Patents Examined by Fateh M Obaid
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Patent number: 11694276Abstract: This document describes a non-transitory computer readable media programmed to enrich an entered record submitted to be matched with a dataset record stored on a data storage device. The enrichment is done by supplementing data in the entered record with customer data from a dataset. The media is further programmed to search through a plurality of dataset records in the dataset for the entered record. The search is programmed to first determine if the entered record unambiguously matches one of the dataset records or if the entered record unambiguously does not match one of the dataset records. If the entered record does not unambiguously match one of the dataset records, score match characteristics using a Fellegi-Sunter algorithm, save the score as a highest score if the score is above the highest score less a threshold, and save a location of one of the dataset records as a matching record if the score is above a previous highest score.Type: GrantFiled: August 27, 2021Date of Patent: July 4, 2023Assignee: Bottomline Technologies, Inc.Inventors: Leonardo Gil, Peter Cousins
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Patent number: 11694254Abstract: The description relates to an interactive physical product browsing experience. One example includes a display system for displaying objects. The display system comprises a plurality of object displays each comprising an object store, a robot for moving objects to and from a repository, a user input receiving means, and a processing means. The processing means is configured to cause the object displays to display some of the objects, monitor user behaviour using the user input receiving means, and cause the robot to move an object from the repository to one of the object stores based on the user behaviour.Type: GrantFiled: June 15, 2017Date of Patent: July 4, 2023Assignee: Microsoft Technology Licensing, LLCInventors: Andreas Balzer, David Mowatt, Alan Noel Mulhall, Muiris Woulfe
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Patent number: 11687887Abstract: Disclosed is a technology for collecting item-level transaction information for interactive payment experience. According to one embodiment, a merchant server can maintain a database including the information of financial accounts having a particular classification. The classification indicates that these financial accounts are associated with a payment service system. When the merchant server determines a requested financial transaction involves a financial account classified in the database, the merchant server transmits the item-level transaction information to the payment service system. The payment service system receives the item-level transaction information in real-time or near real-time and generates an interactive digital transaction receipt for a consumer.Type: GrantFiled: June 26, 2020Date of Patent: June 27, 2023Assignee: Block, Inc.Inventors: Paul Aaron, Zachary Brock
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Patent number: 11682084Abstract: A computer-implemented system and method for managing and visualizing financial transaction data is disclosed. Rows of financial data are managed as data objects with a reorganizable node tree hierarchy. A user interface visualization system supports an interactive user interface with a client device. In some implementations, a user may reorganize the node hierarchy, define dimension, communicate on a node-based basis, and assign directly responsible individuals to nodes.Type: GrantFiled: December 28, 2020Date of Patent: June 20, 2023Assignee: Runway Financial, Inc.Inventors: Siqi Chen, Arya Asemanfar
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Patent number: 11651445Abstract: A method, computer system, and computer program product are provided for processing wage payments to an employee according to an employee-specified pay schedule. A computer system receives a payroll event for an employee. In response to receiving the payroll event, the computer system interprets a first structured data object for processing payroll. In interpreting the first structured data object, the computer system identifies an employee-specified pay schedule according to an employee context interpreted from the first structured data object. In interpreting the first structured data object, the computer system determines that a wage payment should be made to the employee according to the employee-specified pay schedule. Responsive to determining that the wage payment should be made, the computer system transmits an order for the wage payment to the employee to a specified wage payment proxy server via a network using a specified communication channel to pay the employee.Type: GrantFiled: January 15, 2021Date of Patent: May 16, 2023Assignee: ADP, INC.Inventors: Eric Schuster, Dimitry Plotko
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Patent number: 11645710Abstract: A mobile banking reconciliation application allows a user to reconcile a business's records with banking records associated with one or more accounts of the business. The mobile banking reconciliation application can access an accounting system to obtain business records and banking records associated with the business. The banking records and business records may be displayed as a set of cards that a user can scroll and/or flip through (e.g., using the touch screen of a mobile device). The related business records displayed may be a suggestion that is based on a determination that the banking record likely matches the business record. The user may identify the appropriate business record for the particular bank record being reconciled from existing business records, or the user may create a new business record.Type: GrantFiled: July 15, 2021Date of Patent: May 9, 2023Assignee: Xero LimitedInventor: Brock Stephen Abernethy
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Patent number: 11615374Abstract: A method for provenance and illicit product control involves generating a unique identifier for a product unit, generating a unique identifier for a subunit of the product unit, and recording locations of the product unit and the subunit of the product unit to a blockchain in association with the unique identifiers. The blockchain includes linked data blocks containing sequential records of locations and quantities of product units and subunits of the product units moved through a product distribution supply chain. The method further involves tracking movement of the product unit and the subunit of the product unit through the product distribution supply chain, detecting an inconsistency between a record on the blockchain and movement of the product unit or the subunit of the product unit through the product distribution supply chain and outputting an indication of the inconsistency.Type: GrantFiled: August 23, 2019Date of Patent: March 28, 2023Assignee: IQ UNIVERSE INC.Inventor: Iqbal Mohamed
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Patent number: 11615391Abstract: Sever-based order persistence and/or fulfillment is described herein. In an example, server(s) associated with a payment processing service may receive, from a point-of-sale (POS) device associated with a merchant, an order associated with at least one item available for purchase from a physical location of the merchant. The server(s) may store the order in a storage data structure. In an example, the server(s) may determine an occurrence of a trigger event and may update a status of the order based at least in part on the trigger event. In some examples, the trigger event may correspond to an interruption in a connection with the POS device, fulfillment of the order, etc. The status of the order can indicate whether the order is to be sent to the POS device, removed from the storage data structure, etc.Type: GrantFiled: April 26, 2021Date of Patent: March 28, 2023Assignee: Block, Inc.Inventors: Christopher Woodyard, Brad Seiler, Roshan Jhunja, Noah Batterson
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Patent number: 11599848Abstract: This invention discloses a novel system and method for providing retail point of sale terminals that are connected securely over the Internet to a back-office service that manages the retailer's data as a service using a system that supports more than one retailer, each of which will have one or more point of sale terminals.Type: GrantFiled: May 21, 2020Date of Patent: March 7, 2023Assignee: Lightspeed Commerce USA Inc.Inventors: Jason Richelson, Bill Walton
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Patent number: 11599849Abstract: A self-service operating system and method, and an operation door. The system comprises: a control server, one or more operation doors, at least one robot, and one or more storage containers, wherein the control server is configured to respond to an item operation instruction, determine a target storage container and a target operation door which corresponds to an item to be operated, and send a carrying instruction to the robot; the robot is configured to respond to the carrying instruction to carry the target storage container to the target operation door, and a plurality of box openings on the target storage container respectively correspond to a plurality of box openings on the target operation door on a one-to-one basis; and the control server is further configured to control a box opening door of a target box opening on the target operation door to open.Type: GrantFiled: July 3, 2020Date of Patent: March 7, 2023Assignee: BEIJING GEEKPLUS TECHNOLOGY CO., LTD.Inventor: Hongbo Li
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Patent number: 11587141Abstract: A method of presenting product information in a vending machine may include detecting audio information from a consumer and converting the audio information to a text string. The method may include identifying a keyword in the text string, and determining products from a product database associated with the keyword. The method may include returning a list of the products that correspond to the keyword.Type: GrantFiled: June 22, 2020Date of Patent: February 21, 2023Assignee: PepsiCo, Inc.Inventors: Emad Jafa, Cheuk Chi Lau, Xuejun Li, Darren Ling, Bernard Yang
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Patent number: 11580599Abstract: In some examples, a computing device receives, from a point of sale (POS) device of a merchant, an authorization request for authorizing a payment instrument for a transaction for an item. The computing device sends an authorization approval to the POS device, and determines that a user is eligible for a loan for an amount and the loan is to be repaid at a particular frequency during a period of time. The computing device determines that an amount of the transaction is less than or equal to the amount, and causes an offer for the loan to be presented via a user interface of a payment application that is executable by a user device of the user. Based on acceptance of the loan, the computing device applies the loan funds to the transaction for the item, and the loan is repaid at the particular frequency.Type: GrantFiled: March 25, 2022Date of Patent: February 14, 2023Assignee: BLOCK, INC.Inventors: Varun Kerof, Elliot Block, Kelvin Chou, Theodore Kosev
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Patent number: 11574369Abstract: Systems, methods, and other embodiments associated with cash pooling. According to one embodiment, a system includes an account logic configured to receive at least one change selected by a user and make the at least one change to a pool. The pool includes a plurality of accounts. The system further includes a settlement logic configured to calculate a balance for one or more accounts in the pool. The settlement logic is further configured to identify at least one settlement options for the one or more accounts based at least in part on the balance.Type: GrantFiled: August 14, 2020Date of Patent: February 7, 2023Assignee: Wells Fargo Bank, N.A.Inventors: James Christopher Noe, Todd Douglas Simmel, Ken C. Kiernan
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Patent number: 11574294Abstract: An information processing method according to an aspect of the present disclosure includes: acquiring, from a video, flow line information of a customer; detecting that the customer acquires an item; and storing, in a storage, flow line information of the customer and information on a number of items acquired by the customer, in association with each other.Type: GrantFiled: January 23, 2019Date of Patent: February 7, 2023Assignee: NEC CORPORATIONInventor: Akiko Oshima
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Patent number: 11562439Abstract: A computer-implemented method includes: receiving, by a computing device, a plurality of journal entries from a plurality of transactional systems; determining, by the computing device, association scores for a plurality of pairs of journal entries selected from the plurality of journal entries; generating, by the computing device, a reconciliation graph including a plurality of nodes representing the plurality of journal entries and a plurality of edges based on the determined association scores; recommending, by the computing device, actions to apply to at least one journal entry of the plurality of journal entries to minimize a number of nodes not connected by the plurality of edges in the reconciliation graph; receiving, by the computing device, feedback regarding the recommended actions to apply to the at least one journal entry; and updating, by the computing device, the reconciliation graph based on the feedback.Type: GrantFiled: July 24, 2019Date of Patent: January 24, 2023Assignee: INTERNATIONAL BUSINESS MACHINES CORPORATIONInventors: Munish Goyal, Balasubramanian E A, Nithya Ramkumar, Raphael Ezry
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Patent number: 11556884Abstract: Disclosed are various embodiments for anonymously validating the identities of multiple parties participating a transaction. In one embodiment, a system is configured to determine a location of the system is within a proximity threshold of a location and transmit an arrival indication to a remote computing device. The system is also configured to receive an encryption key from the remote computing device and detect a client device located at the location. The encryption key can be transmitted to the client device for validation that the location of the computing device is the location.Type: GrantFiled: June 24, 2019Date of Patent: January 17, 2023Assignee: Amazon Technologies, Inc.Inventors: Shao-Wen Yang, Jin Li, Qianchao Ban, Xingang Guo
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Patent number: 11544798Abstract: A unique animated graphical user interface for improving the tracking of documents is described herein. The user interface comprises of symbols that move across a line to represent the status of that document. The line may be separated into quadrants. To facilitate this graphical user interface, a non-transitory machine-readable media is programmed to store invoices in a list in a database and count the number of invoices in each quadrant in the list in the database. The first quadrant may include a representation of the number of new documents that are not yet uploaded. The second quadrant may include a representation of the number of uploaded documents that may not be able to process without further analysis. The third quadrant may include a representation of the number of uploaded documents that have been automatically processed by the software and are ready to submit electronically. The fourth quadrant may include a representation of the number of documents submitted electronically.Type: GrantFiled: August 27, 2021Date of Patent: January 3, 2023Inventors: Michael Marcinelli, Alisha Edwards
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Patent number: 11544404Abstract: The present disclosure relates generally to systems and methods that enable access control for digital objects based on measured physiological signals of a user. A method of operation of a human mind interface (HMI) system includes measuring, via a physiological sensor of a HMI device, a brain pattern of a user while the user retrieves a digital object after training. The method includes identifying, via a processor of the HMI device, the measured brain pattern stored in a memory of the HMI device, and determining, via the processor, the digital object stored in the memory that is associated with the identified brain pattern. The method includes accessing, via the processor, the digital object and retrieving information contained in the digital object and providing, via the processor of the HMI device, the information contained in the digital object to a recipient on behalf of the user.Type: GrantFiled: November 9, 2020Date of Patent: January 3, 2023Assignee: United Services Automobile Association (USAA)Inventors: Kevin Glynn Paterson, Jordan A. Newmark
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Secure communication protocols for proximity-based validation in distributed multi-device frameworks
Patent number: 11538018Abstract: Various systems, apparatuses, and methods are described herein for enabling secure communication protocols for proximity-based validation in distributed multi-device frameworks. Distributed multi-device frameworks present unique challenges when it comes to ensuring that user communications between various devices and over variable-security communication mediums remain secure. To address the noted challenges, some embodiments of the present invention provide for an apparatus configured to establish secure communications with a central system using wallet identifying data that is configured to secure data transfers between the apparatus and the central system. In accordance with some embodiments, devices communicating on proposed networks are arranged in a manner and using a network architecture that is configured to optimize overall network security and system integrity.Type: GrantFiled: May 14, 2021Date of Patent: December 27, 2022Assignee: GROUPON, INC.Inventors: Michael Chen, Robert James Skillington, Jay Walter Robinson, Tuomas Santeri Artman, Cristian Matias Sepulveda, Joshua Isaac Zloof, Leslie Jean Chicoine, Mahmudul Arefin Din -
Patent number: 11526846Abstract: A receipt capture device can collect transaction information from transactions conducted at a point of sale system by capturing receipt data transmitted from the point of sale system for the purpose of printing receipts at an external receipt printer. The receipt capture device can then send the collected receipt data to an online system for analysis. At the online system, received receipt data can be decoded from the printer-readable format it is transmitted in and used to enhance the online system's understanding of transactions occurring at a retailer associated with the point of sale system. For example, the online system can determine an approximate inventory of items available at purchase at the retailer by aggregating items recently purchased in transactions at the point of sale system.Type: GrantFiled: March 3, 2021Date of Patent: December 13, 2022Assignee: Maplebear Inc.Inventor: Robert Russel Adams