Abstract: A method of object status detection for objects supported by a shelf, from shelf image data, includes: obtaining a plurality of images of a shelf, each image including an indication of a gap on the shelf between the objects; registering the images to a common frame of reference; identifying a subset of the gaps having overlapping locations in the common frame of reference; generating a consolidated gap indication from the subset; obtaining reference data including (i) identifiers for the objects and (ii) prescribed locations for the objects within the common frame of reference; based on a comparison of the consolidated gap indication with the reference data, selecting a target object identifier from the reference data; and generating and presenting a status notification for the target product identifier.

Abstract: The present invention discloses a disruptive low capital and operational cost logistics system and method that provides for fast and massive delivery of e-commerce merchandise, including same day delivery, of thousands of items and packages, in extensive geographical areas, such as whole states, countries and continents, reducing the need for building, operating, or using multiple fulfillment warehouses located near the consumers as in traditional e-commerce logistics, creating a revolution in the e-commerce industry worldwide. In a disruptive manner, the systems and methods of the present invention facilitate the logistics for e-commerce delivery processes, and also may allow at the same time reducing the use of massive quantities of cardboard packages that are used for protection and containment for e-commerce orders, being sustainably beneficial for the e-commerce market, the environment, and the consumer.

Abstract: The present invention discloses a disruptive low capital and operational cost logistics system and method that provides for fast and massive delivery of e-commerce merchandise, including same day delivery, of thousands of items and packages, in extensive geographical areas, such as whole states, countries and continents, reducing the need for building, operating, or using multiple fulfillment warehouses located near the consumers as in traditional e-commerce logistics, creating a revolution in the e-commerce industry worldwide. In a disruptive manner, the systems and methods of the present invention facilitate the logistics for e-commerce delivery processes, and also may allow at the same time reducing the use of massive quantities of cardboard packages that are used for protection and containment for e-commerce orders, being sustainably beneficial for the e-commerce market, the environment, and the consumer.

Abstract: In some examples, a computing device may receive, from a plurality of merchant devices associated with a plurality of merchants, respectively, electronic communications indicating pickup locations associated with the respective merchants. The computing device may access map information to determine a group of the respective pickup locations within a threshold distance of each other, the group of respective pickup locations corresponding to a group of the merchants. The computing device may send, to a buyer device, based at least on the pickup locations determined to be within the threshold distance of each other, merchant information that causes, at least in part, an application on the buyer device to present a user interface including information about the group of merchants, the information about the group of merchants including an indication that items ordered from the merchants in the group of merchants are available for combined delivery.

Abstract: A computer-implemented method for cloud-based management of payment devices includes connecting a point of interaction device (POI) to a terminal management engine (TME) through a computer network, downloading operating software for the POI and configuration files for the POI from the TME to the POI, initializing the POI using the operating software, and configuring the POI using the configuration files. An alternative computer-implemented includes connecting to a POI through a computer network, receiving a transaction request from a TMC through the computer network, confirming access to the POI, transmitting a request for consumer information to the POI, receiving requested consumer information from the POI, transmitting the requested consumer information to the TMC, receiving a transaction approval message or a transaction decline message from the TMC, and transmitting the transaction approval message or the transaction decline message to the POI.

Abstract: Examples provide an item storage cart for verifying correct item placement into containers on the item storage cart. A cart manager component outputs planogram data identifying a location of a selected item. Weight data generated by one or more weight sensors associated with the set of item storage containers is analyzed to verify whether a correct item is placed in a given storage container on the cart and/or verify a selected item is placed into a correct storage container. The cart manager component determines if an unselected item is removed from a storage container and/or if an unselected item is added to a storage container. A notification is output if an incorrect item is added to a cart, an incorrect item is removed from the cart, an item is added to the wrong container or removed from the wrong container.

Abstract: A computer-implemented method for cloud-based management of payment devices includes connecting a point of interaction device (POI) to a terminal management engine (TME) through a computer network, downloading operating software for the POI and configuration files for the POI from the TME to the POI, initializing the POI using the operating software, and configuring the POI using the configuration files. An alternative computer-implemented includes connecting to a POI through a computer network, receiving a transaction request from a TMC through the computer network, confirming access to the POI, transmitting a request for consumer information to the POI, receiving requested consumer information from the POI, transmitting the requested consumer information to the TMC, receiving a transaction approval message or a transaction decline message from the TMC, and transmitting the transaction approval message or the transaction decline message to the POI.

Abstract: In various embodiments, an application and platform comprising systems and methods for staging equipment rentals is given. In association with an equipment rental facility, a mobile application can be utilized to identify the nature, quantity and maintenance condition of selected equipment assets that can be rented. The mobile application can identify the staging status of a specific equipment asset, facilitating efficient selection of desired equipment assets in advance of arrival of a customer. Staging status, and additional parameters, can be displayed and acted upon based on visual elements in association with the mobile application such as color, icons, or other visual elements, and first and second visual elements can be used to provide significance.

Abstract: A package room system may include at least one shelf, at least one sensor configured to sense items on the at least one shelf, at least one data entry device, and at least one computer coupled to the at least one sensor and the at least one data entry device. The at least one computer may be configured to receive data concerning a package from the at least one data entry device, detect, from data from the at least one sensor, a location of the package on the at least one shelf, notify a recipient of receipt of a presence of the package and the location of the package, and detect, from data from the at least one sensor, removal of the package from the at least one shelf.

Abstract: The invention relates to a method for allowing users to categorize transactions at moment-of-sale using mobile payments. The method includes detecting a transaction performed on a mobile device. The method further includes prompting, a user of the mobile device to provide a categorization of the transaction as a business transaction or a personal transaction, where the transaction is categorized by the user contemporaneously with the transaction being detected by the FMA interface. The method further includes receiving the transaction and the categorization of the transaction from the user. The method further includes sending the FMA time stamp of the transaction with the categorization as the business transaction, Finally, the method includes matching the FMA time stamp of the business transaction to a financial institution time stamp of a pending transaction.

Abstract: Methods, systems, apparatus, and computer program products related to a digital business management system for business transactions are provided. In an example embodiment, the digital business management system includes receiving a transaction data object generated as a part of a transaction event executed via an external commerce channel to be posted to a ledger, wherein the transaction data object comprises one or more metadata tags classifying the transaction event. The system further comprises generating an immutable ledger entry, parsing the transaction data object to identify the one or more metadata tags for storage in association with the transaction event, identifying a match between the one or more metadata tags received from the external commerce channel and one or more master metadata tags stored in the ledger and associated with a data object profile, and updating the data object profile by associating the immutable ledger entry with the data object profile.

Abstract: Systems as described herein generate an outstanding check alert. An alert generating server may receive transaction records associated with a plurality of checking accounts. The alert generating server may user a first machine learning classifier to determine a transaction pattern indicating a merchant has failed to process outstanding checks for a period of time. The alert generating server may receive sequential check information comprising at least one missing check number associated with a particular checking account. The alert generating server may user a second machine learning classifier to determine at least one outstanding check associated with the particular checking account. The alert generating server may send an alert indicating the at least one outstanding check to a user device.

Abstract: A finance management platform and method are disclosed. A model element data repository encodes a plurality of model elements representing invoicing outcomes, each model element including a score value. A processor is configured to execute computer program code for providing a finance management platform for a plurality of clients, including receiving invoicing data from a client data repository remote from the finance management platform, translating the received invoicing data into a common format and store the invoicing data in the common format in an invoice data repository, accessing the model element data repository and determine one or more of the model elements applicable to the invoicing data, calculating an overall score for the invoicing data from the applicable model element's scores and triggering a communication to a payment processor and an update to the invoice data repository upon the overall score exceeding a predetermined threshold.

Abstract: Provided is a method for fraud prevention using deep learning and survival models. The method may include receiving, with at least one processor, transaction data associated with a plurality of transactions of at least one payment account. At least one attempted attack may be detected based on the transaction data. A fraud risk score for each subperiod of a plurality of subperiods in a time period following the at least one attempted attack may be generated based on the transaction data using a deep learning model and a survival model. The fraud risk score for each respective subperiod may be associated with a probability that a fraudulent transaction will not occur by the respective subperiod. A system and computer program product are also disclosed.

Abstract: Workers often forget to enter clockings indicating when they have arrived or left work or transferred between work activities. Various embodiments provide a system that predicts the risk of potential missed worker clockings and delivers alerts to the workers and/or their managers when that risk is high. The system analyzes historical data to find previous instances of missed clockings at an organization, extracts feature information regarding the context of the missed clockings, and calibrates a missing clocking risk model. The model is then used in either an online or batch mode to predict the risk of workers missing upcoming scheduled clockings. Based on these risk scores and system configurations, alerts are generated for employees and managers reminding them about the upcoming clockings and lowering the amount of missed clockings and subsequent remedies.

Abstract: An apparatus including: one or more weighing elements; a processor in communication with the one or more weighing elements; memory in communication with the processor and containing processor executable instructions; a proximity sensor in communication with the processor; and a wireless communications device in communication with the processor. The instructions provide for monitoring of removal of units of a product on the weighing elements.

Abstract: A point of sale system includes a merchant terminal and a customer terminal. The merchant terminal is configured to display a user interface (UI) window on the merchant terminal. The UI window on the merchant terminal displays a merchant-specific version of a screen displayed on the customer terminal. The merchant terminal receives updates from the customer terminal regarding the status of the payment portion for a transaction. The merchant terminal can provide an input to the UI window which is sent as a message to the customer terminal. Control of state for the point of sale system is shared such that when the system is in a first state, the merchant terminal is the state control terminal, and when the point of sale system is in a second state, the customer terminal is the state control terminal and has control of state for the system.

Abstract: It is desirable for a merchant to not store customer PCI (Payment Card Industry) data in the merchant's system, because this would reduce cost and risk to the merchant. But the merchant still wants access to the customer primary account number (PAN) and other PCI data elements for customer authentication, customer relationship management, etc. Therefore, this specification discloses systems and methods that allow a pPOS (personal Point of Sale) device to create a mirror of the original transaction and provide that to the merchant. Then the merchant would still have access to the customer PAN and other PCI data elements, but there are no PCI or payment data in the mirror transaction, so cost and risk are reduced for the merchant.

Abstract: A transaction terminal dynamically and regularly changes a unique transaction terminal identifier (ID). The transaction terminal ID is reported to a remote manager. During a transaction, a mobile device automatically reads a current transaction terminal ID from the transaction terminal, appends a mobile device ID for the mobile device, and sends the transaction terminal ID with the mobile device ID to the remote manager. The remote manager links the mobile ID to details associated with a user of the mobile device and sends the details to the transaction terminal. The transaction terminal uses the details to customize a transaction being conducted by the user at the transaction terminal.

Abstract: In a stock rebalancing method, separate inventory holding clients are registered, each as individual publishers of inventory level data, and further, separate transporter clients also are registered each as individual publishers of transport capacity. Then, an indication is received from one of the inventory holding clients, of an overstock condition of a specified item. Contemporaneously, an indication is received from another of the inventory holding clients of an understock condition of the specified item. In response, one of the transporter clients is identified as indicating excess capacity sufficient to bear transport of the specified item in a quantity indicated by the understock condition, the clients are messaged indicating the conditions, and the identified transport client is directed to transport the specified item in the indicated quantity from the one of the inventory clients indicating the overstock condition to the one of the inventory holding clients indicating an understock condition.