Abstract: The present invention relates to gaming systems and methods where a wager game may trigger a bonus round. A player may qualify for the bonus round at random or through satisfaction of some predetermined criteria. The player then participates in the bonus round, which may award bonus points at random or require the player to demonstrate skill, knowledge, or strategy to earn bonus points. Although a limited number of attempts in the bonus round may be awarded, the player has an option to re-buy attempts to continue enjoying the bonus round. Upon the satisfaction of certain criteria, which may include, but are not limited to, completion of the game or a decision by the player to end the bonus round, the player is returned to the original wager game.

Abstract: Aspects of the subject disclosure may include, for example, determining a first subscription for a communication device has expired. Further embodiments include receiving a first registration request from the communication device, detecting a bootstrap profile on the communication device, and providing according to the bootstrap profile, limited services to the communication device to subscribe to a second subscription for a second group of services. Additional embodiments include obtaining subscription information for the second subscription for the second group of services, adjusting an operational profile on the communication device according to the subscription information resulting in an adjusted operational profile, and receiving a second registration request for the communication device according to the adjusted operation profile.

Abstract: The present disclosure is directed to a system and method for generating, securely storing, retrieving, and processing sales receipts for the purchase of goods and services using any convenient method of payment. All buyer purchases are linked to their receipt account or account. The method includes the generation of both physical and electronic receipts with any receipt being readily identifiable by a purchaser, seller, credit card issuer, employer, financial institution, or other party or entity having a need to access the receipt and information included on it. The system and method also utilize a taxonomy to characterize attributes of purchase receipts and employs and an analytics capability useful by buyers, sellers, and third parties.

Abstract: Example embodiments of systems and methods for data delegation and control through the use of tokenized data are provided. In an exemplary method of data delegation and control, a data device may store private information associated with a user and generate an access token, comprising tokenized data identifying the data device. The data device may transmit the access token to a user device through a front channel and receive an information request from a merchant device comprising the access token through a secure back channel. Upon authenticating the access token, the data device may transmit a portion of the private information to the merchant device through the secure back channel.

Abstract: A method for a shared resource management system is discussed. The method includes managing a shareable digital artifact for sharing between applications hosted by a user devices. The shared artifact is accessible, at the same time, by first and second application. The use of the shared artifact by the first application makes the shared artifact unavailable for use by the second application. The method includes determining whether a notification is received from the first application indicating that the shared artifact is used by the first application at a merchant. The method includes, in response to a determination that the notification is received, marking the shared artifact used. In response to marking the shared artifact used, a used artifact notification is sent to the second application to indicate that the shared artifact has been used and it is unavailable for use by the second application.

Abstract: A system and method for addressing roadside parking issues are provided. The method includes: determining whether a parking fee has been paid for an on-street parking space, and if not, activating a detector of the corresponding parking meter; determining whether an object exists in the parking space and whether the object, if existing, is a vehicle, and if yes to both, activating a camera of the parking meter to obtain an image of the parking space; determining again whether the object is a vehicle by performing image and license plate recognition, and if yes, either prompting a parking enforcement officer to go to the parking space and issue a parking ticket or issuing the parking ticket automatically; updating the parking meter after the parking ticket is issued; and reducing the detection frequency. The method is labor-saving and reduces power consumption by the parking meter.

Abstract: A method for authorizing a mobile payment transaction is provided that is based on device locations. The method includes receiving, by a server, a request from a point of sale (POS) device to authorize a payment transaction involving a payment facilitating device. In an embodiment, the request includes payment information of the payment transaction and location information of the POS device. When the request is received, an authorizing client device for the payment transaction is identified based on the payment information from the payment facilitating device. The request to authorize the payment transaction is granted when it is determined that the authorizing client device is located within a predetermined distance from the POS device.

Abstract: A system and method for validating user address information is disclosed herein. A computing system periodically polls a client device associated with a user to identify a current location of the user. The computing system records the current location of the user after polling and a time associated with the polling. The computing system receives one or more transactions from one or more third party vendors. The computing system identifies, based on the one or more transactions, a location and a time associated with each transaction in the one or more transactions. The computing system defines a geographic area. The computing system determines that a current primary address on file for the user is outside of the geographic area. The computing system prompts, based on the determining, the user to update the current primary address.

Abstract: A sales data processing apparatus includes the following. A narrow area communication unit communicates with a predetermined terminal apparatus by wireless communication limited to a narrow area. A wide area communication unit communicates with the terminal apparatus by wireless communication throughout a wide area. A mode switching unit switches between a first mode in which wireless communication with the terminal apparatus using the narrow area communication unit is allowed but the wireless communication using the wide area communication unit is prohibited, and a second mode in which at least wireless communication using the wide area communication unit is allowed. A report mode which outputs sales data calculating predetermined transaction data is assigned to the first mode.

Abstract: An imaging device and a method of processing a document at the imaging device which includes receiving a message associated with the document, transmitting the message to a server communicatively connected to the imaging device, receiving an identifier of the message as stored in the server, converting the identifier to an image scannable by a mobile device, and adding the image to an output page of the document. An input language and an output language of the message associated with the document may be predetermined or may be received from a user of the imaging device.

Abstract: Enterprise reputation evaluation techniques are disclosed. Reputation data extracted from each of a plurality of data sources is received. The reputation data is associated with a plurality of physical locations of an enterprise entity. An aggregate reputation score is determined for the entity using at least a portion of the received data. The aggregate reputation score is provided as output.

Abstract: A system and method for providing an eCommerce provider with the ability to efficiently determine, retrieve, and compile rollup information from each vendor using the eCommerce provider is presented. Event are monitored to set a trigger when the event occurs. A rollup can be initiated regarding the item in question. Price and shipping information from each vendor of a particular item is collected and tabulated. Each item from each vendor can be verified to determine if any information is missing or is otherwise incorrect. The offerings from each vendor is ranked by a variety of different criteria. When the item in question is displayed to a user, the vendor being displayed is based on the ranking. Other embodiments also are disclosed.

Abstract: The present disclosure relates to an account system for optimizing transactions for a user. In one implementation, the system may include at least one processor and a storage medium storing instructions that, when executed, configure the at least one processor to perform operations. The operations may include receiving, from the merchant system, merchant information for the transaction, retrieving, based on the account number, a database record from a database, the database record comprising the plurality of financial accounts associated with the user and user preferences, determining financial account data associated with each of the plurality of financial accounts, determining, using an optimization algorithm, a preferred financial account from the plurality of financial accounts based on the financial account data, the user preferences, and the merchant information, and selecting, based on the determination, the preferred financial account to complete the transaction.

Abstract: A method of processing payment transactions includes receiving a connection request from a client device, determining whether a gateway is available for the client device, creating a connection between the client device and a gateway, the gateway being a previously existing gateway or a newly generated gateway, creating a message filter for the client device on a message bus, listening for messages on the message bus and transmitting the message to the client device by way of the gateway upon finding a message on the message bus matching the message filter.

Abstract: According to one embodiment, a network device includes an uplink port, a downlink port, a memory, and a processor. The processor is configured for providing a webserver; receiving a request from a mobile device of a user to establish a connection with the downlink port; establishing a first connection between the mobile device and the webserver via the downlink port; determining a media access control (MAC) address of the mobile device; receiving, from a server, user history information associated with the MAC address; and providing targeted information to the mobile device based on the user history information. The processor may be further configured for querying the server using the MAC address to obtain the user history information, collecting new user information and transmitting updated user history information to the server.

Abstract: Embodiments for device pairing using optical codes are described. One embodiment is a host device with a memory and one or more processors configured to pair the host device with a wearable device. The paring involves generating and displaying an image including a first optical code, decoding decode a pairing advertisement from the wearable device, generating a second optical code, the second optical code comprising a host pairing advertisement code, and decoding a second pairing advertisement including the host pairing advertisement code. Additional embodiments involve, in response to the second pairing advertisement, establishing a communication channel between the host device and the wearable device, communicating keys between the host and wearable device, and using an application-level elliptic curve Diffie-Hellman (ECDH) exchange with the first key and the second key to establish a shared secret.

Abstract: A computer-implemented method of detecting associated payment devices comprises: receiving, by a processor from a payment network, transaction data representing a plurality of transaction records, a transaction amount, a transaction time, a terminal identifier, and a result code indicating success or failure of a transaction; identifying from said transaction records a declined transaction associated with a first payment device identifier, and determining a terminal identifier and transaction amount associated with the declined transaction; identifying from said transaction records a subsequent transaction occurring within a predetermined window of the declined transaction, the subsequent transaction being associated with the same terminal identifier and the same transaction amount as the declined transaction, the subsequent transaction being associated with a second payment device identifier that is different from the first payment device identifier; and storing, in a database, an association between the sec

Abstract: A mechanism for automatically registering Internet-of-Things (IoT) devices to an end-user account of an Internet-based resource, using a gateway that the end-user previously registered to the account. Various security alternatives are described that help avoid masquerading and other attacks on the home network of the end-user.

Abstract: Disclosed herein is a method and system to establish a secure communication channel between a payment object reader and a payment terminal For this, the server determines whether a payment terminal has associated with an attestation ticket. The method further includes determining, whether to approve or deny the request for establishing the secure communication channel between the payment object reader and the payment terminal based on the attestation ticket. If the determination yields that the request has been approved, further generating a session approval interrupt having one or more session approval conditions; and sending the session approval interrupt to the payment terminal, where the session approval interrupt causes a secure communication channel to be established between the payment object reader and the payment terminal.

Abstract: The disclosure relates to technology for determining a location of a user in a physical venue, the method comprising receiving, at a central processor, a signal from a wireless transmitter in the user's possession, the signal containing an encoded message and additional metadata, determining a location of the wireless transmitter in the physical venue based on the encoded message and the additional metadata, and outputting the location.

Abstract: The present application provides a docking station and a POS machine using the same. The docking station includes a housing, a mainboard mounted inside the housing, a display device mounted on the housing, and a support configured to detachably support a card swiping device; the display device is mounted on the housing, the support is fixed on the housing, a data plug for connecting with the card swiping device is mounted inside the support, and the data plug is electrically connected with the mainboard. Such that the function of the card swiping device can be expanded and the docking station of the card swiping device is formed. By using the support to support the card swiping device, the occupied space can be reduced, and the use is convenient.

Abstract: In the coordination of a data conversion server and a storage server which belong to different security domains, a client terminal is able to replace an authorization token for accessing the data conversion server with a temporary URL on the storage server, the client terminal, which is located outside the data exchange server, will be able to issue a temporary URL without authorization, resulting in a file operation which is not intended by the data conversion server being performed. Scopes for allowing a client terminal to access the data conversion server and scopes necessary for the issuance of a temporary URL are separated from each other, and a limitation is imposed so that the scopes for the issuance of a temporary URL can be used only by the data conversion server, thereby enabling secure provision of a temporary URL to an external client terminal.

Abstract: An interface gateway interfaces between a first device and a second device serving a hospitality establishment. The first device is one of a property management system (PMS) and a guest service device, and the second device is the other of the property management system (PMS) and the guest service device. One or more communication ports perform data communications with the first device and the second device. One or more processors receive a message from the first device, determine that the message is in a first format, convert the message from the first format to an internal data structure, parse the message in the internal data structure to determine that the message is applicable to the second device, determine that the second device supports a second format, convert the message from the internal data structure to the second format, and send the message in the second format to the second device.

Abstract: A security system images a large amount of data through routine use which is difficult to transfer or share. In one embodiment, through the use of a cloud-based video service and an application program interface, the methods and systems disclosed herein comprise accepting a communication that identifies parameters associated with a video on a video server accessible via a network. The methods and systems further cause the video server to transfer the video via the network to a cloud-based video service location in response to the communication, and transmit a notification to a receiving party (or cause the cloud-based video service location to transmit the notification) in concert with the transfer of the video, which provides availability information of the video at the cloud-based service location. The methods and systems facilitate video sharing amongst parties.

Abstract: A transaction processing system for performing one or more steps of a method is disclosed. The system may receive user receipt preferences including rules specifying whether or not a user wants a receipt. The system may also receive (i) a purchase authorization request associated with an attempted purchase and (ii) user device location data. The system may further set a receipt flag corresponding to the receipt status. If the system determines that the transaction is to be authorized, it attaches the receipt flag to the authorization message and transmits the authorization message to the merchant. Alternatively, if the system determines that the transaction is not to be authorized, it attaches the receipt flag to the cancellation message and transmits the cancellation message to the merchant.

Abstract: Computer systems, devices, and associated methods of providing distributed index searching are disclosed herein. In one embodiment, a method includes receiving, at a database server, search terms included in a search query for content from a member and in response to receiving the search terms, determining a subset of the distributed indices to be searched in response to the search query based on the received search terms and one or more records of searching features on the database server. The method also includes providing the determined list of distributed indices to be searched based on the search terms in the search query.

Abstract: A payment terminal may include payment interfaces to receive payment information from payment devices such as chip cards and NFC payment devices. Monitoring components may monitor these payment interfaces. In addition, test requests may be transmitted to a payment device in order to elicit responses. The monitored information and the responses may be used by the payment terminal to determine whether a transaction is fraudulent or if a tamper attempt is ongoing, based on local test criteria. In addition, the monitored information and responses may be provided to a server, which may store the monitored information and responses, test for fraudulent transactions and tamper attempts based on server test criteria, and determine updates to the local test criteria.

Abstract: Methods, systems, and computer program products for providing enhanced mobile transactions and payments are disclosed. A computer-implemented method may include receiving configuration information that allows a mobile payment system to request that a computing device use an application for a requested mobile transaction, sending a request to the computing device to use the application for the mobile transaction, receiving a response indicating whether the application is available to the computing device, automatically processing the mobile transaction using the application when the application is available to the computing device, and processing the mobile transaction using standard processing without use of the application when the application is unavailable to the computing device or the user wishes to use standard processing.

Abstract: Embodiments of the present disclosure include a server that receives a plurality of financial transactions and stores information corresponding to those transactions in a database. The server can communicate with a client application to communicate transaction data and to display the transaction data in a conversational view. The conversational view includes a graphical user interface having one or more polygons that contain the transaction data.

Abstract: According to one embodiment, a network device includes an uplink port, a downlink port, a memory, and a processor. The processor is configured for providing a webserver; receiving a request from a mobile device of a user to establish a connection with the downlink port; establishing a first connection between the mobile device and the webserver via the downlink port; determining a media access control (MAC) address of the mobile device; receiving, from a server, user history information associated with the MAC address; and providing targeted information to the mobile device based on the user history information. The processor may be further configured for querying the server using the MAC address to obtain the user history information, collecting new user information and transmitting updated user history information to the server.

Abstract: Systems and methods for providing concurrent access to a resource via multiple user identities via a single client entity. The client entity is allowed access to the resource utilizing a first user identity. An attempt to access the resource with the client entity utilizing a second user identity is detected. The second user identity is a child identity of the first user identity. The attempt to access the resource is restructured as an attempt to access the resource with a third user identity that is not a child identity of the first user identity. The restructured request is forwarded to the resource using the third user entity to access the resource. A response from the resource is restructured as a response to the client entity accessing the resource utilizing the second user identity. The restructured response is sent to the client entity accessing the resource utilizing the second user identity.

Abstract: A non-serialized electronic product registration (ER) system and method which enables return qualification information to be provided upon request for non-serialized products. Retailer specific return policies are enforced by providing the ER system with retailer return policies for UPCs, SKUs, model numbers and/or other non-unique product identifiers. The retailer periodically provides information to the ER system that indicates the last date on which products having a particular non-unique identifier have been sold. The ER system then determine the last date on which such products can be returned and provides non-serialized return qualification information to the retailer upon request.

Abstract: According to one embodiment, a tax calculation apparatus includes a display, a printer and a processor. The processor is configured to execute processes of accepting a tax calculation operation by a user; deriving tax calculation result data by executing a calculation based on a numerical data, in response to a input of the numerical data and the acceptance of the tax calculation operation, causing the display to display the tax calculation result data, and causing the printer to print tax calculation print data including the tax calculation result data and tax amount data corresponding to the tax calculation result data; and causing the display to display the tax amount data without printing, if the tax calculation operation is accepted in a state in which the tax calculation result data is displayed on the display.

Abstract: The purpose of the present invention is to enable nearby devices to be automatically identified if a portable terminal moves, and to automatically connect the identified devices and the portable terminal by a relatively stable high-speed communication format such as wireless LAN. In the present invention, in a system in which a first device and a second device are associated with each other and handled as a set and in which a plurality of such sets are disposed at locations distant from each other, a portable terminal that is used in the system performs communication with one of the first devices in compliance with a first communication format that is a short-distance wireless communication format, and so as to specify a set which includes said one of the first devices located closer to the portable terminal than other first devices, and performs communication with a second device included in the identified set in compliance with a second communication format.

Abstract: Embodiments of the present invention relate to systems, methods, processes, computer program code, and means for creating digital wallets for users. In some embodiments, digital wallets are created, at least in part, on information obtained from payment transactions conducted by users.

Abstract: An enhanced data interface (EDI) for communications between an application operating on a communication device and an access device can provide enhanced verification between the communication device and access device. The communication process may include the access device sending a request for available applets to a communication device, and receiving a list of available applets from the communication device. The access device may select an untrusted applet identifier, and provide the selected untrusted applet identifier and an entity identifier associated with the access device to the communication device. The communication device can validate the access device as being authorized to access credentials associated with the selected untrusted applet identifier by comparing the entity identifier to a list of trusted entity identifiers, and provide credentials associated with the selected untrusted applet identifier to the access device.

Abstract: An application executed on a first device presents a user interface on a device display. The application is associated with a validation system used by the device. Based on receiving a first user input, the application controls the first device to scan, using a first communication protocol, for other devices that are located within a first communication range of the first device. Based on the scan, the application discovers a second device located within the first communication range of the first device. The application receives, from the second device, an identification information that uniquely identifies a user associated with the second device on the validation system. The application validates the identification information by communicating with a validation server. Based on validating the identification information, the application displays an indication that the second device associated with the user is located within the first communication range of the first device.

Abstract: Disclosed herein is a method and system to determine whether a payment terminal has been tampered with based on a comparison of attestation data received from the payment terminal. If the determination yields that the request has been approved, the terminal generates an attestation ticket having one or more validity conditions, wherein the validity conditions include expiration time that indicates the time after which the attestation ticket becomes invalid. The attestation ticket can be used as long as it is valid or until another trigger causes the ticket to be invalidated or regenerated.

Abstract: Techniques are disclosed for providing secure transaction functionality embedded into host applications executing on transaction client devices, using an integration framework and user interfaces. A transaction server may be configured to receive initial transaction sender and receiver data from an integrated software component executing within a host software application on a transaction client device. After receiving the initial transaction sender and receiver data from the integrated software component, the transaction server may determine transaction sender and transaction recipient locations, and may select a particular transaction user interface based on the sender and recipient location data. Particular transaction user interface also may be determined based on specific host applications. After determining the particular transaction user interface, the interface may be transmitted to the transaction client device, for example, via a content delivery network.

Abstract: A mobile terminal and a method for controlling the mobile terminal are disclosed. A mobile terminal according to the present invention comprises a wireless communication unit; touch screen; memory; and a controller displaying on the touch screen an electronic receipt received through the wireless communication unit as payment of product is being processed, generating notification information on the basis of payment information obtained from the electronic receipt and service information according to the payment, and storing the notification information in the memory in conjunction with a calendar application. According to the present invention, notification information can be generated on the basis of the information obtained from an electronic receipt, and generated notification information can be managed in conjunction with a calendar application.

Abstract: A method of migrating a mobile communication device.

Abstract: A method is provided to determine radio channel metrics for radio communication between a plurality of remote radio heads and a wireless device. The method is performed in a remote radio head controller and comprising: selecting a first set of at least one remote radio head; selecting a second set of at least one remote radio head; configuring at least one switch such that only the remote radio heads of the first set communicate radio signals using a first radio branch; configuring at least one switch such that only the remote radio heads of the second set communicate radio signals using a second radio branch; determining a first radio channel metric for radio communication with the wireless device using the first radio branch; and determining a second radio channel metric for radio communication with the wireless device using the second radio branch.

Abstract: This system describe relates to a smart pantry system that is able to determine when a food item stored in a pantry of a user has expired or is about to expire. The system may also predict an estimated time at which a food item is going to be fully consumed, and then provide alerts and/or recipe recommendations to assist the user in consuming the food item before its expiration date. The smart pantry system may estimate the time at which the food item is going to be fully consumed based on verified consumption events of the food item. A verified consumption event corresponds to a consumption event for which the smart pantry system has obtained corroborating data that verifies the consumption of the food item. For example, a verified consumption event may be corroborated in light of corroborated point of consumption (POC) data.

Abstract: Techniques and systems for beacon triggered processes are disclosed. A described technique includes causing a beacon device to broadcast a beacon message, the beacon device being within the vicinity of an establishment; detecting a presence of a user of a mobile device based on receiving from the mobile device a first message that is responsive to the beacon message; retrieving a transaction record based on a user or mobile device identifier in the first message; generating and transmitting a second message based on the transaction record to facilitate a completion of a transaction associated with the transaction record at the establishment; the second message being configured to provide notification of an arrival of the user and dispatch an employee to meet the user and handle the transaction; and generating and transmitting a third message based on the transaction record to facilitate the completion of the transaction at the mobile device.

Abstract: An authentication information management system includes an information processing terminal that transmits check target authentication information and an authentication information management apparatus. The information processing terminal includes a transmission unit that transmits account identification information used to identify registered authentication information. The authentication information management apparatus includes a receiving unit that receives the account identification information transmitted from the information processing terminal, and an association unit that associates terminal identification information used to identify the information processing terminal with the registered authentication information identified using the received account identification information.

Abstract: A computer-implemented method of maintaining continuity of transaction data associated with a merchant within a payment card network includes identifying new merchant IDs and associated new merchant information from a database, the new merchant IDs and associated new transactions generated after a predetermined timestamp; and identifying discontinued merchant IDs and associated discontinued merchant information from the database, the discontinued merchant IDs associated only with older transactions generated before the predetermined timestamp and thus appearing to have been discontinued after the predetermined timestamp.

Abstract: A mobile device payment system and method, the method for a mobile device user to purchase goods/services from merchants with financing by a mobile device manufacturer including: providing a mobile device; establishing a user account; establishing merchant accounts; transforming the merchant accounts into a universal merchant account data set; providing the universal merchant account data set to the mobile device user; storing the universal merchant account data set; requesting the mobile device manufacturer to load consumer credit; loading the credit amount; identifying goods/services for purchase; determining a total price for the identified goods/services and a merchant identifier associated with the selected merchant; actuating a purchase button; retrieving merchant bank deposit instructions; retrieving purchase credit; and routing the retrieved credit to the selected merchant in accordance with the retrieved merchant credit deposit instructions.

Abstract: Embodiments of the invention are directed to systems, methods, and computer program products for implementing and visualizing individualized consumption across a shared resource allocation structure. Example embodiments include categorizing transactions associated with individual users associated with the shared resource allocation structure and implementing individuals display and viewing of such transactions, including visualization of a relationship between one or more transactions and a set of transaction rules.

Abstract: A printer for outputting receipts enables easily producing receipts for mobile payments.

Abstract: This invention is a comprehensive “Dynamic Security Code” (“DSC”) System (“DSC System”) that can change the security code of a prepaid, debit, or credit card (“Payment Card”). In an effort to thwart Card-Not-Present (“CNP”) fraud, the DSC System provides dynamic security code values (“DSC Values”) that have a limited use. The DSC Values provided by this DSC System can be calculated by various methodologies and can be used within existing standard payment card infrastructures. The DSC System can also be used with other form factors and in other environments not related to payments such as balance inquiries. The DSC Values can be calculated by a DSC Generator Server or on the card itself.