Patents Assigned to Blackhawk Network
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Publication number: 20220309862Abstract: A computer-implemented method and system for facilitating user participation in a user configurable subscription lottery plan involving receiving information related to a user's selection of a user configurable subscription lottery device; determining validity of the information; updating one or more records associated with the user configurable subscription lottery device; allowing a user to access to the user configurable subscription lottery plan; providing options to the user for user configurable lottery-play criteria; and entering the user in one or more lotteries.Type: ApplicationFiled: June 5, 2020Publication date: September 29, 2022Applicant: Blackhawk Network, Inc.Inventor: RICHARD ALAN GOTLIEB
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Patent number: 11429954Abstract: A computerized system for activating, issuing and otherwise managing transactions and activities pertaining to stored-value cards over a communications network. A central information database is provided for storing stored-value cardholder and card purchaser information received directly from respective stored-value cardholders and card purchasers PCs through a universal central processor via respective communication gateways. The central processor is coupled for communication realtime to multiple unaffiliated stored-value card processing networks normally operated by respective hosts. Each network includes a stored-value card processor coupled to a stored-value card database and multiple respective merchant communication devices. The central processor is programmed for managing the activation and issuance of transactions and activities for the stored-value card through the respective unaffiliated networks.Type: GrantFiled: November 23, 2020Date of Patent: August 30, 2022Assignee: Blackhawk Network, Inc.Inventors: Thomas J. Sullivan, J. Simmons Graves
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Publication number: 20220270078Abstract: System and methods for managing value products such as stored value cards are provided. A computer-implemented system comprising: a first value product, wherein a first value product package identifier requires that all of the first value product's digital funds be redeemed in a single transaction; a second value product; and a specially programmed computer server, the methods and system allowing a user to use a portion of the first value product's digital funds in a first transaction and a remainder of the first value product's digital funds in one or more subsequent transactions.Type: ApplicationFiled: May 10, 2022Publication date: August 25, 2022Applicant: Blackhawk Network, Inc.Inventors: Jeff Pomeroy, Tomas A. Campos, Jonathan Lister
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Publication number: 20220261716Abstract: Systems, methods, and computer-readable storage media for creating an open loop prepaid gift account. The system identifies a request to purchase an open loop prepaid gift account which can be used to make a purchase at a merchant, presents a menu from which a customer can select the merchant, and receives a selection. Based on the selection, the system presents an option to load funds onto the open loop prepaid gift account and, upon receipt of payment, creates the open loop prepaid gift account and loads the open loop prepaid gift account with money, wherein information associated with the open loop prepaid gift account is encoded onto a physical card, and wherein merchant information is printed on the physical card according to an authorization from the merchant, the merchant information including at least one of a legal name, a trade name, a logotype, and a marketing tagline of the merchant.Type: ApplicationFiled: May 2, 2022Publication date: August 18, 2022Applicant: Blackhawk Network, Inc.Inventor: Jason WOLFE
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Publication number: 20220261787Abstract: A computer implemented system and method for facilitating a consumer's purchase transaction via a merchant's foreign website utilizes a stored value card transformation computer to convert a stored value card to a different denomination for utilization in another country. An exchange computer retrieves a value rate to calculate the currency different and a time-limited quote is generated which may be transformed into active stored credit in the selected denomination.Type: ApplicationFiled: May 5, 2022Publication date: August 18, 2022Applicant: Blackhawk Network, Inc.Inventors: Andrew Bennett, David Tate
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Patent number: 11354649Abstract: System and methods for managing value products such as stored value cards are provided. A computer-implemented system comprising: a first value product, wherein a first value product package identifier requires that all of the first value product's digital funds be redeemed in a single transaction; a second value product; and a specially programmed computer server, the methods and system allowing a user to use a portion of the first value product's digital funds in a first transaction and a remainder of the first value product's digital funds in one or more subsequent transactions.Type: GrantFiled: November 13, 2015Date of Patent: June 7, 2022Assignee: Blackhawk Network, Inc.Inventors: Jeff Pomeroy, Tomas A. Campos, Jonathan Lister
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Patent number: 11354612Abstract: Systems, methods, and computer-readable storage media for creating an open loop prepaid gift account for a merchant without the merchant's consent. The system identifies a request from a customer to purchase the open loop prepaid gift account which can be used to make purchases at the merchant, presents a menu from which the customer can select the merchant, receives a selection of the merchant and, based on the selection, presents an option to load funds onto the open loop prepaid gift account. Upon receipt of payment, the system creates the open loop prepaid gift account and loads the open loop prepaid gift account with an amount of money, wherein information associated with the open loop prepaid gift account is encoded onto a physical card. The system also prints on the physical card a statement suggesting that the customer can use the physical card to make purchases at the merchant.Type: GrantFiled: November 5, 2012Date of Patent: June 7, 2022Assignee: Blackhawk Network, Inc.Inventor: Jason Wolfe
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Patent number: 11348091Abstract: A computer implemented system and method for facilitating a consumer's purchase transaction via a merchant's foreign website utilizes a stored value card transformation computer to convert a stored value card to a different denomination for utilization in another country. An exchange computer retrieves a value rate to calculate the currency different and a time-limited quote is generated which may be transformed into active stored credit in the selected denomination.Type: GrantFiled: April 5, 2019Date of Patent: May 31, 2022Assignee: Blackhawk Network, Inc.Inventors: Andrew Bennett, David Tate
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Publication number: 20220148371Abstract: Systems and methods for completing a transaction request via receiving payment at a point of sale comprising: a lottery ticket provider, wherein the lottery ticket provider is remote from an originating location of the transaction request and wherein the lottery ticket provider comprises: a processing device; a user device; a fulfillment computer device; a lottery ticket; and a lottery ticket approved sales location database.Type: ApplicationFiled: January 21, 2022Publication date: May 12, 2022Applicant: Blackhawk Network, Inc.Inventors: Richard Alan GOTLIEB, Prashant NEDUNGADI, Melissa MURILLO, Ryan KOOP, Gino Giunti, Vipin Das Anantha Mohandas
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Publication number: 20220108349Abstract: Methods, systems, and apparatus for the placement, retention, display, marketing, selection, removal, or combinations thereof, of a stored-value card. More specifically disclosed herein are systems, methods, and apparatus for the placement, retention, display, marketing, selection, removal, or combinations thereof, of a stored-value card associated with an offer for sale of the stored-value card, an advertisement of a stored-value card, a potential purchase by a customer of the stored-value card, or combinations thereof.Type: ApplicationFiled: October 5, 2021Publication date: April 7, 2022Applicant: Blackhawk Network, Inc.Inventors: Michael Andrew Carrow, Jack Kirk Hu
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Publication number: 20220101330Abstract: Systems and methods discussed herein relate to a system for detecting and preventing fraudulent transactions through collecting requests for website access, stored-card trades and sales, and transactions using physical or electronically issued credit, debit, stored-value, and other cards. The fraud detection system not only flags individual transactions, but is also configured to dynamically track and update banned/watch lists associated with request artifacts and cards in order to catch and prevent individual actors as well as BOTs, at least by adjusting the thresholds used to evaluate risk scores and what is placed on the banned/watch lists based upon requests received as well as information from financial institutions, merchants, government agencies, and watchdog groups. The system is also configured to provide information to those groups.Type: ApplicationFiled: December 13, 2021Publication date: March 31, 2022Applicant: Blackhawk Network, Inc.Inventors: Henry Ivey, Rajiv Venkataramana Appana, Patrick Ramsey, Theodore Yeh
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Publication number: 20220058608Abstract: A transaction sequencer that comprises a processor, a non-transitory memory, and an application stored in the non-transitory memory. The application receives a message comprising information about a first purchase item, wherein the message was created by a point-of-sale after a filtering step that assured that the first purchase item is associated with a master approved item list, searches a plurality of different approved product lists using the information about the first item, wherein the plurality of different approved product lists comprise a first approved product list and a second approved product list, creates a first transaction based on finding the first item in the first approved product list, transmits the first transaction to a first transaction processing system, receives a first response from the first transaction processing system, bundles the first response in a unified response, and transmits the unified response.Type: ApplicationFiled: November 8, 2021Publication date: February 24, 2022Applicant: Blackhawk Network, Inc.Inventors: Darren Beyer, Casey Bostwick
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Publication number: 20220058912Abstract: A method including receiving an activation request including an identifier uniquely identifying the pre-printed lottery ticket for a pre-printed lottery ticket from a point-of-sale terminal, accessing a record associated with the pre-printed lottery ticket, determining if the activation request is valid, determining a set of attributes associated with the pre-printed lottery ticket based upon the identifier uniquely identifying the pre-printed lottery ticket, determining a central gaming system responsible for administering a lottery with which the pre-printed lottery ticket is associated, and enrolling the set of attributes associated with the pre-printed lottery ticket in the lottery with the central gaming system.Type: ApplicationFiled: November 5, 2021Publication date: February 24, 2022Applicant: Blackhawk Network, Inc.Inventors: Richard Alan GOTLIEB, Prashant NEDUNGADI, Melissa MURILLO, Ryan KOOP, Gino GIUNTI
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Patent number: 11232452Abstract: Systems and methods discussed herein relate to a system for detecting and preventing fraudulent transactions through collecting requests for website access, stored-card trades and sales, and transactions using physical or electronically issued credit, debit, stored-value, and other cards. The fraud detection system not only flags individual transactions, but is also configured to dynamically track and update banned/watch lists associated with request artifacts and cards in order to catch and prevent individual actors as well as BOTs, at least by adjusting the thresholds used to evaluate risk scores and what is placed on the banned/watch lists based upon requests received as well as information from financial institutions, merchants, government agencies, and watchdog groups. The system is also configured to provide information to those groups.Type: GrantFiled: July 1, 2015Date of Patent: January 25, 2022Assignee: Blackhawk Network, Inc.Inventors: Henry Ivey, Rajiv Venkataramana Appana, Patrick Ramsey, Theodore Yeh
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Publication number: 20220005021Abstract: A system and method of transacting a prepaid product with an electronic mobile device that is used to electronically interface with a code, such as a QR code, bar code, RF signal or NFC signal, representing a prepaid product. The codes of multiple prepaid products of multiple prepaid product providers are grouped together on a single structure or in a single computer displayed in a shopping area. The electronic mobile device subsequently electronically interfaces with a point of sale device after electronically interfacing with said code to provide prepaid product information.Type: ApplicationFiled: September 22, 2021Publication date: January 6, 2022Applicant: Blackhawk Network, Inc.Inventors: Tomas Ariel CAMPOS, Patrick Ryan Flanagan
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Patent number: 11200784Abstract: A method including receiving an activation request including an identifier uniquely identifying the pre-printed lottery ticket for a pre-printed lottery ticket from a point-of-sale terminal, accessing a record associated with the pre-printed lottery ticket, determining if the activation request is valid, determining a set of attributes associated with the pre-printed lottery ticket based upon the identifier uniquely identifying the pre-printed lottery ticket, determining a central gaming system responsible for administering a lottery with which the pre-printed lottery ticket is associated, and enrolling the set of attributes associated with the pre-printed lottery ticket in the lottery with the central gaming system.Type: GrantFiled: September 30, 2019Date of Patent: December 14, 2021Assignee: Blackhawk Network, Inc.Inventors: Richard Alan Gotlieb, Prashant Nedungadi, Melissa Murillo, Ryan Koop, Gino Giunti
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Patent number: 11200552Abstract: A transaction sequencer that comprises a processor, a non-transitory memory, and an application stored in the non-transitory memory. The application receives a message comprising information about a first purchase item, wherein the message was created by a point-of-sale after a filtering step that assured that the first purchase item is associated with a master approved item list, searches a plurality of different approved product lists using the information about the first item, wherein the plurality of different approved product lists comprise a first approved product list and a second approved product list, creates a first transaction based on finding the first item in the first approved product list, transmits the first transaction to a first transaction processing system, receives a first response from the first transaction processing system, bundles the first response in a unified response, and transmits the unified response.Type: GrantFiled: June 19, 2017Date of Patent: December 14, 2021Assignee: Blackhawk Network, Inc.Inventors: Darren Beyer, Casey Bostwick
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Publication number: 20210279721Abstract: A method comprises receiving a request to add a stored-value card to an electronic wallet via interpreting an intelligent code which directs a user to a URL for an electronic wallet website; prompting a user for credentials to enter the electronic wallet website; determining whether the stored-value card already exists in the electronic wallet; and adding the stored-value card to the electronic wallet. A system comprises a computer device to receive a request to add a stored-value card to an electronic wallet via interpreting an intelligent code which directs a user to a URL for an electronic wallet website; to prompt a user for credentials to enter the electronic wallet website, to determine possession of the stored-value card, to determine whether the stored-value card already exists in the electronic wallet, and to add the stored-value card to the electronic wallet.Type: ApplicationFiled: May 24, 2021Publication date: September 9, 2021Applicant: Blackhawk Network, Inc.Inventor: Tomas Ariel CAMPOS
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Publication number: 20210224790Abstract: A system and method of transacting a prepaid product with an electronic mobile device that is used to electronically interface with a code, such as a QR code, bar code, RF signal or NFC signal, representing a prepaid product. The codes of multiple prepaid products of multiple prepaid product providers are grouped together on a single structure or in a single computer displayed in a shopping area. The electronic mobile device subsequently electronically interfaces with a point of sale device after electronically interfacing with said code to provide prepaid product information.Type: ApplicationFiled: April 1, 2021Publication date: July 22, 2021Applicant: Blackhawk Network, Inc.Inventors: Tomas Ariel CAMPOS, Patrick Ryan Flanagan
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Patent number: 11062342Abstract: Systems and methods are provided for providing targeted marketing to goods and services provides and consumer resource management services to consumers. An example system and method for targeted marketing comprises collecting transaction data from point-of-sale (POS) terminals and using a consumer identifier in the transaction data to access stored information about the consumer. This information may be used to target offers and advertisement to the consumer. In an example system for consumer resource management, a consumer may configure a consumer account on the enterprise infrastructure via a web-site. The consumer may use the consumer account to purchase and configure gift cards that may be used for purchasing goods and services. A universal transaction identifier may be associated with the consumer account and used to purchase goods and services from more than one selected goods and services providers.Type: GrantFiled: July 27, 2007Date of Patent: July 13, 2021Assignee: Blackhawk Network, Inc.Inventors: Mark E. Roberts, Jennifer K. Mathe