Abstract: Various embodiments of the invention can be used to organize and prioritize data to optimize the ability to answer business questions and address business needs. A data mapping system may be used to map value driver data elements to business questions to assess which data sets or sources of data are more important than others when assessing the business questions. This can assist in the process of identifying the most useful and accurate data for assessing a business question.

Abstract: Computer implemented methods of tracking customer spending and income are provided. The methods may comprise aggregating spending transactions by estimating income to a customer during a first time period. The methods may also comprise displaying a user interface to the customer. The user interface may comprise a first bar indicating customer income and a second bar indicating customer spending.

Abstract: Various embodiments of the invention can be used to organize and prioritize data to optimize the ability to answer business questions and address business needs. A data mapping system may be used to map value driver data elements to business questions to assess which data sets or sources of data are more important than others when assessing the business questions. This can assist in the process of identifying the most useful and accurate data for assessing a business question.

Abstract: Enhanced processes, methods, tools, strategies, and techniques are provided for more effectively and efficiently processing, managing, analyzing, and communicating wealth related data and other financial information within a computing environment. In various embodiments, the analysis tools provided herein have been designed to correspond visually with a mental model employed by many clients in managing their wealth.

Abstract: A computer-implemented system for routing a call to a call center may generally comprise a computer system comprising at least one processor and a storage device comprising computer-readable medium in communication with the processor and storing instructions adapted to be executed by the processor to receive a call from a caller at an automated call distributor, initiate an interactive voice response interrogation session with the caller, and classify the call as one of a first type and a second type based on the interactive voice response interrogation session, when the call type is classified as the first type, route the call to at least one of a plurality of branches comprising at least one agent designated to receive calls classified as the first type, when the call type is classified as the second type, route the call to a call center comprising at least one agent designated to receive calls classified as the first type and the second type.

Abstract: A computer-implemented method for routing a call to a call center may generally comprise receiving a call from a caller at an automated call distributor, initiating an interactive voice response interrogation session with the caller, and classifying the call as one of a first type and a second type based on the interactive voice response interrogation session, when the call type is classified as the first type, routing the call to at least one of a plurality of branches comprising at least one agent designated to receive calls classified as the first type, when the call type is classified as the second type, routing the call to a call center comprising at least one agent designated to receive calls classified as the first type and the second type.

Abstract: Various embodiments are disclosed for processing image cash letter files comprising transactions directed to a first image exchange system and transactions directed to a second image exchange systems. First and second cash letter output files may be generated, where the first and second cash letter output files may comprise cash letter file headers based on a header of an input cash letter file. Each transaction record included in the input cash letter file may be directed to either the first output cash letter file or the second output cash letter file. The headers of the respective output cash letter files may be updated based on the records written thereto.

Abstract: Various embodiments are disclosed for processing image cash letter files comprising transactions directed to a first image exchange system and transactions directed to a second image exchange systems. First and second cash letter output files may be generated, where the first and second cash letter output files may comprise cash letter file headers based on a header of an input cash letter file. Each transaction record included in the input cash letter file may be directed to either the first output cash letter file or the second output cash letter file. The headers of the respective output cash letter files may be updated based on the records written thereto.

Abstract: In various embodiments, a system is provided for building configurable applications. The system may include a distributed tier with a presentation module accessible by a user which is configured to permit configuration of an interface in a session with the user and an interface module configured to process session state data in an extensible language format. The system may also include a mainframe system having an enterprise architecture integration (EAI) framework configured for receiving the extensible language formatted state data and invoking at least one service in association with evaluating the extensible language formatted state data and a business rules engine based on an extensible language format. The mainframe system may be configured to translate the evaluated state data into a reply message based on the extensible language format.

Abstract: A method for processing documents in a database having at least one record therein. Asset-related data contained on at least one document is reviewed pursuant to securitization of multiple assets. The at least one of the multiple assets comprises a commercial mortgage loan. The document is received into the database on a flow basis including receiving information from the document into the database as the document information becomes available for entry into the database. The flow basis includes collecting data from the document independently of an end use of the document. The contents of the document are analyzed to ensure compliance with at least one standard. The output data is provided from the record in the database. The output data includes at least data related to multiple assets associated with a securitization of the multiple assets. System, computer readable memory, and computer readable memory storage embodiments also are provided.

Abstract: An interactive computer architecture is provided that can be employed as a bridge between a mainframe-based computing environment and a distributed server-based computing environment. A request/reply contract can be expressed within the mainframe-based environment and employed as the basis for generating a web service in the distributed computing environment.

Abstract: An interactive computer architecture is provided that can be employed as a bridge between a mainframe-based computing environment and a distributed server-based computing environment. A request/reply contract can be expressed within the mainframe-based environment and employed as the basis for generating a web service in the distributed computing environment.

Abstract: Enhanced systems, processes, tools, techniques and strategies are provided for executing corporate entity changes between or among institutions, particularly with respect to minimizing the negative effects of the corporate change on customers of the institutions. In various embodiments, a method is provided for determining a wave assignment for a customer in connection with multiple waves of the corporate change. The method may include establishing a baseline wave assignment for customers of the acquired institution based on customer account data; determining lines of business associated with the customer account data; and, applying wave assignments to the customer account data in response to the baseline wave assignments and the lines of business, among other potential factors.

Abstract: An interactive computer architecture is provided that can be employed as a bridge between a mainframe-based computing environment and a distributed server-based computing environment. A request/reply contract can be expressed within the mainframe-based environment and employed as the basis for generating a web service in the distributed computing environment.

Abstract: Methods of placing computer equipment within a server room. The methods may comprise receiving a reservation request for a first piece of computer equipment and selecting a first zone of the server room. The reservation request may specify a type of the first piece of computer equipment. Also, the power dissipated by computer equipment currently present in the first zone plus a power dissipated by the first piece of computer equipment may be less than a maximum power capacity of the first zone. The methods may also comprise selecting a first cabinet within the first zone. The first cabinet may comprise free physical space sufficient for the first piece of computer equipment. In addition, the methods may comprise reserving a portion of the first cabinet for the first piece of computer equipment.

Abstract: Techniques for performing an accounts payable process may include receiving transaction data including at least one of invoice data, purchase order data, and vendor data; and verifying a transaction by matching a dynamic data set of client-specified multi-dimensional criteria to the transaction data. An accounts payable system may include a host system in communication with one or more client systems. The host system may include a matching database configured to receive an accounts payable file including at least one of invoice data, purchase order data, and vendor data; and verify a transaction by matching a dynamic data set of client-specified multi-dimensional records to attributes of the accounts payable file.

Abstract: Systems and methods for reordering checks for a plurality of accounts of a financial institution. For each of the plurality of accounts, an order for a first quantity of checks for the account may be generated. The order may comprise an account number and contact information. For each of the plurality of accounts, a portion of the first quantity of checks for the account that has been processed may be monitored. Also, an indication of a threshold quantity of checks may be received. Further, it may be determined when the portion of the first quantity of checks that has been processed exceeds the threshold quantity of the first quantity of checks. For each of the plurality of accounts, when the portion of the first quantity of checks that has been processed exceeds the threshold quantity, an order for a second quantity of checks for the account may be generated.

Abstract: Various embodiments are directed to a computer system comprising at least one computer programmed to provide a user interface to a user via a first computer device. The user interface may comprise a first axis describing a desired level of involvement of the user in investment decisions and a second axis describing a risk tolerance of the user. The user interface may also comprise a first icon representing a first position on the first and second axes and a second icon representing a second position on the first and second axes. When the first or second icons are activated, the interface may display a description of respective example investors having investment characteristics corresponding to the respective first and second positions on the axes. The user interface may also comprise first and second slider bars corresponding to the respective axes. The slider bars may be movable in response to a signal from a first input device in communication with the computer system.

Abstract: A computer-assisted method for alerting a user of a potential negative balance condition in a financial account. The method includes estimating a future account balance of the financial account and determining whether the future account balance will be a negative value. The method also includes generating for display, in a graphical format, an alert to the user that signifies when the future account balance is the negative value.

Abstract: A computer assisted method for facilitating transfers between financial accounts. The method includes accepting a funds transfer request via the selection of an icon, by a user, wherein the icon represents a designated transfer of a predetermined amount of funds between a funding account and at least one receiving account. The method further includes transferring the amount of funds from the funding account to the at least one receiving account.