and method for monitoring transactional behavior of an account holder and evaluating that behavior by comparing it to biographical data and/or the past behavior of the account holder. The system and method is applicable to real-time wire transfers, online transactions, automated teller machine transactions, point-of-sale transactions, etc.
    Type: Grant
    Filed: February 15, 2006
    Date of Patent: November 13, 2018
    Assignee: Citibank, N.A.
    Inventors: Thomas A. Russell, Albert S. Ludlam, Gay Andrews, Albert Huang
  • Patent number: 9898780
    Abstract: A method and system for the issuance of Instant Credit has an Instant Credit engine that performs instantaneous analyses. The method and system can operate along side existing “batch” processes. In addition, the method and system offer various channels of distribution for the Instant Credit products. With the present invention, Instant Credit and other Instant services (e.g., instant account balance transfers, etc.) can be obtained via, Internet, point-of-sale and other distribution channels. The present system also enables highly dynamic product offerings, which can be generated “instantaneously” based on a variety of factors, such as, for example, the channels of distribution (e.g., telephone or Internet), the product sought and/or even the particular individual and/or entity that is applying for a line of credit.
    Type: Grant
    Filed: September 26, 2014
    Date of Patent: February 20, 2018
    Assignee: Citibank, N.A.
    Inventors: Bob Bornhofen, Luke Byrne, David Bray, Richard Elder, Richard Feight, Kathleen Hill Pinnola, Faye Shimshi, Ray Quinlan, Mark Cheeseman
  • Patent number: 9842230
    Abstract: A system and method of guaranteeing the presence of secure and tamper-proof remote files over a distributed communication medium, such as the Internet, is provided. The system and method automatically detects, and then self-repairs corrupt, modified or non-existent remote files. The method first performs an integrity check on a remote file and then determines whether the integrity check passed. If the integrity check passed, then the user goes through the authentication process as normal. If the integrity check fails, then the present invention redirects to an install module in order to prepare to reinstall the remote file. Via the install module, the present invention then reinstalls the remote file and the user is then taken through the authentication process as normal.
    Type: Grant
    Filed: December 14, 2015
    Date of Patent: December 12, 2017
    Assignee: Citibank, N.A.
    Inventors: Steve Vlcan, Bikram Singh Bakshi
  • Patent number: 9778821
    Abstract: Methods and systems for managing a graphical user interface involve, for example, one or more processors displaying on a display screen a visualization of a hub element defined in part by an arc-shaped boundary portion and defining a badge element within the visualization of the hub element. Thereafter, a radial menu element may be animated by the one or more processors for rotation to a position adjacent and extending radially from the arc-shaped boundary portion of the hub element and defined in part by an arc-shaped boundary portion of the radial menu element spaced apart from the arc-shaped boundary portion of the hub element.
    Type: Grant
    Filed: June 10, 2015
    Date of Patent: October 3, 2017
    Assignee: Citibank, N.A.
    Inventors: Andrew Robert Blackman, Alaa Abdulkhaleq Saeed, David Niall O'Byrne, Javier Anthony Diaz
  • Patent number: D806739
    Type: Grant
    Filed: June 10, 2015
    Date of Patent: January 2, 2018
    Assignee: Citibank, N.A.
    Inventors: Andrew Robert Blackman, Alaa Abdulkhaleq Saeed, David Niall O'Byrne, Javier Anthony Diaz