Patents by Inventor Ajay Sinha

Ajay Sinha has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20240097976
    Abstract: A framework referred to as COmposition fRamework for chaNge management (CORNET) may integrate re-usable abstraction, modular composition with plug-and-play capabilities, or automated translation of high-level change management intent into low-level implementations and mathematical models. CORNET may use real-world data collected from cellular networks (e.g., 4G or 5G) and virtualized services, such as virtual private networks (VPN) and software defined wide area networks (SDWAN) running in the cloud.
    Type: Application
    Filed: November 30, 2023
    Publication date: March 21, 2024
    Applicant: AT&T Intellectual Property I,L.P.
    Inventors: Ajay Mahimkar, Carlos Eduardo De Andrade, Rakesh Sinha
  • Publication number: 20240095021
    Abstract: Aspects of data management are described. During an update procedure for serially updating a cluster of storage nodes, a storage node of the cluster of storage nodes may enter a quiescent state. While in the quiescent state, the storage node may refrain from obtaining new jobs and may continue to execute jobs that were initiated at the storage node prior to entering the quiescent state. The storage node may enter the quiescent state while another storage node enters an update state for installing the update version. The storage node may also post, to a job queue, jobs running at the storage node that are terminated at an end of the quiescent state.
    Type: Application
    Filed: September 19, 2022
    Publication date: March 21, 2024
    Inventors: Smriti Agrawal, Schuyler Merritt Smith, Patricia Ann Beekman, Pooja Sinha, Vabilisetti Monan Abhyas, Ajay Shekar
  • Publication number: 20240054498
    Abstract: The invention secures contactless payment cards against misuse at ‘unattended type’ terminal devices having near field communication capabilities. The invention involves receiving from a communication device a first unique identifier associated with a contactless payment card, and a second unique identifier associated with the communication device. Transmission of the first unique identifier and the second unique identifier from the communication device is implemented in response to the communication device detecting a contactless card tap event, and the communication device retrieving the first unique identifier from the contactless payment card. The invention involves selectively implementing one of a first payment authorization communication flow and a second payment authorization communication flow.
    Type: Application
    Filed: August 4, 2023
    Publication date: February 15, 2024
    Inventors: Ajay Sinha, Naveen Kumar Gupta, Lalit Manchanda
  • Publication number: 20240005297
    Abstract: A method for facilitating payment transactions includes receiving, by a server, a flash code request indicative of a transaction amount. A flash code associated with the transaction amount is communicated by the server to the payer device. The flash code is encoded into a flash pattern at the payer device and communicated to a payee device of a payee for executing a payment transaction between the payer and the payee. A first request for the payment transaction is received by the server from the payee device. The first request includes the flash code obtained by decoding the flash pattern at the payee device. The flash code included in the first request is validated by the server. Based on successful validation of the flash code, the transaction amount is deducted from a payer account of the payer and credited to a payee account of the payee.
    Type: Application
    Filed: September 15, 2023
    Publication date: January 4, 2024
    Applicant: Mastercard International Incorporated
    Inventors: Kaushal Naveen Shetty, Ajay Sinha, Rajesh Krishna Sadanand, Sachin Kumar Singh
  • Patent number: 11797973
    Abstract: A method for facilitating payment transactions includes receiving, by a server, a flash code request indicative of a transaction amount. A flash code associated with the transaction amount is communicated by the server to the payer device. The flash code is encoded into a flash pattern at the payer device and communicated to a payee device of a payee for executing a payment transaction between the payer and the payee. A first request for the payment transaction is received by the server from the payee device. The first request includes the flash code obtained by decoding the flash pattern at the payee device. The flash code included in the first request is validated by the server. Based on successful validation of the flash code, the transaction amount is deducted from a payer account of the payer and credited to a payee account of the payee.
    Type: Grant
    Filed: May 16, 2022
    Date of Patent: October 24, 2023
    Assignee: Mastercard International Incorporated
    Inventors: Kaushal Naveen Shetty, Ajay Sinha, Rajesh Krishna Sadanand, Sachin Kumar Singh
  • Patent number: 11755868
    Abstract: Embodiments provide methods, and server systems for performing a combined transaction for one or more scheduled transactions. The method is configured to generate one or more machine readable codes for the one or more scheduled transactions through a first transaction terminal, where each machine readable code is associated with a scheduled transaction of the one or more scheduled transactions. Further, the method includes generating a composite machine readable code based on the one or more machine readable codes. The generation of composite machine readable code further include, at least one authentication attribute of an assignee. The method, furthermore, includes receiving a second transaction request through a second transaction terminal. The second transaction request includes the composite machine readable code.
    Type: Grant
    Filed: December 23, 2022
    Date of Patent: September 12, 2023
    Assignee: MASTERCARD INTERNATIONAL INCORPORATED
    Inventors: Ajay Sinha, Bhargav Jagdishchandra Modi, Ajit Karnik, Naveen Kumar Gupta, Deepa Swami, Saurabh Banga, Dipali Pathrabe, Namod Chandrashekar Kunder
  • Publication number: 20230138002
    Abstract: Embodiments provide methods, and server systems for performing a combined transaction for one or more scheduled transactions. The method is configured to generate one or more machine readable codes for the one or more scheduled transactions through a first transaction terminal, where each machine readable code is associated with a scheduled transaction of the one or more scheduled transactions. Further, the method includes generating a composite machine readable code based on the one or more machine readable codes. The generation of composite machine readable code further include, at least one authentication attribute of an assignee. The method, furthermore, includes receiving a second transaction request through a second transaction terminal. The second transaction request includes the composite machine readable code.
    Type: Application
    Filed: December 23, 2022
    Publication date: May 4, 2023
    Inventors: Ajay Sinha, Bhargav Jagdishchandra Modi, Ajit Karnik, Naveen Kumar Gupta, Deepa Swami, Saurabh Banga, Dipali Pathrabe, Namod Chandrashekar Kunder
  • Publication number: 20230060068
    Abstract: Embodiments provide methods and systems for sharing a user consent associated with user consent among applications. Method performed by server system includes storing consent token associated with user in a database based upon receiving consent from the user on the first application to utilize user credential data for subsequent transactions in connection with interaction between a user device and a first application service provider. The method includes receiving a request to access the consent token associated from a second application service provider associated with a second application accessible on the user device, determining whether the second application service provider is able to access the consent token associated with the first application based on access level data set by the first application service provider of the first application for accessing the consent token and allowing access of the consent token to the second application based on the determining step.
    Type: Application
    Filed: July 14, 2022
    Publication date: February 23, 2023
    Inventors: Ajay Sinha, Sachin Kumar Singh, Kaushal Shetty
  • Publication number: 20230024789
    Abstract: The invention provides methods, systems and computer program products for securely provisioning an internet-of-things (IoT) device for implementing an electronic payment transaction.
    Type: Application
    Filed: July 20, 2022
    Publication date: January 26, 2023
    Applicant: MASTERCARD INTERNATIONAL INCORPORATED
    Inventors: Ajay Sinha, Lalit Manchanda, Naveen Kumar Gupta, Bhargav Jagdishchandra Modi
  • Patent number: 11537830
    Abstract: Embodiments provide methods, and server systems for performing a combined transaction for one or more scheduled transactions. The method is configured to generate one or more machine readable codes for the one or more scheduled transactions through a first transaction terminal, where each machine readable code is associated with a scheduled transaction of the one or more scheduled transactions. Further, the method includes generating a composite machine readable code based on the one or more machine readable codes. The generation of composite machine readable code further include, at least one authentication attribute of an assignee. The method, furthermore, includes receiving a second transaction request through a second transaction terminal. The second transaction request includes the composite machine readable code.
    Type: Grant
    Filed: November 26, 2019
    Date of Patent: December 27, 2022
    Assignee: MASTERCARD INTERNATIONAL INCORPORATED
    Inventors: Ajay Sinha, Bhargav Jagdishchandra Modi, Ajit Karnik, Naveen Kumar Gupta, Deepa Swami, Saurabh Banga, Dipali Pathrabe, Namod Chandrashekar Kunder
  • Publication number: 20220277287
    Abstract: Method and System for Facilitating Secure Payment Transactions A method for facilitating payment transactions includes receiving, by a server, a flash code request indicative of a transaction amount. A flash code associated with the transaction amount is communicated by the server to the payer device. The flash code is encoded into a flash pattern at the payer device and communicated to a payee device of a payee for executing a payment transaction between the payer and the payee. A first request for the payment transaction is received by the server from the payee device. The first request includes the flash code obtained by decoding the flash pattern at the payee device. The flash code included in the first request is validated by the server. Based on successful validation of the flash code, the transaction amount is deducted from a payer account of the payer and credited to a payee account of the payee.
    Type: Application
    Filed: May 16, 2022
    Publication date: September 1, 2022
    Applicant: Mastercard International Incorporated
    Inventors: Kaushal Naveen Shetty, Ajay Sinha, Rajesh Krishna Sadanand, Sachin Kumar Singh
  • Patent number: 11392976
    Abstract: A method and a system for facilitating reuse or recycling of a packing bag are provided. A server links one or more details of the packing bag with a user identifier of a user based on an issuance of the packing bag to the user. The packing bag is associated with an identity tag that stores the one or more details of the packing bag. The server detects an occurrence of a first event associated with the packing bag. The first event corresponds to the reuse of the packing bag by the user or submission of the packing bag by the user for recycling. Based on the detection of the first event, the server credits one or more reward points to a reward point account that is associated with the user identifier of the user. The reward points credited to the reward point account are redeemable by the user.
    Type: Grant
    Filed: April 23, 2020
    Date of Patent: July 19, 2022
    Assignee: MASTERCARD INTERNATIONAL INCORPORATED
    Inventors: Naveen Kumar Gupta, Ajay Sinha, Bhargav Jagdishchandra Modi
  • Patent number: 11386417
    Abstract: Embodiments provide methods and systems for reading a Quick Response (QR) code displayed in a user device of a user for facilitating a payment transaction. The method includes facilitating display of the QR code on a display screen of the user device. The QR code includes at least a payment related information for a payment transaction. The method also includes initializing a QR capture mode in the user device for capturing the QR code using a capture overlay frame. The method includes reading the QR code within the capture overlay frame to extract the payment related information. The method further includes facilitating the payment transaction based at least on the payment related information extracted by reading the QR code.
    Type: Grant
    Filed: November 6, 2019
    Date of Patent: July 12, 2022
    Assignee: MASTERCARD INTERNATIONAL INCORPORATED
    Inventors: Ajay Sinha, Bhargav Jagdishchandra Modi, Ajit Karnik
  • Patent number: 11361303
    Abstract: A method for facilitating payment transactions includes receiving, by a server, a flash code request indicative of a transaction amount. A flash code associated with the transaction amount is communicated by the server to the payer device. The flash code is encoded into a flash pattern at the payer device and communicated to a payee device of a payee for executing a payment transaction between the payer and the payee. A first request for the payment transaction is received by the server from the payee device. The first request includes the flash code obtained by decoding the flash pattern at the payee device. The flash code included in the first request is validated by the server. Based on successful validation of the flash code, the transaction amount is deducted from a payer account of the payer and credited to a payee account of the payee.
    Type: Grant
    Filed: June 10, 2021
    Date of Patent: June 14, 2022
    Assignee: Mastercard International Incorporated
    Inventors: Kaushal Naveen Shetty, Ajay Sinha, Rajesh Krishna Sadanand, Sachin Kumar Singh
  • Patent number: 11334880
    Abstract: A method may include receiving an online purchase request in a merchant interface from an electronic device of a customer. The online purchase request includes payment related information of payment card associated with customer for purchasing an item at a set price. Method includes sending an OTP request to payment server. Method further includes receiving an OTP from payment server, and storing OTP as a merchant OTP. Further, method includes facilitating sending OTP to registered contact identifier of customer. Further, method includes providing an option to customer to input a customer OTP in merchant interface. Thereafter, upon receipt of customer OTP from customer, the method includes locking an online purchase order of item for the set price based on one or more conditions. Payment transaction from payment card is actuated after a time period of locking the online purchase order based on the one or more conditions.
    Type: Grant
    Filed: July 28, 2020
    Date of Patent: May 17, 2022
    Assignee: MASTERCARD INTERNATIONAL INCORPORATED
    Inventors: Ajit Karnik, Naveen Kumar Gupta, Lalit Manchanda, Ajay Sinha
  • Publication number: 20220044223
    Abstract: A method for facilitating payment transactions includes receiving, by a server, a flash code request indicative of a transaction amount. A flash code associated with the transaction amount is communicated by the server to the payer device. The flash code is encoded into a flash pattern at the payer device and communicated to a payee device of a payee for executing a payment transaction between the payer and the payee. A first request for the payment transaction is received by the server from the payee device. The first request includes the flash code obtained by decoding the flash pattern at the payee device. The flash code included in the first request is validated by the server. Based on successful validation of the flash code, the transaction amount is deducted from a payer account of the payer and credited to a payee account of the payee.
    Type: Application
    Filed: June 10, 2021
    Publication date: February 10, 2022
    Applicant: Mastercard International Incorporated
    Inventors: Kaushal Naveen Shetty, Ajay Sinha, Rajesh Krishna Sadanand, Sachin Kumar Singh
  • Publication number: 20210406869
    Abstract: The invention provides methods, systems and computer program products for modifying priority parameters corresponding to a software payment application within a contactless payment card.
    Type: Application
    Filed: May 6, 2021
    Publication date: December 30, 2021
    Applicant: Mastercard International Incorporated
    Inventors: Dipali Pathrabe, Naveen Kumar Gupta, Ajay Sinha
  • Publication number: 20210383358
    Abstract: A transaction card comprises a piezoelectric chip configured to detect an impact applied to at least a portion of the transaction card, and generate an electrical pulse signal based on the detected impact. A processing circuitry of the transaction card is coupled to the piezoelectric chip. The processing circuitry, upon powering on, is configured to enable data exchange between the transaction card and a terminal device for executing a card-based transaction at the terminal device. The data exchange is enabled only when a magnitude of the electrical pulse signal exceeds a threshold value, thereby preventing unwanted data transfer from the transaction card.
    Type: Application
    Filed: June 8, 2021
    Publication date: December 9, 2021
    Inventors: Ajay Sinha, Naveen Kumar Gupta, Jay Kulshreshtha, Suraj Sah, Kaushal Naveen Shetty
  • Publication number: 20210383360
    Abstract: Embodiments provide methods and systems for controlling payment transactions in a payment card using a companion payment application installed on a user device. The payment application and the payment card may be provided by an issuer server. Using the payment application, the number of transactions allowed on the payment card or an amount limit is set for the payment card. The payment application is used to set, reset, change the value of a counter in the card, which determines the number of allowed transactions. When the user attempts to make a transaction at a POS terminal, the payment card reads the value of counter, and if the value is not equal to a threshold value, the payment card exchanges data with the POS terminal and updates the value of the counter. The payment card is precluded from transaction when value of the counter is equal to threshold value.
    Type: Application
    Filed: June 7, 2021
    Publication date: December 9, 2021
    Inventors: Ajay SINHA, Naveen Kumar GUPTA
  • Patent number: 11122337
    Abstract: Embodiments provide methods and systems for facilitating online shopping while watching multimedia content on an electronic device. The method includes receiving an input, from a controller, from a user interested in purchasing at least one item using a machine-readable code displayed in a scene of the multimedia content. The scene comprising the machine-readable code. The machine-readable code comprising payment information for purchasing the item. The method further includes capturing at least one screenshot of the scene comprising the machine-readable code without interrupting display of the multimedia content. The method also includes identifying the at least one machine-readable code in the at least one screenshot of the scene. Upon identifying the at least one machine-readable code the method includes extracting the at least one machine-readable code from the at least screenshot of the scene for processing a payment based on payment information present in the machine-readable code.
    Type: Grant
    Filed: May 27, 2020
    Date of Patent: September 14, 2021
    Assignee: MASTERCARD INTERNATIONAL INCORPORATED
    Inventors: Naveen Kumar Gupta, Dipali Pathrabe, Namod Chandrashekar Kunder, Ajit Karnik, Ajay Sinha