Abstract: A method may include receiving an online purchase request in a merchant interface from an electronic device of a customer. The online purchase request includes payment related information of payment card associated with customer for purchasing an item at a set price. Method includes sending an OTP request to payment server. Method further includes receiving an OTP from payment server, and storing OTP as a merchant OTP. Further, method includes facilitating sending OTP to registered contact identifier of customer. Further, method includes providing an option to customer to input a customer OTP in merchant interface. Thereafter, upon receipt of customer OTP from customer, the method includes locking an online purchase order of item for the set price based on one or more conditions. Payment transaction from payment card is actuated after a time period of locking the online purchase order based on the one or more conditions.

Abstract: Embodiments provide methods and systems for facilitating online shopping while watching multimedia content on an electronic device. The method includes receiving an input, from a controller, from a user interested in purchasing at least one item using a machine-readable code displayed in a scene of the multimedia content. The scene comprising the machine-readable code. The machine-readable code comprising payment information for purchasing the item. The method further includes capturing at least one screenshot of the scene comprising the machine-readable code without interrupting display of the multimedia content. The method also includes identifying the at least one machine-readable code in the at least one screenshot of the scene. Upon identifying the at least one machine-readable code the method includes extracting the at least one machine-readable code from the at least screenshot of the scene for processing a payment based on payment information present in the machine-readable code.

Abstract: The invention provides methods, systems and computer program products for implementing a contactless payment card based payment transaction.

Abstract: A method and a system for facilitating reuse or recycling of a packing bag are provided. A server links one or more details of the packing bag with a user identifier of a user based on an issuance of the packing bag to the user. The packing bag is associated with an identity tag that stores the one or more details of the packing bag. The server detects an occurrence of a first event associated with the packing bag. The first event corresponds to the reuse of the packing bag by the user or submission of the packing bag by the user for recycling. Based on the detection of the first event, the server credits one or more reward points to a reward point account that is associated with the user identifier of the user. The reward points credited to the reward point account are redeemable by the user.

Abstract: Embodiments provide methods, and server systems for performing a combined transaction for one or more scheduled transactions. The method is configured to generate one or more machine readable codes for the one or more scheduled transactions through a first transaction terminal, where each machine readable code is associated with a scheduled transaction of the one or more scheduled transactions. Further, the method includes generating a composite machine readable code based on the one or more machine readable codes. The generation of composite machine readable code further include, at least one authentication attribute of an assignee. The method, furthermore, includes receiving a second transaction request through a second transaction terminal. The second transaction request includes the composite machine readable code.

Abstract: Embodiments provide methods and systems for reading a Quick Response (QR) code displayed in a user device of a user for facilitating a payment transaction. The method includes facilitating display of the QR code on a display screen of the user device. The QR code includes at least a payment related information for a payment transaction. The method also includes initializing a QR capture mode in the user device for capturing the QR code using a capture overlay frame. The method includes reading the QR code within the capture overlay frame to extract the payment related information. The method further includes facilitating the payment transaction based at least on the payment related information extracted by reading the QR code.

Abstract: The present disclosure generally relates to an electronic device and computerized method for performing a payment transaction between a user and a payee using a payment application operative on the electronic device for performing the method. The method includes initiating a user request to perform the payment transaction; presenting a user operative interface for the user to provide details of the payment transaction; obtaining the payment transaction details comprising payee identification data and a payment amount; and selecting a payment instrument of the user for payment of the payment amount to the payee. The method further includes generating a payment request comprising the payment transaction details and selected payment instrument details; and communicating the payment request to a payment network for subsequent processing of the payment transaction, wherein the payment application provides a plurality of options for the user to provide the payee identification data.

Abstract: The present disclosure generally relates to an electronic system, a computerized method, and a non-transitory computer-readable storage medium comprising instructions for funding a prepaid account issued by a financial service provider to a consumer.

Abstract: A method for facilitating online purchases includes a first request that is received by a first server for initiating a transaction for a product purchased by a customer. The first request includes at least one of a purchase amount of the product and a set of parameters such as a shipping time of the product. A hold duration is determined to reserve the purchase amount from an account of the customer, based on the first request. The transaction is processed for performing one of a release and a capture of the purchase amount from the account. The purchase amount is released, when the customer initiates a return of the product within the hold duration. The purchase amount is captured, when either the customer accepts the product within the hold duration or the hold duration elapses.

Abstract: The present disclosure generally relates to an electronic system, a computerized method, and a non-transitory computer-readable storage medium for managing loyalty account identifiers stored account identifiers stored in a payment device used in a transaction between a merchant and a consumer.

Abstract: A method is proposed for providing a user with financial information. Financial data describing actual financial transactions made by a user is used to define a fictional scenario describing the financial situation of a character associated with at least one financial account. The fictional scenario is allowed to evolve, with input from the user to control actions taken by the character, and it is determined whether the final state of the fictional scenario complies with goal criteria. Thus, the user is presented with an enjoyable, partially fictionalized version of his or her own financial situation, and can learn appropriate behaviors to achieve financial goals. Advice may be generated to the user as to how to do this.

Abstract: Embodiments of the present invention provide methods, computer program products, and systems for a predictive approach to contract management. In one embodiment, acceptable contract parameters are predicted based, at least in part on historic data and specified thresholds of identified contract parameters. Predicting acceptable contract parameters can help reduce negotiation cycles.

Abstract: Methods and systems for processing a payment transaction associated with a purchase made at a merchant are disclosed. The proposed disclosure involves an authorization engine component of an issuer system of a payment card receiving a payment authorization request message associated with the purchase from a payment network server, and generating an authorization response message indicative of an outcome of the payment authorization request for communication to the merchant's terminal. The issuer system has a response-generation engine component configured to identify supplementary data which has been pre-registered by the associated cardholder at the issuer system, and to include the supplementary data in the authorization response message so that the merchant's terminal may extract the supplementary data, and may use the extracted data to initiate another transaction, such as a loyalty transaction or digital-wallet payment transaction, which is related to the purchase.

Abstract: Embodiments of the present invention provide methods, computer program products, and systems for a predictive approach to contract management. In one embodiment, acceptable contract parameters are predicted based, at least in part on historic data and specified thresholds of identified contract parameters. Predicting acceptable contract parameters can help reduce negotiation cycles.

Abstract: Embodiments of the present invention provide methods, computer program products, and systems for a predictive approach to contract management. In one embodiment, acceptable contract parameters are predicted based, at least in part on historic data and specified thresholds of identified contract parameters. Predicting acceptable contract parameters can help reduce negotiation cycles.

Abstract: Embodiments of the present invention provide methods, computer program products, and systems for a predictive approach to contract management. In one embodiment, acceptable contract parameters are predicted based, at least in part on historic data and specified thresholds of identified contract parameters. Predicting acceptable contract parameters can help reduce negotiation cycles.

Abstract: Embodiments of the present invention provide methods, computer program products, and systems for a predictive approach to contract management. In one embodiment, acceptable contract parameters are predicted based, at least in part on historic data and specified thresholds of identified contract parameters. Predicting acceptable contract parameters can help reduce negotiation cycles.

Abstract: Embodiments of the present invention provide methods, computer program products, and systems for a predictive approach to contract management. In one embodiment, acceptable contract parameters are predicted based, at least in part on historic data and specified thresholds of identified contract parameters. Predicting acceptable contract parameters can help reduce negotiation cycles.

Abstract: Embodiments of the present invention provide methods, computer program products, and systems for a predictive approach to contract management. In one embodiment, acceptable contract parameters are predicted based, at least in part on historic data and specified thresholds of identified contract parameters. Predicting acceptable contract parameters can help reduce negotiation cycles.

Abstract: A method includes using dual free link lists and may be extendable to use more than two free link lists in managing a packet memory. The method includes providing a multi-port link memory. The link memory contains pointers to storage locations in the packet memory that is to be managed. The method provides for maintaining dual free link lists of free pointers in the link memory pointing to free locations in the packet memory. The free links when used appear as separate linked sets of pointers to storage locations in a packet memory which contains packet data.