Abstract: The present invention relates to a reusable physical financial instrument and a system and a method for enabling the financial instrument to perform multiple financial transactions. The financial instrument is capable of creating mixed reality experience when it comes in vicinity of the payor or payee device or ATM. Through the created mixed reality experience, the payor and the payee inputs payor-side and payee-side transaction and biometric data which are stored onto smart chip of the instrument and/or on Cloud Storage using cloud computing interface. The stored payor-side and payee-side transaction data are cross-validated and their biometric data is further verified against golden copy at the respective financial institutions or at the Central Authority's repositories for performing the financial transaction.

Abstract: Disclosed is a method and system for enabling multi-party and multi level authorizations for accessing confidential information. A first set of access privilege levels, a first set of credentials, a second set of access privilege levels and a second set of credentials are configured corresponding to a plurality of services. A service consumer may be identified using an identifier and thereafter authorized to issue a request for a service based upon authentication of the service consumer using an access privilege level of the first set of access privilege levels and a credential of the first set of credentials. After the authentication, an OTAT is generated. A service provider may be authenticated using the OTAT, an access privilege level of the second set of access privilege levels and a credential of the second set of credentials. The service provider is then authorized to access the confidential information of the service consumer.

Abstract: This disclosure relates generally to screening candidate profile, and more particularly to system and method for screening candidate profile. In one embodiment, the method includes dividing a candidate profile into a plurality of subset-profiles having subset-profile information of attributes of the candidate profile. The subset-profile information is mapped with target-profile information of a plurality of targets to identify a set of targets capable of screening the subset-profile information. Queries are provisioned to the set of targets for performing screening, and responses to queries are received from therefrom. An aggregated weightage associated with the responses is computed based at least on an extent of matching of the responses and a confidence score associated with each target of the set of targets. The aggregated weightage is compared with a threshold value of weightage to identify the subset-profile information as one of a valid information and an invalid information.

Abstract: Disclosed is a method and system for enabling multi-party and multi level authorizations for accessing confidential information. A first set of access privilege levels, a first set of credentials, a second set of access privilege levels and a second set of credentials are configured corresponding to a plurality of services. A service consumer may be identified using an identifier and thereafter authorized to issue a request for a service based upon authentication of the service consumer using an access privilege level of the first set of access privilege levels and a credential of the first set of credentials. After the authentication, an OTAT is generated. A service provider may be authenticated using the OTAT, an access privilege level of the second set of access privilege levels and a credential of the second set of credentials. The service provider is then authorized to access the confidential information of the service consumer.

Abstract: Methods and systems (100) for tactile code interpretation are described herein. In an embodiment, a tactile code interpretation system (100) includes a tactile code device (102) having a plurality of tactile units (106). Each of the plurality of tactile units (106) includes a tactile code (108) for representing a notation and a corresponding acoustic code (110). The acoustic code (110) encodes information pertaining to a plurality of data blocks. The plurality of data bocks includes a start block corresponding to a start pattern, an end block corresponding to an end pattern, and one or more information blocks corresponding to information pertaining to the tactile code (108). Further, the acoustic code (110), when swiped, generates a unique sound wave to facilitate semantic interpretation of the corresponding tactile code (108).

Abstract: Methods, systems and devices for multi-factor authentication (MFA) are described. An MFA device includes a plurality of tiles, a frame to hold the tiles and a stylus movable over the frame and the tiles. Each of the tiles includes at least one of visible indicia and tactile indicia, for representing a notation, and at least one track of acoustic code generation indicia. The acoustic code generation indicia of each tile, on being swiped, generate a complex sound waveform that encodes a composite binary pattern. The composite binary pattern comprises information blocks including a device identifier block for a device identifier associating the MFA device with a user, a biometric block for at least a part of a biometric pattern of the user, and a data block for the notation of the corresponding tile.

Abstract: Systems and methods for facilitating peer-to-peer communication are disclosed. A payor and a payee may establish a communication request with intent to execute a transaction in a P2P payment. The payee and the payor may transmit a first request and a second request respectively to an intermediary server to establish the communication. Based on the first request and the second request, the intermediary server sends one or more identification elements to the payee and payor. The payee and payor are identified at intermediary server as parties for P2P payment after an augmented reality (AR) experience and a resultant synchronized action that sends first trigger request and second trigger request from the respective devices.

Abstract: System and method for facilitating an interactive engagement of a user with an online application is disclosed. The method comprises presenting one or more first questions, to the user, associated with the online application. For the one or more first questions, a first response is received from the user. The first response indicates behavioural characteristics of the user. The method comprises assigning a first engagement metric based on the first response. Further, one or more second questions are presented, to the user, associated with the online application. The one or more second questions are dynamically restructured based on the first engagement metric. The method comprises receiving a second response corresponding to the one or more second questions. The method further comprises modifying the first engagement metric into a second engagement metric based on the second response. The method further comprises calculating a score based on the second engagement metric.

Abstract: The present invention relates to a reusable physical financial instrument and a system and a method for enabling the financial instrument to perform multiple financial transactions. The financial instrument is capable of creating mixed reality experience when it comes in vicinity of the payor or payee device or ATM. Through the created mixed reality experience, the payor and the payee inputs payor-side and payee-side transaction and biometric data which are stored onto smart chip of the instrument and/or on Cloud Storage using cloud computing interface. The stored payor-side and payee-side transaction data are cross-validated and their biometric data is further verified against golden copy at the respective financial institutions or at the Central Authority's repositories for performing the financial transaction.

Abstract: A portable collapsible potty has a seat that is supported on two wide hinged legs fitted with lever handles to effect a simple one step deployment of the unit into ready-for-use position. When collapsed, the unit may be contained in a decorative shell that disguises the function of the potty, presenting to the world the appearance of a purse or briefcase.