Abstract: Systems provide for a virtual reality experience of a predicted future state based on the occurrence or contemplation of an event. Other systems herein described provide for an augmented reality experience that replaces an object within view with an augmented display of the object based on the predicted future state of the object.

Abstract: Embodiments of the present invention provide a system for real-time dynamic graphical representation of resource utilization and/or resource management. The system provides an accessible method to assist the users of an entity to allocate the resources by matching the profile of the end user with a comprehensive set of profiles to determine a subset of profiles. The system accesses the information from the subset of profiles and provides recommendations to facilitate proper resource utilization and/or management.

Abstract: Embodiments of the invention are directed to a system, method, or computer program product for operative communication channel linkage between a user and subscription services for effective and efficient communicate with the third parties associated with the subscriptions. The invention eliminates the storage and processing requirement of a user device and allows a user system to use a single communication channel for communication for a centralized subscription regulation interface for subscription management and communications. The system identifies subscriptions from resource management sources and correlates the subscriptions to the subscription regulation interface for monitoring and trigger analysis based on locational and transactional user extraction.

Abstract: Embodiments of the invention are directed to a system, method, or computer program product for identifying duplicate third party interactions based on information extracted from multiple resources associated with an enrolled user. Furthermore, the system may automatically modify a duplicate third party interaction upon identification, wherein the system may cancel the duplicate third party interaction by interrupting payments to the third party provider associated with the duplicate interaction. This allows for duplicate interactions to be canceled on behalf of the user without the system knowing user login information associated with the third party interaction. Additionally, the system may provide options for modifying duplicate interactions to the user by way of actionable notifications on the user's computing device via a client application. The system may also provide the user with reasons for why similarly-situated users modified third party interactions to aid the user's decision making process.

Abstract: A network communication interface and a memory device storing an anomaly application and a resource application are provided. A processing device is operatively coupled to the memory device, wherein the processing device is configured to execute computer-readable program code to: determine the existence of an anomalous situation for a user; initiate the anomaly application to acquire aggregated metrics from third parties associated with the anomalous situation; and analyze the anomalous situation using the aggregated information. The aggregated metrics may be obtained from the entity system and/or from a third party system. The aggregated metrics may comprise the historical financial record of a plurality of third parties. The aggregated metrics may be obtained by searching a datastore of the entity system for relevant information from a historical record of unrelated individuals.

Abstract: An entity system comprises a network communication interface and a memory device storing an alert application. A processing device is operatively coupled to the memory device and is configured to execute computer-readable program code to: transmit alerts to a user device in response to alert conditions; monitor responses to the alert from the user device; and alter the visual appearance of the alerts at the user device based on the results of monitoring the responses. The processing device may be configured to execute computer-readable program code to select from at least two different types of alerts. The two different types of alerts may comprise different icons having different visual appearances. The two different types of alerts may be associated with different alert conditions.

Abstract: This invention provides a contextual search tool to a user. The contextual search tool receives a search from the user and provides search results, content, and dynamic contextual information (e.g., dynamic contextual questions, user information, and account information) to the user. The contextual search tool then receives contextual information input from the user (input for the dynamic contextual information, selection of the search results, or the like) and updates the search results and the dynamic contextual information. As such, the invention of the present invention improves the ability of the contextual search tool to provide tailored, customized, and relevant search results to the user based not only on the search terms provided by the user, but based on dynamic contextual information that changes as the user takes actions within the contextual search interface.

Abstract: Embodiments of the invention are directed to a control device for aggregation of machine-initiated resource distribution. The invention is a control device that links user associated smart devices. The control device generates code to extract data from the smart devices and control the communications disseminated from and received by the smart device from third parties. In this way, the control device prevents smart devices from communicating with third party systems and from third party systems from communicating directly with the smart devices. Thus, fixing the technical challenges within a current network including the need to consolidate and aggregate data across smart devices associated with the user, the need to control and manage the flow of data packets from smart devices to third parties (privacy, filtering, protection), and the need to easily track and refresh an inventory of smart devices.

Abstract: Embodiments of the invention are directed to systems, methods, and computer program products for active, real-time control of a plurality of devices and associated applications for monitoring and completing one or more targets through an interactive integrated interface. In this regard, the system determines a plurality of devices and applications associated with the user. The system then determines one or more targets of the user based on analyzing device information, application information and user information. The one or more targets are configured to be completed by modifying control factors associated with the devices. The system may then initiate a display of the targets on the interactive integrated interface and enable the user to select suitable targets. Following the selection of targets by the user, the system configures applications and devices associated with the targets to provide information and feedback associated with the selected targets.

Abstract: This invention provides a contextual search tool to a user. The contextual search tool receives a search from the user and provides search results, content, and dynamic contextual information (e.g., dynamic contextual questions, user information, and account information) to the user. The contextual search tool then receives contextual information input from the user with an indication that the user would like to communicate with an advisor, and a communication channel is opened between the user and the advisor. The advisor has access the user's search and provides contextual information input, which allows the contextual search tool to update the search results and the dynamic contextual information. As such, the invention of the present invention improves the ability of the contextual search tool to provide tailored, customized, and relevant search results to the user based in part on advisor input.

Abstract: Disclosed is a system for escalating security protocol requirements. The system typically includes a processor, a memory, and a security protocol module stored in the memory.

Abstract: Systems, computer program products, and methods are described herein for resource allocation at time of use and conservation of unused portion across a dispersed Internet protocol capable network connecting one or more computing devices connected to the dispersed network. The present invention is configured to provide an resource monitoring application for installation on a computing device associated with a user; retrieve information associated with a resource allocation profile associated with the user; continuously monitor the resource allocation profile of the user; determine one or more unused portions associated with the resource allocation profile based on at least continuously monitoring the resource utilization profile of the user; generate a recommendation alert, wherein the recommendation alert comprises a recommendation to reallocate the one or more unused portions to one or more alternate processes; transmit the generated recommendation alert to the computing device associated with the user.

Abstract: In response to receiving a request from a user to initiate a new resource pool, a determination of a purpose of the new resource pool is made. The system identifies suggested resource allocations for the new resource pool, as well as suggested modifications for current resource pools of a user, and presents both to the user. The suggested resource allocations are determined based on the purpose of the new resource pool and user data associated with the user or other users. The user selects suggested resource allocations for the new resource pool and current resource pools. The processing systems initiate the selected resource allocation and/or the suggested modifications selected by the user at the time of initiating the new resource pool, and thus reduces the processing requirements for processing resource allocations since the allocations occur at the initiation of the new resource pool.

Abstract: In response to receiving a request from a user to initiate a new resource pool, a determination of a purpose of the new resource pool is made. The system may receive the purpose of the resource pool from the user and thereafter access user data regarding types of resource pools owned by the user and other users and the allocation of resources therein. The system identifies suggested resource pools and/or resource pool allocations to present to the user at the time the user initiates the new resource pool. The systems may receive a selected resource pool from the user, and begin initiate the new resource pool. Determining the purpose of the new resource pool, and allocations therefor at the time the resource pool is initiated, improves processing since the processors open the desired resource pool and allocate resources at the time of initiating the new resource pool.

Abstract: Systems, computer program products, and methods are described herein for resource tracking and utilization. The present invention is configured to extract resource information related to a user from an entity server, extract resource information related to a plurality of users from the entity server, display the information associated with an event to the user, wherein the displayed information is based on the retrieved resource information related to the plurality of users and perform a series of steps based on the information associated with the event.

Abstract: Embodiments of the invention are directed to a system, method, or computer program product for aggregation of machine-initiated resource distribution. The invention generates a smart device portal for linkage of user associated smart devices. The portal generates code to extract data from the smart devices and control the communications disseminated from and received by the smart device from third parties. Thus, the generated portal and coded stored signal fixes the technical challenges within the current network including the need to consolidate and aggregate data across smart devices associated with the user, the need to control and manage the flow of data packets from smart devices to third parties (privacy, filtering, protection), and the need to easily track and refresh an inventory of smart devices in a manner that allows key data to remain associated with the user while the user's inventory, device associations, and personal/business associations change over time.

Abstract: Systems, computer program products, and methods are described herein for tracking resource allocation/usage across a dispersed Internet protocol capable network connecting devices electrically attached to the network. The present invention is configured to receive, from a first user computing device, a first user request for authorization to access at least one of the one or more computing devices; initiate the augmented reality application for display on the at least one of the one or more computing devices; reconfigure, via the augmented reality application, a display device associated with the first user computing device to emulate a content displayed on a display device associated with at least one of the one or more computing devices on the display device of the first user computing device; retrieve, using the first user computing device, information from the content; process, using the first computing device, the retrieved information; and display the processed information.

Abstract: Systems, computer program products, and methods are described herein for predictive acquisition and use of resources across a dispersed Internet protocol capable network connecting devices electrically attached to the network. The present invention is configured to receive an indication from a user to initiate a change associated with a resource utilization profile of the user; initiate a first user interface, wherein the first user interface comprises one or more resources associated with the resource utilization profile; receive a user selection of at least one of the one or more resources associated with the resource utilization profile that the user wishes to change; monitor the one or more resources for a predetermined amount of time since the initiation of the change; determine a utilization trend; dynamically generate a graphical representation of the utilization trend; and display the graphical representation of the utilization trend to the user.

Abstract: Systems, computer program products, and methods are described herein for predictive usage of resources across a dispersed Internet protocol capable network connecting devices electrically attached to the network. The present invention is configured to determine resource utilization profile associated with a user; continuously monitor the resource utilization profile of the user to track the use of the one or more resources allocated to the user over a predetermine period of time; determine one or more elevated usage instances; predict, via the resource prediction application, that at least one of the one or more elevated usage instances is scheduled to occur; determine one or more resources across the dispersed network for the user for processing during the at least one of the one or more elevated usage instances; and reallocate the one or more determined resources to the user.