Abstract: The present invention provides a tire-wear detection sensor for a vehicle having a telematics system and tires including a temperature sensor, a pressure sensor, and an RF antenna in electronic communication with the sensors, and capable of transmitting the temperature signal and the pressure signal to the telematics system.

Abstract: A system includes a monitoring device coupled to a vehicle. The monitoring device includes a processor. The monitoring device also includes an output interface coupled to the processor that communicates information to a driver of the vehicle. The monitoring device further includes a communication interface coupled to the processor. The processor receives, via the communication interface, sensor information relating to operating the vehicle. The processor also receives, via the communication interface, a risk factor relating to operating the vehicle based at least in part on the sensor information. The processor further outputs, via the output interface, an adjustment to an insurance premium of the driver, an adjustment to an insurance deductible of the driver, or a payment amount of the driver, based at least in part on the risk factor.

Abstract: Remote deposit of checks can be facilitated by a financial institution. A customer's general purpose computer and image capture device may be leveraged to capture an image of a check and deliver the image to financial institution electronics. Additional data for the transaction may be collected as necessary. The transaction can be automatically accomplished utilizing the images and data thus acquired.

Abstract: This invention provides a novel flavor composition containing a Jerusalem artichoke extract, and methods of preparation and uses thereof in improving, enhancing or modifying flavors in consumables.

Abstract: A method for detecting and quantifying allergen components of a substance is described herein. A method can include obtaining an Ig sample derived from two or more individuals, and one or more capillaries comprising allergenic biologics adhered thereto. The Ig sample can be applied to the one or more capillaries and allergen component and molecules that has bound with the Ig sample, can be detected in the one or more capillaries. A molecular weight and/or frequency of appearance, an isoelectric charge and/or frequency of appearance, a molecular functional group and/or frequency of appearance or a combination thereof, of the allergen component can be recorded. Furthermore, methods for determining the minimum and maximum concentrations of the detected allergen components for pre-determined platforms, formulating an allergen product using the determined concentration ranges and applying the allergen product to result an effective assay are described.

Abstract: According to certain embodiments, a vibration-isolating system comprises a platform adapted to carry one or more loads and an adjustable load-positioning system. The platform is suspended within a support structure by a plurality of isolators. The isolators are tuned to impede vibrations in a pre-determined frequency range for a payload having a pre-determined mass. The adjustable load-positioning system is adapted to facilitate positioning the one or more loads such that the payload having the pre-determined mass is centered at the center of gravity of the platform.

Abstract: A vehicle hardtop system for a jeep-type sports utility vehicle, which includes a roof panel having segments, the segments each connected to one another via hinges, the segments fold onto one another and then onto a rear panel such that the entire roof panel and rear panel is removable from the vehicle hard top.

Abstract: An image of a check that is in the field of view of a camera is monitored prior to the image of the check being captured. The camera is associated with a mobile device. When the image of the check in the field of view passes monitoring criteria, an image may be taken by the camera and provided from the mobile device to a financial institution. The image capture may be performed automatically as soon as the image of the check is determined to pass the monitoring criteria. The check may be deposited in a user's bank account based on the image. Any technique for sending the image to the financial institution may be used. Feedback may be provided to the user of the camera regarding the image of the check in the field of view.

Abstract: An image of a check that is in the field of view of a camera is monitored prior to the image of the check being captured. The camera is associated with a mobile device. When the image of the check in the field of view passes monitoring criteria, an image may be taken by the camera and provided from the mobile device to a financial institution. The image capture may be performed automatically as soon as the image of the check is determined to pass the monitoring criteria. The check may be deposited in a user's bank account based on the image. Any technique for sending the image to the financial institution may be used. Feedback may be provided to the user of the camera regarding the image of the check in the field of view.

Abstract: Methods and systems disclosed herein facilitate users to capture, manage, and use receipt data, and use the information identified in the receipts in multiple receipt data use applications. Examples of such applications are generating customized recommendations for healthier items of consumable goods or services (e.g., food or beverage) based on correlating a user's purchase habits with the user's health-related data that is monitored by a wearable device, determining insurable items from receipt line item data, creating spending forecasts geared towards budgeting and saving, facilitating donations to charities based on a percentage of price of one or more items in receipt line data, and other applications that utilize receipt data.

Abstract: Techniques are described for adjusting policy characteristics based on a determined similarity between routes. A similarity metric may be determined indicating the similarity between a first route followed by a vehicle and/or driver and a second (e.g., previous) route followed by the vehicle and/or driver. A similarity metric may indicate the similarity in movements, and changes in movement, exhibited by the vehicle on the routes. The similarity metric may be determined through analysis of real time data collected by in-vehicle sensor(s), mobile user device(s), external sensors or other data sources. Based on the similarity metric, a premium, a deductible, a price, or other characteristic(s) of a policy may be determined. In some examples, policy characteristics may be adjusted (e.g., in real time) based on the analysis according to changing risk conditions if a driver is following routes that are dissimilar from typical routes.

Abstract: Embodiments for wirelessly programming a control system of a machine, such as a vehicle, are provided. As machines typically include an intricate collection of electronic devices that communicate to one another via a complex network, the ability to reliably program such devices over a wireless connection is extremely unreliable due to network limitations or requirements, such as defined communication protocols or standards. Embodiments relate to a machine interfacing device that can wirelessly communicate with a client device that serves as both a diagnostics and programming interface. The machine interfacing device, physically coupled to the control system, can independently convert and intelligently manage communications to and from electronic devices of the machine control system.

Abstract: A bulk animal bedding material is presented comprising shredded and fiberized natural lignocellulosic material vigorously blended with a solvent and small grain particles (SGPs) to form twisted, curled, clumped, and rolled fibers with the SGPs integrated within and/or encasing said fibers.

Abstract: A MOS device includes a set of pMOS transistors on a first side of an IC. The set of pMOS transistors is adjacent to each other in a second direction. The MOS device further includes a set of nMOS transistors on a second side of the IC. The set of nMOS transistors is adjacent to each other in the second direction. The second side is opposite the first side in a first direction orthogonal to the second direction. The MOS device further includes an OD region between the set of pMOS transistors and the set of nMOS transistors. A first set of gate interconnects may extend in the first direction over the OD region. A set of contacts may contact the OD region. The OD region, the first set of gate interconnects, and the set of contacts may form a set of transistors configured as dummy transistors or decoupling capacitors.

Abstract: Remote deposit of checks can be facilitated by a financial institution. A customer's general purpose computer and image capture device may be leveraged to capture an image of a check and deliver the image to financial institution electronics. Additional data for the transaction may be collected as necessary. The transaction can be automatically accomplished utilizing the images and data thus acquired.

Abstract: An image of a check that is in the field of view of a camera is monitored prior to the image of the check being captured. The camera is associated with a mobile device. When the image of the check in the field of view passes monitoring criteria, an image may be taken by the camera and provided from the mobile device to a financial institution. The image capture may be performed automatically as soon as the image of the check is determined to pass the monitoring criteria. The check may be deposited in a user's bank account based on the image. Any technique for sending the image to the financial institution may be used. Feedback may be provided to the user of the camera regarding the image of the check in the field of view.

Abstract: Methods, systems, and apparatus, including computer programs encoded on a computer storage medium, for receiving first voice data from a user, receiving behavior data associated with the user, and determining that the user is authentic at least partially based on voice recognition of the first voice data, and behavior analysis of the behavior data, and subsequently: prompting one or more spoken commands from the user, receiving second voice data representative of at least one spoken command of the user to trade at least one financial instrument, providing trade data for executing the trade of the at least one financial instrument, and determining that the trade data is valid at least partially based on the second voice data, and in response, initiating execution of the trade.

Abstract: According to some embodiments, a vibration-isolating system comprises a case, one or more environmental buffers, a platform suspended within the case by a plurality of wire rope isolators, a crumple zone beneath the platform and configured with one or more shock-absorbing structures, and a container assembly configured on the platform. The container assembly is operable to protect a payload comprising a flexible panel. The container assembly comprises a back panel positioned behind the flexible panel and offset by a first substantially airtight compartment, a front panel positioned in front of the flexible panel and offset by a second substantially airtight compartment, and a stiffener panel positioned in front of the front panel and offset by a third substantially airtight compartment.

Abstract: A system and method for image analysis of oximetry burden as a measure of cardiovascular risk are disclosed. A particular embodiment includes: using a data processor to receive a digitized representation of an oximetry graph of a patient; detecting a level of arterial oxygen saturation (SpO2) in the blood of the patient over a given time period based on the digitized representation of the oximetry graph of the patient; and determining a Hypoxemia Burden Index (HBI) for the patient based on a percentage of time over a unit of measure parameter that the levels of SpO2 in the blood of the patient are below a hypoxemia burden threshold.

Abstract: Systems and methods are provided for secure access to data actions. In one embodiment, secondary device data is associated with a user profile, such that the secondary device data may be subsequently used to authenticate a user associated with the user profile.