Abstract: A method and system for air carrier contract management and optimization is disclosed. In particular, the present invention receives and tracks client travel data and air carrier contract data, analyzes this data and configures the data structure to be used in a goal programming algorithm to determine an optimum travel carrier solution.

Abstract: A system and method for extending the utility of an HTML IFrame web page element by enabling the IFrame to dynamically resize its viewing boundaries according to the vertical and horizontal dimensions of the secondary content to be displayed within the IFrame is disclosed. The extended IFrame determines the height and width dimensions of the secondary content, stores the dimensions within cookies, renders the secondary content within the IFrame, calls a function to retrieve dimension values from the cookies and sets the height and width attributes of the IFrame to resize the IFrame.

Abstract: The present invention relates to a process for providing an irregularly shaped Radio Frequency operable transaction device using conventional International Standards Organization dimensions for conventional transaction cards and traditional transaction card manufacturing machinery. The invention provides for normal manufacture of a plurality of transaction transporters joined together in a single sheet. The outline of a RFID transaction device is impressed in a center portion of one of the transporters. A RFID transaction device including a RFID module may then be removed, or punched out of the transporter in accordance with the transaction device outline. Alternatively, the RFID module may include an outline pressed into the transporter permitting removal of the module from the transporter independent of the removal of the transaction device. The RFID module may then be removed and used to complete a RFID transaction.

Abstract: The invention facilitates the computation of expected approval rates based on historic transaction data relating to transaction classes, approved transactions and declined transactions. The invention provides a system and method by which a program administrator for a company may model varying client-imposed limit scenarios in order to determine one or more optimal monthly and/or transactional spending limits. Further, the present invention provides a means for setting varying monthly and/or transaction spending limits for purchases from any number of industries. Providing card members with information regarding optimal spending limits reduces the occurrences of declined credit transactions.

Abstract: An electronic method for managing transportation from an origin location, the method including the steps of: receiving an activity indicator including an activity location and an activity start time; identifying at least a first airport (or other origin location), the first airport being within a first threshold measurement of the activity location; and identifying at least a first departing flight (or other mode of transportation) associated with the at least the first airport, the identified at least a first departing flight associated with a flight arrival time and being at least between the origin location and the at least the first airport; wherein the flight arrival time of the at least the first identified departing flight is prior to the activity start time.

Abstract: An electronic method for managing transportation from an origin location, the method including the steps of: receiving an activity indicator including an activity location and an activity start time; identifying at least a first airport (or other origin location), the first airport being within a first threshold measurement of the activity location; and identifying at least a first departing flight (or other mode of transportation) associated with the at least the first airport, the identified at least a first departing flight associated with a flight arrival time and being at least between the origin location and the at least the first airport; wherein the flight arrival time of the at least the first identified departing flight is prior to the activity start time.

Abstract: The invention provides systems and methods within existing business and technology infrastructures and processes for facilitating an electronic transaction including payment by an account issuer to a merchant for online purchases by a consumer. The invention uses a web services model including request and response messages to provide simplified authentication and authorization through entry of the consumer's PIN, without the release of the consumer's account or billing information to the merchant. The invention reduces authorization processing, and reduces the transaction fees for online transactions, increasing the viability of lower value transactions.

Abstract: The present invention relates to a process for producing an transparent or translucent transaction device having multiple features, such as a holographic foil, integrated circuit chip, RFID circuitry, silver magnetic stripe with text on the magnetic stripe, opacity gradient, an invisible optically recognizable compound, a translucent signature field such that the RFID circuitry and signature on back of the device is visible through the device body. The invisible optically recognizable compound is an infrared ink and/or film, which can be detected by a sensor found in an ATM or device manufacturing assembly line.

Abstract: Transaction cards are provided, wherein said foldable transaction cards have internal hinge material disposed within the foldable transaction card and fold lines for folding the transaction cards. In addition, foldable transaction card systems are provided, whereby transaction cards, having the internal hinge material, are provided within housings, cases or carriers. Moreover, methods of making foldable transaction cards are provided.

Abstract: The disclosed system allows a credit or charge card issuer to provide its card members with a list of merchants, products, services, vacation destinations or other offerings that might be of interest based on the purchases of similar card members. In one instance, this process looks at all card members that made purchases at a merchant and then it identifies all other merchants in the same category where those card members also made purchases. The associated merchants are ranked based on largest number of shared card members and the top results may be shared with card members or merchants in order to enhance promotions, card use and marketing.