Patents by Inventor David S. Bonalle

David S. Bonalle has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 7578448
    Abstract: A method for registering biometric information for use in a transponder-reader system is disclosed. The method includes steps of detecting, verifying and storing a proffered biometric sample. During detecting, a sensor detects a proffered biometric to obtain a biometric sample. During the verifying step, the biometric sample is compared with other stored samples and/or other information. During the storing step, the biometric sample is stored on a database, for use by the transponder-reader system in authorizing transactions.
    Type: Grant
    Filed: September 7, 2007
    Date of Patent: August 25, 2009
    Inventors: Blayn W Beenau, David S Bonalle, Seth W Fields, William J Gray, Carl Larkin, Joshua L Montgomery, Peter D Saunders
  • Publication number: 20090171851
    Abstract: An authorized sample receiver configured to verify an RF device in response to proffered biometric sample data is disclosed. The authorized sample receiver may be configured to receive data from the RF device and decrypt an encrypted authentication code using a unique device identification code. The RF device is authenticated in response to verifying proffered biometric sample data and the authentication code.
    Type: Application
    Filed: February 18, 2009
    Publication date: July 2, 2009
    Applicant: XATRA FUND MX, LLC
    Inventors: Blayn W. Beenau, David S. Bonalle, Seth W. Fields, William J. Gray, Carl Larkin, Joshua L. Montgomery, Peter D. Saunders
  • Publication number: 20090153302
    Abstract: A system and method for using RFID technology to track resource performance and task completion is disclosed. In one exemplary embodiment, a fob and an RFID reader may engage in mutual authentication. Where the RFID reader and the fob successfully mutually authenticate, the fob may transmit to the RFID reader information identifying the resource's performance tracking account to which the fob is associated. The RFID reader may receive and forward the information to facilitate performance tracking. In one exemplary embodiment, the RFID reader may forward the information to a point of interaction terminal for transaction completion. In another exemplary embodiment, the fob completes tasks via a computer interface. In still another exemplary embodiment, the fob resource and/or a manager may access a resource engine, wherein the resource engine may be used to automatically grade, track, score, and assign resources based on resource skills and skill sets.
    Type: Application
    Filed: December 18, 2008
    Publication date: June 18, 2009
    Applicant: American Express Travel Related Services Company, Inc.
    Inventors: Brian Barnes, David S. Bonalle, Peter D. Saunders
  • Patent number: 7533827
    Abstract: The present invention discloses a system and methods for biometric security using keystroke scan biometrics in a smartcard-reader system. The biometric security system also includes a keystroke scan sensor that detects biometric samples and a device for verifying biometric samples. In one embodiment, the biometric security system includes a smartcard configured with a keystroke scan sensor. In another embodiment, the system includes a reader configured with a keystroke scan sensor. In yet another embodiment, the present invention discloses methods for proffering and processing keystroke scan samples to facilitate authorization of transactions.
    Type: Grant
    Filed: September 26, 2007
    Date of Patent: May 19, 2009
    Assignee: American Express Travel Related Services Company, Inc.
    Inventors: David S. Bonalle, Glen Salow
  • Publication number: 20090125401
    Abstract: A method and system for biometric authorization to facilitate a radio frequency transaction is disclosed. In an exemplary embodiment, a system and method is provided for using biometric sample and biometric sample data to authorize completion of an RF transaction. Authorization of biometric sample data may authorize increasing a preloaded value, or using an additional value to supplement the preloaded value, in order to facilitate completion of an RF transaction.
    Type: Application
    Filed: December 17, 2008
    Publication date: May 14, 2009
    Applicant: XATRA FUND MX, LLC
    Inventors: Blayn W. Beenau, David S. Bonalle, Seth W. Fields, William J. Gray, Carl Larkin, Joshua L. Montgomery, Peter D. Saunders
  • Patent number: 7530493
    Abstract: The present invention discloses a method for registering biometric information for use in a smartcard-reader system. The method comprises the steps of contacting an authorized sample receiver and submitting a biometric to a sensor to facilitates the sensor in obtaining a biometric sample. The method also includes providing user information and smartcard information to the smartcard-reader system to facilitate associating the biometric sample with the user and smartcard information.
    Type: Grant
    Filed: September 26, 2007
    Date of Patent: May 12, 2009
    Assignee: American Express Travel Related Services Company, Inc.
    Inventors: David S. Bonalle, Glen Salow
  • Publication number: 20090119220
    Abstract: In an exemplary embodiment of the invention, an authorized sample receiver (ASR) comprises a processor that is configured to verify biometric sample data in order to create registered biometric sample data. The ASR may also comprise a communications device configured to receive a transaction request from an RF transaction device, wherein the transaction request comprises transaction biometric sample data, a reload protocol update request, and an RF device identification code. The ASR may also be configured to authorize the transaction request in response to the transaction biometric sample data substantially matching the registered biometric sample data. The ASR may further comprise a reload protocol data file associated with the device identification code, and the reload protocol data file may be configured to be updated in accordance with the reload protocol update request.
    Type: Application
    Filed: December 7, 2008
    Publication date: May 7, 2009
    Applicant: XATRA FUND MX, LLC
    Inventors: Blayn W. Beenau, David S. Bonalle, Seth W. Fields, William J. Gray, Carl Larkin, Joshua L. Montgomery, Peter D. Saunders
  • Patent number: 7523860
    Abstract: The present invention discloses a method for registering biometric information for use in a smartcard-reader system. The method comprises the steps of contacting an authorized sample receiver and submitting a biometric to a sensor to facilitates the sensor in obtaining a biometric sample. The method also includes providing user information and smartcard information to the smartcard-reader system to facilitate associating the biometric sample with the user and smartcard information.
    Type: Grant
    Filed: September 26, 2007
    Date of Patent: April 28, 2009
    Assignee: American Express Travel Related Services Company, Inc.
    Inventors: David S. Bonalle, Glen Salow
  • Publication number: 20090091426
    Abstract: A system and method for using RFID technology to track resource performance and task completion is disclosed. In one exemplary embodiment, a fob and an RFID reader may engage in mutual authentication. Where the RFID reader and the fob successfully mutually authenticate, the fob may transmit to the RFID reader information identifying the resource's performance tracking account to which the fob is associated. The RFID reader may receive and forward the information to facilitate performance tracking. In one exemplary embodiment, the RFID reader may forward the information to a point of interaction terminal for transaction completion. In another exemplary embodiment, the fob completes tasks via a computer interface. In still another exemplary embodiment, the fob resource and/or a manager may access a resource engine, wherein the resource engine may be used to automatically grade, track, score, and assign resources based on resource skills and skill sets.
    Type: Application
    Filed: May 2, 2008
    Publication date: April 9, 2009
    Applicant: AMERICAN EXPRESS TRAVEL RELATED SERVICES COMPANY, INC.
    Inventors: Brian Barnes, David S. Bonalle, Peter D. Saunders
  • Patent number: 7510115
    Abstract: The present invention discloses a system and methods for biometric security using smellprint recognition biometrics in a smartcard-reader system. The biometric security system also includes a smellprint sensor that detects biometric samples and a device for verifying biometric samples. In one embodiment, the biometric security system includes a smartcard configured with a smellprint sensor. In another embodiment, the system includes a reader configured with a smellprint sensor. In yet another embodiment, the present invention discloses methods for proffering and processing smellprint samples to facilitate authorization of transactions.
    Type: Grant
    Filed: September 26, 2007
    Date of Patent: March 31, 2009
    Assignee: American Express Travel Related Services Company, Inc.
    Inventors: David S. Bonalle, Glen Salow
  • Publication number: 20090079546
    Abstract: The present disclosure relates to the use of DNA sample data as part of a biometric security system in a transponder transaction. The biometric security system also includes a DNA sensor that detects biometric samples, and a device for verifying biometric samples. In one embodiment, the biometric security system includes a transponder configured with a DNA sensor. In another embodiment, the system includes a reader configured with a DNA sensor. In yet another embodiment, the present invention discloses methods for proffering and processing DNA samples and DNA sample data to facilitate authorization of transactions.
    Type: Application
    Filed: October 31, 2008
    Publication date: March 26, 2009
    Applicant: XATRA FUND MX, LLC
    Inventors: Blayn W. Beenau, David S. Bonalle, Seth W. Fields, William J. Gray, Carl Larkin, Joshua L. Montgomery, Peter D. Saunders
  • Patent number: 7506818
    Abstract: The present invention discloses a system and methods for biometric security using multiple biometrics in a transponder-reader system. The biometric security system also includes a biometric sensor that detects biometric samples and a device for verifying biometric samples. In one embodiment, the biometric security system includes a transponder configured with a biometric sensor. In another embodiment, the system includes a reader configured with a biometric sensor. In yet another embodiment, the present invention discloses methods for proffering and processing multiple biometric samples to facilitate authorization of transactions.
    Type: Grant
    Filed: September 7, 2007
    Date of Patent: March 24, 2009
    Assignee: Xatra Fund MX, LLC
    Inventors: Blayn W Beenau, David S Bonalle, Seth W Fields, William J Gray, Carl Larkin, Joshua L Montgomery, Peter D Saunders
  • Patent number: 7506819
    Abstract: The present invention discloses a system and methods for biometric security using biometrics in a transponder-reader system. The biometric security system also includes a biometric sensor that detects biometric samples and a device for verifying biometric samples. In one embodiment, the biometric security system includes a transponder configured with a biometric sensor. In another embodiment, the system includes a reader configured with a biometric sensor. The device for verifying samples compares the biometric samples with information stored on databases.
    Type: Grant
    Filed: September 21, 2007
    Date of Patent: March 24, 2009
    Assignee: Xatra Fund MX, LLC
    Inventors: Blayn W Beenau, David S Bonalle, Seth W Fields, William J Gray, Carl Larkin, Joshua L Montgomery, Peter D Saunders
  • Patent number: 7506806
    Abstract: The present invention discloses a system and methods for biometric security using keystroke scan biometrics in a smartcard-reader system. The biometric security system also includes a keystroke scan sensor that detects biometric samples and a device for verifying biometric samples. In one embodiment, the biometric security system includes a smartcard configured with a keystroke scan sensor. In another embodiment, the system includes a reader configured with a keystroke scan sensor. In yet another embodiment, the present invention discloses methods for proffering and processing keystroke scan samples to facilitate authorization of transactions.
    Type: Grant
    Filed: September 26, 2007
    Date of Patent: March 24, 2009
    Assignee: American Express Travel Related Services Company, Inc.
    Inventors: David S. Bonalle, Glen Salow
  • Patent number: 7503480
    Abstract: A system and method for using RFID technology to track resource performance and task completion is disclosed. In one exemplary embodiment, a fob and an RFID reader may engage in mutual authentication. Where the RFID reader and the fob successfully mutually authenticate, the fob may transmit to the RFID reader information identifying the resource's performance tracking account to which the fob is associated. The RFID reader may receive and forward the information to facilitate performance tracking. In one exemplary embodiment, the RFID reader may forward the information to a point of interaction terminal for transaction completion. In another exemplary embodiment, the fob completes tasks via a computer interface. In still another exemplary embodiment, the fob resource and/or a manager access a resource engine, wherein the resource engine may be used to automatically grade, track, score, and assign resources based on resource skills and skill sets.
    Type: Grant
    Filed: March 12, 2004
    Date of Patent: March 17, 2009
    Assignee: American Express Travel Related Services Company, Inc.
    Inventors: Brian Barnes, David S. Bonalle, Peter D. Saunders
  • Patent number: 7505941
    Abstract: A system and method for facilitating electronic transactions using a biometric are disclosed. The system for facilitating electronic transactions using a biometric comprises a smartcard-reader transaction system. The method comprises determining if a transaction violates an established rule, such as a preset spending limit. The method also comprises notifying a user to proffer a biometric sample in order to verify the identity of said user, and detecting a proffered biometric at a sensor to obtain a proffered biometric sample. The method additionally comprises verifying the proffered biometric sample and authorizing a transaction to continue upon verification of the proffered biometric sample.
    Type: Grant
    Filed: May 11, 2005
    Date of Patent: March 17, 2009
    Assignee: American Express Travel Related Services Company, Inc.
    Inventors: Fred Bishop, David S Bonalle, Glen Salow
  • Patent number: 7500616
    Abstract: The present invention discloses a system and methods for biometric security using multiple biometrics in a transponder-reader system. The biometric security system also includes a biometric sensor that detects biometric samples and a device for verifying biometric samples. In one embodiment, the biometric security system includes a transponder configured with a biometric sensor. In another embodiment, the system includes a reader configured with a biometric sensor. In yet another embodiment, the present invention discloses methods for proffering and processing multiple biometric samples to facilitate authorization of transactions.
    Type: Grant
    Filed: September 7, 2007
    Date of Patent: March 10, 2009
    Assignee: Xatra Fund MX, LLC
    Inventors: Blayn W Beenau, David S Bonalle, Seth W Fields, William J Gray, Carl Larkin, Joshua L Montgomery, Peter D Saunders
  • Patent number: 7497375
    Abstract: The present invention discloses a system and methods for biometric security using smellprint recognition biometrics in a smartcard-reader system. The biometric security system also includes a smellprint sensor that detects biometric samples and a device for verifying biometric samples. In one embodiment, the biometric security system includes a smartcard configured with a smellprint sensor. In another embodiment, the system includes a reader configured with a smellprint sensor. In yet another embodiment, the present invention discloses methods for proffering and processing smellprint samples to facilitate authorization of transactions.
    Type: Grant
    Filed: September 26, 2007
    Date of Patent: March 3, 2009
    Assignee: American Express Travel Related Services Company, Inc.
    Inventors: David S. Bonalle, Glen Salow
  • Patent number: 7494058
    Abstract: The present invention discloses a system and methods for biometric security using smellprint recognition biometrics in a smartcard-reader system. The biometric security system also includes a smellprint sensor that detects biometric samples and a device for verifying biometric samples. In one embodiment, the biometric security system includes a smartcard configured with a smellprint sensor. In another embodiment, the system includes a reader configured with a smellprint sensor. In yet another embodiment, the present invention discloses methods for proffering and processing smellprint samples to facilitate authorization of transactions.
    Type: Grant
    Filed: September 26, 2007
    Date of Patent: February 24, 2009
    Assignee: American Express Travel Related Services Company, Inc.
    Inventors: David S. Bonalle, Glen Salow
  • Patent number: 7463133
    Abstract: A RF transaction device stores multiple distinct calling card accounts associated with a calling card account. The multiple calling card accounts may be issued by multiple calling card carriers. An RF operable reader is in communication with a telephonic call enabling device. The RF transaction device communicates with the reader to retrieve calling card account information. Since the RF device has multiple distinct credit card account numbers stored on the transaction device, the RF transaction device may be used to effectuate a calling card call on different call carrier systems using differently formatted call authorizing systems.
    Type: Grant
    Filed: March 27, 2004
    Date of Patent: December 9, 2008
    Assignee: American Express Travel Related Services Company, Inc.
    Inventors: David S. Bonalle, Jeff Fehlhaber, Peter D. Saunders