Abstract: A method for visual programming an automated transaction machine (12). The method includes the creation of terminal directors (225) that generally correspond to transactions performed by the automated transaction machine. The terminal directors are programmed by visually creating associations (238) between a plurality of ATM objects (230, 232) in a work space (224). Exemplary ATM objects include an authorization object (260), a back stage control object (262), a card reader object (264), a customer profile object (266), a depositor object (268), a dispenser object (270), keypad object (272), a logic object (274), a OCS object (276), a presenter object (278), a PIN entry object (280), a printer object (282), a sync object (284), and a transaction data object (286). The customer profile object is operative to retrieve customer profile information responsive to a determined customer of a person using the ATM.

Abstract: An automatic teller machine has not only a main store comprising a number of cassettes (38, 40, 42, 44, 46 and 48) holding stacks of banknotes but also faster operating auxiliary stores (4 and 5) which hold limited numbers of the most popular denominations of banknote. A request for cash is met, if possible, from the auxiliary stores (4 and 5). This enables the machine to provide a service at a faster rate than the rate of dispensing from of the main store. The auxiliary stores are replenished from the main store, preferably at times during which the machine is not in the process of dispensing notes to a customer.

Abstract: A binder, with a first panel and at least one fastener. The fastener has a base attached to the panel and a binding member positionable in a closed position defining a closed loop, and in an open position in which the loop is open for mounting and dismounting sheets thereto. A lock is disposed in close proximity with the base and in releasable locking association with the binding member in the closed position. A lever is operatively connected with the lock such that depressing the lever in an unlocking direction causes the lock to release the binding member from the closed position.

Abstract: A multi-function wallet comprising a leather cover, at least two strips, a sub-wallet, a plurality of notebook papers, a string, a bead chain, a hook and a fastening hook; the string is to pass through holes on the leather cover, the strips, and the sub-wallet so as to fasten all the aforesaid part into one piece; both ends of the string are fastened the hook and the bead chain together. The fastening hooks are fixedly connected with the bead chain. The strips mounted on the leather cover and the sub-wallet are used for clamping banknotes and notebook papers respectively. The inner side of the leather cover has a large bag for storing ID card or the like; the inner side of the inner leather sheet of the sub-wallet has a partition flap and a lid flap; the partition flap can be opened partially, and used for storing ID card or the like. The inner side of another inner leather sheet has several coin bags for storing different coins.

Abstract: The instant invention features a novel binder having opposing panels, with a first panel having a binding strap gripping means at an edge of a first end of the panel and a binding strap extending from a second end of the panel such that the binding strap can be extended from the second end of the panel, around and/or through the second panel back to the first end of the gripping means of the first panel. Such arrangement allows securing of the second panel in adjustable, opposing juxtaposition to the first panel, thereby securing loose papers between the panels.

Abstract: An expandable loose-leaf binder for releaseable insertion of perforated paper sheets consisting of two separate perforated covers joined by means of separate flaccid lace sheet retainers. Each retainer has a small, capsule-shaped connector which can be drawn through the sheet perforations and opened at any place in the binder to insert a sheet. An elastic band which may be adjusted or removed without releasing the retainers is used to take up slack.

Abstract: A file folder has a front and a back cover which are joined together so as to allow the folder to open and close. Each cover has a pocket mounted at its outer lateral end position. Inner sheets are secured at one lateral edge of each to the inner line thereof to form tiered pockets which are opened at their upper, lower and outer lateral ends. The covers are provided with apertures at their inner lateral end portions so that the folder may be mounted in a conventional two or three ring loose leaf binder.

Abstract: A file fastener is provided and consists of a stack of paper sheets, a pair of protective covers, a pair of plates, a pliable hollow tube that passes through holes in the sheets, the covers and the plates and around notched corners in the plates. A short rod secures both ends of the tube together to form a continuous locking band thereof.

Abstract: A suspension device for vertical suspension of sheets, such as drawing sheets, which includes two substantially parallel bars; a number of pins on each bar, each pin being connected at one end to its bar with its free end directed to the other bar, the pins being adapted to be inserted through holes provided along edges of sheets so that the sheets can suspend from the pins; locating means provided on each bar for locating the free ends of the pins relative to the other bar; and locking means for releasably holding the two bars in a locked position in which the free ends of the pins are located in the associated locating means.