Patents Assigned to BANK OF CANADA
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Patent number: 10032450Abstract: In accordance with an aspect, there is provided a system and method for electronic communications that involves machine learning and natural language processing for contact relationship discovery, ranking and retrieval. In accordance with an aspect, there is provided a system and device that discovers contacts related to user search terms, quantitatively measures and ranks the strength between contact relationships according to a score calculated by natural language processing and machine learning. The system generates visual effects to present recommendations to the user with multiple alternate route options to establish relationships between contacts.Type: GrantFiled: April 7, 2017Date of Patent: July 24, 2018Assignee: ROYAL BANK OF CANADAInventors: Gregory Andrew Olmstead, Burcu Kilic, David Yum Kei Leung, Amit Sharma, Yehui Zhang
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Patent number: 9979589Abstract: Systems, methods, and computer-readable media for coordinating processing of data by multiple networked computing resources include monitoring data associated with a plurality of networked computing resources, and coordinating the routing of data processing segments to the networked computing resources.Type: GrantFiled: February 26, 2016Date of Patent: May 22, 2018Assignee: ROYAL BANK OF CANADAInventors: Philip Iannaccone, Walter Michael Pitio, Robert Park, John Schwall, Richard Steiner, Allen Zhang, Thomas L. Popejoy, Daniel Michael Aisen, Bradley Katsuyama
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Publication number: 20180126768Abstract: Security documents often incorporate security devices to prevent or hinder counterfeiters. Disclosed herein are security devices that include a fluid or fluids within the devices. Such devices, and security documents that include them, afford new techniques to check whether a security document is a legitimate or counterfeit copy.Type: ApplicationFiled: November 2, 2017Publication date: May 10, 2018Applicant: Bank of CanadaInventors: Charles Douglas MacPherson, Theodoros Garanzotis
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Patent number: 9959572Abstract: Systems, methods, and computer-readable media for coordinating processing of data by multiple networked computing resources include monitoring data associated with a plurality of networked computing resources, and coordinating the routing of data processing segments to the networked computing resources.Type: GrantFiled: February 26, 2016Date of Patent: May 1, 2018Assignee: ROYAL BANK OF CANADAInventors: Philip Iannaccone, Walter Michael Pitio, Robert Park, John Schwall, Richard Steiner, Allen Zhang, Thomas L. Popejoy, Daniel Aisen, Bradley Katsuyama
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Patent number: 9940670Abstract: Systems 100, 1000, methods, and machine-interpretable programming or other instruction products for the management of data transmission by multiple networked computing resources 106, 1106. In particular, the disclosure relates to the synchronization of related requests for transmitting data using distributed network resources.Type: GrantFiled: December 9, 2014Date of Patent: April 10, 2018Assignee: ROYAL BANK OF CANADAInventors: Daniel Aisen, Bradley Katsuyama, Robert Park, John Schwall, Richard Steiner, Allen Zhang, Thomas L. Popejoy
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Patent number: 9928548Abstract: Systems, methods, and machine-interpretable programming or other instruction products for guarantor mortgages. In particular, the disclosure provides methods, apparatus, and programming product for the processing of improved transfer of monetary value through innovative loan processes.Type: GrantFiled: February 28, 2014Date of Patent: March 27, 2018Assignee: ROYAL BANK OF CANADAInventors: Michael K. Schmidt, Amir Tehrani
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Patent number: 9922436Abstract: The present disclosure relates to data management. More particularly, the present disclosure relates to visualizing data and/or navigating visualized data. In one aspect, a computer-implemented method for dynamically presenting graphical and textual information in a graphical user interface is configured to: display graphical user interface elements visually representing a data set stored in memory along at least one dimension of a graphical user interface; receive activation signals generated by user input devices and corresponding to at least one dimension of the displayed graphical user interface; and, upon receiving an activation signal, display at least a portion of the data set based on the position at which the activation signal was received.Type: GrantFiled: October 3, 2016Date of Patent: March 20, 2018Assignee: ROYAL BANK OF CANADAInventors: Philip Iannaccone, Walter Michael Pitio, James Brown
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Patent number: 9834029Abstract: Security documents often incorporate security devices to prevent or hinder counterfeiters. Disclosed herein are security devices that include a fluid or fluids within the devices. Such devices, and security documents that include them, afford new techniques to check whether a security document is a legitimate or counterfeit copy.Type: GrantFiled: September 19, 2012Date of Patent: December 5, 2017Assignee: Bank of CanadaInventors: Charles Douglas MacPherson, Theodoros Garanzotis
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Publication number: 20170161735Abstract: Systems, methods, and non-transient machine-interpretable data representing executable instruction sets and/or other products for the processing of data for the secure creation, administration, manipulation, processing, and storage of electronic data useful in the processing of payment transactions and other secure data processes. In various aspects and embodiments the disclosure provides secure means for the authorization of sensitive and other data processes subject to controlled access. Such processes include, for example the creation, administration, authorization, virtualization, storage, and other manipulation or processing of electronic data representing characteristics of, instructions for, and information associated with consumer, business, and other payment accounts, and other forms of secure payment elements, such as payment tokens; and data useful in processing transactions using such accounts and elements.Type: ApplicationFiled: January 24, 2017Publication date: June 8, 2017Applicant: ROYAL BANK OF CANADAInventors: Edison U. ORTIZ, Terry W. LEE, Linda MANTIA
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Patent number: 9617435Abstract: The invention discloses an ink for the engraved steel die printing process, having a viscosity at 40° C. between 3 Pa·s to 15 Pa·s, preferably 5 to 10 Pa·s, and having a polymeric organic binder and magnetic pigment particle, characterized in that said magnetic pigment particles comprises a magnetic core material which is surrounded by at least one layer of another material. The surrounding layers, single or in combination, confer the pigment particle particular optical properties in the visible and/or in the near IR, chosen from high specular or diffuse reflectance, spectrally selective absorption or reflection, and angle-dependent absorption or reflection, and allow for the formulation of inks having a large gamut of color and other optical functionalities.Type: GrantFiled: April 9, 2010Date of Patent: April 11, 2017Assignees: SICPA HOLDING SA, BANK OF CANADAInventors: Jessica Krueger, Pierre Degott, Claude-Alain Despland, Christine Reinhard, Andrea V. Firth
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Patent number: 9082054Abstract: An optical based authentication device that is attachable to a security document having a substrate. The authentication device includes: a piezoelectric material layer for generating an electric field in response to mechanical stress; and an optically responsive layer directly attached to the piezoelectric material layer, the attached layers being absent a direct electrical connection, the optically responsive layer being operable between a first state and a second state having different ocular perceptions. The optically responsive layer changes from the first state to the second state in response the electric field generated by the piezoelectric material layer.Type: GrantFiled: September 19, 2012Date of Patent: July 14, 2015Assignee: Bank of CanadaInventors: Charles Douglas MacPherson, Theodoros Garanzotis
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Patent number: 9082119Abstract: Systems, methods, and non-transient machine-interpretable data representing executable instruction sets and/or other products for the processing of data for the secure creation, administration, manipulation, processing, and storage of electronic data useful in the processing of payment transactions and other secure data processes. In various aspects and embodiments the disclosure provides secure means for the authorization of sensitive and other data processes subject to controlled access. Such processes include, for example the creation, administration, authorization, virtualization, storage, and other manipulation or processing of electronic data representing characteristics of, instructions for, and information associated with consumer, business, and other payment accounts, and other forms of secure payment elements, such as payment tokens; and data useful in processing transactions using such accounts and elements.Type: GrantFiled: October 17, 2013Date of Patent: July 14, 2015Assignee: Royal Bank of Canada.Inventors: Edison U. Ortiz, Terry W. Lee
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Patent number: 8984137Abstract: Systems 100, 1000, methods, and machine-interpretable programming or other instruction products for the management of data processing by multiple networked computing resources 106, 1106. In particular, the disclosure relates to the synchronization of related requests for processing of data using distributed network resources.Type: GrantFiled: July 14, 2013Date of Patent: March 17, 2015Assignee: Royal Bank of CanadaInventors: Daniel Aisen, Bradley Katsuyama, Robert Park, John Schwall, Richard Steiner, Allen Zhang, Thomas L. Popejoy
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Publication number: 20140279552Abstract: Systems, methods, and non-transient machine-interpretable data representing executable instruction sets and/or other products for the processing of data for the secure creation, administration, manipulation, processing, and storage of electronic data useful in the processing of payment transactions and other secure data processes. In various aspects and embodiments the disclosure provides secure means for the authorization of sensitive and other data processes subject to controlled access. Such processes include, for example the creation, administration, authorization, virtualization, storage, and other manipulation or processing of electronic data representing characteristics of, instructions for, and information associated with consumer, business, and other payment accounts, and other forms of secure payment elements, such as payment tokens; and data useful in processing transactions using such accounts and elements.Type: ApplicationFiled: May 26, 2014Publication date: September 18, 2014Applicant: ROYAL BANK OF CANADAInventors: EDISON U. ORTIZ, TERRY W. LEE, LINDA MANTIA
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Publication number: 20140249992Abstract: Systems, methods, and machine-interpretable programming or other instruction products for guarantor mortgages. In particular, the disclosure provides methods, apparatus, and programming product for the processing of improved transfer of monetary value through innovative loan processes.Type: ApplicationFiled: February 28, 2014Publication date: September 4, 2014Applicant: Royal Bank of CanadaInventors: Michael K. SCHMIDT, Amir TEHRANI
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Publication number: 20140108263Abstract: Systems, methods, and non-transient machine-interpretable data representing executable instruction sets and/or other products for the processing of data for the secure creation, administration, manipulation, processing, and storage of electronic data useful in the processing of payment transactions and other secure data processes. In various aspects and embodiments the disclosure provides secure means for the authorization of sensitive and other data processes subject to controlled access. Such processes include, for example the creation, administration, authorization, virtualization, storage, and other manipulation or processing of electronic data representing characteristics of, instructions for, and information associated with consumer, business, and other payment accounts, and other forms of secure payment elements, such as payment tokens; and data useful in processing transactions using such accounts and elements.Type: ApplicationFiled: October 17, 2013Publication date: April 17, 2014Applicant: ROYAL BANK OF CANADAInventors: Edison U. ORTIZ, Terry W. LEE, Linda MANTIA
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Publication number: 20140019323Abstract: Methods, systems, apparatus, and programming product for creating, maintaining, and otherwise administering new types of fixed income benchmarks and exchange-traded funds. Such benchmarks can be defined and/or occasionally, continually, or periodically redefined by the inclusion of instruments such as new bond issues as they are issued, reweighting of mixes of bond issues used in defining the benchmark(s), and/or removal of bond issues used in such definition, without other changes to the fund(s) and/or benchmark(s). Such benchmark(s) can also be modified through controlled or otherwise selective modification of characteristics used to define the benchmark(s), such as yield to maturity (YTM), maturity date, coupon value, and par value of the aggregated fund(s).Type: ApplicationFiled: May 18, 2012Publication date: January 16, 2014Applicant: ROYAL BANK OF CANADAInventor: Cary J. BLAKE
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Patent number: 8589260Abstract: Systems, methods, and computer-executable instruction mechanisms such as programming structures for generating signals representing holdings of securities held by pluralities of commonly-controlled entities. Such systems, methods, and computer-executable instruction mechanisms can further be useful for generating signals representing alerts and data useful in generating reports relating to securities holdings, and for assessing regulatory consequences of proposed transactions.Type: GrantFiled: June 1, 2010Date of Patent: November 19, 2013Assignee: Royal Bank of CanadaInventors: John Chambers, Michael Searle
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Patent number: 8489747Abstract: Systems 100, 1000, methods, and machine-interpretable programming or other instruction products for the management of data processing by multiple networked computing resources 106, 1106. In particular, the disclosure relates to the synchronization of related requests for processing of data using distributed network resources.Type: GrantFiled: October 26, 2011Date of Patent: July 16, 2013Assignee: Royal Bank of CanadaInventors: Daniel Aisen, Bradley Katsuyama, Robert Park, John Schwall, Richard Steiner, Allen Zhang, Thomas L. Popejoy
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Publication number: 20120091701Abstract: The invention discloses an ink for the engraved steel die printing process, having a viscosity at 40° C. between 3 Pa.s to 15 Pa.s, preferably 5 to 10 Pa.s, and comprising a polymeric organic binder and magnetic pigment particle, characterized in that said magnetic pigment particles comprises a magnetic core material which is surrounded by at least one layer of another material. The surrounding layers, single or in combination, confer the pigment particle particular optical properties in the visible and/or in the near IR, chosen from high specular or diffuse reflectance, spectrally selective absorption or reflection, and angle-dependent absorption or reflection, and allow for the formulation of inks having a large gamut of color and other optical functionalities.Type: ApplicationFiled: April 9, 2010Publication date: April 19, 2012Applicants: BANK OF CANADA, SICPA HOLDING SAInventors: Jessica Krueger, Pierre Degott, Claude-Alain Despland, Christine Reinhard, Andrea V. Firth