Abstract: A cash dispensing automated banking machine includes a card reader associated with a card slot. An anti-fraud sensing device is able to sense ambient light or generated radiation that passes to the sensing device through the card reader slot. The installation of an unauthorized card reading device on the machine changes at least one property sensed by the sensing device. A controller in the machine receives signals from the sensing device, and determines if an unauthorized card reading device has been installed.

Abstract: A cash dispensing automated banking machine includes a card reader associated with a card slot. An anti-fraud sensing device is able to sense ambient light or generated radiation that passes to the sensing device through the card reader slot. The installation of an unauthorized card reading device on the machine changes at least one property sensed by the sensing device. A controller in the machine receives signals from the sensing device, and determines if an unauthorized card reading device has been installed.

Abstract: An automated banking machine has sensing devices adjacent a card reader slot. The sensing devices enable detection of a fraudulent card reading device.

Abstract: A cash dispensing automated banking machine includes a card reader associated with a card slot. An anti-fraud sensing device is able to sense ambient light or generated radiation that passes to the sensing device through the card reader slot. The installation of an unauthorized card reading device on the machine changes at least one property sensed by the sensing device. A controller in the machine receives signals from the sensing device, and determines if an unauthorized card reading device has been installed.

Abstract: An automated banking machine includes a mechanism for accepting deposited items. Deposited items can be provided to the machine in envelopes passed out of the machine to a user. An empty envelope in an envelope holding container (132) is passed through a transport (124) and presented to the user through an opening (244). The user can insert deposit items in the presented envelope. The envelope containing inserted deposited items can then be placed by the user back through the opening (244), causing it to be stored in a deposit-holding container (128). The machine also includes a printer that can print transaction indicia on a deposited envelope. A wiper comprising a resilient squeegee is able to remove excess ink from nozzles of the printer.

Abstract: An automated banking machine that operates responsive to data read from data bearing records has sensing devices adjacent a card reader slot. The sensing devices enable detection of a fraudulent card reading device.

Abstract: An automated banking machine operates to cause financial transfers responsive to data read from data bearing records. The machine includes a card reader that reads card data from a card of a machine user. The card data is linked in a data store to both a customer's financial account and a cell phone assigned to that customer. In response to the user's transaction request, contact data for the assigned cell phone is determined from the data store using the read card data. A transaction security code is then sent to that cell phone. The transaction is allowed to proceed only if the user inputs the sent security code to the machine within a predetermined amount of time. Transaction allowance may also be based on a real time determination that the assigned cell phone is physically located proximate the machine.

Abstract: A system and method for capturing image data captures images responsive to programmed sequences. The sequences are performed on a periodic basis as well as in response to inputs corresponding to alarm conditions and transactions conducted at automated banking machines or other devices. Image data may also be captured in response to image conditions including the sensing of motion or the loss of usable video from selected cameras. Image data is stored in connection with data corresponding to circumstances associated with each triggering event. Stored image data may be searched by one or more parameters. Parameters include data stored in association with each image, types of events causing image data to be stored, as well as other image conditions in stored images.

Abstract: An automated banking machine includes a Global Positioning System (GPS). The machine can transmit a GPS location reading to a security center. The security center can compare the received GPS location to a location assigned to the machine. If the compared locations do not match then a determination is made that the machine was stolen. Responsive to a determination of theft, dye packs located in the machine can be activated to stain cash therein. The dye packs can also be set off if the machine's safe door is opened without the following a predetermined sequence for opening the door. Thus, cash in a stolen automated banking machine can be rendered as unusable.

Abstract: An automated banking machine is operative to dispense cash to authorized users. The user interface of the machine includes features for detection of fraudulent activities at the machine. Sensors are provided for detecting the installation of unauthorized card reading devices adjacent the card reader. Vibration sensors are used to detect the installation of unauthorized card reading or bill trap devices. A machine controller or other processor is programmed to detect events or circumstances which may indicate that improper activity is occurring. Cameras are used to capture images of the user interface. Changes in the images are analyzed by a computer to detect the installation of unauthorized devices.

Abstract: Based on user image data read by a card reader from a user card, a banking system machine can be used to carry out a transaction. Image data read by the card reader is compared by a computer to image data stored in an authorized machine user database. The banking system machine is operative to capture images of machine users. The captured user images can be stored in correlation with user transaction data in data bearing records. The banking system machine can produce markup language documents which include the data bearing records. The markup language documents can be communicated to a remote authorized analysis terminal.

Abstract: A system and method is carried out in connection with a card actuated automated banking machine. Image data read by a card reader from a card is compared to image data stored in an authorized machine user database. The automated banking machine is operative to capture images of machine users and received checks. The automated banking machine can produce markup language documents correlated with machine users and check images. The markup language documents can be communicated to a remote authorized analysis terminal.

Abstract: An automated banking machine is controlled responsive to data read from data bearing records. The automated banking machine includes a card reader, a keypad, a cash dispenser, a cash outlet, a deposit accepting opening and other transaction locations that may be susceptible to the installation of fraud devices. An anti-fraud sensing system is operative in the machine to sense the probable installation of unauthorized devices on the machine. Such unauthorized devices may include for example, fraudulent card reading devices, fraudulent keypad input intercepting devices, cash outlet trap devices, deposit input diversion devices or other fraud devices.

Abstract: An automated banking machine that operates responsive to data read from data bearing records has sensing devices adjacent a card reader slot. The sensing devices enable detection of a fraudulent card reading device.

Abstract: Automated transaction machines dispense currency notes and enable the conduct of transactions. In some cases a user is enabled to dispense merchandise from a self-service dispensing machine and is also enabled to selectively receive cash value by charging the amount of such value to a source of monetary source associated with data read from a machine readable article such as a card (80, 82). A user may receive cash value by presenting a printed voucher or other item to a service provider located at a facility (14) at which the service provider exchanges the voucher or other item for cash. Alternatively, cash may be dispensed to the user directly from the self-service dispensing machine. Alternatively the user may pick up merchandise ordered through the machine at a delivery station disposed from the machine.

Abstract: Apparatus and method for detecting and interfering with an unauthorized device attempting to acquire user identification information at cash dispensing automated banking machine. The apparatus includes a sensing device enabled to detect RF or other radiation transmitted from the unauthorized device in a proximity of the machine. A controller causes the machine to take at least one action responsive to detection of the unauthorized device. The action may include generating a warning screen on the machine display, capturing an image, sending a message to an entity at a remote location, or emitting interfering radiation from an emitter.

Abstract: An automated banking machine (10) includes a lockable first fascia portion (20) which when unlocked enables access to a chest lock input device (104), inputs to which enable opening a chest door (18) of the machine. Opening the first fascia portion also enables access to an actuator (116) which enables moving a second fascia portion (22) for conducting service activities. A baffle structure (164) is positioned on the housing adjacent the second fascia portion to enable cooling air flow within the housing of the machine and to prevent the introduction of moisture into the housing. A controller (72) in the machine selectively illuminates light emitting devices (118, 126) for purposes of facilitating user operation of the machine. Sensing devices (128) adjacent a card reader slot (28) on the machine enables the controller to detect the presence of a fraud device or unauthorized card reading devices.

Abstract: An automated banking machine includes a mechanism for accepting deposited items. Deposited items can be provided to the machine in envelopes passed out of the machine to a user. An empty envelope in an envelope holding container (132) is passed through a transport (124) and presented to the user through an opening (244). The user can insert deposit items in the presented envelope. The envelope containing inserted deposited items can then be placed by the user back through the opening (244), causing it to be stored in a deposit-holding container (128). The machine also includes a printer that can print transaction indicia on a deposited envelope. A wiper comprising a resilient squeegee is able to remove excess ink from nozzles of the printer.

Abstract: An automated banking machine which dispenses cash and includes a mechanism for accepting deposited items. Deposited items may be provided to the machine in envelopes which are first passed to a user from an envelope storage area (132) in the machine through a transport (124) and which are presented to the user through an opening (244). A user may thereafter include deposit items in the dispensed envelope. The deposited items are passed through the opening (244) and are deposited in a deposit-holding container (128). The deposited items may be marked by an inkjet printer with indicia corresponding to the transaction or properties of the deposited item. The operation of the printer is caused by a controller (56) which controls the operation responsive to one or more environmental parameters.

Abstract: An automated banking machine has sensing devices adjacent a card reader slot. The sensing devices enable detection of a fraudulent card reading device.