Patents Assigned to Citibank, N.A.
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Publication number: 20100166085Abstract: A LIN network comprises a transmit driver for communicating on a single communication bus. A slope control module is operably coupled to a supply voltage and arranged to identify a voltage transition, and in response thereto and via control of the transmit driver selectively apply one of: a first voltage transition mode comprising a constant DV/DT slope transition, or a second voltage transition mode comprising a fixed time transition.Type: ApplicationFiled: May 24, 2006Publication date: July 1, 2010Applicant: CITIBANK N.A.Inventor: Thierry Sicard
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Patent number: 7716109Abstract: The present invention relates to a web trading system and method for performing financial transactions securely over a public data network, such as the Internet, using a web browser as the user interface. The financial transactions are offered, for example, by a financial institution to its customers at the institution's web site. They include transactions such as foreign currency exchange, currency and money market trades, and warrant trades. The web trading system and method provide secure communication protocol between the Internet user interface and a virtual private network (VPN) of a financial institution to enable implementation of trading applications by the financial institution's application servers across the VPN.Type: GrantFiled: April 28, 2000Date of Patent: May 11, 2010Assignee: Citibank, N.A.Inventors: David M. Jacobs, Imran Sayeed, Greg Sabatino, Tarkington McMains
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Publication number: 20090301867Abstract: A system for processing a semiconductor substrate during fabrication of semiconductor devices provides a plurality of semiconductor substrate processing stations in a physically integrated system, as well as a semiconductor substrate transport system for transporting a semiconductor substrate between the respective processing stations. In particular, the processing system according to the present invention favors the use of liquid phase process steps, particularly deposition process steps, instead of gas or vapor phase processing. Even more particularly, the system contemplates deposition of a metallic barrier layer 30 on the semiconductor substrate in liquid phase.Type: ApplicationFiled: February 24, 2006Publication date: December 10, 2009Applicant: CITIBANK N.A.Inventors: Janos Farkas, Cindy Goldberg, Katie Yu, Srdjan Kordic
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Patent number: 7599872Abstract: A method and system of matching an investor's objectives for portfolio investment return and risk with an assessment of a range of expected returns and risks that are likely to be generated by investment portfolios consisting at least in part of alternative asset classes that involves, for example, selecting available historical data for a plurality of alternative asset classes, unsmoothing the historical data based at least in part on historical data for traditional asset classes related to the respective alternative asset classes, and correcting the historical data for the alternative asset classes for an impact of survivorship and selection biases.Type: GrantFiled: September 13, 2004Date of Patent: October 6, 2009Assignee: Citibank, N.A.Inventors: Doug R. Dundas, Rui Defigueiredo, Paul Goldwhite
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Patent number: 7599877Abstract: The present invention provides secure, high-volume, processing methods and systems for multiple financial instruments that combine collateral matching to identify matched and unmatched financial transactions and consolidated mark to market valuations for all parties to a matched financial transaction.Type: GrantFiled: July 28, 2000Date of Patent: October 6, 2009Assignee: Citibank, N.A.Inventors: Alan Cole, Jon Cassell
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Publication number: 20090198926Abstract: A method, the method includes providing data; retrieving interleaving command information from a two dimensional array of interleaving command information; wherein the two dimensional array includes multiple interleaving command information rows, each row includes interleaving commands associated with multiple TDM time slots; and determining, in response to the retrieved interleaving command information, whether to provide data from a first data source or from a second data source.Type: ApplicationFiled: May 29, 2006Publication date: August 6, 2009Applicant: CITIBANK, N.A.Inventors: Eran Glickman, Yaron Alankry, Avihai Graizei
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Patent number: 7552480Abstract: A quantitative model combines a one-dimensional risk-assessment approach with expert knowledge to enable calculation of a probability or likelihood of exploitation of a threat to an information system asset without referring to actuarial information. A numerical value is established for one or more threats of attack on the information system asset based on expert knowledge without reference to actuarial data, and likewise, based on expert knowledge without reference to actuarial data, a numerical value is established for each of one or more access and privilege components of one or more vulnerabilities to attack on the information system asset. A security risk level for the information system asset is computed based upon the numerical values for threat and the access and privilege components for vulnerability so established.Type: GrantFiled: April 23, 2003Date of Patent: June 23, 2009Assignee: Citibank, N.A.Inventor: Timothy Voss
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Publication number: 20090125647Abstract: A method for executing a DMA task, the method includes receiving a request to execute a DMA task; the method characterized by including: defining inter-buffer jumping points at substantially an end of one or more dimensions of each multidimensional buffer out of a plurality of multidimensional buffers; and executing multiple DMA sub-tasks, wherein the executing includes jumping between buffers at the inter-buffer jumping points. A device hat includes at least one memory unit and a DMA controller adapted to access the memory unit; the device is characterized by being adapted to implement multidimensional buffers within the at least one memory unit; wherein the DMA controller is adapted to execute multiple DMA sub-tasks, wherein the execution comprises jumping between buffers at inter-buffer jumping points; and wherein the inter-buffer jumping points are defined at substantially an end of one or more dimensions of each multidimensional buffer out of a plurality of multidimensional buffers.Type: ApplicationFiled: June 30, 2005Publication date: May 14, 2009Applicant: CITIBANK, N.A.Inventors: Uri Shasha, Sagi Gurfinkel, Gilad Hassid, Eran Kahn
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Publication number: 20090106487Abstract: An electronic device comprises a processing unit operably coupled to a buffer random access memory, in turn operably coupled to a non-volatile memory configured to emulate an electrically erasable programmable read only memory. The processing unit is arranged to transfer data between the buffer RAM and the non-volatile memory at a first clock frequency. A second RAM is operably coupled between the processing unit and the non-volatile memory and the processing unit sets a Tag bit in the second RAM to identify an address in the buffer RAM that is being written to or read from by the processing unit.Type: ApplicationFiled: February 9, 2006Publication date: April 23, 2009Applicant: CITIBANK, N.A.Inventor: Joachim Kruecken
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Publication number: 20090103489Abstract: An arrangement and method for discontinuous software FDD monitoring during TDD call allows removal of a conventional external notch filter in a dual mode WCDMA and PCS/DCS handset. The WCDMA RX frame is allowed to have a few slots corrupted by the PCS/DCS transmitter noise during DCS transmission, and a scheme is used to recover the required information by not considering the corrupted slots. Due to the fact that during WCDMA FDD RX monitoring, the processing required is performed in stages, and since the information that is measured during a WCDMA frame is repeated in every frame, the scheme of the invention is based on the idea that if a given slot is corrupted in a WCDMA frame, in the next WCDMA frame the slot will be no more corrupted due to the difference in timing between the PCS/DCS transmitter protocol and the WCDMA timing protocol.Type: ApplicationFiled: July 2, 2004Publication date: April 23, 2009Applicant: CITIBANK, N.A.Inventors: Nadim Khlat, David Myara
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Patent number: 7478239Abstract: A system for open electronic commerce having a customer trusted agent securely communicating with a first money module, and a merchant trusted agent securely communicating with a second money module. Both trusted agents are capable of establishing a first cryptographically secure session, and both money modules are capable of establishing a second cryptographically secure session. The merchant trusted agent transfers electronic merchandise to the customer trusted agent, and the first money module transfers electronic money to the second money module. The money modules inform their trusted agents of the successful completion of payment, and the customer may use the purchased electronic merchandise.Type: GrantFiled: May 19, 1999Date of Patent: January 13, 2009Assignee: Citibank, N.A.Inventor: Sholom S. Rosen
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Patent number: 7464057Abstract: A method and system for escrow service for web-based transactions is web-accessible and accepts registrations from exchanges and/or portal partners. The completion of registration and transactions is allowed to entitled users who access the system via the web. The system maintains an internal banking engine to act as a deal manager, messaging service and accounts sub-ledger and escrows funds entrusted to it. The transaction process is composed of a number of transaction statuses, and reporting of those statuses to users is accomplished online and via web query. The system supports several methods of payment, such as credit cards, authorized Automated Clearing House (ACH) or equivalent direct debit/credit and wire transfer payments, and all funds movements are electronic. The system supports transaction level detail through its banking engine accounts; funds movements from its currency accounts, and escrows funds to currency based escrow accounts.Type: GrantFiled: March 29, 2002Date of Patent: December 9, 2008Assignee: Citibank, N.A.Inventors: Alan Cole, Deborah Bennett, Hachadur Hashasian
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Patent number: 7451103Abstract: A method and system for centralized automated reconciliation of investment manager and related custody accounts makes use of computer hardware and software in a service bureau environment to receive information and records electronically from fund managers and custodian banks in different formats, to reformat the files for inputting to the system, and to perform the reconciliation process in a uniform manner. The system also allows one or both of fund managers and custodians to establish matching rules, to view the results of the matching process, to track the investigation process for unmatched records, and to manually match unmatched records.Type: GrantFiled: March 28, 2000Date of Patent: November 11, 2008Assignee: Citibank, N.A.Inventors: Terence Boyle, Alan Schneider, Nolan Gesher, Jon Cassell
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Patent number: 7441263Abstract: A system, method and computer program product for providing unified authentication services in an Application Service Provider (ASP) setting to a registered end-user of one or more online (or web) applications. The system includes client side components, a user management component coupled to the client side components and server side components coupled to the user management component. The client side components include an authentication control component that manages the process of capturing a user-determined policy for a first account and user credentials. This allows the user to define the level of protection to access the first account. This includes, but is not limited to, accounts/applications that have been configured specifically for used with the system and particular user credentials and accounts that have been subsequently set up but configured to use the same user credentials.Type: GrantFiled: March 23, 2001Date of Patent: October 21, 2008Assignee: Citibank, N.A.Inventors: Bikram S Bakshi, David W Helms, Anthony C Rochon, Trevor J Walker
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Patent number: 7437736Abstract: A method for managing workflow for an application, including obtaining an application adapter associated with the application, wherein the application adapter specifies a sub-task, monitoring the application to obtain a state, and performing an action associated with the sub-task, if the state is associated with the sub-task.Type: GrantFiled: March 10, 2004Date of Patent: October 14, 2008Assignee: Citibank, N.A.Inventors: Surajit Chatterjee, Brian Keith Mizelle, Ravi Puduchery Raghavasimhan, Michael Fishman
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Patent number: 7389355Abstract: The present invention provides systems and methods for electronically delivering banking services to end clients and, more particularly, using Internet based technologies as a means of exposing those services. The solution to this problem set forth in this invention is the creation of a common electronic delivery infrastructure and application deployment environment, exposing an institution's entire portfolio of corporate banking services to its clients at a number of different locations at any time.Type: GrantFiled: April 10, 2002Date of Patent: June 17, 2008Assignee: Citibank, N.A.Inventors: Kenneth R. Brown, John D'Onofrio, James Ellerbee, Jay Gould, Jennifer Holme, Peter J. Lupario, Umesh Marthi
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Publication number: 20070288372Abstract: A method and system for awarding rebates based on credit card usage to a consumer credit card holder is provided. A rebate tally is accrued based on a percentage of eligible purchases made by the consumer card holder. The rebate is earned when the consumer card holder makes a qualifying purchase, which may be, for example, an automobile sold by any manufacturer. The rebate program disclosed does not associate the rebate earned with any particular manufacturer. The rebate is paid directly by the credit card issuer to the credit card holder.Type: ApplicationFiled: August 13, 2007Publication date: December 13, 2007Applicant: CITIBANK, N.A.Inventors: Sheryl Behar, Carol Lewbell-Gray, Cheryl Cunha
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Patent number: 7305562Abstract: A system, method and computer program product that utilizes measurements for the authentication of users to enterprise resources. The system includes an authentication server that stores the engine and collections of data required by the system to authenticate users. The collections of data include templates, policies, groups, device IDs, user IDs, computer IDs and application IDs. In the present invention, it is the policies that determine the way or method in which a user is to be authenticated by the system. The pre-defined polices include an OR policy, an AND policy, a CONTINGENT policy, a RANDOM policy and a THRESHOLD policy, a multi-user policy, a multi-location policy, a multi-template policy, a user dependent policy, a location restriction policy, and a computer/device specific policy.Type: GrantFiled: March 1, 2000Date of Patent: December 4, 2007Assignee: Citibank, N.A.Inventors: Peter Garrett Bianco, William Taylor Boon, Anthony C. Rochon, Marc A. Sherman, Robert Brewster Sterling, Karl Roger Ware
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Patent number: 7269256Abstract: An improved monetary system using electronic media to exchange economic value securely and reliably is disclosed. The system provides a complete monetary system having electronic money that is interchangeable with conventional paper money. Also disclosed is a system for open electronic commerce having a customer trusted agent securely communicating with a first money module, and a merchant trusted agent securely communicating with a second money module. Both trusted agents are capable of establishing a first cryptographically secure session, and both money modules are capable of establishing a second cryptographically secure session. The merchant trusted agent transfers electronic merchandise to the customer trusted agent, and the first money module transfers electronic money to the second money module. The money modules inform their trusted agents of the successful completion of payment, and the customer may use the purchased electronic merchandise.Type: GrantFiled: May 13, 2002Date of Patent: September 11, 2007Assignee: Citibank, N.A.Inventor: Sholom S. Rosen
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Patent number: 7168091Abstract: A method and system for secure authentication of a user in a session conducted over an interactive communication channel, such as a two-way telephony communication channel, with an authenticating entity, such as a financial institution, utilizes a session identifier, such as pseudorandom noise to detect and identify attempts to play back authentication information, such as user-spoken phrases, intercepted and recorded by an unauthorized party during a previous session between the user and the authenticating party.Type: GrantFiled: March 15, 2004Date of Patent: January 23, 2007Assignee: Citibank, N.A.Inventor: Daniel Schutzer