Patents Assigned to BANK OF CANADA
  • Patent number: 10032450
    Abstract: In accordance with an aspect, there is provided a system and method for electronic communications that involves machine learning and natural language processing for contact relationship discovery, ranking and retrieval. In accordance with an aspect, there is provided a system and device that discovers contacts related to user search terms, quantitatively measures and ranks the strength between contact relationships according to a score calculated by natural language processing and machine learning. The system generates visual effects to present recommendations to the user with multiple alternate route options to establish relationships between contacts.
    Type: Grant
    Filed: April 7, 2017
    Date of Patent: July 24, 2018
    Assignee: ROYAL BANK OF CANADA
    Inventors: Gregory Andrew Olmstead, Burcu Kilic, David Yum Kei Leung, Amit Sharma, Yehui Zhang
  • Patent number: 9979589
    Abstract: Systems, methods, and computer-readable media for coordinating processing of data by multiple networked computing resources include monitoring data associated with a plurality of networked computing resources, and coordinating the routing of data processing segments to the networked computing resources.
    Type: Grant
    Filed: February 26, 2016
    Date of Patent: May 22, 2018
    Assignee: ROYAL BANK OF CANADA
    Inventors: Philip Iannaccone, Walter Michael Pitio, Robert Park, John Schwall, Richard Steiner, Allen Zhang, Thomas L. Popejoy, Daniel Michael Aisen, Bradley Katsuyama
  • Publication number: 20180126768
    Abstract: Security documents often incorporate security devices to prevent or hinder counterfeiters. Disclosed herein are security devices that include a fluid or fluids within the devices. Such devices, and security documents that include them, afford new techniques to check whether a security document is a legitimate or counterfeit copy.
    Type: Application
    Filed: November 2, 2017
    Publication date: May 10, 2018
    Applicant: Bank of Canada
    Inventors: Charles Douglas MacPherson, Theodoros Garanzotis
  • Patent number: 9959572
    Abstract: Systems, methods, and computer-readable media for coordinating processing of data by multiple networked computing resources include monitoring data associated with a plurality of networked computing resources, and coordinating the routing of data processing segments to the networked computing resources.
    Type: Grant
    Filed: February 26, 2016
    Date of Patent: May 1, 2018
    Assignee: ROYAL BANK OF CANADA
    Inventors: Philip Iannaccone, Walter Michael Pitio, Robert Park, John Schwall, Richard Steiner, Allen Zhang, Thomas L. Popejoy, Daniel Aisen, Bradley Katsuyama
  • Patent number: 9940670
    Abstract: Systems 100, 1000, methods, and machine-interpretable programming or other instruction products for the management of data transmission by multiple networked computing resources 106, 1106. In particular, the disclosure relates to the synchronization of related requests for transmitting data using distributed network resources.
    Type: Grant
    Filed: December 9, 2014
    Date of Patent: April 10, 2018
    Assignee: ROYAL BANK OF CANADA
    Inventors: Daniel Aisen, Bradley Katsuyama, Robert Park, John Schwall, Richard Steiner, Allen Zhang, Thomas L. Popejoy
  • Patent number: 9928548
    Abstract: Systems, methods, and machine-interpretable programming or other instruction products for guarantor mortgages. In particular, the disclosure provides methods, apparatus, and programming product for the processing of improved transfer of monetary value through innovative loan processes.
    Type: Grant
    Filed: February 28, 2014
    Date of Patent: March 27, 2018
    Assignee: ROYAL BANK OF CANADA
    Inventors: Michael K. Schmidt, Amir Tehrani
  • Patent number: 9922436
    Abstract: The present disclosure relates to data management. More particularly, the present disclosure relates to visualizing data and/or navigating visualized data. In one aspect, a computer-implemented method for dynamically presenting graphical and textual information in a graphical user interface is configured to: display graphical user interface elements visually representing a data set stored in memory along at least one dimension of a graphical user interface; receive activation signals generated by user input devices and corresponding to at least one dimension of the displayed graphical user interface; and, upon receiving an activation signal, display at least a portion of the data set based on the position at which the activation signal was received.
    Type: Grant
    Filed: October 3, 2016
    Date of Patent: March 20, 2018
    Assignee: ROYAL BANK OF CANADA
    Inventors: Philip Iannaccone, Walter Michael Pitio, James Brown
  • Patent number: 9834029
    Abstract: Security documents often incorporate security devices to prevent or hinder counterfeiters. Disclosed herein are security devices that include a fluid or fluids within the devices. Such devices, and security documents that include them, afford new techniques to check whether a security document is a legitimate or counterfeit copy.
    Type: Grant
    Filed: September 19, 2012
    Date of Patent: December 5, 2017
    Assignee: Bank of Canada
    Inventors: Charles Douglas MacPherson, Theodoros Garanzotis
  • Publication number: 20170161735
    Abstract: Systems, methods, and non-transient machine-interpretable data representing executable instruction sets and/or other products for the processing of data for the secure creation, administration, manipulation, processing, and storage of electronic data useful in the processing of payment transactions and other secure data processes. In various aspects and embodiments the disclosure provides secure means for the authorization of sensitive and other data processes subject to controlled access. Such processes include, for example the creation, administration, authorization, virtualization, storage, and other manipulation or processing of electronic data representing characteristics of, instructions for, and information associated with consumer, business, and other payment accounts, and other forms of secure payment elements, such as payment tokens; and data useful in processing transactions using such accounts and elements.
    Type: Application
    Filed: January 24, 2017
    Publication date: June 8, 2017
    Applicant: ROYAL BANK OF CANADA
    Inventors: Edison U. ORTIZ, Terry W. LEE, Linda MANTIA
  • Patent number: 9617435
    Abstract: The invention discloses an ink for the engraved steel die printing process, having a viscosity at 40° C. between 3 Pa·s to 15 Pa·s, preferably 5 to 10 Pa·s, and having a polymeric organic binder and magnetic pigment particle, characterized in that said magnetic pigment particles comprises a magnetic core material which is surrounded by at least one layer of another material. The surrounding layers, single or in combination, confer the pigment particle particular optical properties in the visible and/or in the near IR, chosen from high specular or diffuse reflectance, spectrally selective absorption or reflection, and angle-dependent absorption or reflection, and allow for the formulation of inks having a large gamut of color and other optical functionalities.
    Type: Grant
    Filed: April 9, 2010
    Date of Patent: April 11, 2017
    Assignees: SICPA HOLDING SA, BANK OF CANADA
    Inventors: Jessica Krueger, Pierre Degott, Claude-Alain Despland, Christine Reinhard, Andrea V. Firth
  • Patent number: 9082054
    Abstract: An optical based authentication device that is attachable to a security document having a substrate. The authentication device includes: a piezoelectric material layer for generating an electric field in response to mechanical stress; and an optically responsive layer directly attached to the piezoelectric material layer, the attached layers being absent a direct electrical connection, the optically responsive layer being operable between a first state and a second state having different ocular perceptions. The optically responsive layer changes from the first state to the second state in response the electric field generated by the piezoelectric material layer.
    Type: Grant
    Filed: September 19, 2012
    Date of Patent: July 14, 2015
    Assignee: Bank of Canada
    Inventors: Charles Douglas MacPherson, Theodoros Garanzotis
  • Patent number: 9082119
    Abstract: Systems, methods, and non-transient machine-interpretable data representing executable instruction sets and/or other products for the processing of data for the secure creation, administration, manipulation, processing, and storage of electronic data useful in the processing of payment transactions and other secure data processes. In various aspects and embodiments the disclosure provides secure means for the authorization of sensitive and other data processes subject to controlled access. Such processes include, for example the creation, administration, authorization, virtualization, storage, and other manipulation or processing of electronic data representing characteristics of, instructions for, and information associated with consumer, business, and other payment accounts, and other forms of secure payment elements, such as payment tokens; and data useful in processing transactions using such accounts and elements.
    Type: Grant
    Filed: October 17, 2013
    Date of Patent: July 14, 2015
    Assignee: Royal Bank of Canada.
    Inventors: Edison U. Ortiz, Terry W. Lee
  • Patent number: 8984137
    Abstract: Systems 100, 1000, methods, and machine-interpretable programming or other instruction products for the management of data processing by multiple networked computing resources 106, 1106. In particular, the disclosure relates to the synchronization of related requests for processing of data using distributed network resources.
    Type: Grant
    Filed: July 14, 2013
    Date of Patent: March 17, 2015
    Assignee: Royal Bank of Canada
    Inventors: Daniel Aisen, Bradley Katsuyama, Robert Park, John Schwall, Richard Steiner, Allen Zhang, Thomas L. Popejoy
  • Publication number: 20140279552
    Abstract: Systems, methods, and non-transient machine-interpretable data representing executable instruction sets and/or other products for the processing of data for the secure creation, administration, manipulation, processing, and storage of electronic data useful in the processing of payment transactions and other secure data processes. In various aspects and embodiments the disclosure provides secure means for the authorization of sensitive and other data processes subject to controlled access. Such processes include, for example the creation, administration, authorization, virtualization, storage, and other manipulation or processing of electronic data representing characteristics of, instructions for, and information associated with consumer, business, and other payment accounts, and other forms of secure payment elements, such as payment tokens; and data useful in processing transactions using such accounts and elements.
    Type: Application
    Filed: May 26, 2014
    Publication date: September 18, 2014
    Applicant: ROYAL BANK OF CANADA
    Inventors: EDISON U. ORTIZ, TERRY W. LEE, LINDA MANTIA
  • Publication number: 20140249992
    Abstract: Systems, methods, and machine-interpretable programming or other instruction products for guarantor mortgages. In particular, the disclosure provides methods, apparatus, and programming product for the processing of improved transfer of monetary value through innovative loan processes.
    Type: Application
    Filed: February 28, 2014
    Publication date: September 4, 2014
    Applicant: Royal Bank of Canada
    Inventors: Michael K. SCHMIDT, Amir TEHRANI
  • Publication number: 20140108263
    Abstract: Systems, methods, and non-transient machine-interpretable data representing executable instruction sets and/or other products for the processing of data for the secure creation, administration, manipulation, processing, and storage of electronic data useful in the processing of payment transactions and other secure data processes. In various aspects and embodiments the disclosure provides secure means for the authorization of sensitive and other data processes subject to controlled access. Such processes include, for example the creation, administration, authorization, virtualization, storage, and other manipulation or processing of electronic data representing characteristics of, instructions for, and information associated with consumer, business, and other payment accounts, and other forms of secure payment elements, such as payment tokens; and data useful in processing transactions using such accounts and elements.
    Type: Application
    Filed: October 17, 2013
    Publication date: April 17, 2014
    Applicant: ROYAL BANK OF CANADA
    Inventors: Edison U. ORTIZ, Terry W. LEE, Linda MANTIA
  • Publication number: 20140019323
    Abstract: Methods, systems, apparatus, and programming product for creating, maintaining, and otherwise administering new types of fixed income benchmarks and exchange-traded funds. Such benchmarks can be defined and/or occasionally, continually, or periodically redefined by the inclusion of instruments such as new bond issues as they are issued, reweighting of mixes of bond issues used in defining the benchmark(s), and/or removal of bond issues used in such definition, without other changes to the fund(s) and/or benchmark(s). Such benchmark(s) can also be modified through controlled or otherwise selective modification of characteristics used to define the benchmark(s), such as yield to maturity (YTM), maturity date, coupon value, and par value of the aggregated fund(s).
    Type: Application
    Filed: May 18, 2012
    Publication date: January 16, 2014
    Applicant: ROYAL BANK OF CANADA
    Inventor: Cary J. BLAKE
  • Patent number: 8589260
    Abstract: Systems, methods, and computer-executable instruction mechanisms such as programming structures for generating signals representing holdings of securities held by pluralities of commonly-controlled entities. Such systems, methods, and computer-executable instruction mechanisms can further be useful for generating signals representing alerts and data useful in generating reports relating to securities holdings, and for assessing regulatory consequences of proposed transactions.
    Type: Grant
    Filed: June 1, 2010
    Date of Patent: November 19, 2013
    Assignee: Royal Bank of Canada
    Inventors: John Chambers, Michael Searle
  • Patent number: 8489747
    Abstract: Systems 100, 1000, methods, and machine-interpretable programming or other instruction products for the management of data processing by multiple networked computing resources 106, 1106. In particular, the disclosure relates to the synchronization of related requests for processing of data using distributed network resources.
    Type: Grant
    Filed: October 26, 2011
    Date of Patent: July 16, 2013
    Assignee: Royal Bank of Canada
    Inventors: Daniel Aisen, Bradley Katsuyama, Robert Park, John Schwall, Richard Steiner, Allen Zhang, Thomas L. Popejoy
  • Publication number: 20120091701
    Abstract: The invention discloses an ink for the engraved steel die printing process, having a viscosity at 40° C. between 3 Pa.s to 15 Pa.s, preferably 5 to 10 Pa.s, and comprising a polymeric organic binder and magnetic pigment particle, characterized in that said magnetic pigment particles comprises a magnetic core material which is surrounded by at least one layer of another material. The surrounding layers, single or in combination, confer the pigment particle particular optical properties in the visible and/or in the near IR, chosen from high specular or diffuse reflectance, spectrally selective absorption or reflection, and angle-dependent absorption or reflection, and allow for the formulation of inks having a large gamut of color and other optical functionalities.
    Type: Application
    Filed: April 9, 2010
    Publication date: April 19, 2012
    Applicants: BANK OF CANADA, SICPA HOLDING SA
    Inventors: Jessica Krueger, Pierre Degott, Claude-Alain Despland, Christine Reinhard, Andrea V. Firth