Patents Examined by Olusegun Goyea
  • Patent number: 11682022
    Abstract: Various examples described herein are directed to systems and methods for managing payments of a first merchant. A mobile wallet application may receive first payment element data describing a first payment element for making a first payment and may determine that the first payment element is to be processed by a limited payment network. The mobile wallet application may send a first payment authorization message to an issuer of the first payment element via the limited payment network. The mobile wallet application may also receive second payment element data describing a second payment element for making a second payment. The mobile wallet application may determine that the second payment element is not to be processed by the limited payment network, and send a second payment authorization message to an issuer of the second payment element via a second payment network.
    Type: Grant
    Filed: February 1, 2021
    Date of Patent: June 20, 2023
    Assignee: Wells Fargo Bank, N.A.
    Inventor: Joon Maeng
  • Patent number: 11663629
    Abstract: This disclosure describes, in part, techniques for synchronizing data between merchants' inventories, and techniques for utilizing the data synchronization to process cross-merchant transactions. For instance, a system may store a first inventory of items indicating first items offered for purchase by a first merchant and a second inventory of items indicating second items offered for purchase by a second merchant. The system may then analyze the first inventory of items with respect to the second inventory of items to determine that the second merchant should offer a first item from the first items for purchase at a physical establishment of the second merchant on behalf of the first merchant. The system can then provide a merchant device of the second merchant with access to the second inventory of items and the first item from the first inventory of items.
    Type: Grant
    Filed: January 29, 2021
    Date of Patent: May 30, 2023
    Assignee: Block, Inc.
    Inventors: Claudia J. Ng, Mark Funk
  • Patent number: 11663570
    Abstract: This disclosure describes an enhanced user interface. For instance, a system may present a user interface indicating a first layout of a physical establishment and receive a first input indicating an object is located at a first geographic location within the physical establishment. The system may receive a recommended location corresponding to a second geographic location within the physical establishment and present the indication of the recommended location for the object on the user interface indicating the first layout. The system may receive image data associated with the physical establishment and determine based at least in part on analyzing the image data that the object is located at the second geographic location within the physical establishment. The system may further display a second layout of the physical establishment, where the second layout includes an indication of the object at the second geographic location within the physical establishment.
    Type: Grant
    Filed: December 30, 2019
    Date of Patent: May 30, 2023
    Assignee: Block, Inc.
    Inventors: Bruce Bell, Brian Partridge, Ghassan Abu-Ghaida, Amar Dhingra, Alfred Bautista, Kevin Yien
  • Patent number: 11651342
    Abstract: A method for handoff includes: scanning an ephemeral token displayed on a guest device, where a guest has previously registered a payment instrument with a server, and associated the payment instrument with a plurality of ephemeral tokens, and the server has stored a payment token that associates the plurality of ephemeral tokens with the payment instrument in a database record along with a notification identifier, and where the guest device has received the ephemeral token; transmitting the ephemeral token to the server; simultaneously displaying details for a transaction, where the server has accessed the notification identifier to transmit a push notification to the guest device, and where the guest device is executing a proprietary application that allows for simultaneously displaying details for the transaction; and receiving notification from the server that the transaction is complete, where transaction completion data was entered via the guest device and transmitted to the server.
    Type: Grant
    Filed: December 15, 2020
    Date of Patent: May 16, 2023
    Assignee: Toast, Inc.
    Inventors: Benjamin Gordon, Lori R. Tavis
  • Patent number: 11636424
    Abstract: Load cells are used in a fixture of a facility to acquire weight data. However, some of the load cells used in the fixture may fail. One way to test a subset of load cells is to compare data from a first subset of load cells to a second subset of load cells using a linear regression. For example, the linear regression may help determine predicted values for the first subset of load cells. Actual values from the first subset of load cells are then compared to the predicted values. If the differences between the actual values and predicted values for the first subset of load cells are greater than a threshold, a determination is made that the first subset of load cells has failed. Weight data from the second subset of load cells may then be used to determine hypotheses for describing interactions at the fixture.
    Type: Grant
    Filed: January 20, 2020
    Date of Patent: April 25, 2023
    Assignee: AMAZON TECHNOLOGIES, INC.
    Inventor: Paul Eugene Munger
  • Patent number: 11631070
    Abstract: Described are a system, method, and computer program product for processing a transaction as a push payment transaction. The method may include receiving, with a payment gateway processor, a transaction request from a merchant system. The transaction request may include transaction data associated with a payment device of a user, the payment device being associated with an issuer system. The method may also include generating, with the payment gateway processor, an authentication request based on the transaction data. The method may further include communicating, with the payment gateway processor, the authentication request to the issuer system. The method may further include, in response to the issuer system authenticating the authentication request, generating a push payment request including an account identifier associated with the merchant system, and communicating the push payment request to the issuer system.
    Type: Grant
    Filed: January 24, 2020
    Date of Patent: April 18, 2023
    Assignee: Visa International Service Association
    Inventors: Sandeep Tharoor, Malayamkumarath Sreedharan Manikandan
  • Patent number: 11615390
    Abstract: A method and system for conducting an online payment transaction through a point of sale device. The method includes receiving input from a user selecting an item for purchase through the point of sale device; calculating a total purchase amount for the item in response to a request from the user to purchase the item; and sending payment authorization for the total purchase amount from the point of sale device to a payment entity, in which the payment authorization is sent to the payment entity via a mobile communication device of the user. The method further includes receiving a result of the payment authorization from the payment entity through the mobile communication device; and completing the payment transaction based on the result of the payment authorization.
    Type: Grant
    Filed: July 3, 2021
    Date of Patent: March 28, 2023
    Inventor: Michelle Fisher
  • Patent number: 11610190
    Abstract: A method and system for conducting an online payment transaction through a point of sale device. The method includes receiving input from a user selecting an item for purchase through the point of sale device; calculating a total purchase amount for the item in response to a request from the user to purchase the item; and sending payment authorization for the total purchase amount from the point of sale device to a payment entity, in which the payment authorization is sent to the payment entity via a mobile communication device of the user. The method further includes receiving a result of the payment authorization from the payment entity through the mobile communication device; and completing the payment transaction based on the result of the payment authorization.
    Type: Grant
    Filed: July 14, 2021
    Date of Patent: March 21, 2023
    Inventor: Michelle Fisher
  • Patent number: 11605057
    Abstract: According to an embodiment, a store management system includes a store entry management device and a sales management device. The store entry management device reads identification data, of a shopper, for using the electronic receipt service from an information terminal of a shopper who wants to enter the store. The sales management device causes the store entry management device to permit the shopper to enter the store when the settlement data can be acquired based on the read shopper identification data.
    Type: Grant
    Filed: October 21, 2019
    Date of Patent: March 14, 2023
    Assignee: Toshiba Tec Kabushiki Kaisha
    Inventors: Noriyoshi Hara, Takahiro Saitou, Atsushi Okamura, Yuta Sasaki, Masachika Kurata, Takahide Kubota, Xiaozhou Wang
  • Patent number: 11599865
    Abstract: A method and system for conducting an online payment transaction through a point of sale device. The method includes receiving input from a user selecting an item for purchase through the point of sale device; calculating a total purchase amount for the item in response to a request from the user to purchase the item; and sending payment authorization for the total purchase amount from the point of sale device to a payment entity, in which the payment authorization is sent to the payment entity via a mobile communication device of the user. The method further includes receiving a result of the payment authorization from the payment entity through the mobile communication device; and completing the payment transaction based on the result of the payment authorization.
    Type: Grant
    Filed: June 19, 2020
    Date of Patent: March 7, 2023
    Inventor: Michelle Fisher
  • Patent number: 11587384
    Abstract: Described are implementations that facilitate group determination and association at entry into a facility so that activities of group members of the group are associated with the group and/or applied to a single account designated for the group. For example, if four individuals enter the facility together, the disclosed implementations determine whether the four individuals are to be associated as a group. If associated as a group, an account, such as an account of one of the individuals, is also determined and associated with the group. Activities, such as an item pick, performed by one of those individuals is associated with the group and if there is a fee or charge associated with the activity it is applied to the associated account.
    Type: Grant
    Filed: December 13, 2019
    Date of Patent: February 21, 2023
    Assignee: Amazon Technologies, Inc.
    Inventors: Michael Lemmon, Vinodh Muthiah, Yi Xiang, Timothy Liaw
  • Patent number: 11580588
    Abstract: According to the present invention, there is provided a sales system (10) that includes a plurality of information acquisition units (11-1 to 11-N (N is an integer equal to or greater than 2)) installed for a plurality of respective products, a registration unit (12) that registers a product corresponding to a first information acquisition unit (11-A (A is an integer equal to or greater 1 and equal to or smaller than N)) in association with customer identification information when the customer identification information is input through the first information acquisition unit (11-A), a reception unit (13) that receives a request for a product list associated with the customer identification information from a customer terminal, and a transmission unit (14) that transmits the product list to the customer terminal in response to the request.
    Type: Grant
    Filed: January 10, 2018
    Date of Patent: February 14, 2023
    Assignee: NEC CORPORATION
    Inventor: Aika Mori
  • Patent number: 11538078
    Abstract: A system, method, and computer readable medium for usage billing of one or more hosted applications serving one or more clients. The hosted applications are contained within one or more isolated environments or run without isolated environments. The system may include usage billing based on one or more of resources open, amount of data flowing through resources, number of open files, number of transactions, number of concurrent users, number of processes, CPU utilization and memory usage, The system may further include a management interface where administrators may add, remove and configure isolated environments, configure client policies and credentials, and force upgrades. If using isolated environments, the isolated environments may be isolated from other applications and the host operating system on the clients and applications within the isolated environments may run without performing an application-installation on the client.
    Type: Grant
    Filed: March 17, 2020
    Date of Patent: December 27, 2022
    Assignee: International Business Machines Corporation
    Inventor: Allan Havemose
  • Patent number: 11526927
    Abstract: Various embodiments of a distributed numeric sequence generation system and method are described. In particular, some embodiments provide high-scale, high-availability, low-cost and low-maintenance numeric sequence generation in a non-Relational Database Management System (“non-RBMS”) system by sacrificing monotonicity. The distributed numeric sequence generation system comprises a plurality of hosts, wherein individual hosts implement a cache for caching a plurality of numeric sequences. A host can access master numeric sequence data at a separate system to obtain values for numeric sequences to store in its cache. A host can receive a request from a client for values of a numeric sequence, and provide to the client the values for the numeric sequence from its cache. Some embodiments of the distributed numeric sequence generation system and method are also equipped to vend recyclable and bounded numeric sequences.
    Type: Grant
    Filed: December 5, 2018
    Date of Patent: December 13, 2022
    Assignee: Amazon Technologies, Inc.
    Inventor: Deepak Aggarwal
  • Patent number: 11521184
    Abstract: An apparatus, method, and computer program product for generating a unified digital check register are provided. An example method includes receiving, by input/output circuitry, check data and determining, by check evaluation circuitry, whether the received check data corresponds to a digital check or a physical check. In response to determining that the received check data corresponds to a digital check, the method includes generating digital check data based on the received check data. In response to determining that the received check data corresponds to a physical check the method includes generating physical check data based on the received check data. The method further includes inserting, by registry management circuitry, any generated digital check data with any generated physical check data into a unified check dataset, and curating, by the registry management circuitry, a unified digital check register using the unified check dataset.
    Type: Grant
    Filed: July 14, 2020
    Date of Patent: December 6, 2022
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Raziq Yaqub, Andrew J. Garner, IV
  • Patent number: 11488133
    Abstract: A point of sale application may initially process a transaction between a customer and a merchant. While the point of sale application processes the transaction, an add-on application may monitor a current state of a user interface of the point of sale application. Upon recognizing a triggering event associated with the current state of the user interface, the add-on application may take over the processing of the transaction from the point of sale application. Upon completion of the processing of the transaction, the add-on application may return a result of the transaction to the point of sale application by emulating user actions on the user interface of the point of sale application.
    Type: Grant
    Filed: June 21, 2019
    Date of Patent: November 1, 2022
    Assignee: Five Stars Loyalty, Inc.
    Inventors: Matthew David Doka, Victor Shaun Ho, Patrick Lucas, Michael Hsu, Sarah Calvillo, Joshua Christopher Wilson, Andre Prudhomme
  • Patent number: 11488126
    Abstract: A group of inventions relates to artificial neural networks and their application for computer vision, in particular for the surveillance camera data processing systems and methods to automatically detect cashier fraud by verifying images using artificial neural networks. To detect cashier fraud, a POS system includes a barcode reader, memory, an image capture device, and a data processing module. The data processing module is configured to receive the data about the scanned product from the product database and to receive the video data from the image capture device.
    Type: Grant
    Filed: April 16, 2019
    Date of Patent: November 1, 2022
    Inventor: Murat K. Altuev
  • Patent number: 11481755
    Abstract: A method of processing orders and payments in a location-based food-service venue such as a restaurant, stadium or arena. Each customer location has a physical identity target attached in proximity thereto comprising a unique system-wide identifier readable by customer mobile devices. Targets might be visually readable, using QR codes or the like, or might be a short range radio beacon broadcasting the identifier (NFC, RFID etc.)—they do not contain human-readable location indication information. The identifiers associated with the targets do not contain location- or venue-specific information, and are recorded in relation to location records corresponding to individual customer locations in the venue in a order database held on a server.
    Type: Grant
    Filed: April 15, 2019
    Date of Patent: October 25, 2022
    Assignee: IQMetrix Software Development Corporation
    Inventors: Garett Rogers, Laurent May, Ryan Volberg, Phil Brockmeyer, Zoran Kovacevic
  • Patent number: 11474488
    Abstract: A system for the cryptographically-secure, autonomous control of devices comprising, connected to or remotely operating devices in an electrically powered network and the transaction of the benefits, costs or value created by or transacted through the devices in this electrically powered network.
    Type: Grant
    Filed: May 7, 2020
    Date of Patent: October 18, 2022
    Assignee: LO3 Energy Inc.
    Inventor: Lawrence Orsini
  • Patent number: 11475425
    Abstract: A method and system for receiving digital artifacts from a management server. The method includes sending a request for a digital artifact from a mobile application to the management server for display within a specific mobile application generated screen, receiving the digital artifact from the management server, and displaying the digital artifact with the specific mobile application generated screen.
    Type: Grant
    Filed: April 15, 2014
    Date of Patent: October 18, 2022
    Inventor: Michelle Fisher