Abstract: Method and apparatus are disclosed for vehicle entry through access point via mobile devices. An example vehicle includes a communication module to detect a first mobile device located in the vehicle, an RFID number determiner to identify a first RFID number associated with the first mobile device and a first RFID reader from an RFID database, and an RFID module to transmit the first RFID number to the first RFID reader to facilitate entry through a first access point.

Abstract: Systems, methods, and apparatuses may include a Billing System (BS) node, Charging System (CS) node, and a mediation node for managing Mobile Station International Subscriber Directory Numbers (MSISDN)s for a telecommunication network. The system may make an MSISDN available for reassignment immediately or shortly after (e.g., seconds, minutes, days, or weeks after) receiving a cancelation request associated with the MSISDN. For instance, upon receiving the cancelation request, the system may store a line identifier with an association to the MSISDN and/or an International Mobile Subscriber Identity (IMSI) in a line identifier database, and the system may delete the MSISDN/IMSI from a user account database. The system may receive a Telephone Account Procedure (TAP) Call Detail Record (CDR) associated with the MSISDN/IMSI after receiving the cancelation request. Accordingly, the system may use the line identifier stored in the line identifier database to generate a billing report corresponding to the TAP CDR.

Abstract: A computer-implemented method for facilitating payment of a total amount comprising multiple future instalments by a customer (3), the method comprising: receiving, at an instalment payment server (5), an indication from a mobile device (7) associated with the customer (3) to set up the payment by the multiple future instalments; generating first authorisation data indicative of an authorisation of the multiple future instalments; sending the first authorisation data to a mobile device (7). The method may include displaying on the mobile device (7) an optical machine readable representation of the first authorisation data; and scanning, by a merchant POS system (13) associated with a merchant (11), the optical machine readable representation of the first authorisation data from the mobile device (7).

Abstract: A machine has a network interface circuit for connection with a network. A processor is connected to the network interface circuit. A memory is connected to the processor. The memory stores instructions executed by the processor to maintain primary contact information for a user, content delivery preferences for the user, and resource access credentials for the user, where the resource access credentials include an automatically generated user name and password to automatically access a resource connected to the network. Transaction details from the resource connected to the network are received. The content delivery preferences are applied to the transaction details to form a transaction record for the user. The transaction record is supplied to the user utilizing the primary contact information.

Abstract: Provided is a method for one or more businesses to provide services to customers using a network. Also provided is a network that comprises a plurality of nodes. At least some of the plurality of nodes store data that is necessary for one or more businesses to provide services to customers. At least some of the plurality of nodes can process data. Terminal devices associated with customers can be connected to at least one of the plurality of nodes. The method involves terminal devices being connected to one of the plurality of nodes and services being provided to customers by one or more business via the terminal devices and the network without going through the businesses.

Abstract: The invention relates to the field of making online payments by integrating social networks and payment networks to a seamless network. In particular, the invention leverages the information in the social network to conduct financial transactions. The best mode of the invention is considered to be a social payment network app that incorporates all or most of the functions of credit cards, internet banking and money order companies by using the data and functions already available in the social network. The invention provides better counterparty recognition, reduces the chance of fraud, or fraud, and provides a cheaper payment platform to consumers (110, 410) or small businesses while also reducing the administrative burden in making and paying purchases or reporting payments and/or expenses to third parties, such as the employer or tax administration.

Abstract: Methods and systems are provided for autonomous on-demand services that transport people products, or services from and to specific locations, and at specific times pre-defined within a specific geographically boundary. The “Defined Autonomous Services Platform” (DASP), creates, manages and executes a pre-planned program whereby an autonomous robot or fleet of autonomous robots that can consist of one or many Passenger Vehicle, Delivery Van, Commercial Truck, Robot Unit, Unmanned Ariel Vehicle (UAV), Drone, or other machine unit navigates land-based or aerial-based or maritime-based pre-defined routes within a geographical boundary, and perform a defined task or set of defined tasks completely in an automated way that requires no end-user intervention.

Abstract: A computer-implemented method for partitioning mobile device transactions may include generating a machine-readable indicia encoded with transaction data for a transaction between a merchant and at least one user; receiving a transaction request message comprising the transaction value and a split payment identifier; initiating a programmatic timer for a time interval in response to receiving the transaction request message from the first mobile device; receiving at least one additional transaction request message prior to expiration of the time interval; partitioning the transaction value between each of the first user account and the at least one other user account based at least partially on the transaction request message; and generating a separate authorization request message for each of the first user account and the at least one other user account, each authorization request message comprising a partial transaction value representing a portion of the transaction value.

Abstract: Embodiments transmit user account updates to a transacting party within an authorization response message without receiving or requesting an inquiry from the transacting party. Both the old account information and the new account information may be included in the authorization response message sent to the transacting party. Accordingly, the updated account information is provided to the transacting party as a part of the transaction processing. The user account update may include a new account identifier assigned to the account, changes to the user information (e.g. name, address, etc.), changes to the information (e.g. expiration date, security code, etc.) associated with the account.

Abstract: A method for the management of energy data includes methods, systems and computer program products. One of the methods includes receiving, by a self-executing contract, settlement information from at least two nodes in a network, the network comprising a plurality of nodes, each node in the plurality of nodes may maintain at least a predetermined number of tokens, each token representing a value. The method includes validating a current state of a public ledger. The method includes generating fulfillment information based on the received settlement information. The method also includes contributing to an updated state of the public ledger using the fulfillment information; wherein each token is associated with a payload describing the production, consumption, management, storage or transmission of electricity.

Abstract: Systems and methods for providing a consolidated transfer ecosystem are provided. Systems may include a graph database. The graph database may include a plurality of nodes representing a plurality of entities. The system may receive a plurality of transfer requests and represent each transfer request as an edge on the graph database. The system may include a consolidation engine that may consolidate the edges in the graph database to produce a consolidated database. The system may execute the transfers according to the consolidated database.

Abstract: The application is at least directed to a core network including a non-transitory memory having instructions stored thereon for registering a network function or network function template in the core network. The network includes a processor, operably coupled to the non-transitory memory. The processor is configured to perform the instruction of determining that registration of the network function or network function template is acceptable. The processor is also configured to perform the instruction of transmitting a message including the network function or network function template to a repository in the core network. The processor is also configured to perform the instruction of verifying the network function or network function template against existing policies in the core network. The processor is also configured to perform the instruction of registering the network function or network function template in the repository after verification.

Abstract: A method and system for responding to demand-based charging in a communication network, such as a 5G wireless communication network. Service providers and/or infrastructure providers adjust network usage pricing dynamically based on demand. Customers such as Virtual Network operators respond to pricing adjustments by adjusting their network usage, service requirements, and/or by re-negotiating the pricing structure. Network usage can be adjusted by controlling network traffic generated in response to activity of end-user devices of the Virtual Network.

Abstract: A device may obtain access to an email account associated with a user. The device may scan a set of emails in the email account associated with the user for one or more indicators related to an expiration status of an automatic payment method. The device may detect one or more emails in the scanned set of emails that contain the one or more indicators related to the expiration status of the automatic payment method. The device may perform one or more actions to maintain continuous service for one or more recurring payment accounts associated with the automatic payment method. The device may communicate with one or more merchant devices associated with the one or more recurring payment accounts to automatically replace the automatic payment method with an updated payment method.

Abstract: Machine learning (ML) can be used to gather data on prospective customers from publicly available online sources. The ML can provide data on a likelihood of near future, customers and subscribers and a list of people with low interest in the company's products. The ML system can be recursively updated as new public data becomes available online. Thus, the ML system can be used to generate targeted advertising and root cause analysis based on a relationship between people's statuses and their respective interests in certain products and/or services.

Abstract: Methods and systems for enhanced multipath transport (MPT) are provided. Exemplary methods include: receiving by a hub a first data packet from a client; identifying a priority of the first data packet; encapsulating the first data packet based on the priority; redundantly sending a first encapsulated first data packet to an MPT server over a wired broadband network and a second encapsulated first data packet to the MPT server over a wireless broadband network; getting a second data packet responsive to the first encapsulated data packet, the second data packet being produced by a service; forwarding the second data packet to the client.

Abstract: The present disclosure generally relates to interview training and providing interview feedback. An exemplary method comprises: at an electronic device that is in communication with a display and one or more input devices: receiving, via the one or more input devices, media data corresponding to a user's responses to a plurality of prompts; analyzing the media data; and while displaying, on the display, a media representation of the media data, displaying a plurality of analysis representations overlaid on the media representation, wherein each of the plurality of analysis representations is associated with an analysis of content located at a given time in the media representation and is displayed in coordination with the given time in the media representation.

Abstract: Techniques are described for capturing data from a digital document through the use of targeted user feedback regarding the position(s) of particular data field(s) in the document. Implementations enhance the speed and accuracy of data capture from documents and/or images of documents by providing a helpful and intuitive set of controls to enable the end user to indicate the position(s) of field(s) on a document. Through specification of the position of the field in the document, implementations may isolate the portion of the document where data extraction is to be performed to determine the associated value of the field. Any suitable number of field values may be extracted from the document in this manner, based on positions indicated by the user using the provided control(s). In some implementations, one or more actions may be automatically performed based on the extracted data, such as automated bill payment actions.

Abstract: Math-based currency (“MBC”) transactions are inherently quasi-anonymous. Systems and methods of registering customers with a financial institution for the purposes of opening a MBC account are described. During the registration process, the financial institution gathers and stores certain information relating to the customers having MBC accounts. This information may later be used to provide verification of MBC transactions to other parties involved in the MBC transactions.

Abstract: A method for operating a plurality of technical units as a pool on an electric distribution network. A central controller is used to receive flexibility data from each technical unit. The flexibility data is used by the unit to indicate a power interval within which the electric power of the unit is allowed to vary or varies in an expected manner. Depending on a specified optimization target of the pool, an individual non-binding stimulus function is ascertained for each unit from the flexibility data of each unit and is provided to the respective unit. In response to the individual stimulus function, a respective schedule which describes a time curve of the power exchange planned according to a local optimization target of the unit is then received from each unit, and an overall schedule for the pool is generated from the schedules of the units.

Abstract: A framework is provided for blockchain-based customer dispute management of wholesale telecommunications claims. A network device receives a telecommunication claim to dispute an invoice from a provider network. The provider network and a partner network that includes the network device are related through a wholesale telecommunications agreement. The network device validates the telecommunication claim based on information in a distributed ledger of the distributed consensus network. The distributed ledger includes transaction information generated by the provider network for the partner network under the wholesale telecommunications agreement. The network device adjudicates the telecommunication claim based on information in the distributed ledger and instructions in a contract and updates the distributed ledger with the adjudicated claim.

Abstract: A set-top box with an interactive portal and system and method for use of the same are disclosed. In one embodiment of the set-top box, the set-top box is deployed to provide an interactive portal in a hospitality establishment having multiple rooms, such as a hotel. The set-top box is associated with a room and includes a housing that secures a television input, a television output, a processor, a transceiver, and memory therein in an interconnected bus architecture. The set-top box generates a guest interactive portal as well as a housekeeping interactive portal for a guest and housekeeper, respectively. Each of the portals provides relevant feedback on the condition of the room to a server associated with the hotel.

Abstract: A system and method for determining location information of a portable device relative to an object is provided. The system and method may include communicating with a secondary portable device separate from the portable device, which may be considered a primary portable device. The secondary portable device may be not be configured to communicate with the object or unaware that it is communicating with the object, and may receive communication parameters from the primary portable device.

Abstract: A method includes receiving, at a first network element of a network, a message to initiate a session of a communication service at a user device. The user device is associated with a plurality of billing accounts. The message includes a particular identifier of multiple identifiers associated with the user device. Each billing account of the plurality of billing accounts is associated with a respective identifier of the multiple identifiers. The method includes initiating the session via the first network element. The method also includes sending, from the first network element to a usage data processing system, a charge data record. The charge data record includes the particular identifier. The usage data processing system aggregates charge data records for the session from multiple network elements used during the session to enable the session to be billed to a particular billing account of the billing accounts corresponding to the particular identifier.

Abstract: The present disclosure generally relates to interview training and providing interview feedback. An exemplary method comprises: at an electronic device that is in communication with a display and one or more input devices: receiving, via the one or more input devices, media data corresponding to a user's responses to a plurality of prompts; analyzing the media data; and while displaying, on the display, a media representation of the media data, displaying a plurality of analysis representations overlaid on the media representation, wherein each of the plurality of analysis representations is associated with an analysis of content located at a given time in the media representation and is displayed in coordination with the given time in the media representation.

Abstract: A passenger information system, PIS, for a public transport vehicle comprises a public compartment and a restricted compartment. The PIS comprises i) a passenger information terminal for communicating information to users when located in the public compartment; and ii) a first electronic identification device configured to receive an electronic identification from an operator when located in the restricted compartment and to register the electronic identification with the PIS as a registered electronic identification; and iii) an interfacing system comprising inputting means for inputting information into the PIS. A second electronic identification device is configured to receive an electronic identification from a user of the interfacing system. The PIS is arranged to authorize the inputting of information when the electronic identification from the user matches the registered electronic identification.

Abstract: A power and frequency regulation meter to which AC power is supplied through an AC power line, including: an AC frequency meter that receives AC power from an AC power line and measures a current AC frequency on the AC power line; an AC power consumption meter that receives AC power from the AC power line and measures a current power consumption on the AC power line over a period of time; an AC power consumption display that receives AC power from the AC power line and displays power consumption; a frequency regulation credits display that displays a frequency regulation credit; and a case that encases the AC frequency meter, the AC power consumption meter, the AC power consumption display, the frequency regulation credits display. A credit or debit is calculated based on a current power consumption, the current AC frequency, and a power consumption moving average.

Abstract: A method. A power and frequency regulation meter, to which AC power is supplied through an AC power line, includes: an AC frequency meter that receives AC power from an AC power line and measures a current AC frequency on the AC power line; an AC power consumption meter that receives AC power from the AC power line and measures a current power consumption on the AC power line over a period of time; an AC power consumption display that receives AC power from the AC power line and displays power consumption; a frequency regulation credits display that displays a frequency regulation credit. A power consumption moving average of a last N power current power consumptions measured by the AC power consumption meter is calculated. A credits or debit is calculated based on a current power consumption, the current AC frequency and the power consumption moving average.

Abstract: Systems and methods are described for encrypting amounts and asset types of a verifiable transaction on a blockchain ledger. For each asset, an asset tag is blinded, multiplied by the amount of the asset, and the product is blinded again to create an encrypted amount of the asset. Both encrypted amount of the asset and a corresponding generated output value are within a value range, and the sum of the encrypted input value and the encrypted output value equals zero. Rangeproofs for each of the encrypted output values are associated with a different public key. Each public key is signed with a ring signature based on a public key of a recipient. A second ring signature is used to verify each asset tag, where the private key of the second ring signature for each asset is a difference between a first blinding value and an output coefficient.

Abstract: A predictive model system may include an application comprising instructions for execution on a device including one or more processors coupled to memory, and one or more servers in data communication with the application. The one or more servers may be configured to receive a first set of data which may be updated to include transaction data and at least one selected from the group of mileage rental information; create a predictive model based on the first set of data; transmit, to the application, one or more requests including a second set of data, the second set of data comprising at least one selected from the group of location information, date, time, name, and age of a user; update the predictive model based on the received second set of data received; generate a dynamic rate based on the updated predictive model; and transmit, to the application, the dynamic rate.

Abstract: Systems and methods are described for encrypting an amount transacted on a blockchain ledger, while preserving the transaction's ability to be verified. A blinding amount is added to an input value, and an output value is generated and encrypted. Both the input value and the output value are within a value range, where a sum of any two values within the range does not exceed an overflow threshold. The sum of the encrypted input value and the encrypted output value may equal zero. Rangeproofs associated with each of the input value and the output value are generated. The rangeproofs prove that the input value and the output value fall within the value range, and each rangeproof may be associated with a different public key. Each public key may be signed with a ring signature based on a public key of a recipient in the transaction.

Abstract: A computerized system and method for health care facilities to reduce manual handling of at least some open account issues. The system provides healthcare facilities with the ability to resolve current open patient account issues by utilizing the data patterns from a facility's historical patient account transaction activity, to create a machine learning model that can predict resolutions to the open accounts. These patterns are then applied to a facility's current transaction data providing next step resolution to each patient account.

Abstract: Functionality is disclosed herein for charging for the use of software products based upon billable units defined by a software provider. The software product identifies the occurrences of the billable units as the software product is executing. The software product also sends billing data to a billing service identifying an occurrence of a billable unit, or billable units, such that an invoice may be created that charges for use of the software product based, at least in part, on the occurrence of the billable units.

Abstract: Systems, devices, and methods include an electronic scanning device, an electronic database, and an electronic inventory management device for analyzing products at a retail store in order to detect products at the retail store that are associated with mis-shipments and to adjust perpetual inventory at the retail store in view of a detected mis-shipment.

Abstract: A non-contact power supply system supplies electric power in a non-contact manner from a plurality of power transmission coils disposed on a road to a power receiving coil mounted on a vehicle traveling on the road. The non-contact power supply system includes a first estimation unit configured to estimate a future position of the vehicle, based on a speed of the vehicle, and a specifying unit configured to specify a power transmission coil that has to be in an activated state that is a state of being able to supply electric power to the power receiving coil, among the power transmission coils, based on the estimated future position.

Abstract: Computer-implemented methods, non-transitory, computer-readable media, and computer-implemented systems for blockchain-based service source tracing are provided. A blockchain stores service certificates of multiple service dimensions which constitute multiple service certificate linked lists. A service system maintains a mapping relationship between a last node of each service certificate linked list and a service index of a service dimension that each service certificate linked list belongs to. In response to a client-initiated service source tracing request for a target service dimension that includes a service index of the target service dimension, the mapping relationship is queried to determine the last node corresponding to the service index of the target service dimension. A service certificate of the target service dimension stored on the blockchain is queried based on a linked list pointer recorded in the last node. The identified service certificate is returned to the client.

Abstract: A Building Management System (BMS) includes a plurality of building subsystems and communications interface. The building subsystems include device(s) for controlling aspect(s) of the building subsystem. The communications interface receives commands from a cloud-based controller and a local client device. The commands from the cloud-based controller and local client device are structured to modify setting(s) for a device of the building subsystems. A BMS controller receives, via the communications interface from the cloud-based controller, a command for modifying a setting of a device for a first building subsystem. The BMS controller identifies a local setting of the device provided by the local client device. The BMS controller identifies a priority of the command from the cloud-based controller in relation to a priority of the local setting. The BMS controller controls the device based on the respective priorities.

Abstract: Systems, methods, apparatuses and computer-readable media for receiving data from one or more sensors associated with one or more home devices of a user, such as appliances, home systems, etc. and/or one or more sensors associated with a vehicle of the user, and/or receiving data associated with a lifestyle of the user are presented. In some examples, the data may aggregated and analyzed to assess risk associated with the user in order to determine or adjust an insurance rate or premium.

Abstract: A mobile communication device is disclosed comprising a display, a processor, a non-transitory memory, and a client application that displays a transparent overlay on a lock screen on the display, receives a touch input to the display, and determines whether the touch input corresponds to a portion of the display displaying content of the transparent overlay. In response to determining that the touch input corresponds to the portion of the display displaying the content of the transparent overlay, the client application bypasses the lock screen and displays renewal content. In response to determining that the touch input does not correspond to the portion of the display displaying the content of the transparent overlay, the client application removes the transparent overlay from the display to allow touch inputs to go to the lock screen and enables a security feature to allow unlocking of the mobile communication device based on user input.

Abstract: Utility distribution and payment systems and methods are described in which a financial institution individually bills and collects from individual utility users and provides batch payment to the utility company. The financial institution facilitates the aggregate utility billing by agreeing with a utility company to serve as a billing service for a subset of utility and banking customers. The utility company provides the utility to the customers via smart meters located at the properties receiving the utility (e.g., the customer's home, business, or other property). The smart meters provides individualized usage information to both the utility company and the financial institution. At the end of a billing cycle, the financial institution sends one aggregate payment for all users of the subset to the utility company. The financial institution then collects funds from the utility customers associated with the batch payment by performing internal transfers within the financial institution.

Abstract: The present invention provides a novel approach for storing, analyzing, and/or accessing biological data in a cloud computing environment. Sequence data generated by a particular sequencing device may be uploaded to the cloud computing environment during a sequencing run, which reduces the on-site storage needs for the sequence data. Analysis of the data may also be performed in the cloud computing environment, and the instructions for such analysis may be set at the originating sequencing device. The sequence data in the cloud computing environment may be shared according to permissions. Further, the sequence data may be modified or annotated by authorized secondary users.

Abstract: A system and method for management of a financial account maintained by a financial entity is described. A user device may receive historical information relating to the financial account, including a monetary value of at least one individual transaction of the financial account which has occurred prior. A virtual representation of the monetary value may be displayed. The virtual representation may be selected for transmission to a dedicated digital money box device. The dedicated digital money box device may display an indication of a monetary value of a balance of the selected virtual representation, and historical information previously received by the dedicated digital money box device.

Abstract: Textual indicators are extracted from an electronic document. A rule for monitoring information technology user behavior is generated from the extracted textual indicators.

Abstract: A system and method for arranging a transport service is described. A system can receive a request for transport service from a user device. The request can include a requested pickup location data point. The system determines a predetermined location data point associated with the requested pickup location data point. The first predetermined location data point can be different from the requested pickup location data point. The system selects a driver to perform a transport service for the user based, at least in part, on the requested pickup location data point, and transmits the predetermined location data point to a driver device of the selected driver.

Abstract: The present invention is a method and system to verify carpool occupancy compliance for access to High Occupancy Vehicle (HOV) lanes, High Occupancy or Toll (HOT) lanes, or other vehicle-occupancy contingent rewards. The present invention uses software and hardware devices with radio-frequency transmitter modules to permit “matchmaking” between suitable drivers and riders while using GPS coordinates to confirm passenger proximity to a driver. This driver-rider co-location is performed via push notification and server analysis of driver and rider GPS data. Alternatively, co-location is performed using a combination of GPS data analysis and photographic analysis. In an embodiment, biometric data analysis aids user validation. Occupancy compliance rewards can be communicated directly to an appropriate regulatory body.

Abstract: Embodiments of this application disclose a communication identifier binding processing method and a terminal. The method includes: first obtaining, by the terminal, a first binding relationship between a first communication identifier and at least two services, and displaying the first binding relationship on an interface; when the first communication identifier is replaced by a second communication identifier, then removing the first binding relationship based on a binding update operation triggered by a user, and establishing a second binding relationship between the second communication identifier and the at least two services; and finally displaying the second binding relationship on the interface.

Abstract: In some aspects, the disclosure is directed to methods and systems for latency-aware social networking. A media stream may be provided to a plurality of client devices, and transmission and processing latencies between each client device and one or more servers may be measured. Client devices may be organized into groups according to latency windows and, in some implementations, numbers of devices. A social networking system may provide real-time chat functionality to grouped client devices. Groups may be dynamically reorganized by latency and number as network and processing latencies change.

Abstract: Embodiments of the invention are directed facilitating an electronic resource distribution by embedding a short-range wireless tag in a resource distribution request that stores instructions for processing the resource distribution in a fully electronic processing flow. As such, the resource distribution request holder is capable of processing the request without issuing a resource distribution document to the resource requester. In additional embodiments of the invention, the short-range wireless tag further stores instructions for arranging subsequent resource distributions to the resource requester to occur without the need for the resource requester to present a resource request document.

Abstract: Mechanisms for service layer charging correlation are disclosed. Embodiments can include a Service Domain Charging Correlation Function (SD-CCF), which is responsible for interacting with underlying network and correlating charging information at service layer. Charging correlation information can be used to enable and facilitate the service layer charging correlation.

Abstract: Computer-implemented methods, non-transitory, computer-readable media, and computer-implemented systems for blockchain-based payment settlement are provided. A payment settlement request transaction of a payee system whose certificate has been stored on a blockchain is monitored. A target payment transaction is obtained that corresponds to the last node of a payment transaction linked list comprising payment transactions whose certificates have been stored on the blockchain in a payment order. A target payment write-off transaction is obtained that corresponds to the last node of a payment write-off transaction linked list comprising payment write-off transactions whose certificates have been stored on the blockchain in a payment write-off order.