Patents Assigned to Blackhawk Network
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Patent number: 11741449Abstract: Systems and methods discussed herein relate to an Open Payment Network that allows a plurality of retailers to provide goods and services to users of applications including e-wallets and allows the users to pay for purchases using currency including digital currency earned as credits, points, or other rewards as well as traditional bank-backed currency in the form of cash, credit, or debit. In addition, a user who has registered for the system through a profile or using an individual application or applications can query the system and obtain a quote to determine how much value currency from a variety of sources (e.g., applications) has towards the purchase of a particular good or service at a real or virtual retail location.Type: GrantFiled: November 23, 2020Date of Patent: August 29, 2023Assignee: Blackhawk Network, Inc.Inventors: Tushar Vaish, Tomas Campos, Mike Gionfriddo
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Publication number: 20230259936Abstract: A system and method of transacting a prepaid non-fungible token with an electronic mobile device that is used to electronically interface with a code, such as a QR code, bar code, RF signal or NFC signal, representing a prepaid product. The codes of multiple prepaid non-fungible tokens are grouped together on a single structure or in a single computer displayed in a shopping area. The electronic mobile device subsequently electronically interfaces with a point of sale device after electronically interfacing with said code to provide prepaid non-fungible token information.Type: ApplicationFiled: February 8, 2023Publication date: August 17, 2023Applicant: BLACKHAWK NETWORK, INC.Inventor: Tristan Roffey
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Patent number: 11721176Abstract: A system for converting a redeemable winnings voucher into customer-useable value comprising: a processor comprising a computer-readable medium storing mobile point of sale application instructions configured to cause the processor, upon execution of the instructions to: receive a request, wherein the request comprises the redeemable winnings voucher; validate the redeemable winnings voucher; receive a confirmation of an amount of customer-useable value associated with the redeemable winnings voucher; facilitate the conversion of information comprising the redeemable winnings voucher into customer-useable value; and provide the customer-useable value to a customer.Type: GrantFiled: September 11, 2020Date of Patent: August 8, 2023Assignee: Blackhawk Network, Inc.Inventors: Richard Alan Gotlieb, Prashant Nedungadi, Melissa Murillo, Ryan Koop, Gino Giunti, Vipin Das Anantha Mohandas
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Patent number: 11715152Abstract: Systems, methods, and computer-readable storage media for creating an open loop prepaid gift account. The system identifies a request to purchase an open loop prepaid gift account which can be used to make a purchase at a merchant, presents a menu from which a customer can select the merchant, and receives a selection. Based on the selection, the system presents an option to load funds onto the open loop prepaid gift account and, upon receipt of payment, creates the open loop prepaid gift account and loads the open loop prepaid gift account with money, wherein information associated with the open loop prepaid gift account is encoded onto a physical card, and wherein merchant information is printed on the physical card according to an authorization from the merchant, the merchant information including at least one of a legal name, a trade name, a logotype, and a marketing tagline of the merchant.Type: GrantFiled: June 2, 2020Date of Patent: August 1, 2023Assignee: Blackhawk Network, Inc.Inventor: Jason Wolfe
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Publication number: 20230237526Abstract: Systems and methods are described for providing an enhanced rebate and marketing program which may automatically enroll a consumer in a loyalty programs after the consumer completes rebate form; filter consumer information to provide to customer relationship management campaigns; capture real-time consumer responses to queries; provide real-time and dynamic, targeted offers and other communications to consumers and recipients; and provide bonus added value to consumer received rebates.Type: ApplicationFiled: March 30, 2023Publication date: July 27, 2023Applicant: Blackhawk Network, Inc.Inventors: Rodney Mason, Jason Schwomeyer
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Patent number: 11645669Abstract: Systems and methods are described for providing an enhanced rebate and marketing program which may automatically enroll a consumer in a loyalty programs after the consumer completes rebate form; filter consumer information to provide to customer relationship management campaigns; capture real-time consumer responses to queries; provide real-time and dynamic, targeted offers and other communications to consumers and recipients; and provide bonus added value to consumer received rebates.Type: GrantFiled: November 3, 2016Date of Patent: May 9, 2023Assignee: Blackhawk Network, Inc.Inventors: Rodney Mason, Jason Schwomeyer
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Patent number: 11620637Abstract: A transaction card processing and activation system comprising the identification of a unique identifier corresponding to an aggregate of transaction cards of affiliated or non-affiliated card issuers and the activation of each transaction card corresponding to the unique identifier of the aggregate irrespective of the number, types, or card issuers of the transaction cards. Additionally, the present invention allows a point of sale entity to initiate the activation of each of the multiple, disparate transaction cards in the aggregate by merely processing the unique identifier associated with the aggregate.Type: GrantFiled: May 2, 2019Date of Patent: April 4, 2023Assignee: Blackhawk Network, Inc.Inventors: Lalit Singh, Sanjay Shirsekar
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Publication number: 20230098860Abstract: A system and method of transacting a prepaid product with an electronic mobile device that is used to electronically interface with a code, such as a QR code, bar code, RF signal or NFC signal, representing a prepaid product. The codes of multiple prepaid products of multiple prepaid product providers are grouped together on a single structure or in a single computer displayed in a shopping area. The electronic mobile device subsequently electronically interfaces with a point of sale device after electronically interfacing with said code to provide prepaid product information.Type: ApplicationFiled: November 28, 2022Publication date: March 30, 2023Applicant: Blackhawk Network, Inc.Inventors: Tomas Ariel CAMPOS, Patrick Ryan Flanagan
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Publication number: 20230081174Abstract: Systems and methods for associating a proxy card with an electronic wallet are disclosed. A computer implemented method may include receiving anauthentication information of a proxy card, and associating the proxy card with an electronic wallet, wherein associating the proxy card with the electronic wallet allows secure access to the electronic wallet when the proxy card is presented at a point of sale. A system may include a proxy card comprising authentication information, and an electronic wallet associated with the proxy card, wherein the association of the electronic wallet with the proxy card allows secure access to the electronic wallet when the proxy card is presented at a point of sale. A wallet redemption card may comprise a rewriteable magnetic stripe, a smart chip, a wireless communicator operably connected to the smart chip, and an interface operably connected between the rewriteable magnetic stripe and the smart chip.Type: ApplicationFiled: November 11, 2022Publication date: March 16, 2023Applicant: Blackhawk Network, Inc.Inventors: Tomas Ariel Campos, Tushar Vaish, Pranav Sheth
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Patent number: 11599873Abstract: Systems and methods for associating a proxy card with an electronic wallet are disclosed. A computer implemented method may include receiving an authentication information of a proxy card, and associating the proxy card with an electronic wallet, wherein associating the proxy card with the electronic wallet allows secure access to the electronic wallet when the proxy card is presented at a point of sale. A system may include a proxy card comprising authentication information, and an electronic wallet associated with the proxy card, wherein the association of the electronic wallet with the proxy card allows secure access to the electronic wallet when the proxy card is presented at a point of sale. A wallet redemption card may comprise a rewriteable magnetic stripe, a smart chip, a wireless communicator operably connected to the smart chip, and an interface operably connected between the rewriteable magnetic stripe and the smart chip.Type: GrantFiled: March 11, 2014Date of Patent: March 7, 2023Assignee: Blackhawk Network, Inc.Inventors: Tomas Ariel Campos, Tushar Vaish, Pranav Sheth
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Patent number: 11544700Abstract: A system and method of transacting a prepaid product with an electronic mobile device that is used to electronically interface with a code, such as a QR code, bar code, RF signal or NFC signal, representing a prepaid product. The codes of multiple prepaid products of multiple prepaid product providers are grouped together on a single structure or in a single computer displayed in a shopping area. The electronic mobile device subsequently electronically interfaces with a point of sale device after electronically interfacing with said code to provide prepaid product information.Type: GrantFiled: September 22, 2021Date of Patent: January 3, 2023Assignee: Blackhawk Network, Inc.Inventors: Tomas Ariel Campos, Patrick Ryan Flanagan
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Patent number: 11532010Abstract: Systems and methods are provided for providing targeted marketing to goods and services provides and consumer resource management services to consumers. An example system and method for targeted marketing comprises collecting transaction data from point-of-sale (POS) terminals and using a consumer identifier in the transaction data to access stored information about the consumer. This information may be used to target offers and advertisement to the consumer. In an example system for consumer resource management, a consumer may configure a consumer account on the enterprise infrastructure via a web-site. The consumer may use the consumer account to purchase and configure gift cards that may be used for purchasing goods and services. A universal transaction identifier may be associated with the consumer account and used to purchase goods and services from more than one selected goods and services providers.Type: GrantFiled: November 6, 2012Date of Patent: December 20, 2022Assignee: Blackhawk Network, Inc.Inventors: Mark E. Roberts, Jennifer K. Mathe, Khahn Nguyen
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Publication number: 20220398234Abstract: A method implemented by a computer comprising collecting historical data for a plurality of items; categorizing each of the plurality of items; assigning at least one of the plurality of items as an index item for at least another of the plurality of items; collecting data for a plurality of context parameters related to at least one of the plurality of items; and forecasting a value for one of the plurality of items needed over a future period of time, wherein the method reduces a data storage capacity requirement for the computer and increases said computer's processing speed.Type: ApplicationFiled: August 19, 2022Publication date: December 15, 2022Applicant: Blackhawk Network, Inc.Inventors: Anders R. Gjerde, William Palarca, Rick Myers, Calvin Tamano, Charissa Fanucchi, Peggah Elahi, Zohra Qasimi, Gemma Asin Laguna, Valerie R. Hancock
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Publication number: 20220391968Abstract: Systems and methods disclosed herein relate to the selection of planogram templates for display in retail stores and in online retail environments and the automatic selection, assignment, and monitoring of items assigned to locations in those templates. Additionally, planogram templates, product assortments, and assignments may be dynamically updated in real time based upon feedback and other factors.Type: ApplicationFiled: August 18, 2022Publication date: December 8, 2022Applicant: Blackhawk Network, Inc.Inventors: Dan Roesbery, Anders Gjerde
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Publication number: 20220366399Abstract: A computerized system for activating, issuing and otherwise managing transactions and activities pertaining to stored-value cards over a communications network. A central information database is provided for storing stored-value cardholder and card purchaser information received directly from respective stored-value cardholders and card purchasers PCs through a universal central processor via respective communication gateways. The central processor is coupled for communication realtime to multiple unaffiliated stored-value card processing networks normally operated by respective hosts. Each network includes a stored-value card processor coupled to a stored-value card database and multiple respective merchant communication devices. The central processor is programmed for managing the activation and issuance of transactions and activities for the stored-value card through the respective unaffiliated networks.Type: ApplicationFiled: July 28, 2022Publication date: November 17, 2022Applicant: Blackhawk Network, Inc.Inventors: Thomas J. Sullivan, J. Simmons Graves
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Patent number: 11488451Abstract: A system and method of selling pre-printed lottery tickets for random draw lotteries through the retailers POS without the use of additional lottery hardware. Pre-printed lottery tickets allow a consumer to purchase a lottery ticket for a subsequently occurring draw by including that ticket in their shopping basket. The pre-printed lottery ticket may be purchased as any other common product through the point of sale terminal. No specialized hardware such as lottery terminal, printer or dispensing device is necessary.Type: GrantFiled: February 20, 2019Date of Patent: November 1, 2022Assignee: Blackhawk Network, Inc.Inventor: Gino Giunti
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Publication number: 20220343718Abstract: A system and method of selling pre-printed lottery tickets for random draw lotteries through the retailers POS without the use of additional lottery hardware. Pre-printed lottery tickets allow a consumer to purchase a lottery ticket for a subsequently occurring draw by including that ticket in their shopping basket. The pre-printed lottery ticket may be purchased as any other common product through the point of sale terminal. No specialized hardware such as lottery terminal, printer or dispensing device is necessary.Type: ApplicationFiled: July 7, 2022Publication date: October 27, 2022Applicant: Blackhawk Network, Inc.Inventor: Gino Giunti
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Patent number: 11475436Abstract: Systems and methods for providing a security code of an electronic stored value card are disclosed. A computer implemented method may include receiving a request for a security code of an electronic stored-value card, calculating the security code by a security code provider, providing a calculated security code of the electronic-stored value card in response to the request for a security code, and eliminating the calculated security code from all databases of the security code provider. A system may include a computer device of a provider of a security code of an electronic stored-value card, the computer device to receive a request for a security code of the electronic stored-value card, to calculate the security code, to provide the calculated security code in response to the request for a security code, and to eliminate the calculated security code from the computer device.Type: GrantFiled: January 3, 2014Date of Patent: October 18, 2022Assignee: Blackhawk Network, Inc.Inventors: Tushar Vaish, Manoj K. Kannembath
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Patent number: 11468500Abstract: Systems and methods disclosed herein relate to the selection of planogram templates for display in retail stores and in online retail environments and the automatic selection, assignment, and monitoring of items assigned to locations in those templates. Additionally, planogram templates, product assortments, and assignments may be dynamically updated in real time based upon feedback and other factors.Type: GrantFiled: May 12, 2015Date of Patent: October 11, 2022Assignee: Blackhawk Network, Inc.Inventors: Dan Roesbery, Anders Gjerde
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Patent number: 11468023Abstract: A method implemented by a computer comprising collecting historical data for a plurality of items; categorizing each of the plurality of items; assigning at least one of the plurality of items as an index item for at least another of the plurality of items; collecting data for a plurality of context parameters related to at least one of the plurality of items; and forecasting a value for one of the plurality of items needed over a future period of time, wherein the method reduces a data storage capacity requirement for the computer and increases said computer's processing speed.Type: GrantFiled: January 12, 2021Date of Patent: October 11, 2022Assignee: Blackhawk Network, Inc.Inventors: Anders R. Gjerde, William Palarca, Rick Myers, Calvin Tamano, Charissa Fanucchi, Peggah Elahi, Zohra Qasimi, Gemma Asin Laguna, Valerie R. Hancock