Abstract: Embodiments of the present invention provide a system for generation and maintenance of nested hierarchical resource modules. The system is configured for identifying one or more indicators associated with one or more resource pools of a user, generating one or more resource modules in the one or more resource pools of the user based on identifying the one or more indicators, automatically transferring resources to each of the one or more resource modules, identifying initiation of a resource interaction by the user, wherein the resource interaction is between the user and a third party entity, determining a type of the resource interaction and identify at least one resource module that is associated with the determined type, and transferring the resources from the at least one of the one or more resource modules to the third party entity.

Abstract: An interaction and resource exchange system that provides authentication for a designated user to complete an interaction entered into by an initiating user. An initiating user is able to enter into interactions with third-parties and set one or more interaction limits and/or designated user requirements to allow a designated user to complete the interaction with the third-party should interaction limits and/or designated user requirements be met. The interaction limits and/or the designated user requirements allow for improved security related to these types of interactions and resource exchanges. In particular, the interaction and resource exchange may be implemented through a real-time resource exchange network that efficiently allows for the designated user to complete the interaction.

Abstract: Embodiments of the invention are directed to a system, method, or computer program product for deferred resource management platform for individual users receiving term specific deferred resource opportunities. Upon receipt of a potential deferred resource, the system may specific criteria for receiving the resources in the future at a receiving entity. The system provides a trackable network for connections between parties to maintain a directory format for filtering and alerting the parties of criteria being reached, timelines, and the like associated with the resource distribution. The system provides proof of the criteria being reached and approves the resource distribution at the appropriate time.

Abstract: A system for monitoring device data is provided. The system is configured to monitor, continuously, a computing device associated with the first user for an indication of a status change for a status of the first user; identify, from the computing device associated with the first user, the indication of the status change for the first user; identify a responsive action associated with the status change of the first user; and transmit a responsive action to a mobile computing device of a second user of the one or more users, wherein the responsive action alert activates the responder application stored on the mobile computing device of the second user to cause the mobile computing device of the second user to display a notification of the status change for the first user and the responsive action associated with the status change of the first user in real time.

Abstract: Embodiments of the present invention provide a positioned system for passive scanning and evaluation of various event execution of a user to determine future resource requirements for event execution. The system integrates bots for user applications, geolocation, and beacon recognitions to determine and make recommendations for event execution by the user. The system may extract and pull data and use the bots to pull into analytics to understand event patterning of the user. The system utilizes specificity filtering based on specifics of users and constantly, in real time updates a set of priority events for the user with a dynamic interaction and modifier occurring over time.

Abstract: Embodiments of the present invention provide a system for real-time transmission of data associated with trigger events. The system is configured for identifying one or more priorities associated with a user, extract one or more triggers associated with the one or more priorities of the user, receiving an indication that at least one condition associated with at least one of the one or more triggers is met, determining that the user is performing one or more actions associated with at least one priority of the one or more priorities based receiving the indication, in response to determining that the user is performing the one or more actions associated with the at least one priority, dynamically extracting information associated with the user, and transmitting, in real-time, the extracted information associated with the user to at least one third party entity.

Abstract: A system, computer program product, and computer-implemented method for smart contract dependent resource transfer are disclosed. The system is configured to establish a smart contract between a first storage location and a second storage location, the smart contract being configured for conditionally transferring resources between the first storage location and the second storage location; monitor the first storage location to determine that a first transfer condition has been met; based on determining that the first transfer condition has been met, automatically transfer a number of resources from the second storage location to the first storage location; determine that a second transfer condition has been met; and automatically transfer the number of resources from the first storage location to the second storage location based on determining that the second transfer condition has been met.

Abstract: Embodiments of the present invention provide a positioned system for passive scanning and evaluation of various event execution of a user to determine future resource requirements for event execution. The system integrates bots for user applications, geolocation, and beacon recognitions to determine and make recommendations for event execution by the user. The system may extract and pull data and use the bots to pull into analytics to understand event patterning of the user. The system utilizes specificity filtering based on specifics of users and constantly, in real time updates a set of priority events for the user with a dynamic interaction and modifier occurring over time.

Abstract: Embodiments of the present invention provide a system for real-time transmission of data associated with trigger events. The system is configured for identifying one or more priorities associated with a user, extract one or more triggers associated with the one or more priorities of the user, receiving an indication that at least one condition associated with at least one of the one or more triggers is met, determining that the user is performing one or more actions associated with at least one priority of the one or more priorities based receiving the indication, in response to determining that the user is performing the one or more actions associated with the at least one priority, dynamically extracting information associated with the user, and transmitting, in real-time, the extracted information associated with the user to at least one third party entity.

Abstract: Embodiments of the present invention provide a system for facilitating navigation of utilization of resources. The system is configured for identifying one or more priorities or one or more events associated with a user, generating one or more routes associated with at least one of the one or more priorities and the one or more events, transmitting the one or more routes to a user device of the user, transmitting first set of control signals to the user device to prompt the user to select at least one route of the one or more routes, receiving the at least one route from the user device, and transmitting a second set of control signals to the user device to transform the graphical user interface of the user device to display the at least one route and one or more graphics associated with the at least one route.

Abstract: Embodiments of the present disclosure provide a system for real time provisioning and optimization of a user's resources based on both historical and real time data associated with the user. In particular, the system may comprise a data analytics engine which may continuously analyze user data from various data sources. The aggregated data may be processed through a predictive engine which may use artificial intelligence and/or machine learning to predict a user's actions within the system. Based on the prediction, the system may provide an optimized allocation of resources with respect to the predicted actions of the user.

Abstract: An augmented reality system that includes an augmented reality user device. The augmented reality user device includes a display for overlaying virtual objects onto objects in a real scene, a camera, and a global position system sensor. The augmented reality user device includes a processor implementing an object recognition engine, a virtual assessment engine, and a virtual overlay engine. The object recognition engine identifies tangible products from an image. The virtual assessment engine authenticates the user, identifies a user identifier for the user, and identifies a vendor based on the geographic location of the user. The virtual assessment engine captures an image and performs object recognition on the image to identify products in a cart. The virtual assessment engine sends a token to a remote server, receives available offers for the user from the server, and presents the available offers as virtual objects overlaid with the products in the cart.

Abstract: An augmented reality system that includes an augmented reality user device. The augmented reality user device includes a display for overlaying virtual objects onto objects in a real scene and a camera. The augmented reality user device includes a processor implementing a virtual assessment engine and a virtual overlay engine. The virtual assessment engine authenticates the user and identifies a user identifier for the user. The virtual assessment engine captures an image and performs object recognition on the image to identify products in a cart. The virtual assessment engine sends a token to a remote server, receives new account offers for the user from the server, and presents the offers as virtual objects overlaid with the products in the cart.

Abstract: A system for connection channel adaption using robotic automation is provided. The system comprising a first processing device configured to: establish a first communication channel with a user device associated with the user; receive, via the first communication channel, a first user input from the user on the user device for interacting with an entity platform; train a robotic process automation module based on the first user input, wherein the robotic process automation module is trained to execute the first user input on the entity platform via one or more communication channels; based on detecting the termination of the first communication channel, automatically establish the second communication channel with the user device; and execute the first user input on the entity platform, wherein the robotic process automation module simulates the first user input with a user interface by interacting directly with a presentation layer of the entity platform.

Abstract: Aspects of the disclosure relate to implementing and using a data processing system to provide real-time data to improve event delivery timing. A computing platform may establish respective connections with and receive, via a communication interface, (i) from a subordinate user computing device, information defining a first event; (ii) from a supervisory user computing device, supervisory information associated with the first event; and (iii) from a first participant computing device, first participant information associated with delivery of the first event. The computing platform may execute an algorithm for comparing the information defining the first event, the supervisory information, and the first participant information, and generating a formatted alert based thereon. The formatted alert may be transmitted for display on the subordinate user computing device and/or the supervisory user computing device.

Abstract: Aspects of the disclosure relate to implementing and using a data processing system to provide real-time data to improve event delivery timing. A computing platform may establish respective connections with and receive, via a communication interface, (i) from collection of subordinate user computing devices, information defining a first event; (ii) from collection of supervisory user computing devices, supervisory information associated with the first event; and (iii) from a first participant computing device, first participant information associated with delivery of the first event. The computing platform may execute an algorithm for aggregating the information defining the first event and the supervisory information, and generating a formatted alert based thereon. The formatted alert may be transmitted for display on the first participant computing device.

Abstract: Systems, computer program products, and methods are described herein for predictive use of resources across a dispersed Internet protocol capable network connecting devices electrically attached to the network. The present invention is configured to determine a resource utilization profile associated with a first user; receive an indication from the first user to improve the resource utilization profile; initiate a first user interface, wherein the first user interface comprises one or more target resource utilization profiles associated with one or more users; receive a first user selection of a target resource utilization profile associated with the resource utilization profile that the first user wishes to change; determine one or more access paths associated with the at least one target resource utilization profile; and display on the first user computing device the one or more access paths to enable the first user to achieve the at least one target utilization profile.

Abstract: A system may be configured to initiate a presentation of a user interface to the user; receive, via the user interface, a user selection of a life event; initiate a presentation of an event information user interface to the user; receive, via the event information user interface, life event information associated with the life event selected by the user; retrieve information associated with the life event selected by the user from substantially similar life events; calculate, in real-time, a life event score associated with the life event selected by the user, wherein the life event score is calculated based on at least a retirement score, the received life event information and the information retrieved from the substantially similar life events; and illustrate, via a retirement score interface in a user device, the retirement score and an impact of the at least one life event selected by the user.

Abstract: A system for configuring and executing a secure communication network for authorizing access to safeguarded resources is provided. In particular, the system uses person-to-person (P2P) authentication technology to securely transmit resources between users. In this way, an efficient way to for users to manage resources is provided.

Abstract: Embodiments of the present invention provide a positioned system for passive scanning and evaluation of various event execution of a user to use in combination for aggregation and categorization of resource requirements. The system integrates bots for user applications, geolocation, and beacons to determine event execution by the user. The system may extract and pull data into analytics to understand event patterning of the user. Furthermore, the system extracts priority event data from across multiple users for aggregation of the priority data into various categories of users to create groups and provide more accurate data for artificial intelligence analysis and filtering for user priorities.