Abstract: The present invention relates to a system and method for providing a payment service of a two-channel authentication method utilizing a card reader infrastructure and a portable user terminal. The system for providing a payment service according to an aspect of the present invention includes an affiliate POS terminal configured to receive MIN card information and generate and transmit a transaction approval request signal, and a server configured to receive the transaction approval request signal, transmit a transaction authentication request signal to a portable user terminal, and transmit approval request information to a financial institution server when transaction authentication is completed from an input signal of the portable user terminal.

Abstract: Systems and methods for providing self-checkout systems that utilize a scanning imager or camera which includes a selectively steerable field of view. A tracking subsystem may include a targeting imager or camera that captures data (e.g., 3-dimensional data) that characterizes objects in an environment, for instance a retail environment. Images captured by one or more targeting imagers may be used to determine characteristics of objects. The characteristics may be used to generate an object model, which is a collection of properties about an object in the field of view. The tracking subsystem directs the field of view of the relatively higher resolution scanning imager with a relatively narrow field of view to track one or more objects so that images of the objects may be captured. The images are processed to identify the identification of the objects so that the objects may be added to a transaction list to complete a purchase process.

Abstract: A system and method to detect changes in transaction parameters for the identification of a store of the merchant in a payment processing network. The system is configured to monitor input data, such as acquirer's merchant master file (AMMF), transaction records, to detect transaction parameters of a processing entity that partially match with the transaction parameters associated with an external, persistent identifier of the merchant and/or the store of the merchant, determine a change or difference introduced in the detect transaction parameters, and update the set of transaction parameters associated with the persistent identifier of the store of the merchant that can be used to identify the set of transaction parameters of the store in a communication external to the communication system of the payment processing network.

Abstract: An original transaction data store may provide information about a series of transactions over time. A transaction data collection platform may group some of those transactions into a subset of transactions and apply a hash function to that subset to create a signature representing verifiable state information associated with an enterprise. The transaction data collection platform may then record information about the signature via a secure, distributed transaction meta-ledger without recording the subset of transactions. According to some embodiments, a transaction audit platform may retrieve the signature from the meta-ledger and retrieve original information associated with the subset of transactions (e.g., from an offline original transaction data store).

Abstract: Provided is an authentication system including: a device authentication agent installed in an Internet of things (IoT) device with a communication module and generating first device authentication information for authenticating the corresponding IoT device; an authentication server connected with the IoT device through wired or wireless communication and generating second device authentication information for authenticating the IoT device; and a mobile agent installed in a mobile device of a user, connected with the IoT device and the authentication server through the wireless communication, and verifying whether the IoT device or a message determined to be received from the IoT device is authentic according to whether the first device authentication information transmitted from the IoT device and the second device authentication information transmitted from the authentication server coincide with each other.

Abstract: A system, server, and method are described. In an example, the server includes a distribution management instruction set that, when executed by a processor, monitor inventory levels of bulk consumable goods for dispensing systems at a plurality of different distribution locations. The server is also described to include one or more Artificial Intelligent (AI) models that operate in cooperation with the distribution management instruction set to enable the distribution management instruction set to predictively deploy physical distribution assets and to predictively ship bulk consumable goods to the plurality of different distribution locations based on the inventory levels of the bulk consumable goods monitored by the distribution management instruction set.

Abstract: A mobile terminal includes a wireless communication unit communicating with a point-of-sales (POS) terminal positioned nearby, and a controller performing, when a payment event regarding goods occurs, payment regarding the goods together with the POS terminal using an image received from the outside, wherein when a facial image corresponding to the image corresponds to a previously registered user, the controller approves payment regarding the goods and generates evaluation information regarding the goods using the facial image included in the received image.

Abstract: A device, system, and method are disclosed whereby farm produce harvested at a particular time and location can be tracked throughout the food supply chain, from farm or orchard to consumer market. If farm produce in the market is found to be unhealthy, contaminated, or otherwise unsuited for human consumption, the system and method enables identification of the source of harvesting, and so identification of other produce which was harvested at substantially the same time and location. This enables improved identification and containment of any problems in the produce food supply chain.

Abstract: This invention discloses a novel system and method and system for sharing a data item among a plurality of computers connected in an arbitrary network topology. In the preferred embodiment, each of the plurality of computers has a local copy of the data item, but can only edit the copy by obtaining a token from the current token owner, thereby becoming a new current token owner. When the token owner makes a change to the data item, the change is broadcast to the other computers, along with the identity of the new current token owner. Routing of token requests and broadcasts is accomplished by means of each computer calculating a routing table based on information it receives from those computers to which it is directly connected on the network.

Abstract: A system for generating a customized communication with a customer is described, and includes: a near field communication (NFC) reader for receiving, from the customer, a request for an interaction; an input device for receiving an input from the customer, wherein the input includes a customer credential; a processor for: receiving a request, from a near field communication (NFC) enabled device, for an interaction with a customer; requesting a valid customer credential from the customer; receiving an input from the customer in response to a request for the valid customer credential to achieve a received customer credential; determining a validity of the received customer credential; and generating, after the determining the validity of the received customer credential, client information customized for the customer based upon a customer account linked to a determined valid customer credential to achieve a generated customized client information.

Abstract: Systems and methods are provided for authenticating mobile payments from a customer account to a merchant. The systems and methods may include a financial service provider receiving a request to authorize an electronic transaction at a point-of-sale. A financial service provider server computer may verify that the customer is present at the point-of-sale using received location data. An image having distorted text such as a captcha may be transmitted to a device at the point-of-sale, and the customer may read the captcha aloud. A voice sample of the customer may be sent to the financial service provider for comparison to stored voice recordings, to verify that the customer's voice sample is authentic if the voice matches a previously generated voice recording for the account. If the voice sample is authentic, the financial service provider may authorize the mobile payment.

Abstract: An asphalt mix tracking system having a data collection system adapted to determine at least one characteristic of the asphalt mix, a data control system adapted to receive data from the data collection system, a lot tracking system adapted to track a lot of the asphalt mix, a truck tracking system adapted to track a truck, and a pavement injection system adapted to identify the lot of the asphalt mix. The preferred asphalt mix tracking system is adapted to substantially continuously track the asphalt mix from a mixing site to a paving site. A method for tracking an asphalt mix including determining the at least one characteristic of the asphalt mix, communicating the at least one characteristic of the asphalt mix to the data control system, transporting the asphalt mix from the mixing site to the paving site, and injecting an identification means at the paving site.

Abstract: Embodiments of the present invention include systems and methods for monitoring status of one or more devices at a point-of-sales (POS) establishment via a network. In embodiments, the system for monitoring the devices includes a monitoring device that receives a device manifest including information of one or more devices preconfigured for installation at a POS establishment from a backend server via the network. In embodiments, the backend server preconfigures the monitoring device before the monitoring device is installed in the POS establishment. In embodiments, the monitoring device configures monitoring software using the device manifest and sends information of the configured monitoring software to a monitoring server via the network. In embodiments, the monitoring software collects status information of the devices and sends the collected status information to the monitoring server via the network.

Abstract: Among other things, product data is repeatedly communicated from an application on a device associated with a retail location to a server of a platform controlled independently of the application on the device. The product data identifies (a) current numbers of units of products available for retail customers at the retail location and (b) purchasing behavior of retail customers of the retail location with respect to combinations of the products. The retail location is repeatedly restocked with additional units of products to maintain the products in an in-stock state, the additional units have been received in deliveries made from one or more upstream product distribution entities based on predictions facilitated by the server of future demand for the products by retail customers of the retail location.

Abstract: A method and system for storing and retrieving a packaging hierarchy of traceable physical items includes at an item marking location, marking physical items to be packaged in the packaging hierarchy, with a unique code with a first and second identifier, transferring packaging relationships between the codes to a track and trace system, identifying for each code in the packaging relationships, hierarchical code relations expressed as parent and/or child codes, and for each code, storing the hierarchical code relations in a section of a data storage location of the first computer system, wherein a start position of the section is determined by a combination of the first and second identifiers of the code.

Abstract: A transaction account issuer may obtain receive an application for a transaction account which includes a department of defense identification code. The transaction account issuer may verify the DOD ID number with the DOD. The transaction account issuer may embed the DOD ID number in a transaction instrument which is issued to the consumer. The consumer may use the transaction instrument at a DOD point of sale located at a DOD facility. The DOD point of sale may verify with the DOD that the DOD ID number in the transaction instrument is valid. The DOD may notify the transaction account issuer that the DOD ID number is valid. The transaction account issuer may approve transactions which may have otherwise been denied.

Abstract: According to an example of the present disclosure, a system is disclosed. The system comprises at least one sensing unit and a robotics engine in communication with the at least one sensing unit. The at least one sensing unit detects stock information associated with an item. The robotics engine performs a trend analysis based on the stock information collected over a predefined duration of time, and determines a threshold value based on the trend analysis. Furthermore, the robotics engine generates an alert when the stock information is below the threshold value, and selects a vendor based on one or more predefined parameters. The robotics engine also generates an instruction to obtain the replacement item from the selected vendor for replenishing the item in an inventory.

Abstract: The subject matter disclosed herein provides methods for providing a personalized customer service experience using a customer service application. A sensor associated with a container configured to house one or more devices can determine whether the container has been opened. A processor can access a profile associated with the container and the devices that includes at least a first value uniquely identifying the container. The processor can activate a communication module to send a first message via a communication network to a backend system. The first message can include some of the accessed profile. The first message can prompt the backend system to search for a customer record using the first value and to send a second message to a mobile device that prompts execution of an application on the mobile device. Related apparatus, systems, techniques, and articles are also described.

Abstract: In some embodiments, methods and systems of estimating whether additional space for a product being binned is available on a sales floor include an electronic inventory management device configured to: receive an indication that a product is being placed into a storage bin after a determination that no space for the product is available in a primary display location of the product on the sales floor; obtain a demand for the product on the sales floor during a predetermined interval of time; retrieve at least one inventory position estimation factor associated with the product when the demand for the product during the predetermined interval of time is greater than zero; estimate whether the inventory position estimation factor supports a likelihood that the product is in a feature display location on the sales floor; and output an indication of possible space availability for the product on the feature display location.

Abstract: An electronic receipt system may generate electronic documents including receipt content associated with a transaction between an account holder and a third party, and automatically link the electronic documents to secure records corresponding to account transaction records in a secure database. An account holder may subsequently view an electronic document including the receipt from a secure network platform displaying the secure records for multiple transactions in the account. In some aspects, the electronic receipt system may retrieve the receipt from an email message transmitted to an email address assigned to the account holder by the electronic receipt system. In other aspects, the electronic receipt may be retrieved using an application on a user device corresponding to the electronic receipt system.