Abstract: Computer-aided methods (making and using), along with a corresponding machine, article of manufacture, and data structures, is provided for conducting a poll with high reliability to produce a demographic profile corresponding to an accumulation of response data from encrypted identities. The method includes: for each one of a plurality of local computers, carrying out registration substeps of: (i.) receiving an application for Participant registration, the application including Participant identification data and Participant demographic data; and (ii.) if the application is accepted, then issuing respective registration data, including encrypted Participant identification data; thereafter, for a portion of the local computers, carrying out polling substeps of: (iii.) receiving digital signals over the Internet including the encrypted Participant identification data and poll response data for a first question in a poll; and (iv.
Type:
Grant
Filed:
December 6, 1999
Date of Patent:
October 25, 2005
Inventors:
Kenneth A. Freeling, Daniel E. Geer, Jr.
Abstract: A method for slowing and controlling a beam of charged particles includes the steps of superimposing at least one magnetic field on a mass and passing the beam through the mass and at least one magnetic field such that the beam and the mass slows but does not stop the particles. An apparatus for slowing and controlling a beam of charged particles includes a bending magnetic field superimposed on a focusing magnetic field within a mass.
Abstract: A method for using a synchrotron, the method including the steps of: providing a synchrotron designed to accelerate a hadron beam to higher momenta; altering said synchrotron to enable deceleration of hadron beams to lower momenta; and using the synchrotron in said altering step in decelerating a hadron beam to lower momentum.
Abstract: A computer system, and methods for making and using it, for changing digital electrical signals to generate a valuation of a fractional interest in a contingent interest in property, the computer apparatus including: an input device operable for converting input data representing property into input digital electrical signals representing the input date; a digital electrical computer having a processor, the processor electrically connected to the input device to receive the input digital electrical signals, the processor programmed to change3 the input digital electrical signals to produce modified digital electrical signals representing a valuation of a fractional interest in a contingent interest in the property associated with at least one lease default condition for the property; a memory electrically connected to the processor; and wherein the processor manipulates further digital electrical signals to generate at least one document for the contingent interest by inserting the valuation in pre-existing t
Abstract: An improved process for the computerized conversion of preferred-return constant-dollar financial instruments into equivalent nominal-dollar instrument.
Abstract: A multilayer electrical device, such as a printed circuit board, having a tooth structure including a metal layer set in a dielectric. The device includes a base; a conductive layer adjacent to the base; a dielectric material adjacent to conductive layer; a tooth structure including a metal layer set in the dielectric material to join the dielectric material to the metal layer; and wherein the metal layer forms a portion of circuitry in a circuit board having multiple layers of circuitry.
Type:
Grant
Filed:
October 20, 2000
Date of Patent:
March 2, 2004
Inventors:
Brian J. McDermott, Daniel McGowan, Ralph Leo Spotts, Jr., Sid Tryzbiak
Abstract: A computer-implemented method using front-end network gateways and search criteria entered at a remote computer terminal to conduct a search of multiple financial products for efficient quoting at a remote location. The method includes the steps of providing at least one data input screen with signals communicated from a digital computer to the remote terminal connected by a communications system, the at least one data input screen at the terminal soliciting entry of financial product selection criteria, receiving the selection criteria from the terminal over the communications system at the digital computer, and using the front-end network gateways, data accessible by the digital computer representing the multiple financial products, and the selection criteria entered at the terminal to provide a quote at the terminal for a financial product identified from the multiple financial products.
Abstract: An improvement in a method of propagating, and an article useful in association with, or produced by, the method of propagating. Plants are produced in mats by steps including: providing a bottom net made of a material that is pervious to moisture, positioning a sheet of a fabric, depositing a layer of planting medium on said fabric, spreading viable wildflower seed over said medium, moistening said medium and said seeds, germinating seeds in the medium, such that roots of seedlings from said seeds intermesh with the fabric forming a sod mat; wherein the bottom net is sufficiently pervious to permit essentially unimpeded root contact with earth below the bottom net.
Abstract: An automated system and method of computing rates to be charged for insurance coverage equivalent to that provided by a standard workers' compensation policy includes coordinating a workers' compensation insurance policy with an employers liability insurance policy to provide the coverage of a standard workers' compensation policy; determining one set of rates for insuring employees in pre-determined employment classifications for the workers' compensation policy and another set of rates for insuring the employees in other pre-determined employment classifications for said employers liability coverage; entering the sets of rates in a memory accessible by a digital computer; computing with the digital computer a first number, representing the amount of premium to be paid for workers' compensation coverage, by multiplying an employer's payroll for the employees in a one of the pre-determined employment classifications times a corresponding rate from the one set of rates, and comput
Abstract: A method implemented with a machine, the machine, and method for using the machine, and products produced thereby, the method including a digital electrical computer having a processor programmed for electrically processing input data into output data, the computer electrically connected to an input device and to an output device, for illustrating a replacement of a benefit plan. The method the includes the steps of: entering information defining a benefit plan that is viable at one location but not viable at the replacement plan location, to convert the information into a portion of the input data that is electrically conveyed to the digital electrical computer for processing; engaging the digital electrical computer for the processing of the input data into the output data, the output data corresponding to characteristics for a replacement of the benefit plan, the replacement being viable at a location for the replacement; and generating an illustration of the replacement at the output device.
Abstract: An apparatus, composition, and method for producing an optical gain. The apparatus includes: an optical fiber having a core and a multiple cladding, the core being doped with Yb3+; a light source producing light at a wavelength in a range of from about 0.8 to about 1.06 microns to energize the yb3+ to produce laser action; and wherein the core is essentially devoid of Nd3+.
Abstract: An improvement in a method of propagating, and an article useful in association with, or produced by, the method of propagating. Plants are produced in mats by steps including: providing a bottom net made of a material that is pervious to moisture, positioning a sheet of a fabric, depositing a layer of planting medium on said fabric, spreading viable wildflower seed over said medium, moistening said medium and said seeds, germinating seeds in the medium, such that roots of seedlings from said seeds intermesh with the fabric forming a sod mat; wherein the bottom net is sufficiently pervious to permit essentially unimpeded root contact with earth below the bottom net.
Abstract: A system and process linking an external computer with an illustration system of an insurance carrier and a system of an independent lending institution, via modem, to determine the optimal premium structure for a contemplated variable life insurance product using a portion of the policy owner's money and a lending institution loan to finance the premium. The system and process can also provide for simultaneously tracking several variable life insurance policy cash values to ensure each individual policy cash value is adequate for collateral purposes.
Type:
Grant
Filed:
November 17, 1998
Date of Patent:
October 16, 2001
Assignee:
Evergreen Group, Incorporated
Inventors:
Raymond B. Ryan, Wendy J. Engel, Samuel Melamed
Abstract: The present invention relates to a multi-cellular organism and parts thereof and a method for growing the same. More particularly, the present invention relates to small white pumpkins, plants that produce the pumpkins, seeds and tissue that produce the plants, and a method for growing the small white pumpkins to further reduce the size of the pumpkins.
Abstract: A method of making a dairy product includes the steps of separating substantially pure dairy water from a dairy staring material, making the dairy water into a dairy product for consumption, the dairy product being substantially pure and free of impurities from the dairy starting material and packaging the dairy product.
Abstract: Device and method includes providing a digital electrical computer system receiving the input information at an input device, the input information including amounts of contribution for employees in a defined contribution plan; processing the input electrical signals from a first format such that for each of the employees, a respective coverage amount is computed by using the contributions to the defined contribution plan; processing the input electrical signals such that for each of the coverage amounts, a corresponding insurance premium is calculated; generating a billing statement at the printer from output electrical signals, the output electrical signals corresponding to billing statement data including the employees coverage amounts and the insurance premiums; and storing the billing statement data; recalling the stored billing statement data, and for each of the employees in the defined contribution plan terminated prior to an end of a year for the defined contribution plan, using the stored billing st
Type:
Grant
Filed:
September 23, 1997
Date of Patent:
May 22, 2001
Assignee:
MB Schoen & Associates
Inventors:
Matthew Bernard Schoen, Jean-Philippe Khodara
Abstract: A computerized indenture plan allocation determination, management and reporting system and method is disclosed. The system determines allocations relating to an indenture plan, manages indenture plan assets and reports allocation information to an administration system. The system includes a controller and a number of user workstations. The controller is coupled to administration system. The controller receives indenture plan information electronically transmitted from the administration system. The user workstations, also coupled to the controller, electronically transmits expense information to the controller. The controller, upon receipt of the expense information, determines allocation information for the indenture plan, determines management information as a function of the indenture plan information, and electronically transmits the allocation information and the management information to the administration system and/or some or all of the user workstations.
Abstract: A machine and methods for making and using the same, involve a digital electrical information processing system to make a template program for organizing subsequently input template data. A builder program is used to make the template include a page having: a first portion that includes a set of data elements for representing the subsequently input data such that if the subsequently input data includes a time series data, then the first portion includes sets of up to twelve time series numeric data elements, and if the subsequently input data includes numeric data elements, then the first portion includes no more than four sets of numeric data elements, each of the sets including no more than ten numeric data elements; a second portion having at least one chart with at least one plot for depicting each of the numeric data elements from the first portion of the page; and a third portion having text characterizing at least one of the numeric data elements in the first portion.
Abstract: A computer system, and methods for making and using it, for manipulating digital electrical signals to produce an illustration of a decomposition of property into separately valued components. The computer system includes a digital electrical computer controlled by a processor. There is a first logic means controlling the processor in manipulating digital electrical signals representing input data to the computer, the input data characterizing at least two components decomposed from the property, the manipulating including transforming the digital electrical signals into modified digital electrical signals representing respective values for each of the components, the values being computed to reflect taxation for the components. Input means is coupled to the computer and operable for converting the input data into the digital electrical signals and communicating the digital electrical signals to the computer.