Patents Assigned to BANK OF CANADA
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Patent number: 11295078Abstract: A portfolio analytics platform can implement a crawler and natural language processor to identify relevant articles. The natural language processor can integrate a text analysis tool, domain specific latent Dirichlet allocation tool, and theme measurement tool for identifying themes relevant to a particular domain. For example, the domain specific latent Dirichlet allocation tool identifies domain specific themes and uses an iterative process for eliminating articles or themes that are not specific to the domain. The theme measurement tool uses term frequency-inverse document frequency for naming and identifying the most relevant themes. The platform can generate interactive visual elements for an interface application.Type: GrantFiled: June 13, 2019Date of Patent: April 5, 2022Assignee: ROYAL BANK OF CANADAInventors: Tomas Turek, Yusuf Khaled
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Patent number: 11285753Abstract: Security documents often incorporate security devices to prevent or hinder counterfeiters. Disclosed herein are security devices that include a fluid or fluids within the devices. Such devices, and security documents that include them, afford new techniques to check whether a security document is a legitimate or counterfeit copy.Type: GrantFiled: August 18, 2020Date of Patent: March 29, 2022Assignee: BANK OF CANADAInventors: Charles Douglas MacPherson, Theodoros Garanzotis
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Patent number: 11277412Abstract: A computer implemented system for controlling access to data associated with an entity includes a data storage device having a protected memory region, and one or more processors, at least one of which is operable in the protected memory region. The one or more processors are configured for: storing a secret key associated with the entity in a portion of the protected memory region associated with the entity; upon receiving entity data, storing the entity data in the portion of the protected memory region associated with the entity; and upon receiving an access grant signal, generating a smart contract, the smart contract defining the entity data to be accessed and a recipient of the entity data to be accessed.Type: GrantFiled: July 24, 2019Date of Patent: March 15, 2022Assignee: ROYAL BANK OF CANADAInventors: Edison U. Ortiz, Arya Pourtabatabaie, Ambica Pawan Khandavilli, Margaret Inez Salter, Jordan Alexander Richards, Iustina-Miruna Vintila, Sarah Rachel Waigh Yean Wilkinson
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Patent number: 11270072Abstract: Systems and methods of automatically generating a coherence score for text data is provided. The approach includes receiving a plurality of string tokens representing decomposed portions of the target text data object. A trained neural network is provided that has been trained against a plurality of corpuses of training text across a plurality of topics. The string tokens are arranged to extract string tokens representing adjacent sentence pairs of the target text data object. For each adjacent sentence pair, the neural network generates a local coherence score representing a coherence level of the adjacent sentence pair of the target text data object, which are then aggregated for each adjacent sentence pair of the target text data object to generate a global coherence score for the target text data object.Type: GrantFiled: October 31, 2019Date of Patent: March 8, 2022Assignee: ROYAL BANK OF CANADAInventors: Yanshuai Cao, Peng Z. Xu, Hamidreza Saghir, Jin Sung Kang, Teng Long, Jackie C. K. Cheung
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Patent number: 11252222Abstract: Systems, methods, and computer-readable media for coordinating processing of data by multiple networked computing resources include monitoring data associated with a plurality of networked computing resources, and coordinating the routing of data processing segments to the networked computing resources.Type: GrantFiled: April 9, 2020Date of Patent: February 15, 2022Assignee: Royal Bank of CanadaInventors: Walter Michael Pitio, Philip Iannaccone, Robert Park, John Schwall, Richard Steiner, Allen Zhang, Thomas L. Popejoy, Daniel Aisen, Bradley Katsuyama
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Patent number: 11244202Abstract: A computer implemented system for generating one or more data structures is described, the one or more data structures representing an unseen composition based on a first category and a second category observed individually in a training data set. During training of a generator, a proposed framework utilizes at least one of the following discriminators—three pixel-centric discriminators, namely, frame discriminator, gradient discriminator, video discriminator; and one object-centric relational discriminator. The three pixel-centric discriminators ensure spatial and temporal consistency across the frames, and the relational discriminator leverages spatio-temporal scene graphs to reason over the object layouts in videos ensuring the right interactions among objects.Type: GrantFiled: March 21, 2020Date of Patent: February 8, 2022Assignee: ROYAL BANK OF CANADAInventors: Megha Nawhal, Mengyao Zhai, Leonid Sigal, Gregory Mori, Andreas Steffen Michael Lehrmann
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Patent number: 11212102Abstract: A computer implemented system for electronic verification of credentials including at least one processor and data storage is described in various embodiments. The system includes cryptographic mechanisms and electronic communication between one or more computing systems that in concert, provide verification of a prover's credentials in accordance to logical conditions of a verifier's policy without providing additional information to a verifier entity.Type: GrantFiled: July 3, 2019Date of Patent: December 28, 2021Assignee: ROYAL BANK OF CANADAInventors: Edison U. Ortiz, Arya Pourtabatabaie, Margaret Inez Salter
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Patent number: 11210648Abstract: Systems 10, devices 106, methods, and non-transient machine-interpretable programming and/or other instruction products for the generation, transfer, storage, and other processing of secure data sets 11 used in electronic payment transactions, including particularly the secure creation, administration, manipulation, processing, and storage of electronic data useful in processing of pre-funded, pre-paid, and/or otherwise pre-authorized payment transactions. Devices 106, 100, 101 and methods in accordance with the disclosure can be used to create pre-funded payment token data sets 11, the token data sets comprising secure data items or records representing negotiable monetary or other economic value, and to share them between network communication devices 106 such as smart phones, home or business desktop computers, etc., for use in purchases and other transactions.Type: GrantFiled: March 8, 2017Date of Patent: December 28, 2021Assignee: Royal Bank of CanadaInventors: Edison U. Ortiz, Terry W. Lee, Marko Pavlovic, Arnold Badal-Badalian
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Patent number: 11212299Abstract: A cybersecurity platform is described that processes collected data using a data model to identify and link anomalies and in order to identify generate security events and intrusions. The platform generates graph data structures using the security anomalies extended using additional data. The graph data structures represent links between nodes, the links being events, the nodes being machines and user accounts. The platform processes the graph data structures by combining similar nodes or grouping security events with common features to behaviour indicative of a single or multiple security events to identify chains of events which together represent an attack.Type: GrantFiled: May 1, 2019Date of Patent: December 28, 2021Assignee: Royal Bank of CanadaInventors: Jamie Gamble, Sahar Rahmani, Amitkumar Tiwari
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Patent number: 11176550Abstract: Systems, methods, and computer-readable media are provided in relation to electronic document platforms. An example method may include receiving a new electronic letter of credit request, the request identifying letter of credit parameters, and at least one condition of the letter of credit associated with corresponding party profiles; obtaining a public key associated with each of the party profiles; generating a plurality of blocks on a distributed ledger on a node of a distributed plurality of nodes, each of the blocks associated with a corresponding condition of the at least one condition to be effected and encrypted with a public key corresponding to the party profile associated with the condition; and generating signals to initiate propagation of the plurality of blocks to the distributed plurality of nodes.Type: GrantFiled: February 22, 2017Date of Patent: November 16, 2021Assignee: ROYAL BANK OF CANADAInventor: Iustina-Miruna Vintila
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Patent number: 11171970Abstract: A cybersecurity platform that process collected data using a data model to generate security events linked to IP addresses, locations, or other variable information. The platform identifies potential false positive security events using a stability measure based on the variable information, which is then used to constrain the set of security events to reduce the effect of or remove the false positive security events from an output data structure.Type: GrantFiled: May 1, 2019Date of Patent: November 9, 2021Assignee: ROYAL BANK OF CANADAInventor: Jamie Gamble
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Patent number: 11165714Abstract: A method for managing data processes in a network of computing resources includes: receiving at least one child request being routed from an intermediary device to at least one corresponding destination device, the at least one child request requesting execution of at least one corresponding child data process, each of the at least one child data process for executing at least a portion of the at least one parent data process from an instructor device, and each of the at least one child request including a destination key derived at least in part from the at least one instructor key; storing the at least one child request in at least one storage device; modifying the at least one child request upon receiving a child request modification signal; and generating signals for communicating the child requests to one or more requesting devices.Type: GrantFiled: June 14, 2017Date of Patent: November 2, 2021Assignee: ROYAL BANK OF CANADAInventors: Walter Michael Pitio, Philip Iannaccone, James Brown, Stephen Arthur Bain
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Patent number: 11157569Abstract: Disclosed is a system for managing corporate information, including at least one database configured to store a set of corporate information, a set of corporate templates, and a set of interconnected corporate records, a record bank module coupled to the database and configured to receive record generation requests and create records, a corporate logic module connected to the record bank module setting out a set of logic rules relating to a set of corporate governance compliance requirements, and a clerk module coupled to the database and the record bank module and configured to file created records with third parties. Also disclosed are a method of maintaining a corporate document collection and a method of ongoing monitoring of corporate compliance requirements and the generation and submission of documents to meet those compliance requirements.Type: GrantFiled: September 21, 2018Date of Patent: October 26, 2021Assignee: ROYAL BANK OF CANADAInventors: Travis Houlette, Shane Murphy, Derek Hopfner
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Patent number: 11157781Abstract: A system and method for determining a reliability score indicative of a level of fidelity between high dimensional (HD) data and corresponding dimension-reduced (LD) data are provided. The system comprises a processor, and a non-transitory computer-readable medium having stored thereon program instructions executable by the processor. The processor is configured to perform the method.Type: GrantFiled: September 21, 2018Date of Patent: October 26, 2021Assignee: ROYAL BANK OF CANADAInventors: Weiguang Ding, Yik Chau Lui
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Patent number: 11153096Abstract: Current systems for data authentication, such as in the course of financial transactions to comply with anti-money laundering and know-your-customer legislation, are burdensome and inefficient for banks and their clients. A platform of some embodiments provides a system for utilizing distributed ledger technologies, such as a blockchain data structure residing on a distributed ledger. A client may use this blockchain data structure to register the client's personal information in a data object that then may be routed to specific identified trusted individuals who verify that the information in the data object is correct. Once verification is complete, the client or other trusted individuals may use the data object as necessary to register the client for various programs or services, such as additional bank services.Type: GrantFiled: August 16, 2018Date of Patent: October 19, 2021Assignee: ROYAL BANK OF CANADAInventors: Karim Talal Hamasni, Charles Plant St. Louis, Graham Henry Miller, Atilla Murat Firat, Ugobame I. Uchibeke, Joe Larizza, Ioannis Bakagiannis
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Patent number: 11134091Abstract: A cybersecurity platform that process collected data using a data model to generate security events linked to IP addresses, locations, or other variable information. The platform identifies potential false positive security events using a stability measure based on the variable information, which is then used to constrain the set of security events to reduce the effect of or remove the false positive security events from an output data structure.Type: GrantFiled: May 1, 2019Date of Patent: September 28, 2021Assignee: ROYAL BANK OF CANADAInventor: Jamie Gamble
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Patent number: 11086674Abstract: A system for reinforcement learning in a dynamic resource environment includes at least one memory and at least one processor configured to provide an electronic resource environment comprising: a matching engine and the resource generating agent configured for: obtaining from a historical data processing task database a plurality of historical data processing tasks, each historical data processing task including respective task resource requirement data; for a historical data processing task of the plurality of historical data processing tasks, generating layers of data processing tasks wherein a first layer data processing task has an incremental variant in its resource requirement data relative to resource requirement data for a second layer data processing task; and providing the layers of data processing tasks for matching by the machine engine.Type: GrantFiled: May 27, 2019Date of Patent: August 10, 2021Assignee: ROYAL BANK OF CANADAInventors: Hasham Burhani, Zichang Long, Jonathan Cupillari
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Patent number: 11080292Abstract: A platform, device and process is provided for visual construction of operations for data querying. In particular, embodiments described herein provides a platform, device and process for visual construction of nested operations for data querying. The visual construction is a display of one or more projected data spaces enabling a selection of data indicators on the display. The selection is conducted graphically on the visual construction and the system is configured to translate the selection to generate and conduct a query operating visually on the visualized (e.g., projected) data space. The visual data space includes distinct views of the plurality of multi-dimensionality data points mapped to reduced-dimensionality data points with a transformation function associated with each view. The selections are used to augment the multi-dimensionality data points with one or more additional dimensions to track the selections and to perform operations and visualizations.Type: GrantFiled: November 13, 2018Date of Patent: August 3, 2021Assignee: ROYAL BANK OF CANADAInventors: Yanshuai Cao, Luyu Wang
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Patent number: 11080701Abstract: Systems (100, 900), methods, and machine-executable data structures for the processing of data for the secure creation, administration, manipulation, processing, and storage of electronic data useful in the processing of electronic payment transactions and other secure data processes. Aspects of such systems (100) include trusted platforms (120) by which networked communication devices (110) and merchant systems (130) may registered as trusted entities 110?, 130. Information associated with particular payment means, such as accounts or payment tokens, can be stored on device(s) secure data sets known as virtual or electronic wallets (112), or in the form of secure payment tokens. Among other improvements, the invention enables the use of multiple payment accounts to fund purchases and other electronic transactions.Type: GrantFiled: July 2, 2016Date of Patent: August 3, 2021Assignee: Royal Bank of CanadaInventors: Stephen James Scott, Weigiang Yin, Edison U. Ortiz, Terry W. Lee, Gabriel Y. Woo, Judy Dinn, Chai Lam
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Patent number: 11080700Abstract: Systems (100), methods, and machine-executable data structures for the processing of data for the secure creation, administration, manipulation, processing, and storage of electronic data useful in the processing of electronic payment transactions and other secure data processes. Aspects of such systems (100) include trusted platforms (120) by which networked communication devices (110) and merchant systems (130) may registered as trusted entities 110?, 130. Information associated with particular payment means, such as accounts or payment tokens, can be stored on device(s) secure data sets known as virtual or electronic wallets (112), or in the form of secure payment tokens. Common application programming interfaces executed by devices (110) may facilitate push and pull processes between electronic wallets (112) and other secure data stores (136, 120, 160). Users (190) may thereby initiate and complete electronic transactions directly from within applications on trusted devices (110?).Type: GrantFiled: January 19, 2016Date of Patent: August 3, 2021Assignee: Royal Bank of CanadaInventors: Edison U. Ortiz, Terry W. Lee, Gabriel Y. Woo, Stephen James Scott, Weiqiang Yin, Judy Dinn, Chai Lam