Abstract: A pre-registration procedure is utilized to create a user profile for a user of a multi-factor authentication (“MFA”) service. A client application installation procedure is utilized to install a client application on a computing device that is to be utilized as an authentication factor for the MFA service. A computing device enrollment procedure is utilized to enroll the computing device on which the client application was installed for the MFA service. A voice enrollment procedure is utilized to create a voice print for the user of the computing device that is to be utilized as an authentication factor for the MFA service. An authentication procedure is utilized to provide multi-factor authenticated access to a service, such as an online service that provides access to sensitive account information.

Abstract: A pre-registration procedure is utilized to create a user profile for a user of a multi-factor authentication (“MFA”) service. A client application installation procedure is utilized to install a client application on a computing device that is to be utilized as an authentication factor for the MFA service. A computing device enrollment procedure is utilized to enroll the computing device on which the client application was installed for the MFA service. A voice enrollment procedure is utilized to create a voice print for the user of the computing device that is to be utilized as an authentication factor for the MFA service. An authentication procedure is utilized to provide multi-factor authenticated access to a service, such as an online service that provides access to sensitive account information.

Abstract: A speaker-verification digital signature system is disclosed that provides greater confidence in communications having digital signatures because a signing party may be prompted to speak a text-phrase that may be different for each digital signature, thus making it difficult for anyone other than the legitimate signing party to provide a valid signature.

Abstract: Disclosed are systems, methods, and computer-readable media for comparing customer voice prints comprising of uncommonly spoken words with a database of known fraudulent voice signatures and continually updating the database to decrease the risk of identity theft. The method embodiment comprises comparing a received voice signal against a database of known fraudulent voice signatures, denying the caller's transaction if the voice signal substantially matches the database of known fraudulent voice signatures, adding the caller's voice signal to the database of known fraudulent voice signatures if the voice signal does not substantially match a separate speaker verification database and received additional information is not verified.

Abstract: A method and apparatus for using a classifier for processing a query are disclosed. For example, the method receives a query from a user, and processes the query to locate one or more documents in accordance with a search engine having a discriminative classifier, wherein the discriminative classifier is trained with a plurality of artificial query examples. The method then presents a result of the processing to the user.

Abstract: A trust propagation system is disclosed that propagates trust data based on established trust relationships. The trust system may automatically propagate trust data between parties A and C based on trust relationships with a common party B. Trust data may include authentication data such as biometric data, encryption data, passwords, etc. that may be used to conduct exclusive communications.

Abstract: Disclosed are systems, methods, and computer readable media for comparing customer voice prints comprising of uncommonly spoken words with a database of known fraudulent voice signatures and continually updating the database to decrease the risk of identity theft. The method embodiment comprises comparing a received voice signal against a database of known fraudulent voice signatures, denying the caller's transaction if the voice signal substantially matches the database of known fraudulent voice signatures, adding the caller's voice signal to the database of known fraudulent voice signatures if the voice signal does not substantially match a separate speaker verification database and received additional information is not verified.

Abstract: A method and apparatus for using a classifier for processing a query are disclosed. For example, the method receives a query from a user, and processes the query to locate one or more documents in accordance with a search engine having a discriminative classifier, wherein the discriminative classifier is trained with a plurality of artificial query examples. The method then presents a result of the processing to the user.

Abstract: A method and apparatus for providing a relevant content delivery service on networks such as packet networks, e.g., Voice over Internet Protocol (VoIP) and Service over Internet Protocol (SoIP) networks are disclosed. For example, the present method receives a request to initiate a call from a calling party to a called party. The method then establishes a communication connection between the calling party and the called party and a communication connection to a speech recognizer. The method monitors a conversation between the calling party and the called party using the speech recognizer for detecting one or more verbal triggers. Finally, the method delivers relevant content that is associated with any detected verbal triggers to the calling party and/or the called party.

Abstract: A trust propagation system is disclosed that propagates trust data based on established trust relationships. The trust system may automatically propagate trust data between parties A and C based on trust relationships with a common party B. Trust data may include authentication data such as biometric data, encryption data, passwords, etc. that may be used to conduct exclusive communications.

Abstract: A speaker-verification digital signature system is disclosed that provides greater confidence in communications having digital signatures because a signing party may be prompted to speak a text-phrase that may be different for each digital signature, thus making it difficult for anyone other than the legitimate signing party to provide a valid signature.

Abstract: A biometric authentication system is disclosed that provides authentication capability using biometric data in connection with a challenge for parties engaging in digital communications such as digital text-oriented, interactive digital communications. End-user systems may be coupled to devices that include biometric data capture devices such as retina scanners, fingerprint recorders, cameras, microphones, ear scanners, DNA profilers, etc., so that biometric data of a communicating party may be captured and used for authentication purposes.

Abstract: A system and a method are provided. A textual transcript of a recorded voice communication is received. Text from a non-voice communication is received. Information about the textual transcript of the recorded voice communication and the text from the non-voice communication is provided such that a user can manage a group of communications, based at least in part on the textual transcript of the recorded voice communication and the text from the non-voice communication.

Abstract: A biometric authentication system is disclosed that provides authentication capability using biometric data in connection with a challenge for parties engaging in digital communications such as digital text-oriented, interactive digital communications. End-user systems may be coupled to devices that include biometric data capture devices such as retina scanners, fingerprint recorders, cameras, microphones, ear scanners, DNA profilers, etc., so that biometric data of a communicating party may be captured and used for authentication purposes.

Abstract: A biometric authentication system is disclosed that provides a trusted third party biometric authentication capability for independent confirmation of identity of parties. A repository of biometric templates for registered parties is disclosed that permit a biometric authenticator to perform independent authentication services for other parties by matching received biometric information against biometric information in the repository, or by providing requested biometric information.

Abstract: A pre-registration procedure is utilized to create a user profile for a user of a multi-factor authentication (“MFA”) service. A client application installation procedure is utilized to install a client application on a computing device that is to be utilized as an authentication factor for the MFA service. A computing device enrollment procedure is utilized to enroll the computing device on which the client application was installed for the MFA service. A voice enrollment procedure is utilized to create a voice print for the user of the computing device that is to be utilized as an authentication factor for the MFA service. An authentication procedure is utilized to provide multi-factor authenticated access to a service, such as an online service that provides access to sensitive account information.

Abstract: A speaker-verification digital signature system is disclosed that provides greater confidence in communications having digital signatures because a signing party may be prompted to speak a text-phrase that may be different for each digital signature, thus making it difficult for anyone other than the legitimate signing party to provide a valid signature.

Abstract: Disclosed herein are systems, methods, and computer readable-media for creating a virtual shopping area. The method includes receiving a query from a user and an automated input specific to the user from a computing device, generating a list of merchants based on the query and the automated input, generating a virtual shopping area from the list of merchants and based on one or more constraints, and displaying the virtual shopping area on the computing device. One optional step is presenting to the user an interface to purchase query-related items from merchants in the virtual shopping area. The method optionally includes receiving an indication of intent to purchase an item from the user, displaying an image of the item to the user, and dynamically updating the displayed image of the item as the user specifies item-specific details. The list of merchants can be restricted to merchants geographically close to the user.

Abstract: A trust propagation system is disclosed that propagates trust data based on established trust relationships. The trust system may automatically propagate trust data between parties A and C based on trust relationships with a common party B. Trust data may include authentication data such as biometric data, encryption data, passwords, etc. that may be used to conduct exclusive communications.

Abstract: Systems and methods for creating and using geo-centric language models are provided herein. An exemplary method includes assigning each of a plurality of listings to a local service area, determining a geographic center for the local service area, computing a listing density for the local service area, and selecting a desired number of listings for a geo-centric listing set. The geo-centric listing set includes a subset of the plurality of listings. The exemplary method further includes dividing the local service area into regions based upon the listing density and the number of listings in the geo-centric listing set, and building a language model for the geo-centric listing set.