Abstract: A personal materials carrier is constructed of a curved band of material having a frontal diagonal chest-overlying portion, a shoulder-overlying portion connected to the chest-overlying portion at an angle to cause the chest-overlying portion and shoulder-overlying portion to lie flat, a back portion connected to the shoulder portion at an angle and a waist portion connected to the back portion. The bottom of the chest-overlying portion and a front of the side portion are joined together substantially perpendicularly in completion of the band. Pockets on the chest-overlying portion open inward and upward, and pockets near an upper extremity of the chest portion open upward. Pockets on the side portion open upward, and a pocket at the forward edge of the side portion opens rearward within the band.