Patents by Inventor Alicia C. Jones

Alicia C. Jones has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 10108991
    Abstract: Embodiments of the invention provide instant customer service feedback during a communication session with the customer. The system initiate a video conference communication session between the customer and the business agent that comprises providing a multimedia interface between the agent and the customer that provides the agent and the customer with an audio and video feedback of one another. After initiating the video conference communication session, a customer feedback interface configured to receive feedback from the customer in real-time during the video conference communication session is presented on the display of the customers apparatus such that the system may receive, in real-time, feedback provided by the customer via the customer feedback interface.
    Type: Grant
    Filed: October 31, 2014
    Date of Patent: October 23, 2018
    Assignee: Bank of America Corporation
    Inventors: Carrie Anne Hanson, Alicia C. Jones-McFadden, Craig Sobol, Brent Alan Shelkey, Kimberly Ya-chin Chang, Sarah Beth Gottfried, Wang Liang, Neha Rani Rathi, Anthony Scott Wong
  • Patent number: 10095497
    Abstract: Systems, computer program products, and methods are described herein for discovery of software operable on a computing device. Embodiments access a computing device to determine at least one tool or application downloaded or installed on the computing device; determine, based on the determined at least one tool or application downloaded or installed on the computing device, at least one new tool or application to download or install on the computing device; and present the at least one new tool or application to a user of the computing device.
    Type: Grant
    Filed: October 30, 2015
    Date of Patent: October 9, 2018
    Assignee: Bank of America Corporation
    Inventors: Alicia C. Jones-McFadden, Caitlin Chrisman Bullock, Matthew Hsieh, Jaydev Ajit Kumar, Yaakov Lyubetsky, Yun Suk Paik, Heng Xu, Jimin Zheng
  • Patent number: 10091206
    Abstract: Systems, computer program products, and methods are described herein for discovery of devices and connections associated with a device. Embodiments access a computing device to determine at least one device or connection associated with the device; determine, based on the determined at least device or connection, at least one new tool or application to download or install on the computing device; and present the at least one new tool or application to a user of the computing device.
    Type: Grant
    Filed: October 30, 2015
    Date of Patent: October 2, 2018
    Assignee: Bank of America Corporation
    Inventors: Alicia C. Jones-McFadden, Caitlin Chrisman Bullock, Matthew Hsieh, Jaydev Ajit Kumar, Yaakov Lyubetsky, Yun Suk Paik, Heng Xu, Jimin Zheng
  • Patent number: 10080132
    Abstract: The present invention provides for managing communication of data from Internet-connected devices, such as those devices within an IoT environment. Specifically, the invention provides automated determination of which devices are communicating to which third-party entities and, in some embodiments, the type of data being communicated to such third-party entities. Once such information is known, the third-party entity can be automatically placed into a designated third-party category, which defines the type of data that the third-party entity is authorized to receive. In addition, a user can manage the communications from such devices by selecting to prohibit (i.e., block) or limit, based on data type, which data is communicated to which third-party entities. Additionally, the identity of the third-party entities can be authenticated/verified, such that if the third-party entity cannot be verified, communication of data to that entity is blocked or limited.
    Type: Grant
    Filed: March 28, 2016
    Date of Patent: September 18, 2018
    Assignee: BANK OF AMERICA CORPORATION
    Inventors: Victoria L. Dravneek, Manu Jacob Kurian, Alicia C. Jones-McFadden, Matthew Hsieh
  • Patent number: 10055891
    Abstract: Systems provide for a virtual reality experience of a predicted future state based on the occurrence or contemplation of an event. Other systems herein described provide for an augmented reality experience that replaces an object within view with an augmented display of the object based on the predicted future state of the object.
    Type: Grant
    Filed: October 7, 2016
    Date of Patent: August 21, 2018
    Assignee: BANK OF AMERICA CORPORATION
    Inventors: Alicia C. Jones-McFadden, Matthew Hsieh, Scott R. Enscoe, Raghav Anand, Michael Anderson, Elizabeth Ann Miller, Daniel Shilov, Alicia Anli Salvino
  • Patent number: 10057145
    Abstract: Pre-configured resource acquisitions are established and maintained in a database. The occurrence or imminent occurrence of an computer network-based event that impacts the pre-configured resource acquisition are monitored or tracked and, based on the determined impact of the computer network-based event, at least one of the occurrence of the computer network-based event is prevented or the user is notified of the impact of the computer-network based event on the pre-configured resource acquisition.
    Type: Grant
    Filed: October 11, 2016
    Date of Patent: August 21, 2018
    Assignee: BANK OF AMERICA CORPORATION
    Inventors: Alicia C. Jones-McFadden, Matthew Hsieh, Scott R. Enscoe, Raghav Anand, Michael Anderson, Elizabeth Ann Miller, Daniel Shilov, Alicia Anli Salvino
  • Patent number: 10048836
    Abstract: Systems, computer products, and methods are described herein for determining the applications and/or devices that a user users, or has used in the past, through a user computer system. The system categorizes the applications and/or devices related to one or more potential targets in which the user maybe interested and presents the targets to the user for selection by the user. The system monitors and aggregates information from the applications and/or devices related to the one or more desired targets and provides suggestions to aid in achieving the desired targets. The system allows the user to control, or may automatically control, the applications and/or devices related to the one or more desired targets in a central location. The aggregated information and/or one or more desired targets may be pushed to systems, applications, and devices, in order to act as filters or additional information for providing additional output to the user.
    Type: Grant
    Filed: October 30, 2015
    Date of Patent: August 14, 2018
    Assignee: BANK OF AMERICA CORPORATION
    Inventors: Alicia C. Jones-McFadden, Caitlin Chrisman Bullock, Matthew Hsieh, Jaydev Ajit Kumar, Yaakov Lyubetsky, Yun Suk Paik, Heng Xu, Jimin Zheng
  • Patent number: 10051015
    Abstract: Embodiments of the invention are directed to systems, methods, and computer program products for active, real-time control of a plurality of devices and associated applications for monitoring and completing one or more targets through an interactive integrated interface. In this regard, the system determines one or more targets associated with the user. The system then identifies the target devices having control factors that are configured to be modified to aid in the completion of the targets. The system may initiate a presentation of the targets on the interactive integrated interface. Following the selection of targets by the user, the system configures applications and devices associated with the targets to provide information and feedback associated with the selected targets. The system transmits control instructions to a plurality of target devices, the instructions configured to control the devices by modifying one or more control factors associated with the devices.
    Type: Grant
    Filed: October 30, 2015
    Date of Patent: August 14, 2018
    Assignee: Bank of America Corporation
    Inventors: Alicia C. Jones-McFadden, Caitlin Chrisman Bullock, Matthew Hsieh, Jaydev Ajit Kumar, Yaakov Lyubetsky, Yun Suk Paik, Heng Xu, Jimin Zheng
  • Patent number: 10038607
    Abstract: Embodiments of the invention are directed to a system, method, or computer program product for aggregation of machine-initiated resource distribution. The invention generates a smart device portal for linkage of user associated smart devices. The portal generates code to extract data from the smart devices and control the communications disseminated from and received by the smart device from third parties. Thus, the generated portal and coded stored signal fixes the technical challenges within the current network including the need to consolidate and aggregate data across smart devices associated with the user, the need to control and manage the flow of data packets from smart devices to third parties (privacy, filtering, protection), and the need to easily track and refresh an inventory of smart devices in a manner that allows key data to remain associated with the user while the user's inventory, device associations, and personal/business associations change over time.
    Type: Grant
    Filed: June 17, 2016
    Date of Patent: July 31, 2018
    Assignee: BANK OF AMERICA CORPORATION
    Inventors: Joseph Benjamin Castinado, Stephen A. Corrado, Victoria L. Dravneek, Manu Jacob Kurian, Toni J. Moore, Phillip Wade Mork, Evan Sachs, Alicia C. Jones-McFadden, Matthew Hsieh, Michael Emil Ogrinz
  • Patent number: 10031645
    Abstract: Systems, computer products, and methods are described herein for determining the applications and/or devices that a user users, or has used in the past, through a user computer system. The system categorizes the applications and/or devices related to one or more potential targets in which the user maybe interested and presents the targets to the user for selection by the user. The system monitors and aggregates information from the applications and/or devices related to the one or more desired targets and provides suggestions to aid in achieving the desired targets. The system allows the user to control, or may automatically control, the applications and/or devices related to the one or more desired targets in a central location. The aggregated information and/or one or more desired targets may be pushed to systems, applications, and devices, in order to act as filters or additional information for providing additional output to the user.
    Type: Grant
    Filed: October 30, 2015
    Date of Patent: July 24, 2018
    Assignee: BANK OF AMERICA CORPORATION
    Inventors: Alicia C. Jones-McFadden, Caitlin Chrisman Bullock, Matthew Hsieh, Jaydev Ajit Kumar, Yaakov Lyubetsky, Yun Suk Paik, Heng Xu, Jimin Zheng
  • Patent number: 10021565
    Abstract: The present disclosure describes an integrated full and partial shutdown application programming interface. Embodiments herein disclosed include receiving an indication that a mobile device of a user is compromised. Further embodiments identify one or more applications associated with the mobile device and remotely access the mobile device to perform a switch-off of the one or more applications. The switch-off may include logging the user out of the one or more applications before removing the one or more applications from the mobile device.
    Type: Grant
    Filed: October 30, 2015
    Date of Patent: July 10, 2018
    Assignee: Bank of America Corporation
    Inventors: Alicia C. Jones-McFadden, Elizabeth S. Votaw
  • Patent number: 10015156
    Abstract: Embodiments of the invention are directed to a system, method, or computer program product for assessing network authentication requirements based on situational instance. In this regard, the invention dynamically determines specific user authentication requirements for accessing a service or executing an activity based on the determining the user's network connections, geographic location, and applications, in real-time. The invention provides a novel method for employing activity data provided by a plurality of users associated with historical activity information to vary the authentication requirements dynamically. Another aspect of the invention is directed to constructing geographic maps with predefined physical areas and overlaying graphical representations of activity data on the maps, in real-time.
    Type: Grant
    Filed: August 11, 2017
    Date of Patent: July 3, 2018
    Assignee: BANK OF AMERICA CORPORATION
    Inventors: Alicia C. Jones-McFadden, Joseph Neil Johansen
  • Patent number: 10013714
    Abstract: Embodiments of the invention are directed to systems, methods, and computer program products for implementing a dynamic state-dependent resource reconfiguration, such as the reconfiguration of resources and assets that may occur with a relationship between a first user and a second user is terminated. Example embodiments include incorporating into the resource reconfiguration aspects of prior user agreements and simulating the expected outcome of the dynamic state-dependent resource reconfiguration.
    Type: Grant
    Filed: September 11, 2015
    Date of Patent: July 3, 2018
    Assignee: Bank of America Corporation
    Inventors: Katherine Dintenfass, Damon C. Missouri, Cameron Darnell Wadley, Alexander C. Wittkowski, Alicia C. Jones-McFadden, Angela Fritz Thompson
  • Patent number: 10003686
    Abstract: Systems, computer program products, and methods are described herein for remotely controlling access to a mobile device. The present invention is configured to receive an indication that a transaction executed by a user is misappropriate, wherein the transaction is executed by the user using a mobile device; transmit control signals configured to cause the misappropriation application to begin running in the background of the mobile device; initiate, via the misappropriation application, one or more actions to be executed on the mobile device of the user based on at least receiving the indication that the transaction executed by the user is misappropriate; determine an alternative communication form associated with the user; transmit a notification to the user via the alternate communication form, when the notification further comprises an indication that one or more functionalities of the mobile device has been limited.
    Type: Grant
    Filed: January 4, 2016
    Date of Patent: June 19, 2018
    Assignee: Bank of America Corporation
    Inventor: Alicia C. Jones-McFadden
  • Patent number: 10002248
    Abstract: Systems, computer program products, and methods are described herein for a mobile device data security system. The present invention is configured to establish a communication link with the mobile device; receive, via the established communication link, information associated with one or more third-party applications stored on the mobile device; initiate a scan, via the established communication link, to determine whether the one or more third-party applications are associated with a malicious code; transmit control signals, via the established communication link, configured to cause the data security application to begin running in the background of the mobile device in response to determining that the one or more third-party applications are associated with the malicious code; and initiate, via the data security application, one or more actions to be executed on the mobile device of the user, wherein the one or more actions limit one or more functionalities of the mobile device.
    Type: Grant
    Filed: January 4, 2016
    Date of Patent: June 19, 2018
    Assignee: Bank of America Corporation
    Inventor: Alicia C. Jones-McFadden
  • Patent number: 9965523
    Abstract: The present disclosure describes a tiered identification federated authentication network system. Embodiments compile one or more authentication credentials required for access to each of a plurality of applications to generate an authentication set for each application. The system may aggregate the plurality of authentication sets to form a tiered federated authentication module having multiple rankings, wherein each rank is associated with an authentication set; wherein a higher ranked authentication set corresponds to more stringent authentication credentials and a lower ranked authentication set corresponds to less stringent authentication credentials. The system may receive a request from a user for access to a current application, determine if the user has previously authenticated to a higher ranked application and, if so, enable access to the current application, without requiring the user to authenticate again.
    Type: Grant
    Filed: May 26, 2017
    Date of Patent: May 8, 2018
    Assignee: Bank of America Corporation
    Inventors: Elizabeth S. Votaw, Alicia C. Jones-McFadden
  • Patent number: 9965606
    Abstract: Embodiments are directed to systems, methods and computer program products for providing user authentication based on historical user patterns. Embodiments of the present invention may be configured to communicate code executable by a computing device that causes the computing device to monitor user patterns of a user based on the user interacting with the computing device; receive baseline user patterns to identify the user; identify, from the baseline user patterns, one or more routine actions performed by the user operating the computing device; receive a request to perform a transaction, wherein the transaction is associated with a level of security that must be authenticated; receive identification user patterns of the user based on the user interacting with the computing device; determine a threshold score based on comparing the identification user patterns with the baseline user patterns; and alter the level of security.
    Type: Grant
    Filed: October 30, 2015
    Date of Patent: May 8, 2018
    Assignee: Bank of America Corporation
    Inventors: Elizabeth S. Votaw, Alicia C. Jones-McFadden, David M. Grigg, Peter John Bertanzetti, Michael E. Toth, Carrie Anne Hanson
  • Publication number: 20180114127
    Abstract: Embodiments of the invention are directed to systems, methods, and computer program products for providing a multi-channel cognitive resource platform configured for intelligent, proactive and responsive communication with a user, via a user device. The system is further configured to perform one or more user activities, in an integrated manner, within a single interface of the user device, without requiring the user to operate disparate applications. Furthermore, the system is configured to receive user input through multiple communication channels such as a textual communication channel and an audio communication channel. The system is further configured to switch between the various communication channels seamlessly, and in real-time.
    Type: Application
    Filed: February 8, 2017
    Publication date: April 26, 2018
    Inventors: Kevin T. Cole, Alicia C. Jones-McFadden, Sushil Golani, Caitlin Chrisman Bullock, Dariane K. Hunt, Ramakrishna R. Yannam, Christian S. Kitchell, Matthew Hsieh, Shahram Khosraviani, Priyank R. Shah, Maruthi Shanmugam
  • Publication number: 20180101854
    Abstract: Embodiments leverage an artificial intelligence engine to generate customer-specific user experiences based on real-time analysis of customer responses to recommend and/or experienced features. Some embodiments access a profile of an end user comprising at least one first characteristic associated with the end user and extract end user information from a database of an entity server; identify a first trend related to resource utilization and/or management implemented by the end user based on the extracted end user information; determine an opportunity based on the identified first trend; in response to determining the opportunity, transmit control signals configured to cause the graphical user interface of the device of the end user to display graphically at least one recommendation based on the determined opportunity to the end user; and receive an input selecting or declining at least one recommendation. These inputs may correlate to a modified interface experience.
    Type: Application
    Filed: October 7, 2016
    Publication date: April 12, 2018
    Inventors: Alicia C. Jones-McFadden, Matthew Hsieh, Scott R. Enscoe, Raghav Anand, Michael Anderson, Elizabeth Ann Miller, Daniel Shilov, Alicia Anli Salvino
  • Publication number: 20180102955
    Abstract: Pre-configured resource acquisitions are established and maintained in a database. The occurrence or imminent occurrence of an computer network-based event that impacts the pre-configured resource acquisition are monitored or tracked and, based on the determined impact of the computer network-based event, at least one of the occurrence of the computer network-based event is prevented or the user is notified of the impact of the computer-network based event on the pre-configured resource acquisition.
    Type: Application
    Filed: October 11, 2016
    Publication date: April 12, 2018
    Inventors: Alicia C. Jones-McFadden, Matthew Hsieh, Scott R. Enscoe, Raghav Anand, Michael Anderson, Elizabeth Ann Miller, Daniel Shilov, Alicia Anli Salvino