Patents by Inventor David S. Bonalle

David S. Bonalle has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • System for biometric security using a smartcard
    Patent number: 7451924
    Abstract: The present invention discloses a system and methods for biometric security using biometrics in a smartcard-reader system. The biometric security system also includes a biometric sensor that detects biometric samples and a device for verifying biometric samples. In one embodiment, the biometric security system includes a smartcard configured with a biometric sensor. In another embodiment, the system includes a reader configured with a biometric sensor. The device for verifying samples compares the biometric samples with information stored on databases.
    Type: Grant
    Filed: September 21, 2007
    Date of Patent: November 18, 2008
    Assignee: American Express Travel Related Services Company, Inc.
    Inventors: David S. Bonalle, Glen Salow
  • System for biometric security using a smartcard
    Patent number: 7451925
    Abstract: The present invention discloses a system and methods for biometric security using biometrics in a smartcard-reader system. The biometric security system also includes a biometric sensor that detects biometric samples and a device for verifying biometric samples. In one embodiment, the biometric security system includes a smartcard configured with a biometric sensor. In another embodiment, the system includes a reader configured with a biometric sensor. The device for verifying samples compares the biometric samples with information stored on databases.
    Type: Grant
    Filed: September 21, 2007
    Date of Patent: November 18, 2008
    Assignee: American Express Travel Related Services Company, Inc.
    Inventors: David S. Bonalle, Glen Salow
  • System for biometric security using a smartcard
    Patent number: 7445149
    Abstract: The present invention discloses a method for facilitating biometric security in a smartcard-reader transaction system by proffering a biometric. The biometric may be proffered to a biometric sensor communicating with the smartcard-reader system. Proffering the biometric initiates verification of the biometric sample and facilitates authorization of a transaction.
    Type: Grant
    Filed: September 25, 2007
    Date of Patent: November 4, 2008
    Assignee: American Express Travel Related Services Company, Inc.
    Inventors: David S. Bonalle, Glen Salow
  • System for biometric security using a smartcard
    Patent number: 7438234
    Abstract: The present invention discloses a method for facilitating biometric security in a smartcard-reader transaction system by proffering a biometric. The biometric may be proffered to a biometric sensor communicating with the smartcard-reader system. Proffering the biometric initiates verification of the biometric sample and facilitates authorization of a transaction.
    Type: Grant
    Filed: September 25, 2007
    Date of Patent: October 21, 2008
    Assignee: American Express Travel Related Services Company, Inc.
    Inventors: David S. Bonalle, Glen Salow
  • System and method for providing and RFID transaction device
    Patent number: 7429927
    Abstract: A system and method for attaching a Radio Frequency operable transaction device to an article using various attachment apparatus are disclosed. The invention includes attaching a transaction device to an article using apparatuses comprised of bands, clips, clamps, drawstrings, and adhesives. The present invention allows for the securing of an RF transaction device (e.g., a payment fob) to a consumer's person thereby enabling a transaction to be completed without the need for the consumer to manually present the transaction device.
    Type: Grant
    Filed: July 22, 2005
    Date of Patent: September 30, 2008
    Assignee: American Express Travel Related Services Company, Inc.
    Inventors: David S Bonalle, Gail A Francolini, Samantha S Ing, Danielle Kunian, Danielle R Nulle
  • CLEAR CONTACTLESS CARD
    Publication number: 20080203172
    Abstract: The present invention relates to a process for producing an transparent or translucent transaction card having multiple features, such as a holographic foil, integrated circuit chip, RFID circuitry, silver magnetic stripe with text on the magnetic stripe, opacity gradient, an invisible optically recognizable compound, a translucent signature field such that the RFID circuitry and signature on back of the card is visible from the front of the card and an active thru date on the front of the card. The invisible optically recognizable compound is an infrared ink and/or film, which can be detected by a sensor found in an ATM or card assembly line.
    Type: Application
    Filed: October 13, 2007
    Publication date: August 28, 2008
    Applicant: AMERICAN EXPRESS TRAVEL RELATED SERVICES COMPANY, INC.
    Inventors: Michael J. Berardi, Michael Bliman, David S. Bonalle, Jennifer Anne Elwood, Becky Vander Eyk, Matthew C. Hood, Susan E. Isenberg, Leigh Malnati, Alexandra Mayers, Sue Mueller, Zarita Norcross, Peter D. Saunders, Kathryn D. Scheding, Sejal Ajit Shah, Lisa Skilling-Belmond, John R. Williamson
  • BIOMETRIC SAFEGUARD METHOD WITH A SMARTCARD
    Publication number: 20080173708
    Abstract: A method for facilitating biometric security in a smartcard-reader transaction system is provided. The method includes determining if a transaction violates an established rule, such as a preset spending limit. The method also includes notifying a user to proffer a biometric sample in order to verify the identity of said user, and detecting a proffered biometric at a sensor to obtain a proffered biometric sample. The method additionally comprises verifying the proffered biometric sample and authorizing a transaction to continue upon verification of the proffered biometric sample.
    Type: Application
    Filed: September 27, 2007
    Publication date: July 24, 2008
    Applicant: American Express Travel Related Services Company, Inc.
    Inventors: David S. Bonalle, Glen Salow
  • HAND GEOMETRY RECOGNITION BIOMETRICS ON A FOB
    Publication number: 20080140580
    Abstract: The present invention discloses a system and methods for biometric security using hand geometry recognition biometrics in a transponder-reader system. The biometric security system also includes a hand geometry scan sensor that detects biometric samples and a device for verifying biometric samples. In one embodiment, the biometric security system includes a transponder configured with a hand geometry scan sensor. In another embodiment, the system includes a reader configured with a hand geometry scan sensor. In yet another embodiment, the present invention discloses methods for proffering and processing hand geometry scan samples to facilitate authorization of transactions.
    Type: Application
    Filed: January 31, 2008
    Publication date: June 12, 2008
    Inventors: Blayn W. Beenau, David S. Bonalle, Seth W. Fields, William J. Gray, Carl Larkin, Joshua L. Montgomery, Peter D. Saunders
  • Wireless Transaction Instrument Having Display And On-Board Power Supply And Method Of Using Same
    Publication number: 20080110977
    Abstract: A wireless financial transaction instrument, such as a card, has a magnetic stripe, a display, and an on-board power supply, such as a battery, and is usable with a dual capture point of sale terminal. Information is received by such a terminal from the card wirelessly, and also from the magnetic stripe, and the data received contactlessly is preferably used to verify that read from the stripe. The display can display the account number on command, or to display a current balance, or amount of credit remaining, or any combination of these items of information.
    Type: Application
    Filed: April 23, 2007
    Publication date: May 15, 2008
    Applicant: American Express Travel Related Services Company
    Inventors: David S. Bonalle, Michael D. Donovan, Sherrie G. Jackson, Scott Glen Paylor, Medina J. Senghore, Tracey R. Thomas
  • Method and system for proffering multiple biometrics for use with a FOB
    Patent number: 7360689
    Abstract: The present invention discloses a system and methods for biometric security using multiple biometrics in a transponder-reader system. The biometric security system also includes a biometric sensor that detects biometric samples and a device for verifying biometric samples. In one embodiment, the biometric security system includes a transponder configured with a biometric sensor. In another embodiment, the system includes a reader configured with a biometric sensor. In yet another embodiment, the present invention discloses methods for proffering and processing multiple biometric samples to facilitate authorization of transactions.
    Type: Grant
    Filed: March 26, 2004
    Date of Patent: April 22, 2008
    Assignee: American Express Travel Related Services Company, Inc.
    Inventors: Blayn W Beenau, David S Bonalle, Seth W Fields, William J Gray, Carl Larkin, Joshua L Montgomery, Peter D Saunders
  • Method and system for keystroke scan recognition biometrics on a smartcard
    Patent number: 7363504
    Abstract: The present invention discloses a system and methods for biometric security using keystroke scan biometrics in a smartcard-reader system. The biometric security system also includes a keystroke scan sensor that detects biometric samples and a device for verifying biometric samples. In one embodiment, the biometric security system includes a smartcard configured with a keystroke scan sensor. In another embodiment, the system includes a reader configured with a keystroke scan sensor. In yet another embodiment, the present invention discloses methods for proffering and processing keystroke scan samples to facilitate authorization of transactions.
    Type: Grant
    Filed: July 1, 2004
    Date of Patent: April 22, 2008
    Assignee: American Express Travel Related Services Company, Inc.
    Inventors: David S. Bonalle, Glen Salow
  • Method for biometric security using a smartcard
    Patent number: 7341181
    Abstract: The present invention discloses a method for facilitating biometric security in a smartcard-reader transaction system by proffering a biometric. The biometric may be proffered to a biometric sensor communicating with the smartcard-reader system. Proffering the biometric initiates verification of the biometric sample and facilitates authorization of a transaction.
    Type: Grant
    Filed: July 1, 2004
    Date of Patent: March 11, 2008
    Assignee: American Express Travel Related Services Company, Inc.
    Inventors: David S. Bonalle, Glen Salow
  • Method for registering a biometric for use with a smartcard
    Patent number: 7325724
    Abstract: The present invention discloses a method for registering biometric information for use in a smartcard-reader system. The method comprises the steps of contacting an authorized sample receiver and submitting a biometric to a sensor to facilitates the sensor in obtaining a biometric sample. The method also includes providing user information and smartcard information to the smartcard-reader system to facilitate associating the biometric sample with the user and smartcard information.
    Type: Grant
    Filed: July 1, 2004
    Date of Patent: February 5, 2008
    Assignee: American Express Travel Related Services Company, Inc.
    Inventors: David S. Bonalle, Glen Salow
  • Biometric safeguard method for use with a smartcard
    Patent number: 7318550
    Abstract: A method for facilitating biometric security in a smartcard-reader transaction system is provided. The method includes determining if a transaction violates an established rule, such as a preset spending limit. The method also includes notifying a user to proffer a biometric sample in order to verify the identity of said user, and detecting a proffered biometric at a sensor to obtain a proffered biometric sample. The method additionally comprises verifying the proffered biometric sample and authorizing a transaction to continue upon verification of the proffered biometric sample.
    Type: Grant
    Filed: July 1, 2004
    Date of Patent: January 15, 2008
    Assignee: American Express Travel Related Services Company, Inc.
    Inventors: David S. Bonalle, Glen Salow
  • Method and system for smellprint recognition biometrics on a smartcard
    Patent number: 7314165
    Abstract: The present invention discloses a system and methods for biometric security using smellprint recognition biometrics in a smartcard-reader system. The biometric security system also includes a smellprint sensor that detects biometric samples and a device for verifying biometric samples. In one embodiment, the biometric security system includes a smartcard configured with a smellprint sensor. In another embodiment, the system includes a reader configured with a smellprint sensor. In yet another embodiment, the present invention discloses methods for proffering and processing smellprint samples to facilitate authorization of transactions.
    Type: Grant
    Filed: July 1, 2004
    Date of Patent: January 1, 2008
    Assignee: American Express Travel Related Services Company, Inc.
    Inventors: David S. Bonalle, Glen Salow
  • System for biometric security using a smartcard
    Patent number: 7314164
    Abstract: The present invention discloses a system and methods for biometric security using biometrics in a smartcard-reader system. The biometric security system also includes a biometric sensor that detects biometric samples and a device for verifying biometric samples. In one embodiment, the biometric security system includes a smartcard configured with a biometric sensor. In another embodiment, the system includes a reader configured with a biometric sensor. The device for verifying samples compares the biometric samples with information stored on databases.
    Type: Grant
    Filed: July 1, 2004
    Date of Patent: January 1, 2008
    Assignee: American Express Travel Related Services Company, Inc.
    Inventors: David S. Bonalle, Glen Salow
  • Clear contactless card
    Patent number: 7306158
    Abstract: The present invention relates to a process for producing an transparent or translucent transaction card having multiple features, such as a holographic foil, integrated circuit chip, RFID circuitry, silver magnetic stripe with text on the magnetic stripe, opacity gradient, an invisible optically recognizable compound, a translucent signature field such that the RFID circuitry and signature on back of the card is visible from the front of the card and an active thru date on the front of the card. The invisible optically recognizable compound is an infrared ink and/or film, which can be detected by a sensor found in an ATM or card assembly line.
    Type: Grant
    Filed: June 30, 2003
    Date of Patent: December 11, 2007
    Assignee: American Express Travel Related Services Company, Inc.
    Inventors: Michael J. Berardi, Michal Bliman, David S. Bonalle, Jennifer Anne Elwood, Becky Vander Eyk, Matthew C. Hood, Susan E. Isenberg, Leigh Malnati, Alexandra Mayers, Sue Mueller, Zarita Norcross, Peter D. Saunders, Kathryn D. Scheding, Sejal Ajit Shah, Lisa Skilling-Belmond, John R. Williamson
  • System for biometric security using a FOB
    Patent number: 7303120
    Abstract: The present invention discloses a system and methods for biometric security using biometrics in a transponder-reader system. The biometric security system also includes a biometric sensor that detects biometric samples and a device for verifying biometric samples. In one embodiment, the biometric security system includes a transponder configured with a biometric sensor. In another embodiment, the system includes a reader configured with a biometric sensor. The device for verifying samples compares the biometric samples with information stored on databases.
    Type: Grant
    Filed: March 26, 2004
    Date of Patent: December 4, 2007
    Assignee: American Express Travel Related Services Company, Inc.
    Inventors: Blayn W. Beenau, David S. Bonalle, Seth W. Fields, William J. Gray, Carl Larkin, Joshua L. Montgomery, Peter D. Saunders
  • Fob
    Patent number: D554361
    Type: Grant
    Filed: February 6, 2007
    Date of Patent: November 6, 2007
    Assignee: American Express Travel Related Services Company, Inc.
    Inventors: Peter Kirwan Bates, David S. Bonalle, Gail A. Francolini, Samantha S. Ing, Danielle L. Kunian, Leigh R. Malnati, Danielle R. Nulle, Steven A. Rank, Lisa E. Skilling-Belmond, Lisa A. Webb, Kevin Young
  • Fob
    Patent number: D559530
    Type: Grant
    Filed: February 6, 2007
    Date of Patent: January 15, 2008
    Assignee: American Express Travel Related Services Company, Inc.
    Inventors: Peter Kirwan Bates, David S. Bonalle, Gail A. Francolini, Samantha S. Ing, Danielle L. Kunian, Leigh R. Malnati, Danielle R. Nulle, Steven A. Rank, Lisa E. Skilling-Belmond, Lisa A. Webb, Kevin Young