Patents by Inventor Jeffery M. Enright
Jeffery M. Enright has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Patent number: 10068231Abstract: A banking system operates responsive to data read from data bearing records. The system includes an automated banking machine comprising a card reader. The card reader includes a movable read head that can read card data along a magnetic stripe of a card that was inserted long-edge first. The card reader includes a card entry gate. The gate is opened for a card that is determined to be properly oriented for data reading. The card reader can encrypt card data, including account data. The machine also includes a PIN keypad. The card reader can send encrypted card data to the keypad. The keypad can decipher the encrypted card data. The keypad can encrypt both deciphered card data and a received user PIN. The card data and the PIN are usable by the machine to authorize a user to carry out a financial transfer involving the account.Type: GrantFiled: February 6, 2017Date of Patent: September 4, 2018Assignee: Diebold Nixdorf, IncorporatedInventors: David N. Lewis, Klaus A. Steinbach, Jeffery M. Enright, Natarajan Ramachandran, Mark A. Douglass, Timothy Crews, Songtao Ma, Randall W. Jenkins, H. Thomas Graef, Sathish M. Irudayam
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Publication number: 20180046948Abstract: In an example embodiment, an automated banking machine that includes an anti-fraud arrangement that can deter effective operation of unauthorized devices attached to the machine. The arrangement allows for the machine's card slot bezel to be frequently exchanged for a differently configured card slot bezel, where the bezel configuration is displayed to a potential user.Type: ApplicationFiled: September 8, 2017Publication date: February 15, 2018Inventors: Greg RAY, David Lewis, Randall W. Jenkins, Jim BLOCK, Songtao Ma, Natarajan Ramachandran, Jeffery M. ENRIGHT, James Pettitt
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Patent number: 9858556Abstract: A banking system operates to cause financial transfers responsive to card data read from data bearing records by a card reader. The system includes at least one automated banking machine comprising a cash dispenser. The system is operative during a cash dispense transaction request to receive through an automated banking machine, machine user input of data corresponding to a mobile phone number. The system is operative to generate a security code for the requested cash dispense transaction. The system uses the phone number to send the generated security code to the mobile phone. The cash dispense transaction is allowed to proceed only if the system receives machine user input of the sent security code.Type: GrantFiled: May 27, 2014Date of Patent: January 2, 2018Assignee: Diebold Nixdorf, IncorporatedInventors: Willis Miller, Matthew R. Zaugg, James Block, H. Thomas Graef, Natarajan Ramachandran, Jeffery M. Enright, Mark A. Douglass, Dale H. Blackson
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Patent number: 9767422Abstract: In an example embodiment, an automated banking machine that includes an anti-fraud arrangement that can deter effective operation of unauthorized devices attached to the machine. The arrangement allows for the machine's card slot bezel to be frequently exchanged for a differently configured card slot bezel, where the bezel configuration is displayed to a potential user.Type: GrantFiled: March 12, 2014Date of Patent: September 19, 2017Assignee: Diebold Self-Service Systems, Division of Diebold, IncorporatedInventors: Greg Ray, David Lewis, Randall W. Jenkins, Jim Block, Songtao Ma, Natarajan Ramachandran, Jeffery M. Enright, James Pettitt
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Publication number: 20170154334Abstract: A banking system operates responsive to data read from data bearing records. The system includes an automated banking machine comprising a card reader. The card reader includes a movable read head that can read card data along a magnetic stripe of a card that was inserted long-edge first. The card reader includes a card entry gate. The gate is opened for a card that is determined to be properly oriented for data reading. The card reader can encrypt card data, including account data. The machine also includes a PIN keypad. The card reader can send encrypted card data to the keypad. The keypad can decipher the encrypted card data. The keypad can encrypt both deciphered card data and a received user PIN. The card data and the PIN are usable by the machine to authorize a user to carry out a financial transfer involving the account.Type: ApplicationFiled: February 6, 2017Publication date: June 1, 2017Inventors: David N. LEWIS, Jeffery M. ENRIGHT, Natarajan RAMACHANDRAN, Mark A. DOUGLASS, Timothy CREWS, Songtao MA, Randall W. JENKINS, H. Thomas GRAEF, Sathish M. IRUDAYAM, Klaus A. STEINBACH
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Patent number: 9607485Abstract: A banking system operates responsive to data read from data bearing records. The system includes an automated banking machine comprising a card reader. The card reader includes a movable read head that can read card data along a magnetic stripe of a card that was inserted long-edge first. The card reader includes a card entry gate. The gate is opened for a card that is determined to be properly oriented for data reading. The card reader can encrypt card data, including account data. The card data is usable by the machine to authorize a user to carry out a financial transfer involving the account.Type: GrantFiled: June 28, 2016Date of Patent: March 28, 2017Assignee: Diebold Self-Service Systems, division of Diebold, IncorporatedInventors: David N. Lewis, Jeffery M. Enright, Natarajan Ramachandran, Mark A. Douglass, Tim Crews, Songtao Ma, Randall W. Jenkins, H. Thomas Graef, Sathish M. Irudayam, Klaus Steinbach
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Publication number: 20160307412Abstract: A banking system operates responsive to data read from data bearing records. The system includes an automated banking machine comprising a card reader. The card reader includes a movable read head that can read card data along a magnetic stripe of a card that was inserted long-edge first. The card reader includes a card entry gate. The gate is opened for a card that is determined to be properly oriented for data reading. The card reader can encrypt card data, including account data. The card data is usable by the machine to authorize a user to carry out a financial transfer involving the account.Type: ApplicationFiled: June 28, 2016Publication date: October 20, 2016Applicant: Diebold Self-Service Systems, division of Diebold, IncorporatedInventors: David N. LEWIS, Jeffery M. ENRIGHT, Natarajan RAMACHANDRAN, Mark A. DOUGLASS, Tim CREWS, Songtao MA, Randall W. JENKINS, H. Thomas GRAEF, Sathish M. IRUDAYAM, Klaus STEINBACH
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Patent number: 9378629Abstract: A banking system operates responsive to data read from data bearing records. The system includes an automated banking machine comprising a card reader. The card reader includes a movable read head that can read card data along a magnetic stripe of a card that was inserted long-edge first. The card reader includes a card entry gate. The gate is opened for a card that is determined to be properly oriented for data reading. The card reader can encrypt card data, including account data. The card data is usable by the machine to authorize a user to carry out a financial transfer involving the account.Type: GrantFiled: May 26, 2015Date of Patent: June 28, 2016Assignee: Diebold Self-Service Systems division of Diebold, IncorporatedInventors: David N. Lewis, Jeffery M. Enright, Natarajan Ramachandran, Mark A. Douglass, Tim Crews, Songtao Ma, Randall W. Jenkins, H. Thomas Graef, Sathish M. Irudayam, Klaus Steinbach
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Patent number: 9373114Abstract: A banking system operates responsive to data read from data bearing records. The system includes an automated banking machine comprising a card reader. The card reader includes a movable read head that can read card data along a magnetic stripe of a card that was inserted long-edge first. The card reader includes a card entry gate. The gate is opened for a card that is determined to be properly oriented for data reading. The card reader can encrypt card data, including account data. The machine also includes a PIN keypad. The card reader can send encrypted card data to the keypad. The keypad can decipher the encrypted card data. The keypad can encrypt both deciphered card data and a received user PIN. The card data and the PIN are usable by the machine to authorize a user to carry out a financial transfer involving the account.Type: GrantFiled: September 24, 2013Date of Patent: June 21, 2016Assignee: Diebold Self-Service Systems Division of Diebold, IncorporatedInventors: David N. Lewis, Jeffery M. Enright, Natarajan Ramachandran, Mark A. Douglass, Timothy Crews, Songtao Ma, Randall W. Jenkins, H. Thomas Graef, Sathish M. Irudayam, Klaus Steinbach
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Patent number: 9214046Abstract: An automated banking machine operated responsive to data bearing records includes a card reader that is operative to read data from user cards including financial account identifying data, and to cause financial transfers responsive to the card data. The automated banking machine includes a sheet accepting device. The sheet accepting device is operative to receive a stack of sheets and to separate each sheet from the stack. Each sheet is aligned with a sheet path and analyzed by analysis devices including at least one magnetic read head, an imager, and/or a validation device. Sheets determined to have at least one property of a genuine sheet are processed and stored in the machine.Type: GrantFiled: July 1, 2014Date of Patent: December 15, 2015Assignee: Diebold Self-Service Systems Division of Diebold, IncorporatedInventors: Jeffery M. Enright, John E. Derimiggio, H. Thomas Graef, Kenneth Turocy, Mike R. Ryan, William D. Beskitt, Damon J. Blackford, Jeffrey M. Eastman, Steven Shepley
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Publication number: 20150287289Abstract: A banking system operates responsive to data read from data bearing records. The system includes an automated banking machine comprising a card reader. The card reader includes a movable read head that can read card data along a magnetic stripe of a card that was inserted long-edge first. The card reader includes a card entry gate. The gate is opened for a card that is determined to be properly oriented for data reading. The card reader can encrypt card data, including account data. The card data is usable by the machine to authorize a user to carry out a financial transfer involving the account.Type: ApplicationFiled: May 26, 2015Publication date: October 8, 2015Inventors: David N. LEWIS, Jeffery M. ENRIGHT, Natarajan RAMACHANDRAN, Mark A. DOUGLASS, Tim CREWS, Songtao MA, Randall W. JENKINS, H. Thomas GRAEF, Sathish M. Irudayam, Klaus STEINBACH
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Patent number: 9070233Abstract: In an example embodiment, there is disclosed an apparatus comprising a lock box having an input device, circuitry, and a lock for holding a key to gain access to an area. The apparatus further comprises an alarm system for protecting the area and a proximity reader coupled with the alarm system, the proximity reader is located within the area. The circuitry is operable to determine if an input received by the input device is for an authorized user. The lock box is operable to provide access to the key in response to the circuitry determining that the input received by the input device is for an authorized user. The proximity reader is operable to receive data from a wireless token. The alarm system is operable to deactivate for at least a portion of the area responsive to the proximity reader receiving the data from the wireless token.Type: GrantFiled: October 17, 2013Date of Patent: June 30, 2015Assignee: Diebold, IncorporatedInventors: Mike Dowling, Jacqueline Grimm, Jeffery M. Enright
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Publication number: 20140372305Abstract: In an example embodiment, an automated banking machine that includes an anti-fraud arrangement that can deter effective operation of unauthorized devices attached to the machine. The arrangement allows for the machine's card slot bezel to be frequently exchanged for a differently configured card slot bezel, where the bezel configuration is displayed to a potential user.Type: ApplicationFiled: March 12, 2014Publication date: December 18, 2014Inventors: Greg RAY, David LEWIS, Randall W. JENKINS, Jim BLOCK, Songtao MA, Natarajan RAMACHANDRAN, Jeffery M. ENRIGHT, James PETTITT
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Publication number: 20140346007Abstract: An automated banking machine operated responsive to data bearing records includes a card reader that is operative to read data from user cards including financial account identifying data, and to cause financial transfers responsive to the card data. The automated banking machine includes a sheet accepting device. The sheet accepting device is operative to receive a stack of sheets and to separate each sheet from the stack. Each sheet is aligned with a sheet path and analyzed by analysis devices including at least one magnetic read head, an imager, and/or a validation device. Sheets determined to have at least one property of a genuine sheet are processed and stored in the machine.Type: ApplicationFiled: July 1, 2014Publication date: November 27, 2014Inventors: Jeffery M. ENRIGHT, John E. DERIMIGGIO, H. Thomas GRAEF, Kenneth TUROCY, Mike R. RYAN, William D. BESKITT, Damon J. BLACKFORD, Jeffrey M. EASTMAN, Steven SHEPLEY
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Publication number: 20140351125Abstract: A banking system operates to cause financial transfers responsive to card data read from data bearing records by a card reader. The system includes at least one automated banking machine comprising a cash dispenser. The system is operative during a cash dispense transaction request to receive through an automated banking machine, machine user input of data corresponding to a mobile phone number. The system is operative to generate a security code for the requested cash dispense transaction. The system uses the phone number to send the generated security code to the mobile phone. The cash dispense transaction is allowed to proceed only if the system receives machine user input of the sent security code.Type: ApplicationFiled: May 27, 2014Publication date: November 27, 2014Inventors: Willis MILLER, Matthew R. ZAUGG, James BLOCK, H. Thomas GRAEF, Natarajan RAMACHANDRAN, Jeffery M. ENRIGHT, Mark A. Douglass, Dale H. Blackson
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Publication number: 20140305352Abstract: In an example embodiment, there is disclosed an apparatus comprising a lock box having an input device, circuitry, and a lock for holding a key to gain access to an area. The apparatus further comprises an alarm system for protecting the area and a proximity reader coupled with the alarm system, the proximity reader is located within the area. The circuitry is operable to determine if an input received by the input device is for an authorized user. The lock box is operable to provide access to the key in response to the circuitry determining that the input received by the input device is for an authorized user. The proximity reader is operable to receive data from a wireless token. The alarm system is operable to deactivate for at least a portion of the area responsive to the proximity reader receiving the data from the wireless token.Type: ApplicationFiled: October 17, 2013Publication date: October 16, 2014Inventors: Mike DOWLING, Jacqueline GRIMM, Jeffery M. ENRIGHT
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Patent number: 8820636Abstract: A banking system machine is controlled responsive to data read from data bearing records. The machine includes a card reader, a keypad, a cash dispenser, a cash outlet, a deposit accepting opening, and other transaction locations that may be susceptible to the installation of fraud devices. An anti-fraud sensing system is associated with the machine to sense the probable installation of unauthorized devices on the machine. Such unauthorized devices may include fraudulent card reading devices, fraudulent keypad input intercepting devices, cash outlet trap devices, and deposit input diversion devices.Type: GrantFiled: April 26, 2013Date of Patent: September 2, 2014Assignee: Diebold Self-Service Systems division of Diebold, IncorporatedInventors: Randall Jenkins, Songtao Ma, Natarajan Ramachandran, Jeffery M Enright, Dale H. Blackson
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Publication number: 20140217169Abstract: A banking system operates responsive to data read from data bearing records. The system includes an automated banking machine comprising a card reader. The card reader includes a movable read head that can read card data along a magnetic stripe of a card that was inserted long-edge first. The card reader includes a card entry gate. The gate is opened for a card that is determined to be properly oriented for data reading. The card reader can encrypt card data, including account data. The card data is usable by the machine to authorize a user to carry out a financial transfer involving the account.Type: ApplicationFiled: April 8, 2014Publication date: August 7, 2014Applicant: Diebold Self-Service Systems, division of Diebold, IncorporatedInventors: David N. LEWIS, Jeffery M. ENRIGHT, Natarajan RAMACHANDRAN, Mark A. DOUGLASS, Tim CREWS, Songtao MA, Randall W. JENKINS, H. Thomas GRAEF, Sathish M. Irudayam, Klaus STEINBACH
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Patent number: 8763897Abstract: An automated banking machine is operable to cause financial transfers responsive to data read from data bearing records, such as user cards. The machine includes a reader device operative to read data usable to identify a financial account authorized for use in conducting a transaction through the machine. An authorized machine user can use the machine to perform financial transactions, including dispensing cash and making deposits. The machine can receive a deposit in the form of a stack of sheets that includes both currency notes and checks. The machine includes a check/cash discriminator module that includes a magnetic read head, an imager, sensors, and at least one validation device. The module can determine whether the type of sheet removed from a received stack corresponds to a currency note or to a financial check. The module can then analyze the sheet for validity according to its determined sheet type.Type: GrantFiled: October 16, 2012Date of Patent: July 1, 2014Assignee: Diebold Self-Service Systems division of Diebold, IncorporatedInventors: Jeffery M. Enright, John E. Dermiggio, H. Thomas Graef, Kenneth Turocy, Mike R. Ryan, William D. Beskitt, Damon J. Blackford, Jeffrey M. Eastman, Steven Shepley
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Patent number: 8733635Abstract: A banking system operates to cause financial transfers responsive to card data read from data bearing records by a card reader. The system includes at least one automated banking machine comprising a cash dispenser. The system is operative during a cash dispense transaction request to receive through an automated banking machine, machine user input of data corresponding to a mobile phone number. The system is operative to generate a security code for the requested cash dispense transaction. The system uses the phone number to send the generated security code to the mobile phone. The cash dispense transaction is allowed to proceed only if the system receives machine user input of the sent security code.Type: GrantFiled: January 14, 2013Date of Patent: May 27, 2014Assignee: Diebold Self-Service Systems, division of Diebold IncorporatedInventors: Willis Miller, Matthew R. Zaugg, James Block, H. Thomas Graef, Natarajan Ramachandran, Jeffery M. Enright, Mark A. Douglass, Dale H. Blackson